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All Journal Al-Tahrir: Jurnal Pemikiran Islam At-Taradhi: Jurnal Studi Ekonomi Jurnal Ketahanan Nasional Sosioinforma Laa Maisyir Jurnal Ekonomi Islam Nurani: Jurnal Kajian Syariah dan Masyarakat Islamic Ecomonics Journal AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Islam Islamic Review : Jurnal Riset dan Kajian Keislaman Jurnal Tabarru': Islamic Banking and Finance Proceeding of Conference on Islamic Management, Accounting, and Economics NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam El-Barka: Journal of Islamic Economics and Business Al Maal: Journal of Islamic Economics and Banking Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam SABDAMAS Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Jurnal Bimas Islam Journal of Islamic Economics and Finance Studies AL-FALAH : Journal of Islamic Economics Al-Sharf: Jurnal Ekonomi Islam Al-Muamalat : Jurnal Ekonomi Syariah ALMUJTAMAE: Jurnal Pengabdian Masyarakat Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis Islamic Economics and Business Review (IESBIR) Jurnal Ekonomi Islam HIKMATUNA: Journal for Integrative Islamic Studies Hikmatuna Maslahah: Jurnal Manajemen dan Ekonomi Syariah Review of Islamic Social Finance and Entrepreneurship Veteran Economics, Management & Accounting Review al-Balagh : Jurnal Dakwah dan Komunikasi Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Ade Nur Rohim
Universitas Pembangunan Nasional Veteran Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Designing Model of Integrated Land Waqf and Cash Waqf Empowerment in Providing Apartments: Potentials and Challenges Anggraini, Diana Herlin Widiastuti; Rohim, Ade Nur
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol. 10 (2024): NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v10i2.1762

Abstract

This research aims to design a model for integrating waqf land and cash waqf in the provision of apartments for low-income communities in Indonesia as a solution to enhance community welfare. This study employs a qualitative research method with a literature review approach. The research indicates that the model for integrating waqf land and cash waqf holds significant potential in providing apartments for low-income communities. Waqf land, often neglected and primarily allocated for consumptive sectors, can be optimized for productive sector development through this integration. Waqf land is viewed as a strategic physical asset, while cash waqf offers flexibility in financing infrastructure development. The integration of both presents great opportunities to create sustainable social and economic impacts, with rental income from apartments serving as a productive investment that supports further development. The study also identifies several challenges related to the integration of waqf land and cash waqf, particularly concerning waqf management, which requires transparent governance, adequate regulatory support, and cross-sector collaboration. Additionally, social constraints related to public perception of waqf may also affect the implementation of this model. This research recommends innovative policies and synergy between the government, waqf institutions, and the private sector to address these challenges and maximize the potential of waqf integration in providing housing for those in need.
TRANSFORMATION OF IJARAH CONTRACT: The Review of The Concept and Its Implementation in Islamic Banking Rohim, Ade Nur; Hakim, Atang Abdul
AL-TAHRIR Vol 23 No 1 (2023): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v23i1.5726

Abstract

Innovations in sharia banking products and services in Indonesia continue to experience significant developments. This is important to do to answer the needs of recent financial transactions. Various financing products with various contracts have been applied by Islamic financial institutions. One of the products developed is ijarah-based financing. However, different viewpoints regarding the legal validity of ijarah with its various types are still being discussed among academics and practitioners. The concept of ijarah itself was practiced in early Islamic era and continues to be practiced today in various contemporary financial transactions. This study aims to review the process of transforming ijarah principles to the development of their varieties, as well as related legal and regulatory provisions as a basis for implementation in the development of financing products in Islamic banking and finance. This research was a qualitative research using a literature study approach with descriptive analysis. This study concludes that several texts from the al-Qur'an and Sunnah explain the concept of ijarah and its permissibility according to sharia. Nash explains at least two types of ijarah, namely ijarah in service and asset leases. Both were revealed in the provisions contained in the KHES, PBI, as well as several DSN MUI fatwas. These regulations form the basis for implementing ijarah, IMBT, and IMFD in various sharia banking products and services.
Aktualisasi Gaya Hidup Halal Dalam Pola Konsumsi Santri Rohim, Ade Nur; Priyatno, Prima Dwi
Al-Sharf: Jurnal Ekonomi Islam Vol 5, No 2 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v5i2.11587

Abstract

Pesantren is an Islamic educational institution that has a distinctive educational system in shaping students’ lifestyles. It is necessary to have a process of identifying the pattern of a halal lifestyle, applied in pesantren, so that it can be implemented in a wider community. This study aims to identify the consumption patterns of students with a halal lifestyle approach in Al Jadid Islamic Boarding School, Serang Banten. The method used is a qualitative research method using primary and secondary data. The results showed that the implementation of the students' halal consumption began with the implementation of a pesantren policy that directed students to a halal lifestyle, by providing halal food, goods, and medicines. In addition, the awareness of students regarding halal consumption is built through education and literacy which is carried out through learning processes. This awareness is manifested in the students' understanding of the meaning of consumption in Islam, implementing Islamic consumption behavior, and carrying out Islamic financial planning.
Analisis Kinerja Bank Syariah di Indonesia Berbasis Maqashid Sharia Index Priyatno, Prima Dwi; Rohim, Ade Nur; Sari, Lili Puspita
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6581

Abstract

Development of the banking industry that continues to increase from year to year, there must be a balance in terms of performance assessment, where the performance measurement of Islamic banking does not only look at the profit side, but Islamic banking as a sharia business entity needs to consider aspects of benefit and conformity with sharia maqashid. Performance measurement with the maqashid sharia index approach has three objective indicators. Indicators of Education (Tahdzib Al-Fard), Establishing Justice (Al-'Adl), and Public Interest (Al-Mashlahah). From the data collected, the results of the analysis of performance measurement based on Islamic maqashid for the twelve Islamic Commercial Banks, Panin Dubai Syariah Bank (PDS) have the highest performance value with an index value of 0.42563. The level of performance index based on sharia maqashid shows a gradual level, the higher the level of value generated, it can be said that the better in achieving the goals and principles of sharia, and vice versa, the lower the index value produced, the lower the performance in creating the benefits of shariah goals. want to achieve.
ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Abstract

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.
ANALYSIS OF SHARIA FINANCING STRATEGY BASED ON CROWDFUNDING IN SMES Sari, Lili Puspita; Rohim, Ade Nur; Priyatno, Prima Dwi; Rahmawati, Lina
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.19653

Abstract

Research aims: The purpose of this study is to analyze strategies for developing sharia-based crowdfunding to support halal MSMEs. It aims to highlight key aspects such as education, regulation, technological innovation, institutional collaboration, and the provision of sharia-compliant investments that contribute to the growth and sustainability of the halal business ecosystem. Design/Methodology/Approach: This study employs a descriptive qualitative method with interview techniques. Research findings: The findings indicate that strategies for developing sharia-based crowdfunding for MSMEs include enhancing education, establishing regulations, creating technology-based products, collaborating with other institutions, and providing investments that comply with sharia principles. Theoretical Contribution/Originality: This study provides a new perspective on the role of sharia-based crowdfunding in supporting the growth of the halal MSME sector. It contributes to the academic discourse by expanding the existing literature on the integration between the halal economy and Islamic fintech, emphasizing how innovative financial mechanisms aligned with sharia principles can enhance access to funding and promote sustainable development within the halal industry. Practitioners/Policy Implications: Highlights the importance of synergy among education, regulation, and technological innovation in strengthening the sharia-compliant financing ecosystem for MSMEs. Research Limitations/Implications: The study remains descriptive and limited to interview findings, suggesting the need for further research using quantitative or comparative approaches to test the effectiveness of the proposed strategies.
Co-Authors Ahmad Hasan Ridwan Ahmad Zahran Rizqulloh Alfida Aziz Alivian, Ilham Amaliyah Sholikha Anggraini, Diana Herlin Widiastuti Anisah, Rahmi Annisa Maharani Annisa Pirstiani Setiawan Aulia Hadistiara Daffa Abyan Pradana Dafiq, Muhammad Ilman Dewi Anjani Dzaky Ammar Fauzi Fadhli Suko Wiryanto Faizi Farida Amalia Fayruz Alifa Hassana Firyal Afifah Rochmano Fitri Yetty Hakim, Atang Abdul Hendri Tanjung Hendryadi Hendryadi I Nurol Aen Ilham Alivian Irene Anjani Hariyono Irfan Syauqi Beik Isah Shehu Mohammed Jasmine, Jannatul Lafreda Nanda Wibowo Lili Puspita Sari Lina Rahmawati Mae Mona Indriana Mualo, Hamidatuzzahra Muhammad Anwar Fathoni Muhammad Arkansyah Mochtar Muhammad Dito Aprion Muhammad Fikri Hasani Sururi Muhammad Habib Ali Ramadhan Irvan Muhammad Khusnul Fadlillah Muhammad Lutfi Hidayatulloh Muhammad Naufal Faqiih Mustofa Mustofa Nabilah Khairunnisa Nurfitri Arsita Praptiningsih Praptiningsih Priyatno, Prima Dwi Priyatno, Prima Dwi Rahmadhani, Putri Raniah, Thifal Sagitha Febi Wulandari Sahlan Hasbi Shafa Aqilah Suryani Talitha Al-Fadillah Tanjung, Nabila Azzahra Tasya Hadi Syahputri Yetty, Fitri