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Determinan Minat Muzakki Menyalurkan Zakat Perdagangan Melalui BAZNAS Paluta Harahap, Hawanisa; Harahap, Darwis; Aini, Ihdi
Journal of Islamic Social Finance Management Vol 4, No 2 (2023): DESEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i2.10301

Abstract

BAZNAS mempunyai tujuan untuk mengentaskan kemiskinan dan menimbulkan sikap kemandirian bagi para mustahik sehingga pemberdayaan masyarakat melalui penyaluran dana bantuan yang dilakukan oleh BAZNAS semakin gencar untuk dikembangkan. Religiusitas masyarakat akan hal zakat perdagangan kurang dominan diketahui masyarakat, selanjutnya didukung kurangnya kepercayaan masyarakat terhadap BAZNAS dalam menyalurkan zakat perdagangan serta masyarakat Padang Lawas Utara kurang mengetahui tentang zakat perdagangan dikarenkan kurangnya promosi oleh pihak BAZNAS Padang Lawas Utara sehingga terjadi  kurangnya minat muzakki menyalurkan zakat perdagangan melalui BAZNAS Padang Lawas Utara. Penelitian ini merupakan penelitian kuantitatif. Hasil penelitian berdasarkan uji t  diketahui bahwa variabel religiusitas (X1) berpengaruh terhadap minat muzakki menyalurkan  dana zakat perdagangan sedangkan variabel kepercayaan (X2)  dan variabel promosi (X3) tidak berpengaruh terhadap minat muzakki menyalurkan  dana zakat perdagangan. Kemudian berdasarkan  hasil uji F  diketahui bahwa variabel religiusitas, kepercayaan, dan promosi berpengaruh terhadap minat muzakki menyalurkan  dana zakat perdagangan di BAZNAS Padang Lawas Utara.
Strategi Bank Syariah Indonesia dalam Menarik Masyarakat untuk Membayar Zakat Nasution, Erni; Harahap, Darwis; Hutagalung, Muhammad Wandisyah R.
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (703.807 KB) | DOI: 10.24952/jisfim.v3i1.5884

Abstract

Bank Syariah adalah suatu lembaga keuangan yang memiliki fungsi sebagai tempat menerima simpanan uang, menyalurkan pembiayaan dan juga jasa perbankan. Dalam pembayaran zakat, para nasabah Bank Syariah Indonesia Gunung Tua telah diberikan kemudahan. Zakat hukumnya wajib tiap-tiap muslim yang mempunyai harta benda menurut ketentuan yang telah ditetapkan hukum Islam. Tujuan penelitian untuk mengetahui strategi Bank Syariah Indonesia dalam menarik masyarakat untuk membayar zakat. Jenis penelitian ini termasuk penelitian kualiatatif deksriptif, dan subjek dari penelitian ini merupakan pimpinan dan karyawan yang bekerja Bank Syariah Indonesia Gunung Tua. Pengumpulan data dilakukan dengan teknik wawancara, teknik observasi subjek penelitian, dan teknik dokumentasi. Analisis data menggunakan teknik kualitatif deskriptif. Hasil penelitian yang telah dilakukan oleh peneliti dalam menarik masyarakat untuk membayar zakat di Bank Syariah Indonesia Gunung Tua dengan menjelaskan apa saja keunggulan yang terdapat di dalam Bank Syariah Indonesia Gunung Tua, dan memberikan layanan yang layan bagi nasabah untuk transaksi dalam membayar zakat. Strategi yang dilakukan Bank Syariah Indonesia dalam menarik masyarakat untuk membayar zakat adalah dengan menggunakan strategi marketing mix yakni product, promotion, people, place. Kata Kunci: Strategi, Membayar Zakat, Perbankan Syariah
Analisis Pemanfaatan Dana Zakat, Infak, Sedekah dan Wakaf dengan Model Fungsi Actuating Alfadri, Ferri; Harahap, Darwis; Syafitri, Alwijah Indah
Journal of Islamic Social Finance Management Vol 2, No 1 (2021): JANUARI-JUNI
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.761 KB) | DOI: 10.24952/jisfim.v2i1.3926

Abstract

The management of zakat is carried out with a work and professional system as well as company management and management. However, rules or regulations in accordance with sharia law should not be abandoned. Given the importance of this, this study focuses on the Analysis of Ziswaf Fund Utilization with the Actuating Function Model in the City of Padangsidimpuan. This type of research is qualitative research, the approach used in this research is the management approach. The data collection method uses several instruments, namely: observation, documentation, and interviews. Data analysis used interactive analysis with three steps, namely data reduction, presenting data and drawing conclusions. BAZNAS at Padangsidimpuan city has shown success in managing ZISWAF funds, namely the distribution and distribution of the right and right target, although poverty alleviation has not been implemented significantly, ZISWAF in the city of Padangsidimpuan has helped the beneficiaries' lives through consumptive and productive assistance.Keywords: Actuating, Management, Utilizing, Waqf, Zakat
ZIS dan IPM Terhadap Pertumbuhan Ekonomi dengan Pendapatan sebagai Variabel Moderating Khafifah, Hanna; Harahap, Darwis; Matondang, Zulaika
Journal of Islamic Social Finance Management Vol 4, No 2 (2023): DESEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i2.10291

Abstract

AbstrakPenelitian ini menunjukan terjadinya fluktuasi pada pertumbuhan ekonomi dan adanya ketidak sesuaian teori dengan pertumbuhan ekonomi di Indonesia pada tahun 2013-2022. Ketika Zakat Infak Sedekah (ZIS) mengalami kenaikan, sedangkan pertumbuhan ekonomi mengalami penurunan. Tujuan penelitian ini adalah untuk mengetahui pengaruh ZIS terhadap pertumbuhan ekonomi, pendapatan memoderasi ZIS terhadap pertumbuhan ekonomi, IPM berpengaruh terhadap pertumbuhan ekonomi, pendapatan memoderasi pengaruh IPM terhadap pertumbuhan ekonomi. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian kuantitatif. Data yang digunakan dalam penelitian ini adalah data sekunder melalui website resmi Badan Pusat Statistik www.bps.go.id dan situs BAZNAS. Hasil penelitian ini menunjukan terdapat pengaruh secara parsial antara variabel ZIS dengan variabel pertumbuhan ekonomi. IPM tidak terdapat pengaruh terhadap pertumbuhan ekonomi. Dengan uji Moderated Regression Analysis (MRA)  persamaan menyatakan bahwa pendapatan memoderasi pengaruh ZIS terhadap pertumbuhan ekonomi. Pada variabel IPM dengan uji Moderated Regression Analysis (MRA) menyatakan pendapatan tidak memoderasi pengaruh IPM terhadap pertumbuhan ekonomi. Dengan uji f tidak ada pengaruh ZIS dan IPM terhadap pertunbuhan ekonomi Indonesia.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Wakif Dalam Berwakaf Pada Cash Waqf Linked Sukuk (CWLS) Dengan Altruisme Sebagai Variabel Moderasi Afandi, Ahmad; Harahap, Darwis; Lubis, Maisarah
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 15 No. 1 (2022): Al Awqaf : Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.Vol15Iss1.161

Abstract

This study aims to see the effect of knowledge, information media, religiosity on the interest of wakif in waqf in Cash Waqf Linked Sukuk. Then the researcher added the altruism variable as a moderating variable. This type of research is descriptive quantitative research and data collection using a questionnaire technique distributed to respondents. The method of determining the sample using the Slovin formula obtained 100 research respondents. The data analysis technique used Structural Equation Modeling (SEM) with the help of SmartPLS. The research shows that the variables of knowledge, information media, religiosity and altruism have a positive effect on the interest of wakif in waqf in Cash Waqf Linked Sukuk. Then for the variable altruism cannot moderate knowledge, information media and religiosity on wakif interest in waqf in Cash Waqf Linked. The results of this study are expected to be used as a source of information and reference for those in need, especially the Indonesian Waqf Board (BWI).
Measuring the Financial Performance of Islamic Commercial Banks Through the Islamicity Performance Index Approach Harahap, Darwis
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.8827

Abstract

This study aims to measure the profitability of Islamic commercial banks through the Islamicity Performance Index (profit sharing ratio, zakat performance ratio, directors employees welfare ratio, Islamic income vs. non-Islamic income ratio). This research is quantitative using secondary data. Determination of the sample using a purposive sampling technique, obtained a total sample of 7 Islamic Commercial Banks. The data analysis technique uses the help of the E-Views version 9 method as a calculating tool. The results of the t test show that partially there is an effect of the profit sharing ratio on the profitability of Islamic Commercial Banks, then there is no effect of the zakat performance ratio, directors employees welfare ratio, Islamic income vs. non-Islamic income ratio on the profitability of Islamic Commercial Banks. The Financial Services Authority (OJK), continues to supervise the financial performance of Islamic banks in Indonesia so that the growth and progress of Islamic banks is able to increase profits while providing quality and accurate information and being able to align positions with conventional banking.
Analisis Stabilitas Dinar emas dan Dolar AS dalam Denominasi Rupiah Harahap, Darwis
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 6 No. 2 (2014)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v6i2.1235

Abstract

Stability Analysis of Gold Dinar and US Dollar in Rupiah Denomination. This study was aimed to (a) to know if there is a causality relation between Gold Dinar and U.S. Dolar, (b) to know that Gold Dinar more stabil than U.S. Dolar AS, (c) to know whether Gold Dinar can be alternative currency as a substitute for U.S. Dolar. The result is that the growth of Gold Dinar higher than U.S. Dolar, the result of Granger causality test shown that there was undirectional causality from Gold Dinar to U.S. Dolar. The result of Analysis of Variance (ANOVA) shown that U.S. than Dinar Gold more stabil Dolar AS that measured by Rupiah. From all of result tests, it can conclude that Gold Dinar can be a alternative currency instead of U.S. Dolar.  DOI:10.15408/aiq.v6i2.1235
Determinants Of Intention To Use Islamic Mobile Banking On Millennial Generation: Evidence From Indonesia Harahap, Darwis
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 2 (2023): DESEMBER 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i2.8533

Abstract

This review means to test and dissect the determinants of goals of utilizing Islamic mobile banking. The Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) was used to conduct the study. This theory uses performance expectations, effort expectations, social influences, facilitating conditions, price values, hedonic motivation, and habits as predictors of intentions to use Islamic mobile banking. The Islamic way of life is the new coding construct that this study adds to the UTAUT2 model. 155 respondents from Indonesia's millennial generation served as the sample for this study. With the Structural Equation Model (SEM) as the analysis model and Warp PLS version 7.0 as the software, this study employed a quantitative approach.  This study shows that the intention to use Islamic mobile banking is positively and significantly influenced by hedonistic motivation, price value, and habits. In the meantime, intention to use Islamic mobile banking is positively and insignificantly affected by performance expectations of effort, social influences, and conditions. The decision to use Islamic mobile banking as part of an Islamic lifestyle is then influenced by the variables of social impact and insignificant habits. In the context of the intention to use the behavior of using Islamic mobile banking, the findings of this study are anticipated to contribute to the prediction of a more in-depth model of consumer behavior from an Islamic perspective.
The Effect Of Social Performance On Financial Performance By The Composition Of Third-Party Funds As An Intervening Variable Harahap, Darwis
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 1 (2023): JUNI 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i1.8031

Abstract

The background of the problem in this study is due to the incompatibility of the theory with the phenomenon that occurs in Sharia commercial banks where the theory states that if the social performance of Islamic banking increases, financial performance must also increase, but what happens to Islamic banks in 2021 is not in accordance with existing theory. The formulation of the problem in this study is whether the composition of third-party funds effectively mediates the influence of social performance on finance in Islamic banking. The purpose of this study is to determine the composition of third-party funds effectively mediating the influence of social performance on financial performance in Islamic banking.This type of research is quantitative research obtained from financial statements contained on the  Financial Services Authority (OJK) website and on the company's financial statement site. This research was conducted in the Islamic banking financial industry. Research using purposive sampling is a sampling technique with special considerations so that it is worthy of being a sample. The data analysis techniques used are Outer Model Value Evaluation, Inner Model Value Evaluation, and Effect Test Evaluation. This research was analyzed using a tool namely path analysis / PLS 3.0.Based on the results of this study, the Direct Effect test can be concluded that the Social Performance variable has no effect on the Financial Performance of Islamic Banking in Indonesia. Social Performance variables do not affect the composition of Islamic Banking Third Party Funds in Indonesia. The variable Composition of Third Party Funds does not affect the Financial Performance of Islamic Banking in Indonesia. And the variable of Third Party Fund Composition is not able to strengthen the relationship between the influence of Social Performance on Financial Performance in Islamic Banking
Determinants of Development Inequality Between Regions in North Sumatra Province Harahap, Darwis; Matondang, Zulaika; Harahap, Susanti; Farizal, Nando
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 2 (2022): DESEMBER 2022
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i2.6019

Abstract

The area to be built must be evenly distributed in Indonesia, uneven development causes jealousy and dissatisfaction between regions. based on this will be detrimental to the development that a region wants to achieve. The formulation of the problem in this study is whether there is an influence of economic growth in population and the human development index on development inequality in the province of North Sumatra. The type of research used in this research is quantitative research. The results of the study indicate that the economic growth of the population has an effect on development inequality. While the human development index has no effect on development inequality.
Co-Authors abdul nasser Abdul Nasser Hasibuan afni lestari Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Ahmad Afandi Aini, Ihdi Aisyah, Insanul Alfadri, Ferri Alfadri, Ferry Ali Hardana Ali Isro’ Harahap Ananda Anugrah Nasution Arisman, A. Ayu Damayanti Azwar Hamid Dahlianti, Dahlianti Damayanti, Ayu endah Rabiatul Adawiyah Erliza Ambun Lubis erni nasution Farizal, Nando Fauzi, Rama Dika Ferry Alfadri gautama, budi Hamni Fadlilah Nasution Harahap, Hawanisa Harahap, Ima Khoirunnisa Harahap, Susanti hasanah siregar hasanah siregar Hayati, Syarifah husni husni Ibrahim Siregar Ida Royani Ihdi Aini Ihdi Aini Ikhwan Maksum indra muallim Jafar Nasution Juniar Siregar Kaban, Maria Khafifah, Hanna Kusti Ardinah Lestari, M.E.I, Sry Lubis, Maisarah M. Fauzan Maisarah Lubis Maripatul Uula, Mimma Masbulan Nasution Mimma Maripatul Uula Mirna Sari Mohammad Nur Rianto Al Arif Muhammad Arif Muhammad Arif Muhammad Isa muhammad wandisyah Muhammad Wandisyah Hutagalung Muhammad Wandisyah R Hutagalung Mutiara Nauli Nando Farizal Nando Farizal Nasir Ahmad Khan Saragih Nasution, Abdillah Arif Nasution, Erni Nasution, Fadhil Assura Nasution, Indah Fitri Nauli, Mutiara Nirma Sari Siregar Nofinawati Nofinawati Nofinawati Nofinawati Nur Mutiah Nurhidayah Nurhidayah Nurul Izzah Lubis Pulungan, Ira Andriani rahmat annam Rahmat Hidayat Rahmat Husein Lubis Raja Zainal Abidin Harahap Rini Hayati Rodame Monitorir Napitupulu Rosnidar Sembiring Rukiah Rukiah Rukiah Rukiah Rukiah Rukiah Saadah Saadah Saima Putri Siregar sannita sannita Sarmiana Batubara Siregar, Fatahuddin Aziz Siti Ena Aisyah Simbolon Siti Ratna Sari Siti Zubaida Sinaga Sitompul, Erlina Sopia Kholilah Siregar Sulaiman Efendi Siregar Sumper Mulia Harahap, Sumper Mulia Susanti Harahap Syafitri, Alwijah Indah syuaib nasution Tanjung, Imam Azhari Try Mahendra Siregar tukma tukma Utari Evy Cahyani Utari Evy Cahyani Utari Evy Cahyani Venny Alfayani Wardana, Ahmad Windi Wahyuni Simanjuntak Windi Wahyuni Simanjuntak Yenni Samri Juliati Nasution Yudi Sahala Muda Simatupang Zein, Aliman Syahuri Zulaika Matondang Zulaika Matondang