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Financial Literacy as a Determinant of Community Welfare: Empirical Evidence from a Rural Context N. Ali, Fatria; Panigoro, Meyko; Hasiru, Roy; Damiti, Fatmawaty
Journal of Economic Education and Entrepreneurship Studies Vol. 6 No. 2 (2025)
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

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Abstract

The purpose of this study is to determine the effect of Financial Literacy on the Welfare of the Community in Titidu Village, Kwandang District, North Gorontalo Regency. This research uses a descriptive quantitative approach with a sample size of 44 people. The instrument used is a questionnaire or survey. The data analysis technique employed is simple linear regression analysis. Based on the results of the simple regression analysis, it can be seen that there is a positive and significant effect of financial literacy on the welfare of the community in Titidu Village, Kwandang District, North Gorontalo Regency. The regression analysis shows a coefficient of determination of 0.434, indicating that 43.4% of the variation in community welfare is influenced by financial literacy. This indicates a positive relationship between financial literacy and community welfare, where the better the financial literacy, the higher the community welfare. The remaining 56.6%, or the residual value, is influenced by other factors not examined in this study.
HUBUNGAN KETERAMPILAN KOMUNIKASI DENGAN AKTIVITAS BELAJAR SISWA PADA MATA PELAJARAN IPS DI KELAS VIII SMP NEGERI 3 PAGUYAMAN Sri Rahmita Antu; Radia Hafid; Mamang Kasim; Frahmawati Bumulo; Fatmawaty Damiti
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 11, No 1 (2026): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v11i1.5672

Abstract

This study aims to examine the relationship between communication skills and students’ learning activities in Social Studies for eighth-grade students at SMP Negeri 3 Paguyaman. The research employed a quantitative approach using a descriptive correlational design. The population of this study consisted of all eighth-grade students, with a sample of 30 students selected based on appropriate sampling techniques. Data were collected through questionnaires that had been tested for validity and reliability. Simple linear regression analysis was applied to analyze the relationship between communication skills and students’ learning activities. The results indicate a positive and significant relationship between communication skills and learning activities in Social Studies. This is evidenced by a significance value of 0.000, which is lower than the significance level of 0.05. These findings suggest that better communication skills contribute to higher levels of student learning activity during the instructional process. Furthermore, the coefficient of determination of 0.458 indicates that communication skills account for 45.8% of the variance in students’ learning activities, while the remaining 54.2% is influenced by other factors not examined in this study. Therefore, enhancing students’ communication skills is essential in fostering active learning in Social Studies classrooms.
ANALISIS PENERAPAN KURIKULUM MERDEKA PADA PEMBELAJARAN EKONOMI KELAS XI SMA NEGERI SEKABUPATEN BONE BOLANGO Faiza Paputungan; Melizubaida Mahmud; Fatmawaty Damiti; Meyko Panigoro; Sudirman Sudirman
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 11, No 1 (2026): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v11i1.5577

Abstract

This study aims to analyze the implementation of the Independent Curriculum in Economics learning for class XI in State Senior High Schools throughout Bone Bolango Regency and to identify the factors that influence it. The research method used is qualitative with a Narrative Inquiry approach. Data collection techniques were carried out through interviews, observation, and documentation in several State Senior High Schools in Bone Bolango Regency. The results of the research show that the implementation of the Independent Curriculum in Economics learning in State Senior High Schools throughout Bone Bolango Regency has been carried out quite well for the last three years. However, there are still many things that need to be improved, such as the availability of resources. Most teachers have not been able to maximize learning effectively due to a lack of understanding and training on the concept of the Independent Curriculum, as well as mastery of technology that supports digital-based learning. In addition, the lack of adequate facilities and infrastructure as well as relevant learning resources are also obstacles. Factors that influence the implementation of the Independent Curriculum include supporting factors such as teacher training and assistance as well as the availability of resources, and inhibiting factors such as facilities and infrastructure, the involvement of schools, teachers, students, and parents.
PENGARUH FASILITAS BELAJAR TERHADAP MOTIVASI BELAJAR SISWA DI SMP NEGERI 3 ANGGREK KABUPATEN GORONTALO UTARA Nelviana Djambar; Meyko Panigoro; Fatmawaty Damiti; Roy Hasiru; Rierind Koniyo
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 11, No 1 (2026): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v11i1.5592

Abstract

This study aims to determine the effect of learning facilities on students’ learning motivation at SMP Negeri 3 Anggrek, North Gorontalo Regency. The study employed a quantitative approach with a correlational research design. The population of this study consisted of all students of SMP Negeri 3 Anggrek, with a sample of 56 students selected using a specific sampling technique. Data were collected through the distribution of questionnaires that had been tested for validity and reliability to ensure the accuracy of the research instruments. The collected data were then analyzed using simple linear regression analysis to examine the magnitude of the influence of learning facilities on students’ learning motivation. The results of the data analysis indicate that learning facilities have a significant effect on students’ learning motivation, with a contribution value of 20.8%. This finding suggests that better learning facilities are associated with higher levels of students’ learning motivation. However, 79.2% of students’ learning motivation is influenced by other factors beyond the variables examined in this study, such as the family environment, teaching methods, the role of teachers, and students’ internal factors. Therefore, it can be concluded that learning facilities are an important factor in enhancing students’ learning motivation; however, they need to be supported by other contributing factors to optimize students’ overall learning motivation.