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Preferensi Produk Perbankan Syariah, Di Kota Tarakan: Pendekatan Analisis Multigrup Utomo, Mohamad Nur; Islami, Rahmi Nur; Pratiwi, Adinda
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10438

Abstract

This research stems from the phenomenon of the still low market share of Islamic banking compared to conventional banking in Indonesia. The study aims to examine the factors influencing preferences for Islamic banking products using exogenous variables including knowledge, trust, and the quality of Islamic banking product services, as well as demographic characteristics (gender and education level) as moderating variables. The research method employs SEM-PLS and Multigroup Analysis, with primary data collected from respondents of Islamic banks in Tarakan city, North Kalimantan. The research findings confirm that knowledge, trust, and the quality of product services positively enhance consumer preferences for Islamic banking products. Gender and education level are not moderators in the influence of knowledge, trust, and product service quality on consumer preferences for Islamic banking products. These research findings lend support to the consumer behavior theory that elucidates the process by which individuals decide which product becomes their primary preference in decision-making.
Analysis of Optimizing MSME Profits Through Financial Management Competence in Tarakan City Islami, Rahmi Nur; Usman, Ferawati; Utomo, Mohammad Nur
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12253

Abstract

Purpose his research aims to measure the extent of financial management competence possessed by MSME players, including Education and Training, Legal Compliance, Partnerships, and Networks, as well as the Application of Digital Technology in optimizing their profits. Methodology The research method used by researchers is quantitative. This research was conducted on 100 MSMEs in Tarakan City. Data collection was carried out using a structured questionnaire. The sampling technique used in this research was simple random sampling. The data analysis technique uses multiple linear regression analysis using the SmartPLS program. Findings The analysis results show that education and training have a significant positive impact on optimizing MSME profits. Apart from that, Legal Compliance also has a significant positive impact on optimizing MSME profits. Networking has a significant positive impact on optimizing MSME profits. Digitalization positively optimizes MSME profits, although the impact may not be as strong as other variables. Originality The development of MSMEs in Tarakan City was followed by various problems, including not yet optimal financial management, which resulted in the difficulty of achieving optimal profit. Financial management is a problem in MSMEs because MSME owners often ignore the importance of recording financial reports. Thus, financial management is essential to apply to MSMEs.
Meningkatkan Kepercayaan Konsumen Online melalui Peran Brand awareness, Persepsi Privacy, dan Persepsi Keamanan dengan Kepuasan sebagai Variabel Mediasi Apriadi, Dodi; AB, Nizhamuddin; Nur Islami, Rahmi; Shalahuddin, Shalahuddin; Wijayanti, Yessi Putri
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 2 (2024): Mei
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i2.1779

Abstract

Penelitian ini bertujuan untuk mengevaluasi dampak brand awareness, persepsi privacy, dan persepsi keamanan terhadap kepercayaan konsumen online, dengan kepuasan sebagai variabel mediasi. Metode yang digunakan adalah penelitian kuantitatif dengan pendekatan survei. Populasi penelitian melibatkan konsumen online di media sosial Instagram di Tarakan. Pengambilan sampel dilakukan secara purposive dengan melibatkan 190 responden. Pengumpulan data dilakukan melalui kuesioner online yang telah diverifikasi validitas dan reliabilitasnya. Analisis data menggunakan teknik analisis jalur (path) dengan regresi sederhana dan uji sobel. Temuan penelitian menunjukkan bahwa: (1) Persepsi keamanan, persepsi privacy, dan brand awareness mammallike pengaruh positif dan signifikan terhadap kepuasan konsumen. (2) Kepuasan memiliki pengaruh positif dan signifikan terhadap kepercayaan konsumen. (3) Persepsi keamanan, persepsi privacy, dan brand awareness juga berpengaruh positif dan signifikan terhadap kepercayaan konsumen. (4) Pengaruh positif dan signifikan persepsi keamanan, persepsi privacy, dan brand awareness terhadap kepercayaan konsumen online ditemukan, dengan kepuasan sebagai variabel mediasi.
ENHANCING LOCAL BUSINESS VISIBILITY: EDUCATION AND LOCATION PIN PLACEMENT ON GOOGLE MAPS TO SUPPORT SMES THROUGH COMMUNITY SERVICE LEARNING IN TANAH KUNING VILLAGE Dodi Apriadi; Wismadina; Nizhamuddin; Shalahuddin; Ferawati Usman; Rahmi Nur Islami
Jurnal Akademik Pengabdian Masyarakat Ichsan Sidrap Vol 1 No 1 (2024): Juni 2024, Hal 1-63
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Real Work Lecture (KKN) is a concrete manifestation of the duties of lecturers and students in carrying out the Tri Dharma of Higher Education, namely the aspect of service. Through community service activities in Tanah Kuning village, there is a synergy between universities and the community as a manifestation of democratic knowledge. The purpose of this service is to provide understanding to the local community about the use of technology. The service is carried out through Location Pin Installation activities on Google Maps. The results of this dedication provide digital technology that can be a very effective tool for UMKM to increase their competitiveness in the global market. UMKM can take advantage of digital technology to expand market reach, increase operational efficiency, and improve product and service quality.
The Effect of Profitability and Firm Size on Firm Value Moderated by PROPER Nur Islami, Rahmi; Sanjaya, M Feldi
Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Vol. 20 No. 3 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/neraca.v20i3.21954

Abstract

This study aims to determine the effect of profitability and company size on company value with environmental performance (PROPER) as a moderating variable in food and beverage manufacturing companies listed on the Indonesia Stock Exchange (IDX) for the period 2019–2023. The research questions asked are whether profitability and company size affect company value, and whether environmental performance (PROPER) can moderate this relationship. The research method used is a quantitative approach with moderated regression analysis (MRA) techniques, and secondary data was obtained from company annual reports and PROPER publications from the Ministry of Environment and Forestry (KLHK). The results show that profitability does not significantly affect company value, company size has a significant negative effect on company value, and environmental performance (PROPER) does not moderate the effect of profitability or company size on company value. These findings indicate that financial aspects are still the dominant factor in determining company value, while environmental performance is not yet fully considered by investors. The results of this study are expected to be taken into consideration by companies to improve transparency and environmental responsibility in order to strengthen company value in the eyes of investors.
PENGARUH PERSEPSI KEGUNAAN DAN PERSEPSI KEMUDAHAN TERHADAP NIAT BELI DENGAN SIKAP SEBAGAI VARIABEL MEDIASI (Studi Kasus Pada Pengguna Traveloka) Nur Islami, Rahmi; Syahran; Lestari, Putri Indah
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 10 No 2 (2025): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v10i2.22166

Abstract

Research aim : This research aims to test the influence of perceived usefulness and perceived convenience on purchase intention with attitude as a mediating variable. This research was conducted in Tarakan City. Design/Methode/Approach : The theoretical approach used in this research is the Technology Acceptance Model (TAM). This research uses a survey method with an instrument in the form of a questionnaire and a sampling method using nonprobability sampling. The validity test uses convergent validity and discriminant validity, and the reliability test uses composite reliability. Research Finding : The results of this research indicate that the variables of perceived usefulness and convenience have a positive and significant effect on the attitude variable. The attitude variable has a positive and significant effect on purchase intention. Theoretical contribution/Originality : This study strengthens the empirical foundation of the Technology Acceptance Model (TAM) by validating the mediating role of attitude in explaining consumer purchase intention within the digital transaction context in Indonesia. Practitionel/Policy implication : The findings provide insights for marketers and digital business practitioners to enhance user perceptions of usefulness and convenience to improve consumer attitudes and ultimately increase purchase intentions. Research limitation : This research was limited to respondents in Tarakan City; future studies are suggested to include larger samples and cross-regional comparisons to improve generalizability.
The Role of Regional Original Income, Regional Size, and Transfer Funds in Improving Regional Financial Performance Rahmi Nur Islami; Rudy Bin Ansar; Tengku Putri Azizah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6337

Abstract

This study analyzes the implementation of the regional autonomy system after the transition from a centralized system, focusing on evaluating the financial performance of local governments through aspects of independence, effectiveness, and regional financial growth. The main factors influencing local financial performance are local government size, local own-source revenue (PAD), and transfer fund management. This study offers a new contribution by examining the simultaneous influence of PAD, regional size, and transfer funds on regional financial performance, especially in Tarakan City, which has unique geographical and socioeconomic characteristics. The results of this study provide important insights for local governments in designing more effective and efficient financial management strategies. In addition, these findings are expected to be a reference for policymakers in formulating transfer fund allocation formulas and PAD optimization to improve regional financial performance sustainably. This research method uses a descriptive quantitative approach with a purposive sampling technique. The data used is secondary quantitative data, and the analysis is conducted using multiple linear regression with classical assumption tests. The results show that PAD has a positive effect on regional financial performance, supporting financial independence. In contrast, regional size has a negative effect, reflecting resource management challenges in larger regions. Fund transfers have a positive effect, confirming their role in improving regional financial performance. This research also opens up opportunities for further studies on the relationship between regional financial management and regional economic development.
Implementasi Strategi Pemasaran Sosial Media oleh Dinas Pariwisata Kota Cirebon dalam Upaya meningkatkan Kunjungan Wisatawan Studi Kasus di Akun Sosial Media (Instagram @disbudparkotacirebon) Annisa Nurul Aini; Rahmi Nur Islami
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini mengkaji implementasi strategi pemasaran media sosial yang dilakukan Dinas Kebudayaan dan Pariwisata Kota Cirebon melalui akun Instagram @disbudparkotacirebon. Sektor pariwisata Indonesia menghadapi tantangan dalam optimalisasi promosi digital, khususnya di tingkat pemerintah daerah. Kajian literatur ini menganalisis berbagai pendekatan strategi promosi pariwisata melalui media sosial yang telah diterapkan di beberapa daerah di Indonesia. Hasil kajian menunjukkan bahwa Instagram menjadi platform dominan dengan tingkat pengaruh tertinggi mencapai 33% terhadap minat kunjungan wisatawan. Strategi komunikasi pemasaran yang efektif memerlukan lima tahapan sistematis: penelitian, perencanaan, pelaksanaan, evaluasi, dan pelaporan. Temuan mengungkapkan bahwa promosi konvensional tidak lagi memadai dalam persaingan antar destinasi, sehingga diperlukan adaptasi teknologi digital. Pariwisata Kota Cirebon membentuk unit khusus pengelola media sosial, mengalokasikan minimum 15% anggaran promosi untuk konten digital, mengimplementasikan dashboard analytics real-time, dan membangun ekosistem kolaborasi dengan content creator lokal.
Menuju Sekolah Tanpa Bullying: Program Edukasi dan Pencegahan Bullying pada Siswa Sekolah Dasar Nursia Nursia; Erick Karunia; Muh.Irfandy Azis; Roni Padliansyah; Rahmi Nur Islami; Deni Marsha; Aswan Aswan; Nurjannatul Hasanah; Widyastuti Cahyaningrum; Indah Sari; Muhammad Syahril
Jurnal Pengabdian kepada Masyarakat Indonesia (JPKMI) Vol. 5 No. 3 (2025): Desember: Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpkmi.v5i3.8849

Abstract

This Community Service (PKM) activity aimed to create a bullying-free school environment at SDN Utama 2 Tarakan by enhancing students' knowledge and awareness. The program, executed in November 2025, employed an participatory-educational approach that included needs analysis, preparation of interactive materials (visuals and videos), execution of socialization, and roleplay simulations designed to foster empathy and courage among students. The results indicate that the interactive and relevant educational program successfully led to a significant increase in understanding of bullying categories and consequences among elementary school students, along with success in cultivating their commitment to becoming active upstanders. Furthermore, dedicated mentoring effectively strengthened the teachers' role in early detection. Overall, the program successfully instilled anti-bullying values, and it is recommended that the school internalize these materials periodically and establish an anti-bullying task force to ensure the sustained positive impact within the school environment.
Empowering Women through the Processing of Shrimp Waste into Local Wisdom–Based Entrepreneurial Products Kartini, K.; Islami, Rahmi Nur; Kismanti, Shinta Tri; Nurdin, Firdan; Jumadi, J.; Natasya, Anggun Sarwana; Melisah, Maya Nur
Golden Ratio of Community Services and Dedication Vol. 6 No. 1 (2026): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grcsd.v6i1.1818

Abstract

This Community service program addresses the pressing issue of environmental pollution caused by shrimp processing waste in the coastal area of Beach of Selumit, Tarakan City. The program aims to empower women by transforming this shrimp waste, which poses an ecological threat, into local wisdom-based entrepreneurial products. Conducted in collaboration with BKM Sejahtera as the community partner, the initiative focused on converting shrimp heads and shells into natural powdered fertilizer and shrimp broth powder. Alongside waste processing training, the program enhanced women's financial literacy through a household financial literacy handbook and promoted digital marketing via the "udangcycle.id" social media platform. The participatory, community-based approach involved 30 female participants who showed progress in product creation, simple bookkeeping, and independent product marketing. This initiative not only improved environmental cleanliness but also strengthened women's roles as economic actors, increased household income, and broader economic empowerment in the coastal community.