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Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Fahad, Sultan; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

Abstract

This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Fahad, Sultan; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

Abstract

This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
Trends and Challenges Industry Halal Cosmetics: Opportunities Growth in Indonesia and Global Markets Khoiriyah, Eva Zunia; Wulan Dari, Azizah; Novelika, Lutfiyah Rahma; Fahrullah, A'rasy
Journal Creative Economics and Trading Halal Ecosystem Vol. 2 No. 02 (2024): Journal Cethe: November 2024
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research analyze request product halal cosmetics in Indonesia, which is a country with the largest Muslim population in the world. This study use method study library For dig trend, factor drivers, as well as challenges faced by the industry halal cosmetics. Research results show that request to halal cosmetics driven by religiosity consumers, safety and health products, social media influence, and competitive pricing and availability. Generation​ millennials and Gen Z become segment the main determining factor market direction, with preferences influenced by digital promotions. Although regulation like Constitution Guarantee Halal products have give certainty law, challenges such as complex certification processes and lack of education consumer Still become constraints. This study emphasize importance innovation, marketing strategy based on social media, as well as strengthening education and literacy consumer For support growth industry halal cosmetics in Indonesia sustainable
Pengaruh Live Streaming dan Islamic Advertising Terhadap Keputusan Pembelian Fashion Muslim pada Tiktok Shop (Studi Kasus pada Masyarakat Muslim Kabupaten Sidoarjo) Vira Junisyah, Marinda; Fahrullah, A'rasy
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 3: Maret 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i3.16121

Abstract

Penelitian ini bertujuan untuk meneliti pengaruh dari Live Streaming dan Islamic Advertising pada keputusan untuk membeli fashion Muslim pada TikTok Shop pada masyarakat Muslim Kabupaten Sidoarjo. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan mengumpulkan data primer melalui kuesioner online. Sampel diambil menggunakan metode purposive sampling, yang menghasilkan total 103 responden. Untuk analisis data, digunakan regresi linier berganda dengan aplikasi SPSS versi 28. Temuan dari penelitian ini menunjukkan bahwa Live Streaming memiliki pengaruh yang signifikan terhadap keputusan pembelian, Islamic Advertising juga memiliki pengaruh yang signifikan terhadap keputusan pembelian, dan Live Streaming dan Islamic Advertising secara simultan memiliki pengaruh yang signifikan terhadap keputusan pembelian.
KONTRIBUSI DANA WAKAF TERHADAP KESEJAHTERAAN UMKM BINAAN KSPPS MANDIRI SEJAHTERA Cantika Agustia; Rachma Indrarini; Sri Abidah Suryaningsih; A'rasy Fahrullah
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/wwdya464

Abstract

MSMEs (Micro, Small and Medium Enterprises) are one of the main economic sectors that contribute greatly to economic development in Indonesia. In its development, every MSME needs funding for the development of its business. Financial institutions play an important role in helping funding for MSMEs. One of the financial institutions that assists MSMEs in achieving their funding is the Sharia microfinance institution, namely Baitul Maal Wat Tamwil. One of the functions of BMT as a social institution is that BMT has a program that combines economic and social functions by empowering waqf funds for MSMEs. This study uses a descriptive qualitative research method that functions to determine the role of the waqf fund empowerment program for the welfare of MSMEs fostered by KSPPS BMT Mandiri Sejahtera East Java. Based on the results of the research carried out, it was found that the waqf fund empowerment program carried out by KSPPS BMT Mandiri Sejahtera plays a role as a capital provider and has a positive role in helping fostered MSMEs achieve prosperity based on sharia maqashid indicators.
Pemberdayaan Produk Olahan Lokal Bersertifikat Halal untuk Meningkatkan Daya Saing UMKM: Pendekatan Berbasis Komunitas di Wiyung, Surabaya Fahrullah, A'rasy; Fikriyah, Khusnul; Ridlwan, Ahmad Ajib; Anwar, Moch Khoirul; Rofiqo, Azidni
Abimanyu : Jornal of Community Engagement Vol 7 No 1 (2026): February 2026 (In Press)
Publisher : Universitas Negeri Surabaya

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Abstract

Di era digital, integrasi nilai-nilai Islam dengan praktik bisnis menjadi krusial bagi pertumbuhan ekonomi yang inklusif dan etis. Studi ini bertujuan untuk memberdayakan usaha mikro, kecil, dan menengah (UMKM) lokal di Wiyung, Surabaya, melalui pengembangan produk pangan olahan bersertifikat halal. Program ini mencakup sesi pelatihan dan pendampingan yang berfokus pada produksi halal, prosedur sertifikasi, strategi pemasaran digital, dan branding produk. Dengan menggunakan metode pra-tes dan pasca-tes yang melibatkan 25 wirausaha perempuan dari kelompok PKK setempat, studi ini mengamati peningkatan pemahaman peserta sebesar 50% tentang standar halal. Hasil studi ini menegaskan bahwa peningkatan literasi halal dan kapabilitas digital meningkatkan daya saing dan keberlanjutan UMKM lokal. Model ini dapat menjadi kerangka kerja yang dapat direplikasi untuk mempromosikan ekonomi halal dan nilai-nilai ESG di tingkat akar rumput.
Kajian Edukatif Tentang Pengaruh Staycation dan Akomodasi Syariah Terhadap Kondisi Mental Mahasiswa di Lingkungan Perguruan Tinggi Dias Widiawati; Moh Farih Fahmi; A’rasy Fahrullah; Sri Abidah Suryaningsih
Journal of Education and Learning Sciences Vol. 6 No. 1 (2026): March 2026
Publisher : CV. Gerasi Insan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56404/jels.v6i1.257

Abstract

This study aims to analyze the influence of staycation decisions and the choice of sharia-compliant accommodation on students' mental health. Students often experience academic stress that can impact their psychological well-being, therefore alternative recovery activities are needed. This study used a quantitative approach with an associative method. Data were collected through questionnaires distributed to 150 students selected using a purposive sampling technique. Data analysis used multiple linear regression with SPSS. The results showed that staycation decisions had a positive and significant influence on students' mental health. The choice of sharia-compliant accommodation also had a positive and significant influence on students' mental health. Simultaneously, both variables significantly influenced students' mental health. Staycation activities supported by comfortable and sharia-compliant accommodation can be an effective strategy to reduce stress and improve student well-being.
The Role of Productive Zakat in the Development of MSMEs in Ngronggot District, Nganjuk Regency (Study on LAZISNU MWCNU Ngronggot) Sholeh, Badrus; Fahrullah, A'Rasy
Journal Creative Economics and Trading Halal Ecosystem Vol. 4 No. 01 (2026): Journal CETHE Maret 2026
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56404/cethe.v4i01.265

Abstract

Indonesia, as a developing country, still faces the problems of poverty and income inequality. Zakat, as an Islamic economic instrument, plays a strategic role in addressing these issues, particularly through a productive zakat approach. This study aims to analyze the role of productive zakat in the development of MSMEs in Ngronggot District, Nganjuk Regency through LAZISNU MWCNU Ngronggot. The research method used is a qualitative case study approach. Data collection techniques were carried out through observation, interviews, and documentation. The results show that productive zakat plays a positive role in increasing business turnover, assets, and the welfare of mustahik. However, there are still obstacles such as limited mentoring and managerial capabilities of beneficiaries. This study confirms that productive zakat can be an effective instrument of economic empowerment if managed optimally and sustainably
PENINGKATAN LITERASI KEUANGAN SYARIAH DIGITAL IBU RUMAH TANGGA KECAMATAN WIYUNG SURABAYA Indrarini, Rachma; A'rasy Fahrullah; Ach. Yasin; Irfan Ramis; Ramdani
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 2 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : PROFICIO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/.v7i2.6443

Abstract

Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan syariah digital pada ibu rumah tangga di Kecamatan Wiyung, Surabaya. Di era digital, kemampuan memahami dan memanfaatkan layanan keuangan berbasis teknologi yang sesuai dengan prinsip syariah menjadi hal yang penting dalam pengelolaan keuangan keluarga. Namun, masih banyak ibu rumah tangga yang memiliki keterbatasan dalam memahami layanan keuangan digital serta konsep keuangan syariah seperti riba, gharar, dan maisir. Program ini menggunakan pendekatan terstruktur yang meliputi analisis kebutuhan, penyusunan materi, pelaksanaan kegiatan sosialisasi, serta evaluasi melalui pre-test dan post-test. Kegiatan dilaksanakan secara offline dengan melibatkan 40 peserta, yang terdiri dari ibu rumah tangga di Kecamatan Wiyung. Materi yang disampaikan mencakup prinsip dasar keuangan syariah serta penggunaan aplikasi keuangan digital berbasis syariah. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta sebesar 52% antara nilai pre-test dan post-test. Hal ini menunjukkan bahwa pelatihan yang diberikan efektif dalam meningkatkan literasi keuangan digital dan pemahaman prinsip syariah. Selain itu, peserta menunjukkan antusiasme dan tingkat kepuasan yang tinggi terhadap kegiatan yang dilaksanakan. Dengan demikian, program ini berhasil meningkatkan literasi keuangan dan kemampuan digital ibu rumah tangga, serta berkontribusi pada pengelolaan keuangan keluarga yang lebih baik dan penguatan inklusi keuangan syariah di masyarakat.
Pengaruh Label Halal dan Inovasi Produk Terhadap Keputusan Pembelian Produk Es Teh Indonesia pada Mahasiswa Universitas Negeri Surabaya Wafiqoh Nur Azizah Itsnatani; A’rasy Fahrullah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 4 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i4.11128

Abstract

In 2025, Indonesia is known as the country with the largest Muslim population in the world, with a percentage reaching 87.20% of its total population, thus driving an increase in demand for halal products, one of which is contemporary beverages that are popular among students. This study shows the need for beverage industry players to increase competitiveness through the application of halal labels with more creative product innovations. Research was also conducted to examine the influence of halal labels and product innovation on the purchasing decisions of Indonesian Iced Tea products among students at Surabaya State University. This study applied a quantitative approach with primary data sources through questionnaires. It involved 100 participants selected through purposive sampling criteria. The data was tested with multiple linear regression using IBM SPSS 25 software. The results of the study indicate that, halal labels have a positive and significant effect on personal purchasing decisions. These purchasing decisions are influenced by product innovation. In conclusion, halal awareness and the appeal of menu innovation are the main factors in student purchases. However, research on the influence of halal labels and product innovation on purchasing decisions for Es Teh Indonesia among students is still limited.