cover
Contact Name
dino gustaf leonandri
Contact Email
dinoleonandri@stptrisakti.ac.id
Phone
+6281367949381
Journal Mail Official
ijbe.feubb@gmail.com
Editorial Address
Fakultas Ekonomi Universitas Bangka Belitung Gedung Timah II Kampus Terpadu Balunijuk, Desa Balunijuk Kecamatan Merawang Kabupaten Bangka Provinsi Kepulauan Bangka Belitung Indonesia
Location
Kab. bangka,
Kepulauan bangka belitung
INDONESIA
IJBE (Integrated Journal of Business and Economics)
ISSN : 25495933     EISSN : 25493280     DOI : http://dx.doi.org/10.33019/ijbe.v4i3.284
Core Subject : Humanities, Social,
Integrated Journal of Business and Economics (IJBE) is intended to be the journal for publishing articles reporting the results of research on economics. IJBE invites manuscripts in the various topics include, but not limited to, topics covered include: Entrepreneurship, electronic markets Services, strategic alliances Business studies, ethics Microeconomics Behavioural and health economics Macroeconomics Financial markets, investment theories, banking International economics, Foreign Direct Invesment (FDI) Government regulation, taxation Environmental studies, urban issues, emerging markets Empirical studies, quantitative/experimental methods Economic development, system dynamics
Articles 224 Documents
Beyond the Click: A Deep Dive into Factors Influencing Digital Paylater Kurniawati, Emaya; Suratman, Suratman; Widiastuti, C. Tri; Gusmao, Cristino
Integrated Journal of Business and Economics (IJBE) Vol 9, No 2 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i2.1079

Abstract

This study explores key factors influencing Generation Z's intention to use digital pay-later services, focusing on perceived risk, ease of use, and financial technology (fintech) literacy. Specifically, it examines how perceptions of risk and ease of use affect usage intentions through the mediating role of fintech literacy. A quantitative research design and partial least squares (PLS) analysis were used to analyze survey data collected from Generation Z university students. The findings indicate that perceived ease of use significantly enhances intention to adopt digital pay-later services, whereas perceived risk demonstrates a more complex, indirect effect moderated by fintech literacy. Fintech literacy partially mediates the impact of both perceived risk and ease of use, highlighting the critical role of financial knowledge in fostering responsible digital pay-later adoption. These insights suggest that providers of digital pay-later services should focus on educational initiatives and design user-friendly products to meet the financial literacy needs of Generation Z consumers.  
Digital, Adaptive, and Leadership: Keys to Sustainable Business Daud, Ilzar; Karsim, Karsim
Integrated Journal of Business and Economics (IJBE) Vol 9, No 2 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i2.1196

Abstract

 The rise of digital technologies has reshaped the business landscape, pushing organizations to adapt to remain competitive. This study explores how Digital Technology, Organisational Culture, and Leadership Skills relate to Organisational Sustainability, with a particular focus on the industrial sector in West Java. Data were collected from employees and leaders at various levels using a questionnaire, with 162 respondents. The analysis involved testing construct validity and reliability (through Cronbach's alpha and Composite Reliability), as well as conducting path analysis to evaluate direct and indirect effects among independent, mediating, and dependent variables. The results show that adopting digital technologies, an improved organisational culture, and strong leadership competencies all contribute to greater organisational resilience and sustainability. However, the study also highlights a gap: many organisations still lack an adaptive culture and the essential leadership skills to navigate ongoing technological change. These findings offer valuable insights for practitioners and organizational leaders is to develop an inclusive and innovative organizational culture alongside adaptable leadership systems, while also embracing digital transformation in a way that responsibly addresses its social and ethical implications such as privacy, data security, and environmental sustainability to ensure long-term resilience, relevance, and positive impact on all stakeholders.
The Role of Credit for Poverty Alleviation in Indonesia: Evidence from Panel Data Analysis Ilyasa, Wahyu Nur; Kurniawan, Mahrus Lutfi Adi; Lubis, Firsty Ramadhona Amalia; Salim, Agus
Integrated Journal of Business and Economics (IJBE) Vol 9, No 2 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i2.1101

Abstract

The challenge of zero poverty by 2030 is difficult to achieve amidst global uncertainty which has an impact on the domestic economy through a decrease in social budgets and a decrease in purchasing power which makes the domestic economy move slowly. The Asian Development Bank (ADB) has discussed the role of banking in alleviating poverty both directly and indirectly through industrialization, MSMEs and increasing productivity which has a multiplier effect on increasing employment and reducing poverty. Challenges regarding the link between the bank and non-bank financial industry to poverty alleviation are becoming increasingly high due to increasing global uncertainty in the last decade which has had an impact on the domestic economy. This research aims to analyze the influence of banking credit (in this study using MSME credit) and People's Business Credit (KUR) as government representatives in helping business actors to improve their businesses by accessing credit with low interest on poverty alleviation in Indonesia. The research combines time series data in this study, namely the 2017-2022 period and cross section data collected from 34 provinces in Indonesia using the Panel Feasible Generalized Squared (FGLS) approach. The research results show a contradiction between people's business credit and credit to MSMEs, where people's business credit cannot alleviate poverty while credit to MSMEs is effective in reducing poverty rates. The research implication is that financial sector development can be oriented towards alleviating poverty by implementing policies that support financial system stability.
Ultimatum Games, Easy Money is Generosity? A Violation of Rational Homo Economicus Kiky, Andreas
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1220

Abstract

This study investigates fairness behaviour in the Ultimatum Game by examining proposer-to-responder offer ratios in same-gender dyads within the Indonesian cultural context. One hundred twelve undergraduate students (56 pairs) participated in a one-shot game involving a Rp 10,000 endowment. The research aims to determine whether same-gender pairs, specifically male–male and female–female, deviate from classical rationality models and align with normative fairness expectations. Female proposers offered higher and more consistent amounts than male proposers. The Wilcoxon Signed-Rank Test showed that offers did not significantly differ from an equal-split benchmark (50%) but were significantly higher than the commonly reported 40% average. Although the Mann–Whitney U test did not reach conventional significance (p = 0.053), a marginal trend suggested greater fairness in female–female pairs. These findings indicate that fairness decisions are shaped by gender dynamics and cultural norms emphasising social harmony and equality. The study contributes to behavioural economics by highlighting the role of gender and context in shaping deviations from self-interested behaviour. Limitations include social familiarity between participants and the use of externally provided money. Future research should explore stranger pairings and link proposer resources to personal or charitable outcomes to further test fairness motivations.
Building Green Trust Through Brand Image: A Study on Dietinfood Consumers from Millennial and Gen Z Segments Silaban, Sonia Artha Ria; Komaladewi, Rita
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1316

Abstract

This study aims to analyze the influence of green marketing elements, which include green product, green price, green place, and green promotion, on green trust through green brand image among healthy food consumers from the Generation Millennial and Generation Z cohorts. The sample of this study consisted of 210 Dietinfood customers in Purwakarta who fall into the the Generation Millennial and Generation Z categories. This research employed a quantitative approach using primary data collected through questionnaire distribution. The data were analyzed using the Structural Equation Modeling-Partial Least Square (SEM-PLS) method. The results indicate that green product, green price, green place, and green promotion significantly influence green brand image. However, only green product, green promotion, and green brand image have a direct effect on green trust. Moreover, green brand image is proven to mediate the influence of green product, green price, and green place on green trust among healthy food consumers from the Millennial and Gen Z groups. The implications of this study suggest that Dietinfood is perceived positively by consumers in terms of its commitment to sustainability. Therefore, the company should consistently maintain and enhance its environmentally friendly marketing practices in order to strengthen consumer trust and brand competitiveness in the growing healthy food market.
Drivers of E-Commerce Success in Java Island: Implications for Indonesia's Digital Economy Rosmeli, Rosmeli; Yossinomita, Yossinomita; Ekasari, Novita; Friyani, Rita; Alvaro, Rakan
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1124

Abstract

E-commerce in Indonesia, particularly on Java Island, has shown rapid development, contributing significantly to national digital transactions. This study aims to analyze the factors influencing the growth of e-commerce on Java Island during the 2015–2023 period. The research employs a panel data regression model, examining variables such as communication expenditure, population size, the number of BTS towers, mobile phone ownership, and the number of e-commerce actors.  The key findings reveal that communication expenditure, mobile phone ownership, and the number of e-commerce actors significantly influence digital transactions. These findings underscore the importance of enhancing digital infrastructure, improving internet access, and empowering digital MSMEs to support the growth of e-commerce in Indonesia. Promoting e-commerce growth by improving internet infrastructure in areas with poor connectivity is a crucial first step the government can take to enhance internet access equity across Java Island.
Transformational Leadership: How Intrinsic Motivation and Innovation at Workplace Satriawan, Bambang; Dewi, Nolla Puspita; Yanti, Sri; Yuliansyah, Yuliansyah
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1192

Abstract

This study aims to examine the relationship between transformational leadership and the improvement of employees' innovative performance in the service division of Regional Apparatus Organizations in Karimun Regency, Riau Islands Province. This quantitative research uses a non-probability random sampling technique. There are 100 respondens participated in this research, with primary data collected through questionnaires. Data analysis includes descriptive statistics, data quality tests, outer and inner model tests, and hypothesis testing using. The results show that transformational leadership has a significant positive effect on innovative performance. Intrinsic motivation also positively and significantly affects innovative performance. Furthermore, transformational leadership significantly influences intrinsic motivation and indirectly enhances innovative performance through intrinsic motivation. This study highlights the importance of transformational leadership in fostering employee motivation and innovation within local government organizations.
Digital Technology and Consumer Purchase Decisions in Basic Necessities Purchases in Ogan Komering Ilir Regency Gunarto, Muji; Putri, Erizia
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1142

Abstract

This study investigates the impact of digital technology utilization on consumer purchase decisions for necessities through the AISAS (Attention, Interest, Search, Action, Share) model, focusing specifically on users of the Ayo SRC application in Ogan Komering Ilir Regency, Indonesia. Despite the significant growth in the number of application users, there remain challenges in converting user Interest and Search activities into actual purchase Actions. Employing a quantitative associative approach, data were collected from 249 active application users and analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS). The findings revealed that digital technology significantly enhances consumer Attention, Interest, and Search behaviors. However, only the Attention stage significantly influenced actual Purchase Decisions. These results underline the critical role of creating attention-grabbing digital content to facilitate effective consumer conversion. The study offers theoretical insights into digital consumer behavior within the AISAS framework and practical recommendations for improving digital marketing strategies, particularly in optimizing consumer Attention to drive purchasing behaviors on digital platforms.
The Influence of Green Marketing, Consumer Knowledge and Purchasing Power on Environmental Attitudes Maulana, Ahmad; Indrajaya, Nehemia; Novalia, Nurkardina
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1222

Abstract

Global changes in the modern industrial era encourage the importance of environmental sustainability, triggering the popularity of green marketing as a key strategy for companies to advertise sustainable goods. In this dynamic, the level of consumer knowledge and purchasing power also are essential in influencing consumer preferences and choices regarding sustainable products. This study aims to understand the influence of green marketing, consumer knowledge, and purchasing power on environmental attitude in Indonesia, particularly in the Southern Sumatra region. The gathered data of 118 participants were examined through the partial least squares structural equation modeling (PLS-SEM) method to evaluate the proposed hypotheses. The findings revealed that green marketing and purchasing power exert a direct and significant impact on environmental attitude, suggesting that marketing efforts and financial capability play a key role in shaping consumer perceptions of sustainability. In contrast, consumer knowledge does not have a significant direct effect on environmental attitude, indicating that awareness alone may not be sufficient to drive environmentally responsible behavior. These findings contribute to the understanding of factors influencing consumers' environmental attitudes, provide strategic direction for companies aiming to enhance green product adoption, and stimulate further discussion on sustainability practices in Southern Sumatra.
Economic Growth Analysis Using Dynamic Panel Data Regression with GMM Arellano-Bond Estimation Al Azhar, Sarah Ardina
Integrated Journal of Business and Economics (IJBE) Vol 9, No 3 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i3.1149

Abstract

This research highlights the important role of economic growth in improving society's welfare. This study evaluates the influence of the Human Development Index, Foreign Direct Investment, Poverty Levels and Income Inequality on economic growth in Indonesia in the 2014-2023 period. By applying the Generalized Method of Moments (GMM) method through the FD-GMM and SYS-GMM approaches, the analysis results show that the Human Development Index and Income Inequality have a positive and significant impact on economic growth. Meanwhile, Foreign Direct Investment and Poverty Levels do not show a significant influence. This research aims to examine the short and long term relationship between these variables and economic growth in Indonesia. It is hoped that the findings in this study can become a reference in formulating policies to encourage more optimal economic growth.Keywords: Macroeconomics, Economic Growth, General Method of Moment, Short-Term,Long-Term

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