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Preferensi Produk Perbankan Syariah, Di Kota Tarakan: Pendekatan Analisis Multigrup Utomo, Mohamad Nur; Islami, Rahmi Nur; Pratiwi, Adinda
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10438

Abstract

This research stems from the phenomenon of the still low market share of Islamic banking compared to conventional banking in Indonesia. The study aims to examine the factors influencing preferences for Islamic banking products using exogenous variables including knowledge, trust, and the quality of Islamic banking product services, as well as demographic characteristics (gender and education level) as moderating variables. The research method employs SEM-PLS and Multigroup Analysis, with primary data collected from respondents of Islamic banks in Tarakan city, North Kalimantan. The research findings confirm that knowledge, trust, and the quality of product services positively enhance consumer preferences for Islamic banking products. Gender and education level are not moderators in the influence of knowledge, trust, and product service quality on consumer preferences for Islamic banking products. These research findings lend support to the consumer behavior theory that elucidates the process by which individuals decide which product becomes their primary preference in decision-making.
Analysis of Optimizing MSME Profits Through Financial Management Competence in Tarakan City Islami, Rahmi Nur; Usman, Ferawati; Utomo, Mohammad Nur
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12253

Abstract

Purpose his research aims to measure the extent of financial management competence possessed by MSME players, including Education and Training, Legal Compliance, Partnerships, and Networks, as well as the Application of Digital Technology in optimizing their profits. Methodology The research method used by researchers is quantitative. This research was conducted on 100 MSMEs in Tarakan City. Data collection was carried out using a structured questionnaire. The sampling technique used in this research was simple random sampling. The data analysis technique uses multiple linear regression analysis using the SmartPLS program. Findings The analysis results show that education and training have a significant positive impact on optimizing MSME profits. Apart from that, Legal Compliance also has a significant positive impact on optimizing MSME profits. Networking has a significant positive impact on optimizing MSME profits. Digitalization positively optimizes MSME profits, although the impact may not be as strong as other variables. Originality The development of MSMEs in Tarakan City was followed by various problems, including not yet optimal financial management, which resulted in the difficulty of achieving optimal profit. Financial management is a problem in MSMEs because MSME owners often ignore the importance of recording financial reports. Thus, financial management is essential to apply to MSMEs.
ENHANCING LOCAL BUSINESS VISIBILITY: EDUCATION AND LOCATION PIN PLACEMENT ON GOOGLE MAPS TO SUPPORT SMES THROUGH COMMUNITY SERVICE LEARNING IN TANAH KUNING VILLAGE Dodi Apriadi; Wismadina; Nizhamuddin; Shalahuddin; Ferawati Usman; Rahmi Nur Islami
Jurnal Akademik Pengabdian Masyarakat Ichsan Sidrap Vol 1 No 1 (2024): Juni 2024, Hal 1-63
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Real Work Lecture (KKN) is a concrete manifestation of the duties of lecturers and students in carrying out the Tri Dharma of Higher Education, namely the aspect of service. Through community service activities in Tanah Kuning village, there is a synergy between universities and the community as a manifestation of democratic knowledge. The purpose of this service is to provide understanding to the local community about the use of technology. The service is carried out through Location Pin Installation activities on Google Maps. The results of this dedication provide digital technology that can be a very effective tool for UMKM to increase their competitiveness in the global market. UMKM can take advantage of digital technology to expand market reach, increase operational efficiency, and improve product and service quality.
Menuju Sekolah Tanpa Bullying: Program Edukasi dan Pencegahan Bullying pada Siswa Sekolah Dasar Nursia Nursia; Erick Karunia; Muh.Irfandy Azis; Roni Padliansyah; Rahmi Nur Islami; Deni Marsha; Aswan Aswan; Nurjannatul Hasanah; Widyastuti Cahyaningrum; Indah Sari; Muhammad Syahril
Jurnal Pengabdian kepada Masyarakat Indonesia (JPKMI) Vol. 5 No. 3 (2025): Desember: Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpkmi.v5i3.8849

Abstract

This Community Service (PKM) activity aimed to create a bullying-free school environment at SDN Utama 2 Tarakan by enhancing students' knowledge and awareness. The program, executed in November 2025, employed an participatory-educational approach that included needs analysis, preparation of interactive materials (visuals and videos), execution of socialization, and roleplay simulations designed to foster empathy and courage among students. The results indicate that the interactive and relevant educational program successfully led to a significant increase in understanding of bullying categories and consequences among elementary school students, along with success in cultivating their commitment to becoming active upstanders. Furthermore, dedicated mentoring effectively strengthened the teachers' role in early detection. Overall, the program successfully instilled anti-bullying values, and it is recommended that the school internalize these materials periodically and establish an anti-bullying task force to ensure the sustained positive impact within the school environment.
Empowering Women through the Processing of Shrimp Waste into Local Wisdom–Based Entrepreneurial Products Kartini, K.; Islami, Rahmi Nur; Kismanti, Shinta Tri; Nurdin, Firdan; Jumadi, J.; Natasya, Anggun Sarwana; Melisah, Maya Nur
Golden Ratio of Community Services and Dedication Vol. 6 No. 1 (2026): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grcsd.v6i1.1818

Abstract

This Community service program addresses the pressing issue of environmental pollution caused by shrimp processing waste in the coastal area of Beach of Selumit, Tarakan City. The program aims to empower women by transforming this shrimp waste, which poses an ecological threat, into local wisdom-based entrepreneurial products. Conducted in collaboration with BKM Sejahtera as the community partner, the initiative focused on converting shrimp heads and shells into natural powdered fertilizer and shrimp broth powder. Alongside waste processing training, the program enhanced women's financial literacy through a household financial literacy handbook and promoted digital marketing via the "udangcycle.id" social media platform. The participatory, community-based approach involved 30 female participants who showed progress in product creation, simple bookkeeping, and independent product marketing. This initiative not only improved environmental cleanliness but also strengthened women's roles as economic actors, increased household income, and broader economic empowerment in the coastal community.
Melampaui Ruang Kelas: Pemberdayaan Mahasiswa Perbatasan melalui Workshop Kepemimpinan dan Inovasi Bisnis Shalahuddin, Shalahuddin; Utomo, Mohamad Nur; Kaujan, Kaujan; Sugiati, Tinik; Hasyim, Budi; Islami, Rahmi Nur; Hasanah, Nurjannatul; Rahmawati, Meylin; Usman, Ferawati; Aswan, Aswan; Firmansyah, Sigit; Dwi Jessika, Gusti Ayu
Jurnal Akademik Pengabdian Masyarakat Ichsan Sidrap Vol 2 No 2 (2025): Hal
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/japmis.v2i2.372

Abstract

This community service activity aimed to enhance the leadership capacity and business innovation of students at the Faculty of Economics, Universitas Borneo Tarakan, as future economic actors in the Indonesia–Malaysia border area. The activity was implemented through a participatory and collaborative approach consisting of five main stages: socialization and problem mapping, training and workshop, technology application and practical simulation, mentoring and evaluation, and sustainability program development. The results showed achievements exceeding the targets, with 85% of participants completing the entire training series, 12 business proposals using the Business Model Canvas (BMC) framework, and 18 participants successfully creating active digital business accounts. The improvement in participants' abilities was reflected in the pre-test and post-test results, which showed an average score increase of 28% in leadership aspects and 34% in business innovation aspects. The campus market simulation through the Student Business Expo successfully strengthened collaborative networks among students, local MSMEs, and the local entrepreneurial community. This activity significantly contributed to shaping students' entrepreneurial character and competencies while supporting the strengthening of the creative economy ecosystem in the border region.