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Contact Name
andri irawan
Contact Email
ekonomika.unbara@gmail.com
Phone
+6285669379225
Journal Mail Official
ekonomika.unbara@gmail.com
Editorial Address
Jl. Ki Ratu Penghulu No. 02301 Karang Sari, Baturaja OKU 32115 Sumsel
Location
Kab. ogan komering ulu,
Sumatera selatan
INDONESIA
Jurnal Ilmiah Ekonomika (JIE)
Published by Universitas Baturaja
ISSN : 20850352     EISSN : 27756823     DOI : https://doi.org/10.54895
Core Subject :
Ekonomika Adalah Jurnal Ilmiah Yang Menyajikan Berbagai Tulisan Ilmiah Dalam Bentuk Ringkasan Hasil Penelitian, Artikel Ilmiah, dan Resensi Buku di Bidang Ilmu Ekonomi. Redaksi Mengundang Para Pakar, Praktisi, Akademisi, Peneliti, dan Siapa Saja Yang Peduli Dengan Pengembangan Ilmu Pengetahuan dan Teknologi. Diterbitkan secara berkala 2 (dua) kali dalam 1 (satu) tahun (Edisi Bulan April dan Oktober) oleh Fakultas Ekonomi dan Bisnis Universitas Baturaja, Kabupaten Ogan Komering Ulu (OKU) Provinsi Sumatera Selatan.
Arjuna Subject : -
Articles 96 Documents
PENGARUH CAPITAL ADEQUANCY RATIO (CAR), NON PERFORMING FINANCING (NPF) TERHADAP PEMBIAYAAN MURABAHAH PADA BANK SYARIAH MANDIRI INDONESIA TAHUN 2013 -2022 Ervin Mardalena; Noviansyah; Dahlia
Ekonomika Vol. 18 No. 2 (2025): Jurnal Ilmiah Ekonomika (JIE)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

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Abstract

This research is motivated by a phenomenon that is not in accordance with theory, where if Capital Adequacy Ratio increases then Murâbaḥah Financing will also increase, and vice versa if Murâbaḥah Financing decreases then Capital Adequacy Ratio decreases. Then, if the Non Performing Financing increases, Murâbaḥah Financing decreases, and vice versa, if Murâbaḥah Financing increases, the Non Performing Financing decreases. However, it can be seen from the data that it does not match the theory.The formulation of the problemin this research is whe ther there is a simultaneous and partial influence of Capital Adequacy Ratio and Non Performing Financing on Murâbaḥah Financing. The aim of this research is to find out how much influence the Capital Adequacy Ratio and Non Performing Financing variables simultaneously and partially have on Murâbaḥah Financing. The theory used in this research is the theory of Capital Adequacy Ratio, Non-Performing Finance and Murâbaḥah Financing. The minimum Capital Adequacy Ratio set by the Bank for International Settlement (BIS) is 8%. And in Bank Indonesia regulation Number 15/2/PBI/2013 it is stated that the maximum Non Performing Financing value is 5%. This research is a multiple regression analysis with a quantitative research type and a descriptive approach with secondary data and a sample of 48. The data comes from monthly published financial reports on Sharia Commercial Banks in Indonesia for 2013-2022 which are published by the Financial Services Authority via the website www.ojk.go.id. The results of the partial research (t test) state that, Capital Adequacy Ratio has no effect on Murâbaḥah Financing, there is an influence of Non Performing Financing on Murâbaḥah Financing. Simultaneous research results (Test F) state that CAR and NPF simultaneously have a positive and significant influence on Murâbaḥah Financing. Mean while,there sult sof the coefficientof determination (R2) of CAR and Non Performing Financing influence Murâbaḥah Financingby 79.6%. The remaining20.4%is influenced by other factors or variables not included in this research.
ANALISIS RISIKO KREDIT, RISIKO OPERASIONAL DAN PROFITABILITAS PERUSAHAAN SEBELUM DAN SESUDAH AKUISISI PADA PT. ALLO BANK INDONESIA TBK PERIODE 2018-2023 Tia Mutiara Sari; Anis Feblin; Rr. Dimas Veronica Priharti
Ekonomika Vol. 18 No. 2 (2025): Jurnal Ilmiah Ekonomika (JIE)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

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Abstract

This study aims to examine the differences in credit risk, operational risk, and profitability before and after the acquisition of PT Allo Bank Indonesia Tbk during the 2018–2023 period. A quantitative approach was employed using secondary data, with a total of 24 observations analyzed. The data analysis methods used were the Wilcoxon Signed Rank Test and Paired t-Test, processed using SPSS version 20. The results reveal significant differences in credit risk (measured by Non-Performing Loan/NPL), operational risk (measured by the Operating Expense to Operating Income/BOPO ratio), and profitability (measured by Return on Assets/ROA) between the pre- and post-acquisition periods.
PENGARUH DANA DESA TERHADAP INDEKS PEMBANGUNAN MANUSIA (STUDI KASUS PADA PEMERINTAH KABUPATEN DI PROVINSI SUMATERA SELATAN) TAHUN 2017-2024 Agresta Marsanda; Lisa Hermawati; Andri Irawan
Ekonomika Vol. 18 No. 2 (2025): Jurnal Ilmiah Ekonomika (JIE)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

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Abstract

Village Funds and the Human Development Index are related to each other. In this study, the author wants to see whether the Village Fund received by each Regency can affect the increase in the Human Development Index in that Regency. This research uses quantitative research methods and panel data regression analysis. This research data is in the form of secondary data obtained through the official website of the ministry of finance and the official website of the central statistics agency. The result of this study is that the Village Fund Variable has a positive effect on increasing the Human Development Index in the Regency of South Sumatra Province in 2017-2024.
PENGARUH SISTEM INFORMASI MANAJEMEN TERHADAP KINERJA KARYAWAN PADA PT.THAMRIN BROTHERS CABANG BATURAJA 1 Amelia Agustina; Deo Melan Dwi Putra; Intan Sari; Hairin Nevia Putri; Hafiz Liyan Pratama; Novo Kurniawan
Ekonomika Vol. 18 No. 2 (2025): Jurnal Ilmiah Ekonomika (JIE)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

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Abstract

This study aims to examine the effect of the Management Information System (MIS) on employee performance at PT Thamrin Brothers Baturaja 1. A quantitative research approach was employed, with the population consisting of all 33 employees of PT Thamrin Brothers Baturaja 1. Simple linear regression analysis was used as the analytical technique. The findings indicate that, partially, the Management Information System has a statistically significant effect on employee performance at PT Thamrin Brothers Baturaja 1. The results further reveal that the Management Information System accounts for 64.6% of the variation in employee performance, while the remaining 35.4% is explained by other factors not included in this study, such as motivation, compensation, work environment, workload, and other related variables.
PENGARUH E-COMMERCE DAN DESAIN PRODUK TERHADAP KEPUTUSAN PEMBELIAN PADA KERIPIK DONA BATURAJA (STUDI KASUS PADA PENJUALAN DI APLIKASI SHOPEE) Ike Yuliantika; Rosmala Dewi; Nourma Wulanda; M. Agus Kurniawan; Dyah Ayu Putriani
Ekonomika Vol. 18 No. 2 (2025): Jurnal Ilmiah Ekonomika (JIE)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

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Abstract

This study aims to analyze the influence of e-commerce and productdesign on the purchasing decisions of Keripik Dona Baturaja throughthe Shopee application. Data collection was carried out by distributingquestionnaires to 80 respondents. The data analysis technique usedwas multiple linear regression. The results showed that partially, the ecommercevariable had a significant effect on purchasing decisions,with a t-value of 5.693. Likewise, the product design variable also hada significant effect, with a t-value of 5.914 and a significance value of0.200 (α > 0.05). Simultaneously, e-commerce and product designjointly had a significant influence on purchasing decisions, with an Fvalueof 101.092. The coefficient of determination (R²) was 0.724,indicating that 72.4% of the variation in purchasing decisions wasinfluenced by e-commerce and product design, while the remaining27.6% was influenced by other variables outside the scope of thisstudy, such as product quality, price, and promotion (Buchari Alma,2018:96).
PENGARUH PENGELOLAAN MODAL KERJA DAN RETURN ON EQUITY (ROE) TERHADAP KINERJA KEUANGAN PADA PT. UNILEVER INDONESIA Alia Nelsa Fitri; Novie Al Muhariah; Hilmi Wiranawata
Ekonomika Vol. 18 No. 2 (2025): Jurnal Ilmiah Ekonomika (JIE)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Baturaja

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Abstract

This study aims to determine the influence of working capital management and Return on Equity (ROE) on the financial performance of PT Unilever Indonesia Tbk. The analytical method used is multiple linear regression with a 5% significance level. Classical assumption tests were also conducted, including normality, multicollinearity, heteroscedasticity, and autocorrelation tests. The type of data used is secondary data obtained from the official website of PT Unilever Indonesia Tbk for the 2019–2023 period. The results show that partially, working capital has a positive effect on financial performance, and ROE has a positive and significant effect on financial performance. Simultaneously, working capital and ROE positively affect the company's financial performance. The coefficient of determination (R Square) is 0.880, indicating that working capital and ROE contribute 88% to the variation in financial performance, while the remaining 12% is influenced by other factors not examined in this study.

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