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Journal : Journal of Humanities and Social Studies

FACTORS AFFECTING COMMUNITY INTEREST IN THE USE OF NON-CASH (DIGITAL) PAYMENTS Sari, Vivi Nila; Anggraini, Dian
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 4, No 2 (2020): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v4i2.2493

Abstract

This study aims to analyze and provide empirical evidence regarding the effect of perceived usefulness and perceived ease of use of non-cash (digital) payments with the use attitude as an intervening variable. The population in this study was the Islamic Community of West Sumatra. The sampling method used in this research was a number of 100 West Sumatran people using quota sampling. Data processing with SmartPLS 3.0 shows the results show perceived benefit has a positive effect on non-cash payments (digital). The higher the perception of benefit, the higher the non-cash payment (digital). Perception of Ease has a positive effect on Non-Cash (Digital) Payments. The higher the perception of ease, the higher the non-cash payment (digital).And Perceptions of Benefit have a positive effect on User Attitudes. The higher the perceived usefulness, the higher the user's attitude. Then the Ease of Perception has a positive effect on User Attitudes. The higher the perception of Ease, the higher the User's Attitude. User Attitudes have a positive effect on Non-Cash (Digital) Payments. The higher the User Attitude, the higher the use of Digital Payments. The indirect effect is greater than the direct effect, so it can be said that the User Attitude variable is perceived as an intervening variable between the Perception of Benefit and Perception of Ease with the Non-Cash Payment (Digital) variable.
Co-Authors Adival, M.Trio Ajizan, Fiqri Alvhito, Muhammad Amanda, Ezha Ameliana, Fhadila Aminuyati Ananda, Dea Aprilia, Nisa Arda, Nurul Ardila, Vira Argubi, M. Luthfi Arihan, Reza Arjuna, Shandya Ayu Anggraini Azhara, Jelita Azhari, Shafira azka, bayu pratama Azura, Aurel Asti Azwara, Dwi Isfa Bayu Putra Pratama, Bayu Putra Bunda, Chikha Rizki Cahyani, Rahima Cahyaningsih, Ragil Dela, Mutiara Dermawan, Willy Desriyanto, Yego Dewa, Indah Putri Ramadhani Dian Anggraini Diana Kartika Sari, Diana Kartika Diza, Rahmalia Farah Fau, Lenta Octafianis Febrizal, Danda Firmansah, Rohan Fitra, Aidil Gantino, Jordan gusnawati, Mawari Hariri, Fardinal Rafiq Hasanah, Syifa Nurul Hendri, Venni Rahmatia Hijriyah, Mutiara Lugwensa, Ferdy Maharani, Ariana Putri Mahelda, Selvia Marcella, Ananda Putri Mardhatillah, Mardhatillah Mardias, Novsa Fitri Meinata, Abel Metrawati, Metrawati Muhammad Farhan Mulyadi, Agung Mulyani, Sitti Rizki Nadeak, Feliks Agrifa NANDA PRATAMA Nikmah, Sofiatun Nuansa, Kartika Nur Aini Nurhidayah, Nezy Nurul Rizky, Adrianto Oktavia, Wulan Oktaviani, Rizka Ones Charli, Chintya Pratama, M. Fikri Pratiwi, Oktrisa Purwadi, Muhammad Reza Putra, Fajar Ramadhan Putra, Ringga Pratama Putra, Wendy Japriano Putri, Divani Andri Putri, Indah Putri, Resha Aulia Putri, Widya Veronika Rahmawati Ramadhan, Fajral Rizka Revan, Muhammad Alva Reynanda, Rendy Ridho, M. Sabila, Nibras Safira, Olivia Safitri, Fadila Rahmadani Saldri, Khaila Syahira Salsabila, Dena Salsabila, Nada Ariana Sari, Marta Widian Sari, Nike Puspita Sari, Vellia Shihab, Amirrul Sopali, Mardhatila Fitri Syafry, Frengki Tawakalni, Winda Utama, Argian Putra Utami, Selvida Veronika, Febby Viogani, Saskia Zefriyenni