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ANALISIS PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP PENGEMBANGAN USAHA MIKRO MUSTAHIK (STUDI ZAKAT CENTER LAZISMU GRESIK) Maulidya, Chaterin; Fahrullah, A'rasy
Jurnal Ekonomika dan Bisnis Islam Vol 4 No 2 (2021): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (909.903 KB) | DOI: 10.26740/jekobi.v4n2.p168-178

Abstract

The distribution of zakat in the form of productive zakat has been widely applied by the Amil Zakat Agency and the Amil Zakat Institution. Lazismu Gresik Zakat Center as an Amil Zakat Institution provides capital assistance to mustahik from productive zakat in order to develop their micro-businesses. This study intends to analyze how the Zakat Center Lazismu Gresik has utilized it in developing mustahik's micro-businesses and to find out the differences between micro-business development before receiving and after receiving productive zakat assistance. In this research, the method used is descriptive qualitative research by conducting an in-depth interview. This study shows the results that the utilization of productive zakat has a major effect on the development of mustahik-owned micro-businesses.
Pengelolaan ZIS Sebagai Upaya Meningkatkan Kesejahteraan Masyarakat (Studi Pada Baznas Kabupaten Jombang) Labuh Inderayana Eka Sakti; A'rasy Fahrullah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (852.286 KB) | DOI: 10.26740/jekobi.v5n1.p106-119

Abstract

Welfare is desired by every individual and realized through efforts such as minimizing poverty and improving health as well as education. Law No. 23 of 2011, which regulates zakat management, has a significant impact on Baznas in managing zakat, infaq, and sadaqah at the national level.  In realizing these objectives, Baznas Jombang prepares 5 programs to be distributed through productive and consumptive assistance to improve mustahiq welfare. This research is qualitative research that intends to analyze the management of zakat, infaq, and sadaqah in improving the welfare of the community. The results of this study show that the management of zakat, infaq, and sadaqah in improving the welfare of the community in Baznas Jombang Regency manifests in the form of the Jombang Berdaya and Jombang Sehat program, where a productive economy to develop small micro businesses and consumptive assistance by improving the standard of living of children with special needs were discovered.
Praktik Murabahah Hewan Qurban pada Koperasi Syariah Al Abrar Surabaya dalam Perspektif Ekonomi Islam Putri, Mayangsari Yuhana; A'rasy Fahrullah
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 1 (2022): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (905.124 KB) | DOI: 10.26740/jekobi.v5n1.p160-171

Abstract

Al Abrar Sharia Cooperative has murabahah products for qurban animals with the aim of facilitating members or customers who wish to carry out qurban worship. However, in practice the sharia cooperative does not mention the amount of profit to customers, the profit is explained at the cooperative's annual meeting. This study aims to determine the practice of murabahah sacrificial animals at the sharia cooperative Al Abrar Surabaya in an Islamic economic perspective, whether the practice is in accordance with Islamic provisions, namely MUI DSN Fatwa No. 04 of 2000 concerning murabahah. The type of research is descriptive qualitative by analyzing the data obtained from the informants, triangulating the sources then giving an understanding and explanation about the practice of the murabahah contract of sacrificial animals. The research data was taken through primary data, namely the results of interviews with informants, namely cooperative leaders, customers, and MUI administrators. Secondary data were obtained from journals, books, articles and news related to the research. The results showed that the practice of murabahah sacrificial animals carried out by the Al Abrar Sharia Cooperative violated the general provisions in the sixth and seventh points so that it was not fully in accordance with the provisions of the MUI DSN Fatwa No. 04 of 2000.
The Influence of Islamic Leadership and Islamic Work Ethics on the Islamic Performance of Employees at BPRS Lantabur Tebuireng: The Influence of Islamic Leadership and Islamic Work Ethics on the Islamic Performance of Employees Prasetyo, Erwin Niko; Fahrullah, A'rasy
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n1.p45-57

Abstract

The Islamic work ethic is an obligation for banks that conduct business based on Sharia principles. This research aims to determine the influence of Islamic Leadership and Islamic Work Ethics on the Islamic Performance of Employees at BPRS Lantabur Tebuireng. This research uses a quantitative approach with multiple linear regression analysis techniques. The data used is primary data through questionnaires distributed to respondents. The sample for this research was 40 employees of BPRS Lantabur Tebuireng. The results of this research indicate that Islamic work ethics partially have an influence on employee Islamic performance. Meanwhile, Islamic leadership partially has no influence on employee Islamic performance. The results of testing the coefficient of determination show that Islamic leadership and Islamic work ethics have a simultaneous influence with a percentage of 90.1% on employee Islamic performance. This research will later be able to provide insight to institutions as well as leaders and employees to apply these aspects in the world of work
PENGARUH PROMOSI DAN KEMUDAHAN TERHADAP KEPUTUSAN PENGGUNAAN SISTEM PEMBAYARAN DIGITAL QRIS PADA GENERAZI Z BOJONEGORO Rahmawati, Laili Nur; Fahrullah, A'rasy
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p135-146

Abstract

Advances in digital technology provide convenience for humans. One of the impacts is in the field of digital payment systems, namely QRIS. This study aims to determine the effect of promotion and convenience on the decision to use the QRIS digital payment system for Generation Z in Bojonegoro Regency. This type of research is quantitative research with an associative approach. The sampling method applies non-probability sampling techniques by determining the sample through purposive sampling. The data collection technique used a questionnaire measured on a Likert scale. For data analysis techniques, multiple linear regression is used which is processed with the help of SPSS 24 software. The results of this study indicate that the promotion variable has a positive and significant effect on the decision to use the QRIS digital payment system. Then the convenience variable has a positive and significant effect on the decision to use the QRIS digital payment system. The results of this study indicate that to increase the use of QRIS in Bojonegoro Regency there needs to be more effective promotion and increased ease of use. These two factors have proven significant in influencing the decision to use QRIS among Generation Z.
Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Sultan Fahad; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

Abstract

This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Sultan Fahad; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

Abstract

This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
THE EFFECT OF CUSTOMER RELATIONSHIP MANAGEMENT (CRM) ON MUZAKI LOYALTY sholihah, nihayatu aslamatis; fahrullah, a'rasy
IJIBE (International Journal of Islamic Business Ethics) Vol 5, No 2 (2020): September 2020
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.5.2.90-99

Abstract

The aim of this research is to test the effect of customer relationship management (data and information, human resources, process, and technology) towards muzakki loyalty case study Yatim Mandiri Surabaya. this research was conducted with an associative quantitative approach. Number of samples that used in this research is 100 peoples who is active muzakki ini Yatim mandiri Surbaya and use purposive sampling technique. This research use a questionnare that calculates with Likert scale and analyzed with SPSS 23 version. The result of this research indicated that customer relationship management varible has significant effect and positive of muzakki loyalty. Based on the partial test result indicated that customer relationship management has partial effect of muzakki loyalty, and  based on the coefficient of determination test result, indicated that customer relationship management variable has a big impact as 33,7% of muzakki loyalty.
RELIGIOUSITY, LOCATION, AND ISLAMIC WORK PERFORMANCE: THE CONNECTION BETWEEN INDONESIAN AND MALAYSIAN EMPLOYEES Fahrullah, A'rasy; Anwar, Moch. Khoirul; Suryaningsih, Sri Abidah; Fahmi, Moh. Farih; Masrizal, Masrizal; Mohd Noh, Mohd Shahid bin
Jurnal Ekonomi dan Bisnis Airlangga Vol. 34 No. 2 (2024): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V34I22024.240-251

Abstract

Introduction: In today's dynamic era, tight competition urges a comprehensive analysis of company success factors with an emphasis on high-quality human resources, employee performance, religiosity, and workplace location's impact on performance. Methods: This explanatory research uses a quantitative approach, surveying 259 urban Muslim employees in Indonesia and Malaysia online from May to August 2023 via random sampling and SEM analysis. Results: Using WarpPLS, this study found that work location significantly affects both religiosity and Islamic work performance, confirming H1 with a coefficient of 0.502 (p-value <0.001) and H2 with a coefficient of 0.573 (p-value <0.001). However, H3 is rejected, as religiosity does not significantly affect Islamic work performance (coefficient 0.082, p-value 0.245). Conclusion and suggestion: Work location significantly affects employee religiosity and Islamic work performance, with urban and closer locations enhancing these aspects. However, religiosity does not directly impact performance, indicating a complex relationship. Managers should consider location in recruitment, support religious practices, and investigate these dynamics while integrating religious values in training programs.
The Influence of Regulations, Religiosity and Literacy on willingness to pay for Zakat of Professional Civil Servants in the Ministry of Religion of East Java Province Fahrullah, A'rasy; Nikmah, Nur Ziyadatun; Robbani, Abdullah Azzam
Falah: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v9i2.34948

Abstract

This study aims to determine the effect of regulation, religiosity and zakat literacy on compliance to pay professional zakat of ASN Regional Office of the Ministry of Religion of East Java Province. This research uses a quantitative approach with non-probability sampling technique with purposive sampling method. Research data were taken from primary sources through direct distribution of questionnaires and through google form to respondents. The results of partial test through SPSS found that the regulation, religiosity and zakat literacy has a significant effect on the willingness of Apparatus to pay professional zakat. Further, the results of simultaneous test found that the variables of regulation, religiosity, and zakat literacy have a significant effect on compliance in paying professional zakat. This finding contributes to the development of a more comprehensive theory of zakat compliance, which combines psychological, spiritual, and institutional aspects to support zakat institutions’ performance.