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All Journal Al-Tahrir: Jurnal Pemikiran Islam At-Taradhi: Jurnal Studi Ekonomi Jurnal Ketahanan Nasional Sosioinforma Laa Maisyir Jurnal Ekonomi Islam Nurani: Jurnal Kajian Syariah dan Masyarakat Islamic Ecomonics Journal AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Islam Islamic Review : Jurnal Riset dan Kajian Keislaman Jurnal Tabarru': Islamic Banking and Finance Proceeding of Conference on Islamic Management, Accounting, and Economics NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam El-Barka: Journal of Islamic Economics and Business Al Maal: Journal of Islamic Economics and Banking Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam SABDAMAS Abdimas Galuh : Jurnal Pengabdian Kepada Masyarakat Jurnal Bimas Islam Journal of Islamic Economics and Finance Studies AL-FALAH : Journal of Islamic Economics Al-Muamalat : Jurnal Ekonomi Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis Islamic Economics and Business Review (IESBIR) Jurnal Ekonomi Islam HIKMATUNA: Journal for Integrative Islamic Studies Hikmatuna Maslahah: Jurnal Manajemen dan Ekonomi Syariah Review of Islamic Social Finance and Entrepreneurship Veteran Economics, Management & Accounting Review al-Balagh : Jurnal Dakwah dan Komunikasi Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Ade Nur Rohim
Universitas Pembangunan Nasional Veteran Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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How Does Sustainable Halal Fashion Support the Slow Fashion Trends? Ilham Alivian; Ade Nur Rohim
Al-Muamalat: Jurnal Ekonomi Syariah Vol 11, No 2 (2024): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i2.34642

Abstract

The worldwide fashion business is seeing swift expansion, but, the adoption of rapid fashion has detrimental effects on ecological sustainability. Sustainable halal fashion, which emphasises quality, sustainability, and ethical values, offers a solution to address this. This study looks at how sustainable halal fashion can strengthen the slow fashion trend and proposes strategic steps for its development. This research employs a qualitative approach to literature study, gathering information from books, articles, and mass media. The results show that sustainable halal fashion contributes to slow fashion and has potential to develop sustainably by increasing public understanding, developing local raw materials, increasing production efficiency, efficiently utilizing supplies and reducing wastage in the manufacturing process., building collaboration. The conclusion is that sustainable halal fashion provides an innovative solution to overcome the fashion industry's negative impact and strengthen the slow fashion trend.
Analisis Kinerja Bank Syariah di Indonesia Berbasis Maqashid Sharia Index Prima Dwi Priyatno; Ade Nur Rohim; Lili Puspita Sari
Jurnal Ilmiah Ekonomi Islam Vol 8, No 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6581

Abstract

Development of the banking industry that continues to increase from year to year, there must be a balance in terms of performance assessment, where the performance measurement of Islamic banking does not only look at the profit side, but Islamic banking as a sharia business entity needs to consider aspects of benefit and conformity with sharia maqashid. Performance measurement with the maqashid sharia index approach has three objective indicators. Indicators of Education (Tahdzib Al-Fard), Establishing Justice (Al-'Adl), and Public Interest (Al-Mashlahah). From the data collected, the results of the analysis of performance measurement based on Islamic maqashid for the twelve Islamic Commercial Banks, Panin Dubai Syariah Bank (PDS) have the highest performance value with an index value of 0.42563. The level of performance index based on sharia maqashid shows a gradual level, the higher the level of value generated, it can be said that the better in achieving the goals and principles of sharia, and vice versa, the lower the index value produced, the lower the performance in creating the benefits of shariah goals. want to achieve.
Designing Ziswaf-Based Financing Model for Enhancing Micro, Small, and Medium Enterprises Lili Puspita Sari; Ade Nur Rohim; Fadhli Suko Wiryanto; Dzaky Ammar Fauzi
Journal of Islamic Economics and Finance Studies Vol 4 No 2 (2023): JIEFeS, December 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v4i2.6822

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are important in advancing the economy. However, among some existing MSME actors, many of them face obstacles in developing their businesses. Some of those obstacles are the lack of competence and expertise, the lack of business networks, and the limited amount of capital. This research aims to design the development of a sharia financing model based on using zakat, infaq, sadaqah, and waqf (ziswaf) funds to develop MSMEs. This research uses qualitative methods by analyzing various data collected from several works of literature related to ziswaf and MSME studies. This research produces a design model for integrated ziswaf management in the MSME development program. This model describes the process flow starting from collecting ziswaf funds, with a distribution process that is adjusted to the characteristics of the funds. ZIS funds are channeled to the procurement of goods and business equipment, as well as to capacity-building programs for MSMEs. The waqf funds are distributed in the form of business capital investment with a mudharabah agreement. The profits received are given to the nazhir according to the agreement, to be managed by the nazhir, and distributed to the mauquf alaih. The entire process is carried out with supervision and monitoring to maintain conformity of procedures with existing rules and regulations. It is hoped that this model can become a new direction for the development of MSMEs by optimizing ziswaf funds in an integrated manner.   Usaha Mikro, Kecil, Menengah (UMKM) merupakan unit ekonomi yang penting dalam memajukan perekonomian. Namun, di antara sejumlah pelaku UMKM yang ada, banyak dari mereka menghadapi kendala dalam pengembangan usahanya. Di antara kendala yang dihadapi antara lain terkait minimnya kompetensi dan keahlian, minimnya jejaring usaha, hingga jumlah modal yang terbatas. Penelitian ini bertujuan untuk mendesain pengembangan model pembiayaan syariah berbasis pemanfaatan dana zakat, infak, sedekah, dan wakaf untuk pengembangan UMKM. Penelitian ini menggunakan metode kualitatif dengan menganalisis berbagai data yang dihimpun dari beberapa literatur terkait kajian ziswaf dan UMKM. Penelitian ini menghasilkan sebuah rancangan model pengelolaan ziswaf terintegrasi pada program pengembangan UMKM. Model tersebut menggambarkan alur proses yang dimulai dari penghimpunan dana ziswaf, dengan proses penyaluran yang disesuaikan dengan karakteristik dana. Dana ZIS disalurkan pada pengadaan barang dan perlengkapan usaha, serta pada program peningkatan kapasitas pelaku UMKM. Adapun dana wakaf disalurkan dalam bentuk investasi modal usaha dengan akad mudharabah. Keuntungan yang diterima diberikan kepada nazhir sesuai dengan kesepakatan, untuk nantinya dikelola oleh nazhir dan disalurkan kepada para mauquf alaih. Keseluruhan proses tersebut dilakukan dengan pengawasan dan monitoring untuk menjaga kesesuaian prosedur dengan aturan dan ketentuan yang ada. Model ini diharapkan dapat menjadi arah baru pengembangan UMKM dengan mengoptimalkan dana ziswaf secara terintegrasi.
The Influence of Financial Performance and Company Size on Zakat Payments of PT. Bank Muamalat Indonesia Tbk Anisah, Rahmi; Rohim, Ade Nur
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 1 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i1.645

Abstract

The development of total assets of Islamic Commercial Banks (BUS) continues to increase every year. In addition, the potential for zakat in Indonesia is also increasing every year, including from the corporate zakat sector. However, the increase is not in line with the realization of national zakat collection. In fact, corporate zakat has the highest contribution compared to other types of zakat, especially in terms of zakat potential. An in-depth analysis of the factors that influence corporate zakat payment is needed. This study aims to analyze several factors that affect corporate zakat such as ROA, CAR, FDR, NPF and Company Size. The research was conducted at PT Bank Muamalat Indonesia Tbk using secondary data. This research data was analyzed by multiple linear regression. The research sample used data published in the financial statements of PT Bank Muamalat Indonesia Tbk in 2012 - 2022. The results of this study state that the variables ROA, CAR, FDR, NPF and Company Size together have an effect on corporate zakat. As well as, partially states that the ROA variable affects the company's zakat, while the CAR, FDR, NPF and Company Size variables have no effect on corporate zakat. The results of this study are expected to contribute to the level of literacy and realization of corporate zakat collection, especially from the BUS sector.
Analisis Efisiensi dan Efektivitas Pengelolaan Dana ZIS pada Laznas Baitulmaal Muamalat Mualo, Hamidatuzzahra; Rohim, Ade Nur
Islamic Economics and Business Review Vol 2 No 1 (2023): IESBIR, April 2023
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The management of Zakat, Infak and Alms funds at LAZ in Indonesia has been well implemented because LAZ's performance has also been good, but in some LAZs the management of ZIS funds needs to be considered so that the level of efficiency and effectiveness of management is still not comprehensive. This study aims to analyze the efficiency and effectiveness of the management of zakat, infaq and alms funds at the Baitulmaal Muamalat National Amil Zakat Institute. This study uses a quantitative approach with secondary data sources in the form of financial reports. The analytical method uses Data Envelopment Analysis (DEA) to measure efficiency while the Allocation to Collection Ratio (ACR) analysis method to measure effectiveness. The results of this study indicate that in 2016 and 2017 Laznas Baitulmaal Muamalat was inefficient in managing ZIS funds, while in 2018-2021 it was efficient. To calculate the effectiveness of managing ZIS funds, in 2016 and 2017 they received the title of Effective, while in 2018-2021 they received the title of Highly Effective.
Implementation of Shar'u Man Qablanā in Fatwa of Indonesian Ulama Council Ade Nur Rohim; Mustofa; I Nurol Aen
Hikmatuna : Journal for Integrative Islamic Studies Vol 9 No 1 (2023): Hikmatuna: Journal for Integrative Islamic Studies, June 2023
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v9i1.959

Abstract

This study aims to analyze the concept of syar’u man qablanā and its position as a source of Islamic law, examined from various perspectives of fiqh scholars. There are still differences in the various views of fiqh scholars regarding the position of syar’u man qablanāas, a source of Islamic law, particularly as a basis for establishing fatwas. Furthermore, this study also examines the application of syar’u man qablanā as a basis for establishing fatwas by the Indonesian Ulama Council. This used qualitative method, employing a literature review with discourse analysis and adopting a normative research approach through the utilization of the statute and conceptual approaches. This study concludes that the scholars agree that syar’u man qablanā, which is not explained in the Qur'an does not apply to the people of the Prophet Muhammad. As for the syar’u man qablanā which is not mentioned in the Qur'an, the scholars have several views in concluding it. Indonesian Ulama Council has made at least nine verses of the Qur'an containing syar’u man qablanā as a basis for establishing several fatwas, such as fatwas concerning ijarah, syarī’ah card, multiservice financing, kafalah, syarīa factoring, and other fatwas related to the contemporary transactions. This study contributes to strengthening the study of the implementation of syar’u man qablanā as a basis for establishing Islamic law, especially in determining fatwas by contemporary scholars
Dharurah and the Realization of Maqashid Sharia: Analysis of the Implementation of Islamic Legal Maxims on Emergency Rohim, Ade Nur
Nurani Vol 22 No 1 (2022): Nurani: jurnal kajian syari'ah dan masyarakat
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v22i1.11449

Abstract

Contemporary issues and phenomenon that occur in society experience development from time to time. References and arguments in the Qur'an and sunnah sometimes do not explain the law on the issue specifically. Excavation of the law by using qawa’id fiqhiyyah which has been formulated by the scholars is important. Especially in conditions of emergency and compulsion that require in-depth studies to establish laws on issues that provide a certain level of difficulty for humans. This study aims to review the concept of emergency in the perspective of fiqh by examining its correlation to the achievement of maqashid syariah by focusing on the application of qawa’id fiqhiyyah related to emergency. This research is a qualitative research using a literature study approach by doing literature review on Islamic legal maxim, maqashid sharia, and dharurah. The results of this study indicate that dharurah is a condition that positions humans in a condition of being forced to do something that is forbidden or to leave something that is obligatory. Islamic law provides rukhshah for the difficulties experienced by humans as a guarantee to realize maqashid syariah. Legal determination of the waivers granted is carried out by referring to the arguments of the Qur'an, sunnah and ijma' as well as by applying qawa’id fiqhiyyah related to emergencies.
Designing Model of Integrated Land Waqf and Cash Waqf Empowerment in Providing Apartments: Potentials and Challenges Anggraini, Diana Herlin Widiastuti; Rohim, Ade Nur
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol 10 No 2 (2024): NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v10i2.1762

Abstract

This research aims to design a model for integrating waqf land and cash waqf in the provision of apartments for low-income communities in Indonesia as a solution to enhance community welfare. This study employs a qualitative research method with a literature review approach. The research indicates that the model for integrating waqf land and cash waqf holds significant potential in providing apartments for low-income communities. Waqf land, often neglected and primarily allocated for consumptive sectors, can be optimized for productive sector development through this integration. Waqf land is viewed as a strategic physical asset, while cash waqf offers flexibility in financing infrastructure development. The integration of both presents great opportunities to create sustainable social and economic impacts, with rental income from apartments serving as a productive investment that supports further development. The study also identifies several challenges related to the integration of waqf land and cash waqf, particularly concerning waqf management, which requires transparent governance, adequate regulatory support, and cross-sector collaboration. Additionally, social constraints related to public perception of waqf may also affect the implementation of this model. This research recommends innovative policies and synergy between the government, waqf institutions, and the private sector to address these challenges and maximize the potential of waqf integration in providing housing for those in need.
PERAN ZIS DALAM MENINGKATKAN KESEJAHTERAAN PEREMPUAN: STUDI PADA PROGRAM BUNDA MANDIRI SEJAHTERA LAZNAS YATIM MANDIRI Tanjung, Nabila Azzahra; Rohim, Ade Nur
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.12285

Abstract

Zakat, infaq, and sadaqa (ZIS) play a role in alleviating poverty. However, Indonesia is still faced with the problem of poverty among women. This research aims to find out and analyze the implementation of ZIS distribution through the Bunda Mandiri Sejahtera (BISA) program and its implications for the welfare of Mustahiq. The method used in this research is descriptive statistics with a case study approach using the CIBEST model. The research findings show that the distribution of ZIS through the BISA program provides studies, grants, and business capital. The result also indicates that the BISA program has implications for increasing welfare where more than half of Mustahiq in quadrant 1. Keywords: ZIS, Women Mustahiq, Welfare, CIBEST
Determinan Minat Masyarkat Menjadi Nasabah Asuransi syariah di Jabodetabek Muhammad Khusnul Fadlillah; Ade Nur Rohim
Islamic Economics and Business Review Vol 3 No 2 (2024): IESBIR, August 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v3i2.6259

Abstract

Abstract Human life has many risks that require a protection called insurance. Insurance in Indonesia only recognizes conventional insurance as time goes by, Sharia Insurance begins to be legalized. So that makes sharia insurance develop from time to time. Therefore, this research aims to describe and analyze the factors that influence people's interest in becoming sharia insurance customers in Jabodetabek. This research method has a quantitative nature, and data collection uses primary data obtained by distributing questionnaires using a purposive sampling technique with a sample of 104 respondents from five different regions. The method used to analyze the data is a multiple linear regression analysis technique using an analytical test tool, namely Statistical Product and Service Solution (SPSS). Where the results of this study are that the promotion, product and religiosity variables have a significant effect on the interest of the Jabodetabek community to become sharia insurance customers. Furthermore, each variable partially and simultaneously has a significant effect on the interest of the Jabodetabek community to become sharia insurance customers. Keywords: Sharia Insurance; Promotion; Product; Religiosity; Jabodetabek   Abstrak Kehidupan manusia memiliki banyak resiko sehingga memerlukan sebuah proteksi yang dinamakan asuransi. Asuransi di Indonesia hanya mengenal asuransi konvensional seiring berjalan waktu Asuransi Syariah mulai dilegalkan. Sehingga hal tersebut membuat asuransi syariah berkembang dari waktu kewaktu. Oleh karena itu dalam peneilitian ini memiliki tujuan untuk menggambarkan dan menganalisis faktor-faktor yang mempengaruhi minat masyarakat menjadi nasabah asuransi syariah di Jabodetabek. Metode penelitian ini memiliki sifat kuantitatif, dan penghimpunana data menggunakan data primer yang didapatkan dengan penyebaran kuesioner dengan menggunakan teknik purposive sampling dengan sampel yang didapat sebanyak 104 responden dari lima wilayah berbeda. Metode yang dihunakan untuk menganalisis data merupakan teknik analisis regresi linear berganda menggunaka alat uji analisis yaitu Statistical Product and Service Solution (SPSS). Dimana hasil dari penelitian ini bahwa variabel promosi, produk dan religiositas berpengaruh signifikan terhadap minat masyarakat Jabodetabek menjadi nasabah asuransi syariah. Selanjutnya setiap variabel secara parsial dan simultan berpengaruh secara signifikan terhap minat masyarakat jabodetabek menjadi nasabah asuransi syariah. Kata kunci: Asuransi Syariah; Promosi; Produk; Religiositas
Co-Authors Ahmad Hasan Ridwan Ahmad Zahran Rizqulloh Alfida Aziz Alivian, Ilham Amaliyah Sholikha Anggraini, Diana Herlin Widiastuti Anisah, Rahmi Annisa Maharani Annisa Pirstiani Setiawan Aulia Hadistiara Daffa Abyan Pradana Dafiq, Muhammad Ilman Dewi Anjani Dzaky Ammar Fauzi Fadhli Suko Wiryanto Faizi Farida Amalia Fayruz Alifa Hassana Firyal Afifah Rochmano Fitri Yetty Hakim, Atang Abdul Hendri Tanjung Hendryadi Hendryadi I Nurol Aen Ilham Alivian Irene Anjani Hariyono Irfan Syauqi Beik Isah Shehu Mohammed Jasmine, Jannatul Lafreda Nanda Wibowo Lili Puspita Sari Mae Mona Indriana Mualo, Hamidatuzzahra Muhammad Anwar Fathoni Muhammad Arkansyah Mochtar Muhammad Dito Aprion Muhammad Fikri Hasani Sururi Muhammad Habib Ali Ramadhan Irvan Muhammad Khusnul Fadlillah Muhammad Lutfi Hidayatulloh Muhammad Naufal Faqiih Mustofa Mustofa Nabilah Khairunnisa Nurfitri Arsita Praptiningsih Praptiningsih Priyatno, Prima Dwi Priyatno, Prima Dwi Rahmadhani, Putri Raniah, Thifal Sagitha Febi Wulandari Sahlan Hasbi Shafa Aqilah Suryani Talitha Al-Fadillah Tanjung, Nabila Azzahra Tasya Hadi Syahputri Yetty, Fitri