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All Journal Al-Tahrir: Jurnal Pemikiran Islam At-Taradhi: Jurnal Studi Ekonomi Jurnal Ketahanan Nasional Sosioinforma Laa Maisyir Jurnal Ekonomi Islam Nurani: Jurnal Kajian Syariah dan Masyarakat Islamic Ecomonics Journal AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Islam Islamic Review : Jurnal Riset dan Kajian Keislaman Jurnal Tabarru': Islamic Banking and Finance Proceeding of Conference on Islamic Management, Accounting, and Economics NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam El-Barka: Journal of Islamic Economics and Business Al Maal: Journal of Islamic Economics and Banking Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam SABDAMAS Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Jurnal Bimas Islam Journal of Islamic Economics and Finance Studies AL-FALAH : Journal of Islamic Economics Al-Sharf: Jurnal Ekonomi Islam Al-Muamalat : Jurnal Ekonomi Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis Jeksyah Islamic Economics and Business Review (IESBIR) Jurnal Ekonomi Islam HIKMATUNA: Journal for Integrative Islamic Studies Hikmatuna Maslahah: Jurnal Manajemen dan Ekonomi Syariah AB-JOIEC: Al-Bahjah Journal of Islamic Economics Review of Islamic Social Finance and Entrepreneurship Veteran Economics, Management & Accounting Review al-Balagh : Jurnal Dakwah dan Komunikasi Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Journal of Regional and Rural Studies
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TRANSFORMATION OF IJARAH CONTRACT: The Review of The Concept and Its Implementation in Islamic Banking Rohim, Ade Nur; Hakim, Atang Abdul
AL-TAHRIR Vol 23 No 1 (2023): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v23i1.5726

Abstract

Innovations in sharia banking products and services in Indonesia continue to experience significant developments. This is important to do to answer the needs of recent financial transactions. Various financing products with various contracts have been applied by Islamic financial institutions. One of the products developed is ijarah-based financing. However, different viewpoints regarding the legal validity of ijarah with its various types are still being discussed among academics and practitioners. The concept of ijarah itself was practiced in early Islamic era and continues to be practiced today in various contemporary financial transactions. This study aims to review the process of transforming ijarah principles to the development of their varieties, as well as related legal and regulatory provisions as a basis for implementation in the development of financing products in Islamic banking and finance. This research was a qualitative research using a literature study approach with descriptive analysis. This study concludes that several texts from the al-Qur'an and Sunnah explain the concept of ijarah and its permissibility according to sharia. Nash explains at least two types of ijarah, namely ijarah in service and asset leases. Both were revealed in the provisions contained in the KHES, PBI, as well as several DSN MUI fatwas. These regulations form the basis for implementing ijarah, IMBT, and IMFD in various sharia banking products and services.
Aktualisasi Gaya Hidup Halal Dalam Pola Konsumsi Santri Rohim, Ade Nur; Priyatno, Prima Dwi
Al-Sharf: Jurnal Ekonomi Islam Vol 5, No 2 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v5i2.11587

Abstract

Pesantren is an Islamic educational institution that has a distinctive educational system in shaping students’ lifestyles. It is necessary to have a process of identifying the pattern of a halal lifestyle, applied in pesantren, so that it can be implemented in a wider community. This study aims to identify the consumption patterns of students with a halal lifestyle approach in Al Jadid Islamic Boarding School, Serang Banten. The method used is a qualitative research method using primary and secondary data. The results showed that the implementation of the students' halal consumption began with the implementation of a pesantren policy that directed students to a halal lifestyle, by providing halal food, goods, and medicines. In addition, the awareness of students regarding halal consumption is built through education and literacy which is carried out through learning processes. This awareness is manifested in the students' understanding of the meaning of consumption in Islam, implementing Islamic consumption behavior, and carrying out Islamic financial planning.
Analisis Kinerja Bank Syariah di Indonesia Berbasis Maqashid Sharia Index Priyatno, Prima Dwi; Rohim, Ade Nur; Sari, Lili Puspita
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6581

Abstract

Development of the banking industry that continues to increase from year to year, there must be a balance in terms of performance assessment, where the performance measurement of Islamic banking does not only look at the profit side, but Islamic banking as a sharia business entity needs to consider aspects of benefit and conformity with sharia maqashid. Performance measurement with the maqashid sharia index approach has three objective indicators. Indicators of Education (Tahdzib Al-Fard), Establishing Justice (Al-'Adl), and Public Interest (Al-Mashlahah). From the data collected, the results of the analysis of performance measurement based on Islamic maqashid for the twelve Islamic Commercial Banks, Panin Dubai Syariah Bank (PDS) have the highest performance value with an index value of 0.42563. The level of performance index based on sharia maqashid shows a gradual level, the higher the level of value generated, it can be said that the better in achieving the goals and principles of sharia, and vice versa, the lower the index value produced, the lower the performance in creating the benefits of shariah goals. want to achieve.
ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Abstract

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.
ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Abstract

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.
Model Pembiayaan Syariah Berbasis Teknologi dalam Mendukung Pengembangan Industri Halal Lili Puspita Sari; Ade Nur Rohim; Prima Dwi Priyatno
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8150

Abstract

The technology-based Islamic financing model is growing in line with the presence of Islamic fintech institutions in Indonesia.. This is accompanied by the large potential of the national halal industry. This study aims to examine alternative financing models for Islamic fintech institutions in Indonesia in supporting the development of the halal industry through MSME business actors.The results of the study explain several alternative contracts that can be optimized to support the development of innovative sharia fintech financing models, such as IMBT, MMQ and Waqf. On the other hand, the development of a financing model also needs to be supported by the integration of financing platforms with related institutions and institutions to support the role and development of sharia fintech and the halal industry ecosystem in Indonesia.
Bibliometric and Systematic Review of Development-Oriented Zakat Management in Depok City, Indonesia Ade Nur Rohim; Lili Puspita Sari; Kevin Shaquille Lesmana; Ilham Alivian
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.993

Abstract

This study maps and analyzes research trends on zakat management in Depok City, Indonesia, and examines its contribution to local development from 2020 to 2024. Forty relevant articles identified through Google Scholar using the Publish or Perish tool were analyzed with VOSviewer software. The findings reveal four main thematic clusters: studies on Baznas of Depok City as an institutional entity, zakat management practices, determinants of zakat payment behavior, and Amil Zakat Institutions (LAZ). Most research focuses on the distribution of zakat funds for empowerment-oriented economic programs. The trend analysis shows fluctuating research activity, peaking in 2022 and declining thereafter, with contributors affiliated with both Islamic and general higher education institutions. The novelty of this study lies in its localized bibliometric approach, which systematically captures the intellectual structure of zakat research at the city level—an area rarely explored in prior literature. Its scholarly significance lies in advancing understanding of how local zakat governance contributes to sustainable community development. Practically, it offers evidence-based insights for policymakers to strengthen institutional performance and diversify productive zakat programs. The study’s limitation lies in its reliance on Google Scholar data, suggesting the need for broader database coverage in future research.
Implementing Zakat Core Principles in Zakat Distribution Governance: A Case Study of Al Azhar Zakat Institution, Indonesia Umi Qulsum; Ade Nur Rohim
Jeksyah: Islamic Economics Journal Vol. 6 No. 01 (2026): May 2026 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v6i01.3463

Abstract

Indonesia has enormous zakat potential with the capacity to contribute significantly to the national economy if managed optimally. In practice, the governance of zakat distribution remains suboptimal and continues to pose a major challenge for zakat institutions. One contributing factor is the limited understanding and partial implementation of the Zakat Core Principles (ZCP) within zakat institutions. This study aims to examine the implementation of the ZCP in zakat distribution governance at LAZ Al Azhar. This research employs a descriptive qualitative method with a case study approach and content analysis techniques. Primary data were collected through interviews, observations, and documentation, while secondary data were obtained from official websites, books, academic journals, and the institutional profile of LAZ Al Azhar. The collected data were analyzed using thematic coding to identify patterns and insights regarding the implementation of the ZCP criteria. The findings reveal that LAZ Al Azhar has implemented the ten ZCP criteria, including transparency, accountability, efficiency, effectiveness, and strong supervisory mechanisms, which support the optimal attainment of zakat objectives. This study fills the gap in the empirical assessment of ZCP implementation at the institutional level in Indonesia. The implementation of the ZCP serves as a crucial reference for strengthening zakat governance across zakat management organizations in Indonesia.
Efektivitas Dana ZIS pada Distribusi Kesejahteraan Sosial Di BAZNAS Kota Tangerang Muhammad Naufal Faqiih; Muhammad Dito Aprion; Fayruz Alifa Hassana; Annisa Pirstiani Setiawan; Ade Nur Rohim
Veteran Economics, Management, & Accounting Review Vol 4 No 1 (2025)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v4i1.12518

Abstract

This study aims to analyze the effectiveness of ZIS fund distribution in supporting economic equity and improving social welfare in Tangerang City during the 2023–2024 period. Employing a qualitative approach with a case study method, data were collected through surveys, previous journals, and official documents such as financial reports. The findings reveal that BAZNAS Tangerang City has demonstrated efficient and effective fund distribution performance, with the Allocation to Collection Ratio (ACR) reaching 100% in 2024 indicating strong public trust in the institution. ZIS funds have proven to be more than just a religious obligation; they serve as a strategic instrument for community economic development and the strengthening of social solidarity in Tangerang City. Keywords: ZIS (Zakat, Infaq, and Alms), Economic Distribution, Social Welfare. Abstrak Penelitian ini bertujuan untuk menganalisis efektivitas penyaluran dana ZIS dalam mendukung distribusi ekonomi dan peningkatan kesejahteraan sosial masyarakat Kota Tangerang selama periode 2023–2024. Menggunakan pendekatan kualitatif dan metode studi kasus, data diperoleh melalui survei, jurnal terdahulu, dan dokumen resmi seperti laporan keuangan. Hasilnya menunjukkan bahwa BAZNAS Kota Tangerang memiliki kinerja penyaluran dana yang efisien dan efektif, dengan rasio ACR mencapai 100% pada tahun 2024, mencerminkan tingkat kepercayaan publik yang tinggi. Dana ZIS terbukti tidak hanya sebagai bentuk kewajiban ibadah, tetapi juga sebagai instrumen strategis dalam pembangunan ekonomi dan penguatan solidaritas sosial di Kota Tangerang. Kata kunci: ZIS (Zakat, Infak, Sedekah); Distribusi Ekonomi; Kesejahteraan Sosial
Optimizing Zakat for Rural Community Empowerment: A Case Study of the Al Azhar Zakat Institution in Indonesia Rohim, Ade Nur; Sahroni, Abdullah
Journal of Regional and Rural Studies Vol. 4 No. 1 (2026)
Publisher : Perencanaan Wilayah dan Kota FT UB

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/rrs.v4i1.76

Abstract

This study aims to identify an effective model for rural community empowerment through a qualitative case study of  Al Azhar Zakat Institution in Tangerang, Indonesia. This topic is important because zakat has the potential to support rural development, yet limited empirical studies explain how zakat institutions transform charitable funds into sustainable empowerment programs. Primary data were obtained from in-depth interviews with five managerial staff members, while secondary data were collected from institutional reports, company profiles, scholarly journal articles, and other relevant documents. Interview data were analyzed through coding, thematic categorization, and pattern interpretation to formulate the proposed model. The findings from interview data reveal that Al Azhar implements an integrated approach by combining public education, community-based collection, and empowerment-oriented distribution. Meanwhile, documentary data indicate that this model is distinguished by the adoption of digital collection platforms, participatory engagement, and collaborative productive distribution. The novelty of this study lies in the formulation of an integrative rural zakat empowerment model. The study recommends an empirically grounded model for sustainable rural community empowerment. Furthermore, policymakers are encouraged to establish inclusive regulatory frameworks that support cross-sectoral cooperation, thereby advancing sustainable rural development through zakat.