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ANALISIS MANAJEMEN SYARIAH PERBANDINGAN RASIO UTANG ATAU PINJAMAN LUAR NEGERI TERHADAP PRODUK DOMESTIK BRUTO NEGARA REPUBLIK INDONESIA MASA PEMERINTAHAN SUSILO BAMBANG YUDHOYONO TAHUN 2005--2012, DENGAN MASA PEMERINTAHAN JOKO WIDODO TAHUN 2015—2022 Ma’arif, Muhamad Syamsul; Thantawi, Tubagus Rifqy; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.136

Abstract

This research aims to determine the comparison of debt to gross domestic product of the Republic of Indonesia during the 2005-2012 administration of Susilo Bambang Yudhoyono, with the 2015-2022 administration period of Joko Widodo. The variables studied consist of two variables, namely the independent variable and the dependent variable. The objects and data in this research are the ratio of foreign debt or loans and gross domestic product of the Republic of Indonesia during the 2005-2012 Susilo Bambang Yudhoyono administration, with the 2015-2022 Joko Widodo administration. This study uses a quantitative approach. Data collection method in the form of official documents from Bank Indonesia (BI), Central Statistics Agency (BPS), and other official documents. Using secondary data, then processed using the IBM Statistical Program for Social Sciences (SPSS) software version 25, with the Independent Sample T-Test data analysis method. The results of this research show that the average value of the Ratio of Debt or Foreign Loans to Gross Domestic Product of the Republic of Indonesia during the Susilo Bambang Yudhoyono Administration in 2005-2012 was higher than during the Joko Widodo Administration in 2015-2022. There is a relationship and difference between the Ratio of Debt or Foreign Loans to the Gross Domestic Product of the Republic of Indonesia during the 2005-2012 Government of Susilo Bambang Yudhoyono, and the 2015-2022 Government of Joko Widodo. In sharia management, debt is permitted with the principle that if the government has difficulty obtaining funds, it must not be beyond its capabilities (ghalabtid dayn), and the State must intend and make a strong effort to pay it and if it owes money to another party within a certain period of time, then it should record it.
ANALISIS PERSEPSI KEPUASAN PENGGUNA LULUSAN FAKULTAS EKONOMI DAN BISNIS ISLAM INSTITUT AGAMA ISLAM SAHID BOGOR PERIODE 2015-2021 Syaefudin; Thantawi, Tubagus Rifqy; Fadilah, Hafid
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.166

Abstract

This research is motivated by the influence of graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute of Islam on the company. The purpose of this study was to analyze the influence of graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute, Bogor. This research is qualitative and the method of data collection is by distributing questionnaires and by filling out questionnaires to colleagues from the graduates of the Faculty of Economics and Islamic Business, the Sahid Islamic Institute of Bogor, in their respective companies. The sample in this study were 40 people as respondents. There are several respondents who were included in the study, namely Gender, Place of Work, Position of Users of Graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute Bogor, Year of Starting Work and Employment Status. To explain some of the respondents in question. This research shows that the analysis consisting of knowledge of the Faculty of Economics and Islamic Business Sahid Islamic Institute Bogor, simultaneously affects users of graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute Bogor.
ANALISIS MANAJEMEN PEMASARAN BISNIS SYARIAH STRATEGI PRODUK SUPERKUE DALAM MENINGKATKAN KEPUASAN KONSUMEN (STUDI SUPERKUE TERMINAL LEUWILIANG, KABUPATEN BOGOR, JAWA BARAT) Alviani, Siti Novia; Thantawi, Tubagus Rifqy; Fadilah, Hafid
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.167

Abstract

The purpose of this study is to analyze and explain what strategies are used by the SuperKue Shop Outlet Terminal Leuwiliang to increase customer satisfaction and to find out what factors are supporting and inhibiting in increasing customer satisfaction SuperKue Shop Outlet Terminal Leuwiliang. The data processing method consists of qualitative analysis using an inductive approach. The sample in this study is the person in charge of the outlet, the service department, the production department. The results of this study are: The results of the study show that the Leuwiliang Terminal Outlet SuperKue Store is in a sell V position, namely hold and maintain or stabilization with a total score of internal strategic factors of 2.47 and a total score of external strategy (2.42). The strategies that are usually applied to cell V are market penetration and product development. The strategy that can be applied by the SuperKuer Outlet Terminal Leuwiliang Store is that SuperKue maintains product quality and adds product variants, improves service to consumers, takes advantage of technological advances (website, Facebook, Instagram, Whatshap etc.), provides delivery services, provides discounts and prizes, opening new branches, recruiting special media employees, providing operational vehicles, maintaining various prices, providing training/comparative studies for employees, increasing the number of operational facilities and conducting promotions through print or electronic media.
ANALISIS MANAJEMEN BISNIS SYARIAH PENGARUH PROMOSI FLASH SALE DI APLIKASI E-COMMERCE SHOPEE TERHADAP PERILAKU KONSUMTIF MASYARAKAT KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Heryanti, Riani; Thantawi, Tubagus Rifqy; Suryani, Ermi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.170

Abstract

This study aims to analyze and explain the variable Flash Sale Promotion in the E-commerce Shopee Application that has a partial or simultaneous effect on the consumptive behavior of the people of Pamijahan District from a Shariah Business Management perspective. The research method used is a quantitative method with simple linear analysis using SPSS Version 25 and Microsoft Excel, and data collection using questionnaires and Google forms with Likert scale measurements. The research sample used the Isaac and Michael formula with a total sample of 348 respondents, namely the people of Pamijahan District. The results of this study are Flash Sale Promotion in the Shopee E-commerce Application which has a partial positive effect on the Consumptive Behavior of the Pamjjahan District Community in a Shariah Business Management Perspective.
ANALISIS MANAJEMEN BISNIS SYARIAH PRODUKSI PETANI KOPI (STUDI PETANI KOPI GUNUNG GAGAK DESA PURWABAKTI, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT) Hanifah, Ilham Mohammad; Thantawi, Tubagus Rifqy; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.172

Abstract

This research was motivated by the high potential development of coffee plant production in Bogor district, especially the Pamijahan sub-district. And this study aims to determine the production management pattern applied by Gunung Gagak coffee farmers in Purwabakti Village, Pamijahan District, Bogor Regency. This research is qualitative and data collection method by conducting interviews, observation and documentation. This data collection method was carried out on respondents, namely coffee farmers, local government and community leaders. Observations and documentation were carried out in the cultivation area of Gunung Gagak coffee plants, Purwabakti village, Pamijahan district. The analysis used in this study was qualitative descriptive. The results showed that the production management pattern applied by the farmers of Gunung Gagak coffee cultivation was in accordance with the Sharia Business Management perspective. Farmers have carried out their duties quite well in accordance with Sharia Business Management in terms of producing, marketing, maintaining, utilizing, and preserving the natural wealth created by Allah SWT.
ANALISIS FIQIH MUAMALAH PENGARUH PAYLATER TERHADAP PERILAKU KONSUMTIF MASYARAKAT PENGGUNA PAYLATER DI KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Hasanah, Siti Rohmatun; Thantawi, Tubagus Rifqy; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.173

Abstract

This research is motivated by increasingly rapid technological developments that use the internet so that transactions and buying and selling today can be done online, one of which is e-commerce. Then e-commerce provides a new feature, namely paylater, namely buying products or goods that can be paid for next month or according to the proposed tempo, therefore it is in great demand by the public, especially the middle and lower classes so that it can make people fall into consumptive behavior. Based on the general description above, the purpose of this study is to determine the effect of paylater on the consumptive behavior of the middle and lower classes in the study of fiqh muamalah. The research method used is the quantitative method. The data obtained from Google Forms were distributed to a number of respondents with the object under study and the sample results obtained from Google Forms were distributed to as many as 300 respondents. The variables of this research are Paylater (X1) , Riba (X2), Ownership (X3), and Consumptive Behavior (Y). To test the level of reliability using Croancbach's Alpha. With a significant level of 5%. The research used SPSS Version 25 tool. The results of this study state that: paylater variables (X1), usury (X2) and ownership (X3) have a positive and significant effect on the consumptive behavior of middle and lower class people with a significance value of 0.000 <0.05 (5%). As well as in the study of muamalah fiqh, the use of paylaters is found in the legalization of usury and seller ownership which is analyzed in X1 and X2 that is that the community agrees on the existence of interest and agreements when buying and trusts in purchasing a product so that it can be concluded that the use of paylaters according to the public's view is appropriate in the study of muamalah fiqh.
ANALISIS STRATEGI PEMASARAN PRODUK PEMBIAYAAN MURABAHAH DALAM UPAYA MENINGKATKAN JUMLAH NASABAH KSPPS BAYTUL IKHTIAR CABANG PAMIJAHAN BOGOR Nuralfiah, Siti; Thantawi, Tubagus Rifqy; Nurhasan, Abdul Khodir
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.189

Abstract

The development of the era of the economic system is growing. Indonesia now has many financial institutions with sharia principles, one of which is KSPPS Baytul Ikhtiar, a community economic institution that seeks to develop productive and investment businesses in order to increase its business activities based on sharia principles.The research method uses descriptive qualitative analysis with a type of field research. The research subject is KSSPS Baytul Ikhtiar. The data collection technique used is the method of observation, interviews and documentation. Data analysis techniques with data collection, data reduction, data presentation and drawing conclusionsThe research method uses descriptive qualitative analysis with the type of field research. Data collection was carried out using the methods of observation, interviews and documentation. Data analysis techniques with data collection, data reduction, data presentation and drawing conclusions.The results of this study are first The marketing strategy implemented at KSPPS Baytul Ikhtiar Pamijahan Branch can attract people's interest in becoming members so that the number of members every month always increases. The promotion strategies used by KSPPS Baytul Ikhtiar include direct sales promotion, publicity and word of mouth. Second, The obstacles encountered in marketing KSPPS Baytul Ikhtiar financing products are competition for bank & other financial institution products, lack of public knowledge, resistance, and internal field staff who lack knowledge and understanding of institutional products. Settlements made in an effort to increase customers by collaborating with baytulmall by holding social activities in an area.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH DALAM MEMILIH TABUNGAN HAJI BJB SYARIAH KCP BOGOR JEMBATAN MERAH Salsabila, Verlya; Thantawi, Tubagus Rifqy; Anwar, Miftakhul
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.194

Abstract

This study is motivated by many of the same products all banks compete in finding customers. For this reason, they must have the right strategy to attract customers interest in using hajj savings products. This study aims to identify and analyze the factors that influence people’s decisions to become BJB Syariah Bank customers. The type of research used in this thesis is a quantitative method. The data that is processed is in the form of partial data and simultaneous data. Data analysis techniques used in this study using observation and questionnaires, data processing using SPSS. From the test results in this study that the most significant cultural, social, personal, and psychological factors in influencing customer decisions in Hajj savings are cultural factors. This can be seen from the coefficient value of 0.281 with a significant value of 0.06. Thus, cultural factors are the most important factors in influencing customer decisions on Hajj savings, when compared to social, personal, and psychological factors.
PERSEPSI MASYARAKAT KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR, MENGENAI MERGER TIGA BANK SYARIAH MENJADI BANK SYARIAH INDONESIA Astuti, Riani; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.195

Abstract

A Bank is a financial intermediary or can be called a financial intermediary, meaning that a bank institution is an institution whose activities are related tp money matters. To avoid operating a bank with an Islamic interest system, introducing the principles of Islamic muamalah, Islamic banks were born as an alternative solution to the problem of conflict between bank interest and usury. The problem in this thesis is the perception of Islamic bank products is the level of knowledge and understanding of customers about Islamic bank products and services. Bank products are oflen chosen by customers based on aspects of information regarding the benefis to be obtained from these bank products, but the lack of understanding, information and inadequate promoyion of bank products causes deviations in bank business activities that can harm customers and allow potential customers not to interested in choosing products owned by the bank. In the discussion of this thesis, the researcher uses a qualitative research type. The sample in this study were 25 respondents. Data were taken by interview. Then the researcher processes the data by doaing data reduction, presenting the data, and drawing conclusions or verification. Based on the research that researchers have done, it is found that public perception is quite good and many people have also used Islamic bank. Of the 25 people interviewed, 16 people of 64% have become customers of the merged sharia bank, while the remaining 9 people or 36% have not become customers of the merged sharia bank. However, people still find it difficult to get ATM facilities, because there are still uneven placement of ATM machines in Cibungbulang District, so that to use ATM facilities, people have to look outside Cibungbulang District, while M-Banking facilities are still constrained by signals and frequent disturbances
ANALISIS MANAJEMEN PERBANKAN SYARIAH SISTEM PENGAWASAN BERBASIS DIGITAL BJB SYARIAH KCP BOGOR JEMBATAN MERAH Prasetya, Bagas Dwi; Thantawi, Tubagus Rifqy; Rizal, Muhammad
SAHID BANKING JOURNAL Vol 4 No 1 (2024): OKTOBER 2024
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v4i1.200

Abstract

Sharia banking supervision from a normative juridical perspective. The administration and supervision of sharia banking, which is based on Law Number 3 of 2004 which amends Law Number 23 of 1999 concerning Bank Indonesia and Law No. 21 of 2008, is the authority of Bank Indonesia (BI). After the enactment of Law No. 21 of 2011 concerning the Financial Services Authority (OJK), supervision of sharia banking which was previously the responsibility of BI was transferred to the OJK. Therefore, the sharia banking regulatory and development institution also shifted from BI to OJK, which included the Sharia Banking Committee (KPS), which was later changed and expanded by OJK to become the Sharia Financial Services Development Committee (KPJKS). For this reason, good coordination cooperation between BI and OJK is needed. However, supervision from a sharia perspective is still carried out by the National Sharia Council-Indonesian Ulema Council (DSN-MUI), and at the sharia financial institution (LKS) level, the Sharia Supervisory Board (DPS) acts as an extension of DSN-MUI. This is because the fatwas issued by DSN-MUI remain in effect, and the regulations issued by BI, both in the form of Bank Indonesia Regulations (PBI) and Bank Indonesia Circular Letters (SEBI), remain the legal basis for supervision of Islamic banks by DPS.
Co-Authors Abdul Rohim Ade Yuspardiansyah Adi Nugraha Wijaya Agung Mubarok Alfi, Rian Alfiani, Rani Alfiansyah Aliya Cahyani Purnaed Alviani, Siti Novia Amalia Anas Alhifni Andri Brawijaya Andriyansyah Anita Annisa Aprilia Anwar, Miftakhul Astuti, Riani Azizah Mursyidah Azizah Mursyidah Azizah Mursyidah Balqis, Syafira Laras Bayu Purnama Putra Bayu Purnama Putra Bayu Purnama Putra Bayu Purnama Putra, Bayu Purnama Bunga Hidayatunnisa Chusmita, Lina Ade Damayanti Dede Ririz Derika Rudianto Destriana Maulani Devi Andriani Dewi Amalia Dewi Purwati Diana Debora Dinda Rizki Tiara Ega Oviani Eneng Kurniasih Ermi Suryani Ermi Suryani Fadilah, Hafid Fadilah, Muhamad Ichsan Faiz, Marcelino Farhan Zaini Tamam Fatmawati Agustina Fauzi Rahman, Muhammad Wildan Firdaus, Herlan Fitri Ali Rahmayani Fitri Handayani Fitriah Gilang Permana Putra Hanifah, Ilham Mohammad Harly Setiawan Hasanah, Siti Rohmatun Hasbi Ash Shiddieqy Heri Ilham Nasrudin Heryanti, Riani Hesti Safitri Hidayatullah, Arief Hilal Luddin Imanudin , Teguh Imanudin, Teguh Ismatul Khoer Jayanti Tresna, Putri Dwi Kautsar, Hilal Fadillah Khoiri, Abdul Khopifah, Nur Kurniasih, Eneng Lina Ade Chusmita Lukman Hakim Ma’arif, Muhamad Syamsul ME, Azizah Mursyidah Melinasari, Susi Miftakhul Anwar Miftakhul Anwar Miftakhul Anwar Mohamad Kharis Mubarok Mohamad Kharis Mubarok Mohammad Kharis Mubarok Mubarok, Mohamad Kharis Mubarok, Muhammad Kharis Mugi Komara Baibars Muhamad Ismail Muhamad Ismail Muhammad Hamdani, Muhammad MUHAMMAD RIZAL Mumtazah , Naura Tanzilia Munandar Mursyidah, Azizah Niswatin Nur Khopifah Nuralfiah, Siti Nurhasan, Abdul Khodir Nurlaelia, Widia Afria Oktavani, Sella Oviani, Ega Paramita, Metti Permana, Lala Pitria Ningsih Prasetya, Bagas Dwi Pulungan, Adilah Rahma Purnama , Bayu Purnama Putra Purnama Putra Putri, Febi Rahayu Putri, Yulia Kania Rahmayani, Fitri Ali Ramdani, Nasrul Rian Alfi Riani Heryanti Ridhatillah Rosamalinda Nasution Risnawati Rizki Rudianto, Derika Saepul Ambri Sakilah , Ilah Sakilah, Ilah Salsabila, Verlya Setiawan, Harly Shinta Suhartini Sholihin, Irfan Taufik Siti Novia Alviani Sugiarto, Rendi Suhartini, Shinta Sundari, Deoh Suryani, Ermi Syaefudin Syafira Laras Balqis Syamsiar, Syamsiar Tamam, Farhan Zaini Taufik Hidayatullah, Taufik Tri Aditya Putra Trihantana, Rully Verlya Salsabila Vivih Sofianti Wida Khoiriyah Widia Afria Nurlaelia Wiji Lestari Yal Robiansyah Yulianti Indah Pertiwi Yuspardiansyah, Ade Yusuf Saefullah Zenal Mustakim