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Analisa Penerapan Prinsip Ekonomi Islam pada Aplikasi Digital Perdagangan Fisik Emas Fahad, Sultan; Arasy Fahrullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4678

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This research aims to investigate the outcomes of applying Islamic economic principles to digital gold trading on the MetalGO app. The study employed a qualitative research method with a descriptive approach, supplemented by descriptive quantitative methods involving interviews with four key informants: Islamic economists, app developers, and two users. Data collected included both primary (interview narratives) and secondary (literature review) sources, which were analyzed using qualitative and descriptive analysis techniques. The findings indicate that MetalGO is compliant with Islamic principles in its online gold trading operations, allowing users to purchase gold according to Shariah law. The app enables users to acquire physical possession of gold starting from 10,000 units, which can be delivered to their specified address upon request. Despite being an online gold trading platform, MetalGO adheres to Islamic economic principles such as Ekonomi Illayah, Ekonomi Rabbaniyah, and sma’ or asma’ wa sifat.
Trends and Challenges Industry Halal Cosmetics: Opportunities Growth in Indonesia and Global Markets Khoiriyah, Eva Zunia; Wulan Dari, Azizah; Novelika, Lutfiyah Rahma; Fahrullah, A'rasy
Journal Creative Economics and Trading Halal Ecosystem Vol. 2 No. 02 (2024): Journal Cethe: November 2024
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research analyze request product halal cosmetics in Indonesia, which is a country with the largest Muslim population in the world. This study use method study library For dig trend, factor drivers, as well as challenges faced by the industry halal cosmetics. Research results show that request to halal cosmetics driven by religiosity consumers, safety and health products, social media influence, and competitive pricing and availability. Generation​ millennials and Gen Z become segment the main determining factor market direction, with preferences influenced by digital promotions. Although regulation like Constitution Guarantee Halal products have give certainty law, challenges such as complex certification processes and lack of education consumer Still become constraints. This study emphasize importance innovation, marketing strategy based on social media, as well as strengthening education and literacy consumer For support growth industry halal cosmetics in Indonesia sustainable
KONTRIBUSI DANA WAKAF TERHADAP KESEJAHTERAAN UMKM BINAAN KSPPS MANDIRI SEJAHTERA Cantika Agustia; Rachma Indrarini; Sri Abidah Suryaningsih; A'rasy Fahrullah
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/wwdya464

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MSMEs (Micro, Small and Medium Enterprises) are one of the main economic sectors that contribute greatly to economic development in Indonesia. In its development, every MSME needs funding for the development of its business. Financial institutions play an important role in helping funding for MSMEs. One of the financial institutions that assists MSMEs in achieving their funding is the Sharia microfinance institution, namely Baitul Maal Wat Tamwil. One of the functions of BMT as a social institution is that BMT has a program that combines economic and social functions by empowering waqf funds for MSMEs. This study uses a descriptive qualitative research method that functions to determine the role of the waqf fund empowerment program for the welfare of MSMEs fostered by KSPPS BMT Mandiri Sejahtera East Java. Based on the results of the research carried out, it was found that the waqf fund empowerment program carried out by KSPPS BMT Mandiri Sejahtera plays a role as a capital provider and has a positive role in helping fostered MSMEs achieve prosperity based on sharia maqashid indicators.
PENINGKATAN LITERASI KEUANGAN SYARIAH DIGITAL IBU RUMAH TANGGA KECAMATAN WIYUNG SURABAYA Indrarini, Rachma; A'rasy Fahrullah; Ach. Yasin; Irfan Ramis; Ramdani
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 2 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : PROFICIO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/.v7i2.6443

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Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan syariah digital pada ibu rumah tangga di Kecamatan Wiyung, Surabaya. Di era digital, kemampuan memahami dan memanfaatkan layanan keuangan berbasis teknologi yang sesuai dengan prinsip syariah menjadi hal yang penting dalam pengelolaan keuangan keluarga. Namun, masih banyak ibu rumah tangga yang memiliki keterbatasan dalam memahami layanan keuangan digital serta konsep keuangan syariah seperti riba, gharar, dan maisir. Program ini menggunakan pendekatan terstruktur yang meliputi analisis kebutuhan, penyusunan materi, pelaksanaan kegiatan sosialisasi, serta evaluasi melalui pre-test dan post-test. Kegiatan dilaksanakan secara offline dengan melibatkan 40 peserta, yang terdiri dari ibu rumah tangga di Kecamatan Wiyung. Materi yang disampaikan mencakup prinsip dasar keuangan syariah serta penggunaan aplikasi keuangan digital berbasis syariah. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta sebesar 52% antara nilai pre-test dan post-test. Hal ini menunjukkan bahwa pelatihan yang diberikan efektif dalam meningkatkan literasi keuangan digital dan pemahaman prinsip syariah. Selain itu, peserta menunjukkan antusiasme dan tingkat kepuasan yang tinggi terhadap kegiatan yang dilaksanakan. Dengan demikian, program ini berhasil meningkatkan literasi keuangan dan kemampuan digital ibu rumah tangga, serta berkontribusi pada pengelolaan keuangan keluarga yang lebih baik dan penguatan inklusi keuangan syariah di masyarakat.
Pengaruh Label Halal dan Inovasi Produk Terhadap Keputusan Pembelian Produk Es Teh Indonesia pada Mahasiswa Universitas Negeri Surabaya Wafiqoh Nur Azizah Itsnatani; A’rasy Fahrullah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 4 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i4.11128

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In 2025, Indonesia is known as the country with the largest Muslim population in the world, with a percentage reaching 87.20% of its total population, thus driving an increase in demand for halal products, one of which is contemporary beverages that are popular among students. This study shows the need for beverage industry players to increase competitiveness through the application of halal labels with more creative product innovations. Research was also conducted to examine the influence of halal labels and product innovation on the purchasing decisions of Indonesian Iced Tea products among students at Surabaya State University. This study applied a quantitative approach with primary data sources through questionnaires. It involved 100 participants selected through purposive sampling criteria. The data was tested with multiple linear regression using IBM SPSS 25 software. The results of the study indicate that, halal labels have a positive and significant effect on personal purchasing decisions. These purchasing decisions are influenced by product innovation. In conclusion, halal awareness and the appeal of menu innovation are the main factors in student purchases. However, research on the influence of halal labels and product innovation on purchasing decisions for Es Teh Indonesia among students is still limited.
Pengaruh Sertifikasi Halal, Kualitas Produk, Dan Harga Terhadap Keputusan Pembelian Produk Skincare Ms Glow Di Kalangan Mahasiswa Surabaya Rohima; A'rasy Fahrullah
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).27203

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Penelitian ini bertujuan untuk menganalisis pengaruh sertifikasi halal, kualitas produk, dan harga terhadap keputusan pembelian produk skincare MS Glow di kalangan mahasiswa Surabaya. Penelitian dilakukan pada mahasiswa di Surabaya yang pernah menggunakan atau membeli produk skincare MS Glow. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik purposive sampling. Data dikumpulkan melalui penyebaran kuesioner secara daring kepada 155 responden menggunakan Google Forms. Analisis data dilakukan menggunakan Partial Least Squares Structural Equation Modeling (PLS-SEM) dengan bantuan aplikasi SmartPLS versi 4.0 untuk menguji hubungan antar variabel. Hasil penelitian menunjukkan bahwa sertifikasi halal dan kualitas produk berpengaruh positif dan signifikan terhadap keputusan pembelian produk skincare MS Glow di kalangan mahasiswa Surabaya. Sementara itu, harga berpengaruh negatif terhadap keputusan pembelian produk skincare MS Glow di kalangan mahasiswa Surabaya. Temuan ini mengindikasikan bahwa keberadaan sertifikasi halal dan kualitas produk menjadi faktor utama yang mendorong mahasiswa dalam mengambil keputusan pembelian, sedangkan peningkatan persepsi harga cenderung menurunkan keputusan pembelian. Penelitian ini memberikan implikasi bahwa pelaku usaha skincare perlu mempertahankan kualitas produk serta memastikan kejelasan sertifikasi halal untuk meningkatkan keputusan pembelian konsumen, dengan tetap memperhatikan strategi penetapan harga agar sesuai dengan daya beli pasar sasaran.
UPAYA PENINGKATAN PEREKONOMIAN MASYARAKAT MELALUI PELATIHAN DAN PENDAMPINGAN UMKM BERBASIS MASJID DI SURABAYA Irfan Ramis; Moh Farih Fahmi; Sri Abidah Suryaningsih; A’rasy Fahrullah
Jurnal Pengabdian Masyarakat : BAKTI KITA Vol. 6 No. 1 (2025): Nopember - April
Publisher : LPPM Universitas Islam Darul 'Ulum Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/baktikita.v6i1.8139

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Kedurus Village, located in the Karangpilang District of Surabaya City, boasts a diverse community and significant economic potential. One of the challenges encountered is the community's and worshippers' absence of interest in entrepreneurship in the vicinity of the Gunung Sari Indah Mosque. Training and mentoring for Micro, Small, and Medium Enterprises (MSMEs) based on mosques are viable strategies for enhancing the economy of the community in Kedurus Village. An effective solution to support the economic development of the community is anticipated to be the collaboration between the local administration and the Indonesian Mosque Council (DMI) of Surabaya City. The development of micro, small, and medium-sized enterprises (MSMEs) is essential for the establishment of sustainable economic growth at the local level. MSMEs are instrumental in the development of employment opportunities, the expansion of the economy, and the enhancement of community welfare. MSMEs can enhance the quality of their products, digital marketing, digital financial management, and other aspects that facilitate business growth through appropriate training and mentoring. Mosques, which serve as hubs for religious and social activities, possess significant potential to serve as hubs for the development of micro, small, and medium-sized enterprises. The function of mosques as agents of economic development at the local level will be enhanced through collaboration with the Indonesian Mosque Council (DMI) of Surabaya City. The government, religious institutions, and community are expected to establish a positive synergy through the participation of mosques in community service activities.
The Influence of Price, Product Quality, and Consumer Trust on Halal Product Purchase Decisions Through TikTok Shop Ayusha Ainurrohmah; A’rasy Fahrullah
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.502

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TikTok has become one of the social media platforms that has shown rapid growth in recent years. Through TikTok Shop, users can easily purchase products directly via the videos presented, without having to switch to other platforms or apps. However, consumers also consider factors that influence purchasing decisions, such as price, product quality, and consumer trust. This study was conducted to determine the influence of price, product quality, and consumer trust on purchasing decisions for halal products via TikTok Shop among Gen Z Muslim consumers in Surabaya. This study employed a quantitative approach using an associative method. A total of 112 respondents were selected through purposive sampling. Data were collected using a Likert-scale questionnaire, tested, and analyzed using multiple linear regression with SPSS Windows 25. The results indicate that price and product quality have a partial, positive, and significant effect on purchasing decisions. Meanwhile, consumer trust does not have a significant partial effect on purchasing decisions. However, price, product quality, and consumer trust all have a significant simultaneous impact on Gen Z Muslims’ decisions to purchase halal products through TikTok Shop. The findings of this study are expected to help businesses enhance their competitiveness and meet consumer needs in a competitive market.
The Role of Productive Zakat in the Development of MSMEs in Ngronggot District, Nganjuk Regency (Study on LAZISNU MWCNU Ngronggot) Badrus Sholeh; A'Rasy Fahrullah
Journal Creative Economics and Trading Halal Ecosystem Vol. 4 No. 01 (2026): Journal CETHE Maret 2026
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56404/cethe.v4i01.265

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Indonesia, as a developing country, still faces the problems of poverty and income inequality. Zakat, as an Islamic economic instrument, plays a strategic role in addressing these issues, particularly through a productive zakat approach. This study aims to analyze the role of productive zakat in the development of MSMEs in Ngronggot District, Nganjuk Regency through LAZISNU MWCNU Ngronggot. The research method used is a qualitative case study approach. Data collection techniques were carried out through observation, interviews, and documentation. The results show that productive zakat plays a positive role in increasing business turnover, assets, and the welfare of mustahik. However, there are still obstacles such as limited mentoring and managerial capabilities of beneficiaries. This study confirms that productive zakat can be an effective instrument of economic empowerment if managed optimally and sustainably
Pengaruh Live Streaming dan Islamic Advertising Terhadap Keputusan Pembelian Fashion Muslim pada Tiktok Shop (Studi Kasus pada Masyarakat Muslim Kabupaten Sidoarjo) Marinda Vira Junisyah; A'rasy Fahrullah
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 3: Maret 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i3.16121

Abstract

Penelitian ini bertujuan untuk meneliti pengaruh dari Live Streaming dan Islamic Advertising pada keputusan untuk membeli fashion Muslim pada TikTok Shop pada masyarakat Muslim Kabupaten Sidoarjo. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan mengumpulkan data primer melalui kuesioner online. Sampel diambil menggunakan metode purposive sampling, yang menghasilkan total 103 responden. Untuk analisis data, digunakan regresi linier berganda dengan aplikasi SPSS versi 28. Temuan dari penelitian ini menunjukkan bahwa Live Streaming memiliki pengaruh yang signifikan terhadap keputusan pembelian, Islamic Advertising juga memiliki pengaruh yang signifikan terhadap keputusan pembelian, dan Live Streaming dan Islamic Advertising secara simultan memiliki pengaruh yang signifikan terhadap keputusan pembelian.
Co-Authors Ach. Yasin ADAM DAMANHURI Ageng Aprilianto Agung Joko Purnomo Ahmad Ajib Ridlwan Amaliyah, Hafidhotul Amaliyah, Khoirotul Amrina, Mila ANGGA MARTHA MAHENDRA, ANGGA Annisa, Zhella Aulia Nurisma Putri Aulia Siska Puspita Dewi Ayusha Ainurrohmah Azidni Rofiqo Badrus Sholeh Bilal Abdillah Rasyid, Muhammad Cantika Agustia Dias Widiawati Dwi Yuli Rakhmawati Erdhilla Pramesti Fahad, Sultan Fahmi, Moh Farih Fahmi, Moh. Farih Farij Ibadil Maula Farij Ibadil Maula Fikri Abdillah Maulana Fikriyah, Khusnul Hardityo, Alam Fabian Hendry Cahyono Irfan Ramis Irfan Ramis Kharisma, Rafi Akmal Khoiriyah, Eva Zunia Khoirotul Amaliyah Labuh Inderayana Eka Sakti Ladi Wajuba Fisabilillah Laili Nur Rahmawati, Laili Nur Maharti, Resti Kartika Mardiana, Lena Marinda Vira Junisyah Maulana, Haris Maulia, Danis Maulidya, Chaterin Moch. Khoirul Anwar Moh Farih Fahmi Mohd Noh, Mohd Shahid Bin Muhammad Fathurrahman Muhammad Hasan Muzaki Munadzifah, Fiya Nabila, Aliza Salsa Nabillah Rahmah Widyati Nikmah, Nur Ziyadatun NORIDA CANDA SAKTI Novelika, Lutfiyah Rahma Nurul Hanifa Perdana, Ryan Wahyu Prabowo, Prayudi Setiawan Pranata, Rhodi Prasetyo, Erwin Niko Putri, Mayangsari Yuhana Rachma Indrarini Rafsyanzanni, Adha Muhammad Ramdani Raya Sulistyowati Robbani, Abdullah Azzam Rohima Santoso, Yusuf Agus Shahriyah, Siti sholihah, nihayatu aslamatis Sri Abidah Suryaningsih Sulthan, Muhammad Harish Tony Seno Aji Tri Sudarwanto Wafiqoh Nur Azizah Itsnatani Wening Patmi Rahayu Wulan Dari, Azizah Zulfa, Fina Lailiz