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Analisis Pemanfaatan Digital Fundraising Sebagai Strategi Mengoptimalkan Penghimpunan Zakat Penghasilan Pada Baznas DKI Annisa Maharani; Ade Nur Rohim
Islamic Economics and Business Review Vol 1 No 1 (2022): IESBIR, August 2022
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (292.008 KB)

Abstract

Seiring dengan berkembangnya teknologi digital yang cukup pesat, aktivitas penghimpunan dana zakat pun telah berinovasi untuk memanfaatkan kanal digital guna meningkatkan jumlah penghimpunan dana zakat. Zakat penghasilan merupakan salah satu jenis zakat yang dihimpun dari penghasilan seseorang, yang hingga saat ini realisasi penghimpunannya masih belum sesuai dengan potensi yang ada. Guna meningkatkan penghimpunan zakat penghasilan, maka Baznas sebagai lembaga pengelola zakat tingkat nasional turut berinovasi dalam memanfaatkan kanal digital dalam hal ini. Selain itu, diperlukan juga adanya suatu strategi yang dilakukan untuk terus mengoptimalkan penghimpunan zakat penghasilan dengan memanfaatkan peran kanal digital. Tujuan penelitian ini adalah untuk menganalisis bagaimana pemanfaatan digital fundraising dalam menghimpun dana zakat penghasilan pada Baznas DKI, serta untuk mengetahui bagaimana strategi yang dilakukan oleh Baznas DKI untuk terus mengoptimalkan penghimpunan zakat penghasilan dalam memanfaatkan digital fundraising. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan pendekatan studi kasus. Hasil yang diharapkan dari penelitian ini adalah pola pemanfaatan digital fundraising di Baznas DKI yang sudah baik dan dapat menghimpun dana zakat penghasilan sesuai potensi yang ada.
Analisis Model Kolaborasi Entitas Bisnis Dan Pesantren Dalam Pengelolaan Unit Usaha Muhammad Habib Ali Ramadhan Irvan; Ade Nur Rohim
Islamic Economics and Business Review Vol 1 No 2 (2022): IESBIR, December 2022
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

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Abstract

Economic development around the Darul Quran Mulia Islamic Boarding School is growing rapidly, but as an educational institution, of course, it should not only focus on education, but must also focus on economic management from the business perspective. This study aims to examine the roles and efforts that can be carried out by the Darul Quran Mulia Islamic Boarding School in managing the business units it owns. This research is a field research with a descriptive qualitative approach. The primary data sources in this study were PT. Berkah Group and employees of the Darul Quran Mulia foundation. Secondary data sources are documentation of the Darul Quran Mulia Islamic Boarding School and books and journals that discuss the economics of Islamic boarding schools. The analytical method uses interviews and documentation with qualitative descriptive data analysis techniques using inductive thinking patterns. The results of this study indicate that the Darul Quran Mulia Islamic boarding school operates a collaboration model with PT. Berkah Group in managing business units, in this case the Darul Quran Mulia Islamic boarding school acts as a customer while PT. Berkah Group serves as a service provider
INDIKATOR PEMBANGUNAN TERHADAP KEMISKINAN DALAM PERSPEKTIF EKONOMI DAKWAH ISLAM Farida Amalia; Aulia Hadistiara; Muhammad Arkansyah Mochtar; Ade Nur Rohim; Faizi Faizi
Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam Vol 7 No 2 (2022): Dakwah Islam dan Komunikasi
Publisher : Institut Pesantren KH Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.1234/altsiq.v7i2.2924

Abstract

Indikator pembangunan merupakan suatu tolak ukur dalam mengukur keberhasilan pembangunan suatu negara. Indikator pembangunan meliputi indikator kuantitatif dan kualitatif. Dalam Islam pembangunan memiliki tujuan yang luas yaitu mencapai kesejahteraan dan kebahagiaan di dunia dan di akhirat. Kemiskinan menjadi salah satu masalah utama dalam pembangunan di negara-negara berkembang. Indikator pembangunan yang dapat mengukur kemiskinan, diantaranya indikator tingkat pendidikan, kesehatan, pendapatan per kapita dan jumlah kepadatan penduduk suatu negara. Maka upaya yang dapat dilakukan negara yakni meningkatkan akses pendidikan, kesehatan, menekan pertumbuhan penduduk dan pemberdayaan masyarakat agar menjadi SDM yang berdedikasi unggul. Metode penelitian yang digunakan dalam artikel ini adalah studi pustaka dengan mengutip pendapat para tokoh dan jurnal-jurnal terdahulu. Tujuan penelitian ini untuk mengetahui hubungan masalah kemiskinan yang dikaitkan dengan indikator tingkat pendidikan. Memberikan akses pendidikan seluas-luasnya dapat membantu pemerintah agar keluar dari jeratan kemiskinan.
Maximizing Utility And Distributing Income Equitably: How does Zakah Impact Both of Them at Once? Ade Nur Rohim
Islamic Economics Journal Vol. 4 No. 2 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (519.594 KB) | DOI: 10.21111/iej.v4i2.2963

Abstract

This paper is a theoretical article that examines how zakah is able to fulfill and increase the satisfaction of a Muslim consumer, even if it reduces the quantity of goods consumed. In addition, this article will also clarify the role and function of zakah in dealing with the problem of economic inequality. Economic inequality is characterized by uneven distribution of income and wealth and only revolves around a handful of people. This made the gap between rich and poor deepening. One of the factors causing the gap is the behavior of consumers who tend to pursue pure utility. So that it fosters greed in itself and increases negative behaviors such as hoarding property, and makes wealth not circulated in the community evenly. This study also identifies the impact of zakat on public consumption behavior which also has direct implications for income distribution. The results of the study show that utility in Islamic economics is a combination of two utilities. Worldly utilities that represent real satisfaction directly felt such as feeling full, happiness in the world, fulfilled their life needs. Also the ukhrawi utility is represented by an increase in faith and piety, and a reward that is expected to be obtained in the hereafter. Where zakah is able to increase the two types of utilities. This concept encourages rich Muslim communities to distribute their income through zakat instruments to the poor. So that the redistribution of income fairly can be realized through zakah, and in the end is able to realize equitable welfare in the community.
Pesantren Value Added Sebagai Modal Pemberdayaan Ekonomi Masyarakat Kecamatan Cibadak Lebak Banten Muhammad Anwar Fathoni; Ade Nur Rohim
Islamic Economics Journal Vol. 5 No. 2 (2019)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (507.2 KB) | DOI: 10.21111/iej.v5i2.4002

Abstract

This study aims to describe and analyze community economic empowerment models through added value owned by pesantren (pesantren value-added). So that it can measure the extent to which pesantren resources are able to empower the economy of the surrounding community. This research is conducted at the modern boarding school Manahijussadat in Lebak Regency, Banten. This research was conducted by identifying and analyzing community economic empowerment models conducted by pesantren. This research is a descriptive study that uses a qualitative approach. The object of this research is modern boarding school Manahijussadat in Pasar Keong Village, Cibadak Lebak District, Banten. The purposive sampling technique is used in this project with both primary data and secondary data. Primary data is collected through interviews with several parties at the pesantren, while secondary data was obtained from several literatures such as books, journals, and other written data. Data collection techniques used are interviews with several parties, from both top leader and management level at the pesantren as well as representatives from surrounding community. In addition, observations were also made by direct observation in the field. While the data analysis technique used in this study is qualitative analysis. Based on the research results obtained, it is known that community economic empowerment through pesantren can be built with a partnership model between pesantren, community, government and the private sector. Because pesantren is the closest Islamic educational institution to the community and has potential resources to be the pioneers of the economic empowerment of the people. The partnership can be carried out in several aspects such as employment, business opportunities, and the establishment of business entities or financial institutions. The partnership that exists between these four elements can make people more economically empowered and improve their welfare in a sustainable manner.
TRANSFORMATION OF IJARAH CONTRACT: The Review of The Concept and Its Implementation in Islamic Banking Ade Nur Rohim; Atang Abdul Hakim
AL-TAHRIR Vol 23, No 1 (2023): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v23i1.5726

Abstract

Innovations in sharia banking products and services in Indonesia continue to experience significant developments. This is important to do to answer the needs of recent financial transactions. Various financing products with various contracts have been applied by Islamic financial institutions. One of the products developed is ijarah-based financing. However, different viewpoints regarding the legal validity of ijarah with its various types are still being discussed among academics and practitioners. The concept of ijarah itself was practiced in early Islamic era and continues to be practiced today in various contemporary financial transactions. This study aims to review the process of transforming ijarah principles to the development of their varieties, as well as related legal and regulatory provisions as a basis for implementation in the development of financing products in Islamic banking and finance. This research was a qualitative research using a literature study approach with descriptive analysis. This study concludes that several texts from the al-Qur'an and Sunnah explain the concept of ijarah and its permissibility according to sharia. Nash explains at least two types of ijarah, namely ijarah in service and asset leases. Both were revealed in the provisions contained in the KHES, PBI, as well as several DSN MUI fatwas. These regulations form the basis for implementing ijarah, IMBT, and IMFD in various sharia banking products and services.
Praktik Kebijakan Utang Dalam Negeri Dan Luar Negeri Indonesia Dalam Tinjauan Ekonomi Islam Amaliyah Sholikha; Sagitha Febi Wulandari; Nabilah Khairunnisa; Ade Nur Rohim
Islamic Economics and Business Review Vol 2 No 2 (2023): IESBIR, August 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v2i2.6005

Abstract

Taking debt is not a negative thing, but in practice debt must be protected from usury or interest or other forms of deviation from sharia provisions. This study is intended to explain how Islam views the concept of foreign debt and domestic debt in the context of state debt. The approach used in this research is quantitative with literature study techniques. The results of the study show that in Islam foreign debt and domestic debt are things that are permissible or permissible provided that they are free from elements of usury or other things that are not in accordance with sharia provisions. Therefore, this is an important consideration for the state in making debts both for foreign debt and domestic debt. In addition, in carrying out debt, especially in making policies in the context of state debt, it must be based and reviewed from the urgency of the benefit for the community.Keywords: Debt; domestic debt; Foreign debt; Islamic Perspective;
Sumber Pendapatan Non Zakat Negara Dalam Islam Dan Perbandingannya Dengan Zaman Kontemporer Di Indonesia Ahmad Zahran Rizqulloh; Dewi Anjani; Muhammad Fikri Hasani Sururi; Ade Nur Rohim
Islamic Economics and Business Review Vol 2 No 2 (2023): IESBIR, August 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v2i2.6010

Abstract

Negara mempunyai penanan yang sangat penting dalam memenuhi kebutuhan masyarakat di dalamnya. Namun kebutuhan itu sifatnya tidak tetap, melainkan akan berubah-ubah menyesuaikan keadaan. Dari pernyataan tersebut, bagaimana suatu negara dapat memenuhi kebutuhan masyarakat adalah dengan mengatur pengeluaran negara dan mengatur pula sumber penerimaannya. Negara mempunyai peran untuk dapat mengeluarkan kebijakan yang tepat mengenai sumber penerimaan negara agar sesuai dengan apa yang dibutuhkan masyarakat. Kebijakan sumber penerimaan negara sejak dahulu telah ditetapkan. Penelitian ini menggunakan metode studi literatur yang dimana peneliti menelaah studi yang telah ada sebelumnya. Sumber penerimaan negara pada zaman Rasulullah ternyata dapat diaplikasikan pada saat ini. Sumber penerimaan islam tidak hanya sebatas pada zakat saja atau saat ini di Indonesia disebut pajak, namun ada beberapa sumber pendapatan lain dalam menunjang kebutuhan negara. Atau pada zaman tersebut dapat dikatakan sebagai pendapatan non pajak. Sumber penerimaan yang berasal dari non pajak atau selain zakat yaitu diantaranya ada fai, ghanimah, usyr, jizyah, dan lain sebagainya. Sedangkan sumber pendapatan saat ini di Indonesia berasal dari pajak, PNBP dan hibah. Artikel ini mendeskripsikan perbandingan antara sumber pendapatan klasik yaitu pemerintahan islam zaman Rasulullah dengan sumber pendapatan kotemporer di Indonesia saat ini. Kata kunci: klasik, kotemporer, non pajak, pajak, sumber penerimaan.
TRANSFORMATION OF IJARAH CONTRACT: The Review of The Concept and Its Implementation in Islamic Banking Ade Nur Rohim; Atang Abdul Hakim
AL-TAHRIR Vol 23 No 1 (2023): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v23i1.5726

Abstract

Innovations in sharia banking products and services in Indonesia continue to experience significant developments. This is important to do to answer the needs of recent financial transactions. Various financing products with various contracts have been applied by Islamic financial institutions. One of the products developed is ijarah-based financing. However, different viewpoints regarding the legal validity of ijarah with its various types are still being discussed among academics and practitioners. The concept of ijarah itself was practiced in early Islamic era and continues to be practiced today in various contemporary financial transactions. This study aims to review the process of transforming ijarah principles to the development of their varieties, as well as related legal and regulatory provisions as a basis for implementation in the development of financing products in Islamic banking and finance. This research was a qualitative research using a literature study approach with descriptive analysis. This study concludes that several texts from the al-Qur'an and Sunnah explain the concept of ijarah and its permissibility according to sharia. Nash explains at least two types of ijarah, namely ijarah in service and asset leases. Both were revealed in the provisions contained in the KHES, PBI, as well as several DSN MUI fatwas. These regulations form the basis for implementing ijarah, IMBT, and IMFD in various sharia banking products and services.
OPTIMALISASI PENGHIMPUNAN ZAKAT MELALUI DIGITAL FUNDRAISING Ade Nur Rohim
al-Balagh : Jurnal Dakwah dan Komunikasi Vol. 4 No. 1 (2019): June 2019
Publisher : Fakultas Ushuluddin dan Dakwah UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/balagh.v4i1.1556

Abstract

The developments in zakah management is considered increasingly important along towards the digital era. Based on studies in the performance of several LAZs carried out, the realization of zakah collection is currently far from the potential of zakah which should be, so LAZ needs to take progressive steps in the implementation of the digitization system. This article aims to reveal the challenges faced by LAZ in the dissemination and collection of zakah in digital era, complete with the obstacles faced. In addition, it was stated about the form of strategy for utilizing digital fundraising channels, such as: websites, email marketing, search engine marketing, social media marketing, and social networks, in order to conduct more optimal zakah collection. This research is a qualitative research, using a literature study approach. Data collected related to the research were taken from several literary sources including scientific journals, several books, and related articles published in online media. As a result, by transforming into the use of canals on digital fundraising, zakah management and collection programs can be carried out better while also educate the public about the obligation for zakah.