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JURIDICAL REVIEW OF LEGAL PROTECTION OF UNILATERAL EXECUTION OF THE OBJECT OF MOTOR VEHICLE CREDIT AGREEMENT BY THE FINANCING INSTITUTE OF PT. BCA FINANCE BRANCH OF SERANG (CASE STUDY OF DECISION NO.134/PDT.G/2021/PN.SRG) Khasanah, Isvania; Agustiawan, M. Nassir; Hiffni, M.
International Journal of Multidisciplinary Research and Literature Vol. 4 No. 6 (2025): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v4i6.384

Abstract

Every consumer must be protected by their rights, and consumer protection guarantees must receive sufficient attention. As consumers, we should be protected from various types of transaction fraud, have the right to obtain clear information, and, of course, the right not to be discriminated against. Fiduciary guarantees are used as a supporting basis for a motor vehicle agreement contract as collateral, so that when the Debtor cannot fulfill its obligations, the creditor does not make a unilateral withdrawal of the vehicle. In conducting this research, the author employs a critical analysis of theories, including agency agreement theory, legal certainty theory, and the theory of fiduciary duty. The basis of the regulation that is broken is Law Number 42 of 1999 concerning Fiduciary Guarantee and Decision of the Constitutional Court (MK) Number 18/PUU-XVII/2019, as well as the Civil Code, and is supported by several relevant studies. The methods used in this research are Normative Juridical and Literature Study in the form of qualitative research. The research was conducted at the Serang Banten District Court, where the object of the study was the court decision. The research was conducted over a period of three months, from May to July 2025. Data was obtained from primary data sources in the form of Law and Court Decision Number 134/Pdt.G/2021/PN.Srg, as well as secondary supporting materials and tertiary sources that support primary and secondary materials. This research is qualitative. The discussion in this research concerns the leasing party's unilateral withdrawal of the collateral object, in the form of a vehicle, without the Debtor's voluntary surrender or a court decision. The Debtor feels very disadvantaged by this. Creditors/Leasing have committed unlawful acts against Law Number 42 of 1999 concerning Fiduciary Guarantees a nd Constitutional Court (MK) Decision Number 18/PUU-XVII/2019. The conclusion from this research is that the leasing party has committed an unlawful act, which is regulated in Law Number 42 of 1999 concerning Fiduciary Guarantees and Decision of the Constitutional Court (MK) Number 18/PUU-XVII/2019. Suppose the collateral object in a vehicle credit agreement is unable to carry out its obligations. In that case, the creditor/leasing party may not carry out unilateral execution without a voluntary surrender from the Debtor or a court decision with permanent legal force to confiscate the collateral object.
EFFECTIVENESS OF EQUIPMENT AND COMMUNITY REPRESENTATION IN SUPPORTING THE VILLAGE HEAD TO ACCELERATE THE DEVELOPMENT OF SIRNA GALIH VILLAGE Chairul Fatulah, Muhamad; Agustiawan, M. Nassir; Hiffni, M.
International Journal of Multidisciplinary Research and Literature Vol. 4 No. 6 (2025): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v4i6.385

Abstract

Village development in Indonesia, as regulated in Law No. 6 of 2014 concerning Village Affairs (Village Law), emphasizes village autonomy to improve welfare through synergy among the village head, village officials, and community representation. However, the effectiveness of village officials and community representation is often an obstacle to development acceleration, especially in agrarian villages such as Sirnagalih Village, Mandalawangi District, Pandeglang Regency, Banten Province. This study aims to analyze the effectiveness of village officials in supporting the village head, the contribution of community representation through the Village Consultative Body (BPD) and deliberations, as well as non-legal and legal inhibiting factors that hinder the implementation of legal solutions. The research employs a normative-empirical approach with a descriptive-qualitative perspective, as illustrated through the case study of Sirnagalih Villa for the period from 2020 to 2023. Primary data obtained from semi-structured interviews with 25 respondents (village heads, village apparatuses, BPD, and community), participatory observation, and secondary data from legal documents such as the Village Law, Government Regulation Number 43 of 2014, and Village Fund Report (DD). Data analysis employs legal content analysis and thematic analysis, with triangulation to enhance validity. The study's results showed that the effectiveness of village officials was considered moderate (score 6.5/10), despite the implementation of the 68% DD program; however, it was hindered by a lack of competence (only 40% were trained) and weak coordination, which violated Article 62 of the Village Law. Community representation through BPD and Village Deliberation contributed 50%, with low participation (45%) and minimal supervision (30% of admitted reports), contrary to Articles 5-61 of the Village Law. The legal inhibiting factor includes unclear local regulations, while non-legal factors include a limited budget and patron-client culture. Overall, this collaboration only accelerates the construction of 20% of the RPJMDes target, with a total realization of 65%. The study concludes that the effectiveness of village officials and community representation is not optimal in supporting the acceleration of Development, despite the agrarian potential of Sirnagalih Village. Legal suggestions include a periodical revision of village apparatus training and an inclusive quota for deliberation (50% women/youth), as well as collaboration with the Ministry of Villages for national supervision. This study contributes to strengthening good governance in the Village, in line with the 2020-2024 RPJMN.
Cybercrime digital crime how technology is utilized for crime Agustiawan, M. Nassir; Budiman, Arif; Samudra, Dian
LEGAL BRIEF Vol. 14 No. 5 (2025): December: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v14i5.1520

Abstract

The rapid development of digital technology has brought positive impacts in various aspects of life, such as communication, economy and education. However, on the other hand, this progress also opens up opportunities for various forms of digital crime or cybercrime. Digital crimes include various criminal acts committed through the internet and technology, such as hacking, identity theft, online fraud, malware distribution, and exploitation of personal data. This study aims to understand how technology is utilized to commit crimes in cyberspace, the factors that drive digital criminals, and the implications faced by victims and the wider community. In addition, this study will also discuss strategies and efforts that can be made to prevent and tackle digital crime. With the increasing reliance on technology, it is important for society and legal authorities to be more vigilant and proactive in addressing this challenge. An in-depth understanding of the modus operandi of digital criminals is expected to provide a clearer picture for the development of effective cybersecurity policies
PENGEMBANGAN WISATA RELIGI MAKRABAH BUYUT NYAI MAS CARIK INDUNG WIWITAN SELENDANG BIRU KAMPUNG SUKABARES DESA BINANGUN KECAMATAN WARINGIN KURUNG KABUPATEN SERANG Eli Apud Saepudin; M. Nassir Agustiawan; Asnawi Asnawi; Meiby Zulfikar; Arfian Suryasuciramdan; Rizki Amilia; Mohammad Hifni
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 6, No 12 (2023): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v6i12.4316-4324

Abstract

Indonesia terkenal dengan banyaknya pahlawan daerah yang berhasil menumpas parapenjajah di bumi nusantara salahsatunya ada pahlawan cantik yang berasal dari Cirebon yakni bernama Nyai Mas Carik yang merupakan seorang putri cantik jelita dari Sultan Nuh di Kesultanan Pakungwati Cirebon. Pada awal abad 1490 Masehi, Nyai Mas Carik Pergi ke Kulon atau dalam bahasa Nasional pergi ke barat dengan upaya menyebarkan Agama Islam ke wilayah Banten dan Sekitarnya dimana masa itu Banten Sedang di kuasai oleh Kaisar Kubota yang berasal dari Jepang, dalam perjalanan Nyai Mas Carik Berangkat Menunggangi Ikan Talang, berbekal  Alquan dan Papan Nisan dengan didampingi Pengawalnya bernama Muhammad Idrus tujuan Nyai Mas Carik ke Daerah Kulon untuk menyebarkan agama islam, ilmu tauhid dan Syariah Islam. Mengusir Jepang dari Kulon. Nyai Mas Carik berhasil sampai ke daerah kulan Banten tepatnya di Karangantu, kedatangan Nyai Mas Carik tidak mendapatkan sambutan meriah saat itu di Kampung Kasubuhan sedang terjadi wabah penyakit barangsiapa yang meleawati dan menginjak ludah Nyai Mas Carik akan lumpuh dan konon katanya penyakit tersebut berasal dari Nyai Mas Carik sebagai seorang pendatang ternyata yang menyebarkan fitnah saat itu adalah para pribumi penghianat pribumi yag bekerja di bawah kepemimpinan Kaisar Kubota yang saat itu masih menguasai wilayah kulon.
Pendampingan Penghijauan untuk Kesejahteraan Masyarakat: Sejuknya Udara, Sehatnya Jiwa dalam Upaya Pelestarian Lingkungan di Desa Barugbug Kecamatan Padarincang Ambo Rasyid Ratulangi; M. Nassir Agustiawan; Eli Apud Saepudin; Abdul Muid; Cindi Saputri; Anneira Azzahra; Zahra Sauzan; Zanuba Qotrun Nada; Nursinta; Cristin Natalia; Yeni Febriyanti; Ardhi Julfadhli; Gladisya Audita Azzahra; Sartika; Intan Nabila Azhar; Yuyun Yunengsih; Ferdy Setyawan
Jurnal Ragam Pengabdian Vol. 1 No. 2 (2024): Mei-Agustus "The Role of Social Solidarity in Building Harmony in Multicultural
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/tqrdd595

Abstract

This reforestation assistance program aims to improve the welfare of the people of Barugbug Village, Padarincang District, through environmental conservation efforts that involve the active participation of residents. This reforestation activity does not only focus on tree planting, but also on counseling and environmental education to increase residents' awareness of the importance of preserving nature. The results of this program are expected to provide long-term benefits, such as improved air quality, psychological well-being of the community, and sustainability of the local ecosystem. This program is also expected to be a model that can be replicated in other villages in an effort to create a cool, healthy and sustainable environment.
Co-Authors Abdul Muid Abdul Muid Agung Madhani Alif Fajar Ramadha Ambo Rasyid Ratulangi Andri Subandrio Anita Wulandari, Anita Anneira Azzahra Anwar, Nasihin Setiawan Aqil Meilanggi Shihab Ardhi Julfadhli Arfian Suryasuciramdan Arif Budiman Asnawi Asnawi Asnawi Asnawi Azhar, Intan Nabila Azzahra, Anneira Azzahra, Gladisya Audita Bagus Maulana, Roynaldy Chairul Fatulah, Muhamad Cindi Saputri Cristin Natalia Dani Darmawan Defi Selvianita Dian Samudra Dini Rosdiani Eli Apud Saepudin Fath, Ratu Adnindha Agnienqie An Romadhani Nur Fatih Arif Mutaqin Febriyanti, Yeni Ferah, Nur Ferdy Setyawan Gladisya Audita Azzahra Hadi, Hadi Haerul Hamidah Hamidah Hasan Siddiq Helmalia Putri Heryanto, Ferry Hidayat, Endang Hiffni, M. Hifni, Mohammad Hujatul Arifin Intan Nabila Azhar JEFRI, ULFI Juan Carlos Marbun Julfadhli, Ardhi Khasanah, Isvania Laila Fatmawati Maryawan, Maryawan Maulia, Delia Ayunda Meiby Zulfikar Mentari Salsabila Mohammad Hifni Mohammad Hifni Muhamad Jahiri Muhamad Suwandi Mutari Madhuri Nada, Zanuba Qotrun Najar Pratama Natalia, Cristin Nugrahini Kusumawati Nursinta Nursinta Putri, Vanisa Novianti Ratulangi, Ambo Rasyid Rizki Amilia Ruth Arnesia Purba sae, Eli Apud Samudra, Dian Saputri, Cindi Sartika Sartika Sauzan, Zahra Setyawan, Ferdy Shafwah, Nasywa Aura Shiva Durrotu Luthviah Silvi Filya Sava Simaremare, Arie Amri Tb Edya Rizky Maulana Tb. Faisal Sukma Wijaya Tegar Muhammad Zaidan Ujang Hibar Weliansyah, Musa Widia Lestari Yeni Febriyanti Yudhitya Gilang Ramadhan Yunengsih, Yuyun Yuyun Yunengsih Zahra Sauzan Zanuba Qotrun Nada Zulfikar, Imam Zulzana, Tika