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ONLINE SHOPPING INDONESIA: CUSTOMER PERCEPTION Muhsin N. Bailusy; Irfandi Buamonabot; Johan Fahri; Muhammad Asril Arilaha
International Journal of Applied Business and International Management Vol 7, No 2 (2022): August 2022
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (514.047 KB) | DOI: 10.32535/ijabim.v7i2.1662

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Online shopping has made changes in consumer behavior when shopping, especially in Indonesia, where online shopping continues to increase. For this reason, the question that arises then is how consumer perceptions are related to online shopping in Indonesia. The purpose of this study is to provide an overview of consumer perceptions of online shopping in Indonesia, namely Tokopedia, Shopee, Bukalapak and Lazada. A total of 850 respondents throughout Indonesia were involved in this study. Consumer perceptions related to online shopping in this study are security, self-efficacy, usefulness, ease of use, quality of e-service (reliability, web design, trustworthiness, personalization and responsiveness), purchase intention and customer satisfaction. The distribution of the questionnaires was carried out using two methods, namely surveys and filling out via google forms which were then analyzed and analyzed using a descriptive statistical approach. The results show that consumers tend to agree regarding security, ease of use, self-efficacy, usefulness, quality of e-service, purchase intention and customer satisfaction. Only consumer perceptions have differences in views related to online and offline buying and selling. In addition, online transactions and privacy of individual data are still a concern for consumers. Finally, some limitations and suggestions for future research are also discussed in this study.
Generation Z: Financial Literacy, Sharia Financial Literacy, Attitude, and Behavior Heni Rahmani Putri; Muhsin N. Bailusy; Hartaty Hadady
International Journal of Applied Business and International Management Vol 6, No 3 (2021): December 2021
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (249.402 KB) | DOI: 10.32535/ijabim.v6i3.1328

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This study aims to investigate the influence of financial literacy and Sharia financial literacy on financial attitude and behavior. The population in the study were students of Khairun University and IAIN Ternate. A total of 188 respondents were involved and purposively selected as the samples. The study used validity and reliability tests as part of the instrument test. For hypothesis testing, a simple regression analysis was used. The results showed that all hypotheses were supported. The final part of the study discusses findings, conclusions, and suggestions for future research.
Impact of The Covid-19 Pandemic on Profitability of Companies Incorporated in IDX30 (Studies Before and During the Pandemic Took Place) Putri Ekawati Darma; Muhsin N Bailusy; Irfandi Buamonabot
International Journal of Applied Business and International Management Vol 7, No 2 (2022): August 2022
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (187.123 KB) | DOI: 10.32535/ijabim.v7i2.1663

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This study retested the hypothesis of previous research by Evany et al., (2022) so that this type of research is confirmatory. The hypothesis proposed is whether there is a significant difference in profitability ratios in companies incorporated in IDX30 before and during the pandemic. Quantitative data analysis uses secondary data in the form of financial statements during the two-year research period. Data can be obtained from the Indonesia Stock Exchange or www.idx.co.id. Based on these data, there are as many as 30 companies, but those that meet the sample criteria are only 18 companies and obtained as many as 108 data for three research variables. With the help of SPSS 25 software using wilcoxon sign rank non-parametric tests, the results showed that there was a significant difference in the period before the pandemic and at the time of the pandemic occurred only in the ROA ratio, while in the ROE and NPM ratios the results were no significant differences.
PENGARUH PROFITABILITAS TERHADAP RETURN SAHAM (STUDI PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2014-2018) Ririn Ismira Afiyani Kamarullah; Muhsin N Bailusy; Hartaty Hadady
Jurnal Manajemen Sinergi Vol 8, No 1 (2020): JURNAL MANAJEMEN SINERGI (EDISI APRIL)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jms.v8i1.5066

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Objective: This study aims to determine the effect of ROA, ROE, EPSand NPM variables on stock returns (Y) partially and simultaneously.The research sample is 45 companies. The data collection techniqueis done by the documentation method, which is collecting data in theform of book literature, journals, and the company's annual financialstatements. The data needed in this study is secondary data from thefinancial statements of manufacturing companies listed on theIndonesia Stock Exchange in the 2014-2018 period. The financialstatements were downloaded from the site www.idx.co.id.Methodology: The analytical method used in this study is the Paneldata regression method as analysis technique used is quantitative.Finding: ROA (H1), ROE (H2), EPS (H3) are accepted (positiveaffect), while H4 (NPM) are accepted (positive affect) at the 5%confidence level.Conclusion:The results showed that ROA has a positive and significant effect onstock returns, the more effective the users of the company's assets,then by itself efforts to increase profits can be maximally generatedand ultimately can increase the value of stock returns. ROE has apositive and significant effect on stock returns, the more effective thecompany is in managing its own capital, then the effort to increasestock returns can be realized. EPS has a positive and significanteffect on stock returns, earnings per share contains importantinformation to make predictions about dividends per share in thefuture. While NPM has a negative and significant effect on StockReturn, the high and low NPMs do not guarantee investors will buythese shares because NPM only makes a profit from each sale
PENGARUH RETURN ON ASSETS (ROA) TERHADAP NILAI PERUSAHAAN DENGAN PENGUNGKAPAN CORPORATE SOCIAL RESPONSIBILITY (CSR) DAN GOOD CORPORATE GOVERNANCE (GCG) SEBAGAI VARIABEL MODERASI (STUDI PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PADA TAHUN 2014-2018) Ardila Hi Wahid; Muhsin N Bailusy
Jurnal Manajemen Sinergi Vol 8, No 2 (2020): JURNAL MANAJEMEN SINERGI (EDISI OKTOBER)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jms.v8i2.5074

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Objective: This research aims to know and analyze the influenceof Return On Asset(ROA) to the company’s value with thedisclosure of Corporate Social Responsibility (CSR) and GoodCorporate Governance (GCG) as moderation variables (casestudies on Manufakturing Companies listed on the indonesia StockExchange (IDX) Period (2014-2018). Samples in this study usedthe purposive sampling method. Based on the selection ofsamples according to the criteria specified, the number of samplesin this study was as much as 20 companies or as many as 100observation units in a 5 year period.Methodology: The analytical methods used in this study were twonamely multiple regression analyses and moderated regressionanalysis.Finding: H1 and H2, are accepted, but H3 no accepted at the 5%confidence level.Conclusion: The results showed that Return On Asset (ROA)positively impacted the value of the company. The greater thevalue of ROA, showing the better performance of the company,because the rate of return on investment is greater. However, CSRas a moderation variable is not able to moderate the influence ofReturn On Asset (ROA), The value of the company. The low of thepilot is because the shareholders or stakeholders focus more onthe company's performance or focus solely on the amount of profitgenerated. GCG as a moderation variable is unable to moderatethe influence of Return On Asset (ROA) on the company's valueDue to the percentage of shares ownership by managers are stillvery small constraints in optimizing the GCG mechanism within thecompany.
PENGARUH STRUKTUR MODAL TERHADAP NILAI PERUSAHAAN DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING (STUDI PADA PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2013-2018 Firdha Chandani Sangadji; Muhsin N Bailusy; Amin Dara
Jurnal Manajemen Sinergi Vol 9, No 1 (2021): JURNAL MANAJEMEN SINERGI (EDISI APRIL)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jms.v9i1.5245

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ABSTRACTObjective: This study aims to determine the effect of capital structure on firm value with profitability as an intervening variable in mining companies listed on the Indonesian stock exchange, with a research sample of 10 companies.  Methodology: The analytical method used is path analysis. The observation time was 6 years and the research data was secondary data using purposive sampling method. In this study capital structure is measured by DER, DAR, and long term debt, profitability is measured by ROE, and company value is measured by tobins q.Finding: H1, H2, H3, H5 and H6  accepted, but H6 H7 no accepted, and Y1 unable to mediate the relationship between X1, X2, and X3 to Y2 at the 5% 10% confidence level.Conclusion: Results of this study, (1) Debt to Equity Ratio (DER) has a positive effect on profitability; (2) Debt to Asset Ratio (DAR) has a negative effect on profitability; (3) Long term debt has a negative effect on profitability; (4) Debt to Equity Ratio (DER) has a positive effect on Tobin's Q; (5) Debt to Asset Ratio (DAR) has a negative effect on Tobin's Q; (6) Long term debt has no effect on Tobin's Q; (7) Return On Equity (ROE) has a negative effect on Tobin's Q. This means that there is no impact between ROE on firm value. Profitability is not able to mediate the relations of DER, DAR, and long term debt to the firm value. 
Edukasi Peningkatan Literasi Keuangan kepada Masyarakat Kota Ternate Rheza Pratama; Hartaty Hadady; Muhsin N. Bailusy
Jurnal Abdi Masyarakat Indonesia Vol 2 No 6 (2022): JAMSI - November 2022
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.523

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Riset terbaru di 2019 menyebutkan Bahwa indeks literasi keuangan masyarakat di kota Ternate termasuk masyarakat di Kota Ternate yang masih berada pada kondisi less literate, artinya masih banyak masyarakat yang belum melek dan teredukasi mengenai keuangan. Akibatnya, di kota Ternate marak terjadi investasi ilegal yang merugikan masyrakat, bahkan masyrakat dengan pendidikan tinggi sekalipun. Dalam menyelesaikan permasalahan mitra diatas diperlukan sebuah metode pelaksanaan yang efektif, yaitu metode partisipatif. Dimana pada metode ini mitra diberi keleluasaan untuk mengemukakan inovasi dan kreativitas mitra sedangkan pengabdi lebih pada mengarahkan. Program Pengabdian Kepada Masyarakat (PKM) ini memberikan fasilitasi dan transfer iptek kepada pihak mitra (UKM Bisnis) oleh Tim PKM yang mempunyai kepakaran di Bidang Manajemen Keuangan dan Manajemen Strategi. Melalui kegiatan pengabdian ini masyarakat terutama generasi muda di Kota Ternate memperoleh tambahan pengetahuan tentang literasi keuangan sehingga memiliki kemampuan dalam melakukan perencanaan keuangan dengan lebih baik, dapat menentukan produk dan layanan jasa keuangan yang sesuai dengan kebutuhan, memahami dengan benar manfaat dan risiko, mengetahui hak dan kewajiban serta meyakini bahwa produk dan layanan jasa keuangan yang dipilih dapat meningkatkan kesejahteraan masyarakat, serta terhindar dari aktivitas investasi pada instrumen keuangan yang tidak jelas.
Pengaruh Kebijakan Modal Kerja Terhadap Profitabilitas pada Perusahaan Hotel dan Restoran yang Terdaftar di Bursa Efek Indonesia (BEI) Yenli Junita Singa; Muhsin N Bailusy; Fadli Ali Taslim
Jurnal Manajemen Sinergi Vol 10, No 2 (2022): JURNAL MANAJEMEN SINERGI (EDISI OKTOBER)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jms.v10i2.6153

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ABSTRACTObjective: The objectives in this study are: 1) Knowing and analyzing the effect of working capital turnover on profitability; 2) Knowing and analyzing the effect of cash turnover on profitability; 3) Knowing and analyzing the influence of accounts receivable turnover on profitability; 4) Knowing and analyzing the effect of inventory turnover on profitability; and 5) Knowing and analyzing the effect of working capital funding on profitability. The object and research are hotel and restaurant companies listed on the Indonesia Stock Exchange in the 2015-2019 period. There are 21 hotel and restaurant companies. Based on the results of the sample selection in accordance with certain criteria, 12 companies are eligible for the sample.Methodology: Data analysis techniques were performed using statistical tests using multiple linear regression with the help of the IBM Statistical Package for Social Science (SPSS) version 21.Finding: H2, H3, H4, and H5 are H1 are rejected, while H1 accepted at the 5% confidence level.Conclusion: The results showed that: 1) Capital turnover has a significant positive effect on profitability; 2) Cash turnover does not have a significant effect on profitability; 3) Receivables turnover has a significant effect on profitability; 4) Inventory Turnover does not have a significant effect on profitability. The inventory turnover rate shows the speed of return of funds embedded in inventory; and 5) Working capital funding does not have a significant effect on profitability.
The Influence Of Financial Literacy And Lifestyle On Financial Management In Housewives In The Moment Of Ramadan 1444 H Windi La Idrus*; Muhsin N Bailusy; E Hartaty Hadady; Suratno Amiro
JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Vol 8, No 3 (2023): Juni, socio-economics, community law, cultural history and social issues
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimps.v8i3.25834

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This study aims to examine the relationship between financial literacy and lifestyle on the financial management of housewives and to find out the differences in financial literacy, lifestyle and financial management of housewives. This research is a quantitative research with data collection techniques using a questionnaire. The sample used was 85 fitu village housewives at Moment Ramadhan 1444 H, this study used the Nonprobability Sampling method. Data analysis techniques using validity, reliability, requirements analysis test, t test, and F test. The results of this study are that the financial literacy variable has no effect on the financial management of housewives. Meanwhile, lifestyle variables affect the financial management of housewives.
PENGARUH CAR, NPL, LDR, NIM DAN BOPO TERHADAP KINERJA KEUANGAN DENGAN GCG SEBAGAI VARIABEL MODERASI (Studi Kasus Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2012-2017) Muhsin N Bailusy; Fadli Ali Taslim Ali Taslim; Nur Subandiyah
Jurnal Manajemen Sinergi Vol 7, No 1 (2019): JURNAL MANAJEMEN SINERGI (EDISI APRIL)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jms.v7i1.6717

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This study aims to determine and analyze the Effect of CAR, NPL, LDR, NIM and BOPO on Financial Performance with GCG as a moderating variable in Banking companies listed on the Indonesia Stock Exchange in 2012-2017. The sample in this study used a purposive sampling method. Based on the results of the sample selection in accordance with the criteria that have been made, then as many as 16 company samples can be chosen or as many as 45 units of observation within a period of 6 years. There are two analytical methods used in this study, namely multiple regression analysis and moderated regression analysis            The results of this study indicate that NPL affects financial performance. And CAR, LDR, NIM and BOPO variables have no effect on financial performance and good corporate governance is not able to moderate CAR, NPL, LDR, NIM and BOPO on financial performance.