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MEMPROGRAMKAN PENGENALAN BANK SYARIAH DAN LEMBAGA KEUANGAN MIKRO SYARIAH PADA DESA PURASEDA, KECAMATAN LEUWILIANG, KABUPATEN BOGOR Tubagus Rifqy Thantawi; Azizah Mursyidah; Ade Yuspardiansyah
SAHID DEVELOPMENT JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (68.413 KB) | DOI: 10.56406/sahiddevelopmentjournal.v1i02.26

Abstract

Islamic banks and Islamic microfinance institutions (LKMS) are very important to pay attentionto. This is because the community needs business capital financing, and with small capital, buthas a large contribution as one of the pillars of the Indonesian economy. On the other hand, theyare vulnerable businesses due to lack of access to capital, small production capacity and relativelynarrow market share. Therefore, a community service program is needed through socializationthat can support economic growth in the region. This community service activity is carried outwith the aim of providing knowledge and information to the public on how to choose the rightfinancing product based on Islamic sharia through collaboration with Islamic financialinstitutions. This community service was carried out in Puraseda Village, Leuwiliang District,Bogor Regency.
MEMPROGRAMKAN PENGENALAN AKUNTANSI SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DESA CIBITUNG TENGAH, KECAMATAN TENJOLAYA, BOGOR Tubagus Rifqy Thantawi; Destriana Maulani; Yal Robiansyah
SAHID DEVELOPMENT JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (68.414 KB) | DOI: 10.56406/sahiddevelopmentjournal.v1i02.30

Abstract

This community service aims to minimize financial recording errors. The subjects of thiscommunity service are the people of Central Cibitung Village, Tenjolaya District, Bogor Regency,West Java Province. In this community service, activities are carried out based on futureprospective methods (things that may happen in the future) through community service activities.The results of this activity indicate that MSME actors in Central Cibitung Village in running theirbusiness tend not to practice sharia accounting. There are also some MSME actors in CentralCibitung Village who do not understand accounting and what the purpose of making financialreports is. This community service activity helps provide advice, motivation and knowledge to allMSME actors in Central Cibitung Village to apply simple accounting practices in their businessactivities so that they can improve their business financial performance.
MEMPROGRAMKAN PENGENALAN MANAJEMEN SERTIFIKASI HALAL PADA DESA CIARUTEUN ILIR, KECAMATAN CIBUNGBULANG, BOGOR Tubagus Rifqy Thantawi; Devi Andriani; Abdul Rohim
SAHID DEVELOPMENT JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (68.413 KB) | DOI: 10.56406/sahiddevelopmentjournal.v1i02.31

Abstract

This community service activity aims to provide knowledge and understanding about halalcertificates to the community, increase public awareness about the importance of halal certificatesand motivate people to have halal certificates for those who have businesses that are included inthe scope of halal products. Community service in programming the introduction of halalcertification management to the community of Ciaruteun Ilir Village, Cibungbulang District, Kab.Bogor, West Java. Service method Using the lesson study method. Basic knowledge of halal lawand high awareness of halal is not enough to guarantee the high desire of micro business actorsto take care of halal certificates. So far, the public has not received in-depth information regardingthe management procedures and costs of this halal certification. To increase the desire of businessactors to take care of certification, it is necessary to provide intensive assistance and financialassistance by the government.
PERENCANAAN PENDIDIKAN EKONOMI DAN BISNIS ISLAM DI DESA CIBITUNG TENGAH, KECAMATAN TENJOLAYA, BOGOR Tubagus Rifqy Thantawi; Miftakhul Anwar; Eneng Kurniasih
SAHID DEVELOPMENT JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (68.413 KB) | DOI: 10.56406/sahiddevelopmentjournal.v1i02.34

Abstract

This community service aims to determine the extent of the role and at the same time practiceeducation and teaching of Islamic Economics and Business to the community in Cibitung TengahVillage, Tenjolaya District, Bogor. The role of education and education planning in IslamicEconomics and Business has become a reality and is increasingly widespread in Indonesiansociety along with the development of Islamic Economics and Business policies and practices.Therefore, the Faculty of Islamic Economics and Business, the Sahid Islamic Institute, Bogor, hasan interest in serving the community by practicing education and teaching in Islamic Economicsand Business. With this, people become more acquainted with, understand and practice thingsthat have been introduced and taught to them repeatedly, including the people in Cibitung TengahVillage, Tenjolaya District, Bogor.
MANAJEMEN PEMASARAN BISNIS SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DESA CIARUTEUN ILIR, KECAMATAN CIBUNGBULANG, BOGOR Tubagus Rifqy Thantawi; Miftakhul Anwar; Nur Khopifah
SAHID DEVELOPMENT JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (68.414 KB) | DOI: 10.56406/sahiddevelopmentjournal.v1i02.38

Abstract

This Community Service has a background that there are still many violations of ethics and Islamicvalues from business behavior that should have Islamic ethics, especially in marketing activitiesor consumer search. Good and professional sharia marketing management is needed. It is hopedthat MSME business actors in Ciaruteun Ilir Village, Cibungbulang District, Bogor have highcompetitiveness and ever-increasing profits.
ANALISIS KOLEKTIBILITAS PEMBIAYAAN MURABAHAH PADA BANK SYARIAH MANDIRI KANTOR CABANG PEMBANTU BOGOR SUDIRMAN Dinda Mutiara Rizki; Tubagus Rifqy Thantawi; Miftakhul Anwar
SAHID BANKING JOURNAL Vol 1 No 01 (2021): Oktober 2021
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (258.268 KB) | DOI: 10.56406/sahidbankingjournal.v1i01.16

Abstract

Abstract This research is motivated by the interest of researchers to explore the collectibility level of murabahah contract financing, especially at Bank Syariah Mandiri Bogor Sudirman Branch Office. The higher the murabahah contract financing at Bank Syariah Mandiri Bogor Sudirman Branch Office, it will result in an increase in murabahah receivables and affect the collectibility level of murabahah receivables every year. If there is non-performing financing (NPF), it will disrupt the collectibility level. Meanwhile, the murabahah contract is still the most popular contract in the financing process of Bank Syariah Mandiri Bogor Sudirman Branch Office. This research is qualitative. The analysis used in this research is descriptive qualitative. The results showed that the Bank Syariah Mandiri Bogor Sudirman Branch Office had complied with the provisions in the Bank Indonesia Regulations and the Financial Services Authority Regulations in terms of murabahah contract financing. The collectibility level of Bank Syariah Mandiri Bogor Sudirman Branch Office is always at a safe level with a non-performing financing (NPF) value below 5%, which is 3.51% at the time of this research.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI AKSESIBILITAS UMKM TERHADAP PRODUK PEMBIAYAAN DI BANK UMUM SYARIAH (Studi Pada Kecamatan Pamijahan Kabupaten Bogor, Jawa Barat) Anita; Tubagus Rifqy Thantawi; Ermi Suryani
SAHID BANKING JOURNAL Vol 1 No 01 (2021): Oktober 2021
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.136 KB) | DOI: 10.56406/sahidbankingjournal.v1i01.19

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ABSTRACT In Indonesia, Micro, Small and Medium Enterprises (MSMEs) have an important role as the backbone of the Indonesian economy. In developing their business, SMEs are faced with several problems. Among them are low human resources, limited facilities and infrastructure, technology, the main factors that hinder the development of MSMEs are the lack of capital and limited access to finance. The MSME development process automatically requires a lot of funding, so many MSMEs finance through bank loans. This study aims to analyze the factors of education level, business experience, business turnover, compliance with paying income tax, total assets and type of business to affect the accessibility of MSMEs to financing products in Islamic banks. This type of research is quantitative research, taking a sample of 150 respondents using the Tabachic & Fidell technique, the sampling technique using simple random sampling technique. Methods of data analysis using multiple linear regression. The results of the t test showed that each independent variable, namely education level, business experience, had no positive and significant effect. Meanwhile, business turnover, compliance with paying income tax, total assets and type of business partially have a positive and significant effect. The results of the F test indicate that there is a positive influence simultaneously between the variables of education level, business experience, business turnover, compliance with paying income tax, total assets and type of business on accessibility.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MASYARAKAT MENGAJUKAN PEMBIAYAAN KPR DI BTN SYARIAH (Studi Pada Kasus di Kecamatan Pamijahan Kabupaten Bogor, Jawa Barat) Hesti Safitri; Tubagus Rifqy Thantawi; Ermi Suryani
SAHID BANKING JOURNAL Vol 1 No 01 (2021): Oktober 2021
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.584 KB) | DOI: 10.56406/sahidbankingjournal.v1i01.22

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Abstract Owning a home is a basic human need that must be met. This is where Islamic banks provide. As a result, Islamic banks provide a variety of housing finance (KPR) in accordance with Islamic principles, which can be selected according to the needs of the community. By offering different prices, strategic housing with industrial and economic centers as well as promotional activities can attract public interest in sharia financing through the sharia banking system. the research aims to find out whether the product, price, location, promotion, religious belief, knowledge, administrative costs, service quality, and economic capacity are positive for the benefit of the community applying for Islamic mortgage financing. This type of research is quantitative research conducted using data collection methods using raw data obtained through a questionnaire survey. The sample size is 100. The hypothesis testing method is multiple linear regression, t-test, f-test, and the coefficient of determination (adjusted R-squared). The results showed that product tcount was 2.506 > t table 1.98447, sig value was 0.014 <0.05, price tcount was 3.119 > t table 1.98447, sig value was 0.002 <0.05, and promotion had a tcount value 2.167 > t table 1.98447, sig value 0.033 <0.05, tcount service quality 2.012 > ttable 1.98447, sig value 0.047 <0.05, tcount economic capacity 3.69 > ttable 1.98447, t sig value is 0.000 <0, 05, so it can be concluded that the variables of product, price, promotion, service quality and economic capacity will affect people's interest in applying for Sharia KPR. Locality, religion, knowledge and administrative costs do not affect people's interest in applying for sharia mortgage funds. The variables of product, price, location, promotion, religious belief, knowledge, administrative costs, quality of service, and economic capacity all influence societal interests at the same time. The sig value of Fcount>Ftable (23.318>2.04) is 0.000 <0.05. Adjusted R-squared value = 0.670 or 0.67%, and the remaining 3.3% is influenced by other factors.
ANALISIS PEMBIAYAAN BSM IMPLAN PNS (Studi Pada Bank Syariah Mandiri Kantor Cabang Pembantu Bogor Sudirman) Diana Debora; Tubagus Rifqy Thantawi; Ermi Suryani
SAHID BANKING JOURNAL Vol 1 No 01 (2021): Oktober 2021
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (561.095 KB) | DOI: 10.56406/sahidbankingjournal.v1i01.23

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Abstract This research is motivated by the development of BSM Implant financing which is increasing in line with the increasing level of consumption needs of civil servants. BSM Implan PNS Financing is a leading financing product at the moment, where this product is a sharia concept financing using a Murabahah contract that is offered to civil servants who need funds. Good for multipurpose financing, education, and home renovations. In providing BSM financing, KCP Bogor Sudirman has procedures that must be followed by customers, it is necessary to analyze BSM Implant financing, such as how the BSM Implant financing procedure flows, what obstacles are experienced in the BSM Implant financing process and what are the views of Islamic law on Implant financing BSM. This research is qualitative in nature and the data collection method is by conducting interviews. This data collection method was carried out at Bank Syariah Mandiri KCP Bogor Sudirman, the analysis used in this study was descriptive qualitative. The results of the study show that the flow of financing procedures is the first process that must be considered and carried out by the company to determine the initial steps of the financing process, such as what BSM Implant financing requirements must be met by customers. With this financing, it is hoped that good communication will be established between the bank and the customer. In carrying out the BSM Implant financing process, there are several obstacles encountered in the BSM Implant financing implementation process, namely the initiation process, the verification process, the contract/agreement process, and the disbursement process. And according to Islamic law, the implementation of BSM implant financing at Bank Syariah Mandiri KCP Bogor Sudirman is in line with Islamic law. This is corroborated by DSN MUI Fatwa No: 04/DSN-MUI/IV/2000 concerning Murabaha which states that this guarantee is permissible and strengthened by DSN Fatwa No: 44/DSN-MUI/VII/2004 concerning multilingualism.
PENGARUH KOMITMEN MANAJEMEN PUNCAK DALAM KUALITAS PELAYANAN BPRS TERHADAP KEPUASAN NASABAH [Studi Pada BPRS Botani (Bina Rahmah) Dramaga Bogor] Pitria Ningsih; Tubagus Rifqy Thantawi; Ermi Suryani
SAHID BANKING JOURNAL Vol 1 No 01 (2021): Oktober 2021
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (461.547 KB) | DOI: 10.56406/sahidbankingjournal.v1i01.24

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ABSTRACT One of the bank's problems is regarding service. The investigative questions include: 1) Does the customer service, counter and marketing of BPR Syariah together contribute to customer satisfaction? 2) Does the top management's commitment to BPR Syariah Botani service quality provide satisfaction for satisfaction? The aims of this research are: 1) To find out the effect of customer service, counter and BPRS marketing on sales satisfaction. 2) Prioritizing top management commitment to service quality of BPR Syariah Botani for credit satisfaction. This study uses quantitative analysis and the analysis used is multiple linear regression. The sampling technique used is simple random sampling. The research sample used was BPRS Botani and 100 respondents from the general public. The results of this study indicate that the adjusted R-squared value is 0.607 (60.7%). Priority satisfaction for CS, counter and marketing is 60.7%. The remaining 39.3% is approved by factors other than model. Thus the research hypothesis "There is an influence between customer service, over the counter service and marketing service on customer satisfaction of the Sharia Botanical Financing Bank" is accepted. The proposal for BPR Syariah Botani is the recovery rate for vocational training for BPRS employees, particularly in the service sector. Because it can increase satisfaction in terms of service and attract potential customers to do business with the bank. For visitor satisfaction, based on three data variables, respondents agree that the average is +4.
Co-Authors Abdul Rohim Ade Yuspardiansyah Adi Nugraha Wijaya Agung Mubarok Alfi, Rian Alfiani, Rani Alfiansyah Aliya Cahyani Purnaed Alviani, Siti Novia Amalia Anas Alhifni Andri Brawijaya Andriyansyah Anita Annisa Aprilia Anwar, Miftakhul Astuti, Riani Azizah Mursyidah Azizah Mursyidah Azizah Mursyidah Balqis, Syafira Laras Bayu Purnama Putra Bayu Purnama Putra Bayu Purnama Putra Bayu Purnama Putra, Bayu Purnama Bunga Hidayatunnisa Chusmita, Lina Ade Damayanti Dede Ririz Derika Rudianto Destriana Maulani Devi Andriani Dewi Amalia Dewi Purwati Diana Debora Dinda Rizki Tiara Ega Oviani Eneng Kurniasih Ermi Suryani Ermi Suryani Fadilah, Hafid Fadilah, Muhamad Ichsan Faiz, Marcelino Farhan Zaini Tamam Fatmawati Agustina Fauzi Rahman, Muhammad Wildan Firdaus, Herlan Fitri Ali Rahmayani Fitri Handayani Fitriah Gilang Permana Putra Hanifah, Ilham Mohammad Harly Setiawan Hasanah, Siti Rohmatun Hasbi Ash Shiddieqy Heri Ilham Nasrudin Heryanti, Riani Hesti Safitri Hidayatullah, Arief Hilal Luddin Imanudin , Teguh Imanudin, Teguh Ismatul Khoer Jayanti Tresna, Putri Dwi Kautsar, Hilal Fadillah Khoiri, Abdul Khopifah, Nur Kurniasih, Eneng Lina Ade Chusmita Lukman Hakim Ma’arif, Muhamad Syamsul ME, Azizah Mursyidah Melinasari, Susi Miftakhul Anwar Miftakhul Anwar Miftakhul Anwar Mohamad Kharis Mubarok Mohamad Kharis Mubarok Mohammad Kharis Mubarok Mubarok, Mohamad Kharis Mubarok, Muhammad Kharis Mugi Komara Baibars Muhamad Ismail Muhamad Ismail Muhammad Hamdani, Muhammad MUHAMMAD RIZAL Mumtazah , Naura Tanzilia Munandar Mursyidah, Azizah Niswatin Nur Khopifah Nuralfiah, Siti Nurhasan, Abdul Khodir Nurlaelia, Widia Afria Oktavani, Sella Oviani, Ega Paramita, Metti Permana, Lala Pitria Ningsih Prasetya, Bagas Dwi Pulungan, Adilah Rahma Purnama , Bayu Purnama Putra Purnama Putra Putri, Febi Rahayu Putri, Yulia Kania Rahmayani, Fitri Ali Ramdani, Nasrul Rian Alfi Riani Heryanti Ridhatillah Rosamalinda Nasution Risnawati Rizki Rudianto, Derika Saepul Ambri Sakilah , Ilah Sakilah, Ilah Salsabila, Verlya Setiawan, Harly Shinta Suhartini Sholihin, Irfan Taufik Siti Novia Alviani Sugiarto, Rendi Suhartini, Shinta Sundari, Deoh Suryani, Ermi Syaefudin Syafira Laras Balqis Syamsiar, Syamsiar Tamam, Farhan Zaini Taufik Hidayatullah, Taufik Tri Aditya Putra Trihantana, Rully Verlya Salsabila Vivih Sofianti Wida Khoiriyah Widia Afria Nurlaelia Wiji Lestari Yal Robiansyah Yulianti Indah Pertiwi Yuspardiansyah, Ade Yusuf Saefullah Zenal Mustakim