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PENGARUH LITERASI ZAKAT DAN PEMBAYARAN DIGITAL TERHADAP MINAT MEMBAYAR ZAKAT DI LAZIS NURUL FALAH SURABAYA Sulthan, Muhammad Harish; A'rasy Fahrullah
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 4 (2025): Juli
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v6i4.59775

Abstract

Abstrak Tujuan penelitian ini adalah untuk menganalisis pengaruh literasi zakat dan pembayaran digital terhadap potensi penerimaan zakat dengan minat sebagai variabel intervening di LAZIS Nurul Falah Surabaya. Penelitian ini menggunakan pendekatan kuantitatif dengan sumber data primer yang diperoleh melalui penyebaran kuisioner secara online. Teknik pengambilan sampel dilakukan dengan metode purposive sampling, melibatkan 180 responden yang memenuhi kriteria tertentu. Analisis data menggunakan metode Structural Equation Modeling – Partial Least Square (SEM-PLS) yang diolah melalui perangkat lunak SmartPLS 4.0. Hasil penelitian menunjukkan bahwa literasi zakat dan pembayaran digital berpengaruh positif terhadap potensi penerimaan zakat melalui minat sebagai variabel intervening di LAZIS Nurul Falah Surabaya. Temuan ini menegaskan pentingnya pemahaman zakat yang baik serta adopsi teknologi digital dalam memperkuat minat muzakki, sehingga dapat meningkatkan optimalisasi penerimaan zakat di lembaga amil zakat pada era digital. Kata Kunci: Literasi Zakat, Pembayaran Digital, Minat Membayar Zakat   Abstract The purpose of this study is to analyze the influence of zakat literacy and digital payment on zakat receipt potential, with interest as an intervening variable at LAZIS Nurul Falah Surabaya. This research employs a quantitative method with primary data obtained through online questionnaires. The sampling technique used is purposive sampling, involving 180 respondents. Data analysis is conducted using Structural Equation Modeling - Partial Least Square (SEM-PLS) with SmartPLS 4.0 software. The results indicate that zakat literacy and digital payment positively influence zakat receipt potential through interest as an intervening variable at LAZIS Nurul Falah Surabaya. These findings emphasize the importance of increasing zakat literacy and optimizing digital payment systems to enhance the potential zakat receipts, particularly through strengthening the interest of zakat. Keywords: Zakat Literacy, Digital Payments, Interest in Paying Zakat.
Analisis Peran Lembaga Zakat dalam Pemberdayaan Mahasiswa di Indonesia dan Malaysia Rafsyanzanni, Adha Muhammad; Fahrullah, A'rasy
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.7862

Abstract

This study aims to analyze the role of zakat, infaq, and alms institutions in supporting educational access for underprivileged students, through a comparative study between the Muhammadiyah Zakat, Infaq, and Shadaqah Institution (LAZISMU) KLL UMSIDA East Java and ZAWAF UiTM Shah Alam, Malaysia. This study uses a descriptive qualitative approach with data collection techniques in the form of interviews, observation, and documentation. The results of the study indicate that both institutions contribute to easing the burden of educational costs for students from the asnaf class. LAZISMU KLL UMSIDA distributes assistance in the form of a Single Tuition Fee (UKT) reduction through the Sang Surya scholarship program, which is given to internal students with certain economic conditions. Meanwhile, the Zakat, Alms and Waqf Division (ZAWAF) UiTM provides various forms of assistance, not only tuition fee reductions, but also college or dormitory fee assistance, monthly living assistance, religious study fees, and even health assistance. The ZAWAF approach shows a broader scope of support and addresses the basic needs of students. This study used primary data obtained through interviews with six informants: daily staff, scholarship recipients, and economic experts. The study concluded that zakat institutions play a crucial role in ensuring the sustainability of students' studies and recommended that zakat institutions in Indonesia begin developing more comprehensive and integrated aid models.
Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Fahad, Sultan; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

Abstract

This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Fahad, Sultan; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

Abstract

This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
Trends and Challenges Industry Halal Cosmetics: Opportunities Growth in Indonesia and Global Markets Khoiriyah, Eva Zunia; Wulan Dari, Azizah; Novelika, Lutfiyah Rahma; Fahrullah, A'rasy
Journal Creative Economics and Trading Halal Ecosystem Vol. 2 No. 02 (2024): Journal Cethe: November 2024
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research analyze request product halal cosmetics in Indonesia, which is a country with the largest Muslim population in the world. This study use method study library For dig trend, factor drivers, as well as challenges faced by the industry halal cosmetics. Research results show that request to halal cosmetics driven by religiosity consumers, safety and health products, social media influence, and competitive pricing and availability. Generation​ millennials and Gen Z become segment the main determining factor market direction, with preferences influenced by digital promotions. Although regulation like Constitution Guarantee Halal products have give certainty law, challenges such as complex certification processes and lack of education consumer Still become constraints. This study emphasize importance innovation, marketing strategy based on social media, as well as strengthening education and literacy consumer For support growth industry halal cosmetics in Indonesia sustainable