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Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah
Published by Universitas Islam Kalimantan Muhammad Arsyad Al Banjari
ISSN : 24422282     EISSN : 26210274     DOI : -
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Al-Iqtishadiyah : Ekonomi Syariah dan Hukum Ekonomi Syariah, E-ISSN: 2621-0274; P-ISSN: 2442-2282, published by Islamic Economic Department and Islamic Economic Law Department of Universitas Islam Kalimantan Muhammad Arsyad al-Banjari Banjarmasin Indonesia. It is a peer-reviewed journal of Islamic Economic and Islamic Economic Law. The journal is published Biannually; June and December.
Arjuna Subject : -
Articles 125 Documents
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Bakakarun Transactions and Agricultural Zakat among the Banjar Community: An Islamic Law Analysis Abduh, Muhamad Rahmani; Hanafiah, H.M.; Sholihin, Rahmat; Yusuf, Mahmud; Komarudin, Parman
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.21194

Abstract

Bakakarun is a profit-sharing agricultural partnership between landowners and cultivators commonly practiced by the Banjar community. However, this practice raises two key issues under Islamic law: first, the prohibition of mukhābarah contracts in the Shafi’i school, which is predominantly followed by the Banjar; second, improper zakat payment methods, particularly regarding the calculation of nisab from shared harvests. This study employs an empirical legal approach with a descriptive qualitative method, conducted across three villages in Barito Kuala Regency, South Kalimantan. The findings reveal that the bakakarun practice aligns with the principles of mukhābarah as permitted by Imam Nawawi. Nonetheless, errors in zakat calculation persist due to the absence of khulṭah (asset pooling) in determining nisab. It is therefore recommended that zakat be deducted prior to harvest distribution to prevent avoidance of zakat obligations.
Paid Membership Cards in Buying and Selling Transactions: A Sharia Economic Law Analysis ubaidillah, Ubaidillah; Hanip, Abdul; Nurjannah, Feby; Nurrohman, Dede; Al-Muhajir SAM, Achmad
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.22010

Abstract

The development of modern trade has introduced various marketing innovations, one of which is the use of paid member cards that offer discounts, shopping points, and exclusive benefits. However, when the use of member cards requires a registration fee, questions arise regarding the clarity of benefits, compliance with the principles of Islamic economic law, and consumer rights protection. This study aims to analyze consumer rights in the use of paid member cards and to evaluate the practice from the perspective of Islamic economic law. The research employed a qualitative descriptive-analytical method with a juridical-empirical approach, through interviews and literature review. The results indicate that the practice of paid member cards has the potential to create uncertainty of benefits and an imbalance between costs and gains, especially when information is not transparent. From the perspective of Islamic economic law, this practice is permissible provided that benefits are clearly defined, free from gharar (uncertainty) and maysir (speculation), and the fees charged are limited to administrative costs. In practice, at Kotty Kosmetik Banda Aceh, some consumers reported a lack of certainty regarding products eligible for discounts, limited information on items that can be redeemed with points, and relatively high registration fees. Therefore, the implementation of information transparency and cost limitation principles is essential to ensure justice, protect consumer rights, and maintain compliance with Islamic economic law.
EMPOWERMENT OF MICRO ENTERPRISES IN BARITO KUALA REGENCY THROUGH THE Z-MART PROGRAM OF BAZNAS KAL-SEL Salsabila, Eka Mutia; Dahliana, Difi; Seff, Syaugi Mubarak
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 1 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i1.18117

Abstract

Productive Zakat or known as an Islamic philanthropic instrument that is capable of empowering and improving community welfare, such as through the Z-Mart Program by National Amil Zakat Agency (BAZNAS). However, the implications of the Z-Mart Program for Mustahik's welfare remain unknown. This study aims to reveal the implications of the Z-Mart Program in Barito Kuala Regency on mustahik welfare. Using field research method with qualitative approach. Data collection techniques include interviews, observations, and documentation. The data analysis technique uses descriptive analysis consisting of data reduction, presentation, and conclusion. This study finds that empowerment through the Z-Mart Program has a positive impact on the increase of business scale, income, skills, and welfare of mustahik. Based on these findings, it is recommended that BAZNAS continue and optimize mustahik empowerment through the Z-Mart Program.
A Maqasid-Based Governance Framework for Islamic Banking: Integrating VBI, ESG, and Ethical Digital Transformation Suardi, Didi; Azwar, Martavevi; Simatupang, Aisyah Defy R.; Septi, Iti; Komariyah, Oom; Tidjani, Shofiah
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.21297

Abstract

This research contributes to the literature through the propositions of the Maqasid-Based Governance Framework (MBGF), which would help realign Islamic banking for sustainability and the digital era with higher objectives of Shariah. Drawing on the classical teachings of Al-Ghazali and al-Shatibi on maqasid al-shariah, and on modern governance views offered by Chapra, this study integrates maqasid al-shariah with VBI, ESG practices, and ethical digital governance. Based on a qualitative concept methodology, the paper synthesises ethical foundations, institutional governance, sustainability indicators, and digital innovation into a comprehensive governance architecture. The results indicate that the MBGF facilitates transparency, social value addition, eco-friendliness, and digital ethics in Islamic banking. The paper also highlights related indicators , such as the Maqasid Performance Index (MPI) and the Maqasid Shariah Index (MSI), to operationalise maqasid-based governance. The contribution of this paper is theoretical, in terms of giving a new positioning to maqasid as the broad governance framework; conceptual, in terms of amalgamating VBI, ESG, and digital ethics into a multi-layered model; and empirical, by providing regulators and practitioners with a practical governance blueprint for value-driven and sustainable Islamic finance.
Contractual Gaps in Ijarah Maushufah fi al-Dzimmah within Pre-Order Real Estate Schemes Kasih, Bella Mutiara; Hidayati, Tri
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 1 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i1.19588

Abstract

The Ijarah Maushufah Fi Al-Dzimmah (IMFZ) contract is a form of ijarah contract used in property pre-order transactions, where the benefits of the goods are promised before the object of the contract actually exists. Despite having a strong sharia basis, the implementation of this contract in the Indonesian real estate industry often creates gaps, both legally and in practice in the field. This study aims to analyze the factors that cause this gap and evaluate its impact on consumers. The method used is a qualitative approach with descriptive analysis, through data collection from official documents such as DSN-MUI fatwas, BPS reports, and relevant case studies. The results of the study indicate that many developers do not fulfill the principles of prudence and transparency as stipulated in the DSN-MUI fatwa No. 112/DSN-MUI/IX/2017 and the Regulation on the Protection of Business Actors and Consumers, thus potentially harming consumers. In addition, the inconsistency between contract practices and sharia principles and weak regulations are the main factors in the gap. Thus, it requires stricter supervision, education for consumers, and collaboration between developers, Islamic financial institutions, and regulators to create a fairer and more trustworthy Islamic property ecosystem

Page 13 of 13 | Total Record : 125

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