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Kenaikan Harga Bahan Bakar Minyak (Bbm) Atas Nama Rakyat (Tinjauan Kritis Konsepsi Keadilan Sosial Ekonomi Ibnu Taimiyah) Arin Setiyowati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 4 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v4i1.2867

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AbstractThe continue phenomenon of fuel prices increasing in Indonesia arealways both between the two sides (there are government andcommunity). Debating the agree side and disagree side of being the maincontents of the escort policies. But we know the socio-economicscondition of ‘tragic’ Indonesia be raised expenditures greater thanrevenues, while expenditure was only focused on subsidies ofenergywhich unfortunatelymore widely used by the upper middle classsociety rather than small communities. Besides external factors that affectthe pattern of the domestic politics of oil policy. In the position of theeconomic dilemma, the government apllying the economic logic of "ParetoOptimum ", it’s meanthat the transfering of enjoyment to be fair, but it isn’tonly focusing only on short-term policies, but also followed byreconstruction the quality of sustainable development. And Ibn Taimiyyahas one of the Islamic Economic Thinkers, which one of the legacyof thesocio- economicjustice concept to be analysis study and be the counter ofthe phenomenon of rising fuel prices and Compensation Package, as wellas to macroeconomic conditions in Indonesia.Keywords : Oil Politics, the rising prices of fuel and fuel subsidies, fuelcompensation package, The Conception of Socio-Economic Justice fromIbn Taimiyyah.
Kampanye Bisnis Islami : Konsep Pembudayaan dan Pemberdayaan Ekonomi Islam di Waroeng Steak & Shake Yogyakarta Arin Setiyowati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 4 No 2 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v4i2.4272

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AbstrakThis study aims to determine whether How is the spirit of Islamiceconomics is able to be a catalyst in the dimensions of service quality inbranch Waroeng Steak and Shake (WS), Yogyakarta with a researchfocus on the strategies of acculturation and economic empowerment of thespirit of Islam. The method used is qualitative, with the approach ofobservation and interviews with informants internal objects and visitors indepthresearch, the technique of non-purposive random sampling.Simultaneously, it can be concluded that the business strategy with the P2approach (acculturation and empowerment) of Islamic economics (one ofthem through Islamic business ethics) can be value added to WaroengSteak and Shake(WS) in the eyes of the customer, and the multipliereffect of the internal WS with increasing turnover (size material),increasing the power of faith (the size of the non-material) for allemployees. While no doubt also customer satisfaction and mostimportantly, the social effects of the mustadz'afin parties (social)automatically also feel its impact.Kata Kunci : Waroeng Steak and Shake, Acculturation, Empowerment,Islamic Islamic business ethics.
Identifikasi Pola Pengelolaan Dana Sosial Perbankan Syariah Di Indonesia: Sebuah Tinjauan Literatur Muhammad Fatikhul Mufidz; Arin Setiyowati; Rukhul Amin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 6 No 1 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v6i1.8603

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Berdasarkan amanah Undang-Undang No. 21 tahun 2008 tentang perbankan syariah, bahwa perbankan syariah ditunjuk untuk menjalankan fungsi sosial. Tujuan penelitian ini adalah untuk mengetahui bagaimana pola pengelolaan dana sosial di perbankan syariah. Penilitian ini dilakukan dengan jenis penilitian kualitatif dengan pendekatan studi pustaka (library research). Hasil penilitian ini menunjukan bahwa pengelolaan dana sosial difokuskan pada pengumpulan dan pendistribusian. Pengelolaan dana sosial Bank Syariah bersumber dari dana zakat, infak, sedekah, wakaf dan hibah dihimpun dari pegawai bank syariah, nasabah bank syariah dan masyarakat umum. Pendistribusian dana sosial Bank Syariah ada dua ragam, penyaluran dana sosial melalui LAZ internal yaitu Bank Syariah Mandiri, Bank Muamalat Indonesia (BMI), BNI Syariah, dan BTN Syariah. Sedangkan penyaluran dana sosial yang melalui LAZ eksternal Bank Syariah salah satunya melalui Badan Amil Zakat Nasional (BAZNAS) yaitu BCA Syariah, BRI Syariah, Bank Mega Syariah, dan Bank Victoria Syariah. Penyaluran dana sosial melalui LAZ internal di dominasi program pemberdayaan ekonomi, pendidikan, dan kesehatan. Sedangkan penyaluran dana sosial yang melalui LAZ eksternal di dominasi program pendidikan, kesehatan dan keagamaan. ada perbedaan dari kedua ragam pola pengelolaan dana sosial Bank Syariah yakni pada pelaporan pengelolaan dana sosial, ragam kegiatan dan Mekanisme Pendistribusian Dana sosial.  Keyword: Pengelolaan, Dana Sosial, Perbankan Syariah
Multi Level Filantropi Islam (MLFI): Kerangka Operasional Distribusi Harta untuk Kesejahteraan Umat Arin Setiyowati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7 No 2 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v7i2.14173

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AbstractThe key issue of the economy is inequality. The offer of conventional economic theories proved unable to answer the problem. This paper aims to analyze the operational framework for the distribution of treasures from the Nash Qur'an in an effort to scientificize Islam and make Islam as a solution to the economic problems of the ummah. By using the study of literature in the formulation of multi-level theoretical islamic philanthropy (MLFI). The results of this study show that the Concept of Multi-Level Islamic Philanthropy (MLFI) as a viable operational framework to support fast and targeted for equitable welfare of the ummah. Both for the instrument of distribution that besifat mandatory and sunnah. So that it becomes a practical guide in determining the radius of benefit over the multiplier effect of income and distributed property.Keywords: Philanthropy, Distribution of Property, Welfare of The People
Implementasi Sinergi antara Izi Jawa Timur dan Bank Permata Syariah melalui Program Lapak Berkah Teguh Wahyudi; Arin Setiyowati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i1.16158

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The Blessing Program (Laber) is one of the forms of MSMEs needed by the community today and MSMEs themselves, including micro-enterprises, one of which is providing business capital and business facilities. The purpose of this study is to explain the implementation of the synergy between IZI East Java and Bank Permata Syariah through the lapak blessing program. The research method used is descriptive qualitative method with 2 data sources, namely primary data through observation and interviews, while secondary data sources are obtained through documentation and literature study from related references. Data analysis technique is done by data reduction, data display and conclusion drawing. The results of this study are zakat funds from the Permata Syariah bank to be managed by IZI East Java with the first stage of the mustahik submitting the program and fulfilling the requirements after that later the IZI East Java office conducted a survey related to the location and economy of his family. The office and IZI also reported related to the lapak blessing program to the Permata Syariah bank after which it would later be collected in one place for the opening of the welcoming lapak blessing program from IZI in synergy with Bank Permata Syariah, the beneficiaries will get a business capital and merchandise, such as carts, storefront and trading tools.This assistance program the community has a positive impact, one of which is being able to open a business, lapak blessing is one of the micro businesses in other words MSMEs. One of the requirements for submitting a stall for blessings is that you have to have a business for at least 1 year and there are obstacles in your business. IZI Jatim in collaboration with Bank Permata Syariah will provide capital to mustahiq (beneficiaries) to open a lapak business.
Empowering Tourism Awareness Groups (Pokdarwis) and Micro, Small, and Medium Enterprises (MSMEs) through the Sharia Smart Village Program for Halal Tourism Village Development in Gosari, Gresik: Pemberdayaan Pokdarwis dan UMKM melalui Program Sharia Smart Village untuk Pengembangan Desa Wisata Halal di Wisata Alam Gosari, Gresik Arin Setiyowati; Muhammad Arfan Muammar; Dian Berkah; Rahila Amanatul Ummah; Erdin Nadid; Salma Nadia Salsabilla
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 10 No. 5 (2026): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v10i5.35091

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Desa Gosari, Kecamatan Ujungpangkah, Kabupaten Gresik, memiliki potensi wisata alam, budaya, dan ekonomi lokal yang dapat dikembangkan sebagai desa wisata halal. Namun, potensi tersebut masih menghadapi sejumlah kendala, meliputi keterbatasan kapasitas sumber daya manusia, tata kelola destinasi, literasi halal, pengelolaan keuangan UMKM, legalitas dan sertifikasi halal produk, branding, pemasaran digital, serta fasilitas pendukung wisata halal. Program pengabdian kepada masyarakat ini bertujuan memperkuat kapasitas Pokdarwis dan pelaku UMKM melalui pendekatan Sharia Smart Village untuk membangun fondasi ekosistem desa wisata halal yang lebih profesional dan berkelanjutan. Metode pelaksanaan menggunakan pendekatan partisipatif, kolaboratif, dan berbasis kebutuhan masyarakat melalui tahapan sosialisasi dan konsolidasi, pelatihan dan edukasi, implementasi teknologi dan solusi inovatif, pendampingan serta evaluasi, dan penyusunan roadmap keberlanjutan. Intervensi meliputi pelatihan hospitality syariah, manajemen keuangan, halal management, service excellence, pendampingan NIB dan sertifikasi halal, pengembangan logo dan packaging UMKM, penyusunan SOP layanan wisata halal, digitalisasi promosi, serta pengembangan Smart Wudhu Station yang mengintegrasikan fasilitas ibadah dengan efisiensi dan pemanfaatan kembali air. Hasil evaluasi menunjukkan peningkatan pemahaman peserta pada seluruh materi pelatihan. Rata-rata skor UMKM meningkat dari 33% pada pretest menjadi 89,3% pada posttest, sedangkan Pokdarwis meningkat dari 40,3% menjadi 91,7%. Program juga menghasilkan peningkatan kesiapan UMKM dalam aspek legalitas dan sertifikasi halal, penguatan identitas produk, serta peningkatan kapasitas pengelola wisata dalam pelayanan dan tata kelola destinasi. Dengan demikian, program Sharia Smart Village mampu membangun fondasi awal pemberdayaan masyarakat dan pengembangan ekosistem desa wisata halal di WAGOS, meskipun dampak jangka panjang terhadap peningkatan kunjungan wisatawan dan pendapatan masyarakat masih memerlukan monitoring lanjutan.