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Digital Financial Literacy and Financial Well-Being Among Private University Lecturers: The Mediating Role of Personal Financial Management Behavior-A Systematic Literature Review Sri Anah; Apollo Apollo; Sri Marti Pramudena; Endri Endri
Jurnal Ilmu Manajemen Terapan Vol. 7 No. 6 (2026): Jurnal Ilmu Manajemen Terapan (Juli - Agustus 2026)
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jimt.v7i6.9665

Abstract

This study examines the relationship between digital financial literacy and financial well-being by emphasizing the mediating role of personal financial management behavior among private university lecturers. Although previous studies have widely investigated financial literacy and financial well-being, limited evidence has systematically explained the behavioral mechanism linking these variables within the context of higher education professionals. The study aims to synthesize existing evidence and develop a comprehensive conceptual understanding of these relationships. A systematic literature review was conducted using a transparent review process involving article identification, screening, eligibility assessment, and final selection from major international databases. From an initial collection of 1,590 publications, 60 eligible studies were included for qualitative synthesis and bibliometric analysis. The findings consistently indicate that digital financial literacy enhances financial well-being both directly and indirectly through personal financial management behavior. Individuals with stronger digital financial literacy demonstrate better budgeting, saving, debt management, investment planning, and financial monitoring, which contribute to greater financial security and long-term well-being. The novelty of this study lies in proposing personal financial management behavior as the central behavioral mechanism connecting digital financial literacy with financial well-being while providing an integrated conceptual framework to support future empirical research involving private university lecturers.
From Green Culture to Green Behavior: The Mediating Influence of Green Motivation in Organizations Subur Karyatun; Syafrizal Chan; Harefan Arief; Christian Kuswibowo; Sri Anah; Irfan Noviandy Aulia; Paijan Paijan; Mochamad Soelton
Journal of Sustainable Economic and Business Vol. 3 No. 3 (2026): Journal of Sustainable Economic and Business (JOSEB)
Publisher : ARE Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/joseb.v3i3.635

Abstract

Environmental pollution remains a major global challenge, driven by unsustainable human activities that degrade environmental quality and threaten public health. Organizations are expected to integrate sustainability into their core operations through Green Organizational Culture and Green Knowledge Management, which foster environmentally responsible values, knowledge sharing, and sustainable practices. Objectives: This study examines the effects of Green Organizational Culture and Green Knowledge Management on Employees' Green Behavior, with Green Motivation as a mediating variable. Methodology: A quantitative approach was employed using survey data collected from employees of the Subdistrict Office, Jakarta, through a structured five-point Likert-scale questionnaire. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS. The analysis included evaluation of the measurement and structural models, while mediation was assessed using the bootstrapping procedure. Finding: The results reveal that Green Organizational Culture and Green Knowledge Management positively and significantly influence Employees' Green Behavior and Green Motivation. Green Motivation also has a significant positive effect on Employees' Green Behavior. Furthermore, Green Motivation significantly mediates the relationships between Green Organizational Culture, Green Knowledge Management, and Employees' Green Behavior, indicating both direct and indirect effects. Conclusion: Green Organizational Culture and Green Knowledge Management are key drivers of Employees' Green Behavior. Strengthening organizational green values, environmental knowledge management, and employee motivation can effectively promote sustainable workplace behavior and improve environmental performance in public sector organizations.
Pengaruh Fasilitas Kerja, Motivasi Kerja, Dan Disiplin Kerja Terhadap Kinerja Pegawai Pada Program Mangrove For Coastal Resilience (M4CR) (Studi Pada Karyawan Piu Loan) Gerrard Miftah Setiananda; Sri Anah
Indonesian Journal of Economics Management and Accounting Vol. 3 No. 9 (2026): IJEMA - September 2026
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh fasilitas kerja, motivasi kerja, dan disiplin kerja terhadap kinerja pegawai kontrak pada Program Mangrove for Coastal Resilience (M4CR) di Kementerian Kehutanan. Penelitian ini dilatarbelakangi oleh fluktuasi pencapaian target rehabilitasi mangrove serta adanya indikasi keterbatasan fasilitas operasional, penurunan motivasi, dan masalah kedisiplinan waktu kerja. Desain penelitian yang digunakan adalah desain penelitian kuantitatif dengan pendekatan kausal. Populasi dalam penelitian ini berjumlah 437 pegawai, dengan penarikan sampel sebanyak 211 responden menggunakan rumus Slovin. Data primer dikumpulkan melalui penyebaran kuesioner kepada pegawai yang terlibat langsung dalam proyek M4CR. Analisis data dilakukan menggunakan metode Structural Equation Modeling - Partial Least Squares (SEM-PLS) dengan bantuan perangkat lunak SmartPLS 4.0. Hasil pengujian hipotesis melalui metode bootstrapping membuktikan bahwa secara empiris motivasi kerja dan disiplin kerja memiliki pengaruh yang positif dan signifikan terhadap kinerja pegawai. Namun, fasilitas kerja terbukti memiliki pengaruh yang positif tetapi tidak signifikan terhadap kinerja pegawai. Kesimpulan dari penelitian ini adalah bahwa penguatan dorongan motivasi serta penegakan disiplin kerja yang konsisten menjadi faktor penentu utama dalam optimalisasi kinerja pegawai