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FAKTOR MACROECONOMIC DAN BANK SPESIFIC DETERMINAN DARI PROFITABILITAS BANK DI INDONESIA DENGAN PENERAPAN INTERNET BANKING Ossi Ferli
Jurnal Ilmu Manajemen & Ekonomika Vol 7, No 2 (2015): Jurnal Ilmu Manajemen & Ekonomika, Vol. 7, No.2, June 2015
Publisher : Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.566 KB) | DOI: 10.35384/jime.v7i2.88

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The purpose of this research is to use a linier regression model and analyze the effect of macroeconomic and bank spesific factors to profitability of banks in Indonesia considering the implementation of internet banking. Spesifically we analyze the performance different between banks with internet banking and non internet banking. We use data of 30 banks in Indonesia periode of 2008 until 2010.The result shows that macroeconomic and some of bank spesific factors also internet banking has a significant influence to banks profitability. The research also showed bank with internet banking has a better performance than non internet banking, mostly because the overall condition of the banks and that internet banking has been a complementary factor in bank service to their customer.Keywords: Internet banking, data panel, bank spesific, macroeconomic
Pengaruh CR, DER dan ROE Terhadap Harga aham pada Perusahaan Consumer Goods Periode 2018-2021 Ossi Ferli; Nelmida Nelmida; Ajeng Annisa Rahma; Dona Ertika Shafira; Yoshua William
Jurnal Keuangan dan Perbankan Vol 19, No 1 (2022): Jurnal Keuangan Dan Perbankan, Volume 19 No. 1, Desember 2022
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v19i1.339

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Selama pandemi covid-19 harga saham sektor consumer goods tidak begitu terkoreksi namun cenderung stabil hal ini disinyalir bahwa sektor ini tetap dibutuhkan selama masa pademi dibanding sektor lain. Penelitian bertujuan untuk melihat pengaruh rasio keuangan yaitu Current Ratio (CR), Debt to Equity ratio (DER), dan Return on Equity (ROE) terhadap harga saham. Populasi penelitian ini perusahaan consumer goods yang terdaftar di Bursa Efek Indonesia periode 2018-2021. Penelitian ini menggunakan data sekunder dengan metode purposive sampling sebanyak 26 perusahaan. Penelitian ini menggunakan analisis statistik deskriptif dan regresi linier berganda. Hasil penelitian menunjukkan ROE berpengaruh positif terhadap harga saham. CR tidak berpengaruh terhadap harga saham. Hasil DER berpengaruh pada sampel 2020-2021 sedangkan 2018-2019 tidak berpengaruh terhadap harga saham.
Digital Products Increase Fee-based Income Banking in Indonesia Ossi Ferli; Desi Lestari; Luh Ifaterani Isabrenda Kusumawardhani
Jurnal Ilmu Manajemen & Ekonomika Vol 15, No 1 (2022): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 15, No.1, December 2022
Publisher : Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jime.v15i1.300

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This study aims to analyze the effect of digital innovation on fee-based income for five commercial banks listed on the Indonesia Stock Exchange for the 2015-2019 period. The analytical tool used in this study is panel multiple regression equations with the dependent variable feebased income and the dependent varia-ble Number of ATMs, CRM & CDM, Number of SMS, transactions Internet and Mobile Banking, Number of Branches. The results showed that Branches has an insignificant effect on fee-based income. The num-ber of ATMs, CRM & CDM, and the number of SMS, Internet and Mobile Banking transactions has a sig-nificant positive effect on fee-based income. This indicates that digital innovation in banking can increase the bank's fee-based income.
Sosialisasi Strategi Branding Untuk Produk Lokal Pada Komunitas Bali Loves Handmade Ossi Ferli; Santi Rimadias; Slamet Widayanto; Ni Putu Mira Virgayanti; Eva Yulianti; Ayu Ochtavia Rohmah; Dian Pratiwi
Media Abdimas Vol 1 No 3 (2022): Jurnal Media Abdimas Vol 1 No 3 Bulan November 2022
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (264.693 KB) | DOI: 10.37817/mediaabdimas.v1i3.2587

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Bali Loves Handmade (BLM) merupakan komunitas industri kreatif khususnya kerajinantangan. Terbentuk mulai 5 tahun lalu BLM beranggotakan kurang lebih 500 orang yangberkumpul melalui media sosial facebook dan whatsapp grup. Dari hobi, anggota komunitasmenambah penghasilan melalui penjualan hasil karya. Banyaknya jumlah anggota yangterutama didominasi oleh para ibu dan beragamnya karya yang dihasilkan membuat paraanggota merasa perlu memahami tentang strategi branding untuk membedakan produk merekadengan produk lain. Kegiatan pengabdian kepada masyarakat bertujuan memberikan sosialisasimengenai strategi membangun branding pada komunitas Bali Loves Handmade. Diharapkandengan mengikuti pelatihan mengenai branding ini anggota komunitas BLM memahami strategimenciptakan branding pada produk yang dihasilkan dan meningkatkan penjualan. Metode yangdigunakan dalam pengabdian ini adalah ceramah dan diskusi.
IDENTIFICATION OF MARKET VOLATILITY WITH SOLID VAR AUTOREGRESSION VALIDITY IN INDONESIA CRYPTOCURRENCIES OR GOLD Vera Mita Nia; Ossi Ferli; Irvan Novikri; Roy Sembel; Adler Haymans Manurung
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 9, No 1 (2023): Vol 9, No. 1 (2023)
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34203/jimfe.v9i1.6146

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ABSTRACTIncreasing market capitalization is characterized by high volatility but doesn’t have the ability and potential for monetary function, Crypto world eventually shifted into the most attractive investment in the digital economy. Numerous published studies have required some improvement in the consistent relationship between commodities and financial assets and the authors proposed an alternative assessment with demonstrating the relationship between the trading volume activity of the most traded cryptocurrency in Indonesia (i.e., Ethereum) and other investment assets in Indonesia such as market indexes, rupiah exchange rate against the dollar, and gold, and related to cryptocurrencies in Indonesia which observed in over the last three years. A Var model as a quantitative and statistical approach introduced and tested the stationary data with significancy value to identify the level of acceptance model. Consistency results from previous studies where Ethereum has the largest average return but higher risk and Gold as safer investment, ultimately diversification of the investment portfolio is suggested considering the degree of risk aversion.ABSTRAKKapitalisasi pasar yang meningkat ditandai dengan volatilitas yang tinggi namun tidak memiliki kemampuan dan potensi fungsi moneter, dunia Crypto akhirnya bergeser menjadi investasi paling menarik di ekonomi digital. Sejumlah penelitian yang diterbitkan memerlukan beberapa perbaikan dalam hubungan yang konsisten antara komoditas dan aset keuangan dan penulis mengusulkan penilaian alternatif dengan menunjukkan hubungan antara aktivitas volume perdagangan mata uang kripto yang paling banyak diperdagangkan di Indonesia (yaitu, Ethereum) dan aset investasi lainnya di Indonesia seperti indeks pasar, nilai tukar rupiah terhadap dolar, dan emas, serta terkait cryptocurrency di Indonesia yang diamati selama tiga tahun terakhir. Model Var sebagai pendekatan kuantitatif dan statistik memperkenalkan dan menguji data stasioner dengan nilai signifikansi untuk mengidentifikasi tingkat penerimaan model. Hasil konsistensi dari studi sebelumnya di mana Ethereum memiliki pengembalian rata-rata terbesar tetapi risiko lebih tinggi dan Emas sebagai investasi yang lebih aman, pada akhirnya diversifikasi portofolio investasi disarankan dengan mempertimbangkan tingkat penghindaran risiko.
Pentingnya Pengelolaan Keuangan Bagi UKM IKM Kartika Nusantara Indonesia Wilayah Bekasi Ossi Ferli; Ahmad Adriansyah; Debora Evianti Lumban Tobing; Poppy Sandra Melly; Putri Metha Ulinka Bangun; Nisrina Septi Hisanah; Niky Amelia
BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Vol 5 No 1 (2023)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/berdaya.v5i1.982

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Financial management is an activity that all business actors will carry out. Even so, many still need to understand financial management properly. Not a few business actors run a business only by instinct and experience. UKM IKM Kartika Nusantara Indonesia Bekasi region is a partner in this activity. The problem UKM Kartika Nusantara Indonesia faced in the Bekasi region is a need for more understanding of effective financial management and distinguishing between business and personal finance. This community service activity was carried out so that Kartika Nusantara Indonesia SME actors in the Bekasi area could understand the importance of financial management. This PKM activity provides material on financial management. The implementation of the activity was carried out using lecture and discussion methods. The results of this PKM activity have significantly positive results in the average pre-test percentage, which initially showed a figure of 58.7%, increasing significantly to 83.6% in the post-test average percentage. This activity has an outstanding impact and can help develop knowledge and application in managing business finances and minimizing financial-related risks so that they can run their business effectively.
Analisa Reaksi Pasar Modal terhadap Perang Rusia-Ukraina pada Bursa Efek Indonesia Ossi Ferli; Enny Haryanti; Zahra Muthia Rahmawati; Nurlita Dewi
Journal of Management and Bussines (JOMB) Vol 6 No 1 (2024): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v6i1.7183

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This research aims to analyze the impact of the Indonesian capital market's reaction to the announcement of Russia's invasion of Ukraine on February 24 2022. Special focus is given to companies in the food industry sector that use wheat as the main raw material. Six companies listed on the Indonesian Stock Exchange that rely on wheat were the subject of analysis. The research method uses an event study approach by calculating cumulative abnormal returns and average trading volume activity in the time period February 2022-March 2022. The research results show that there are no significant differences in the calculated variables between the periods before and after the announcement of the Russian-Ukrainian invasion. The implication is that the Indonesian capital market, especially companies in the food industry sector, did not experience a significant impact due to this incident. This research contributes to understanding the capital market response to geopolitical events and its relevance to the food industry sector in Indonesia. In conclusion, the resilience of the Indonesian capital market to certain foreign events and emphasizes the importance of diversifying raw materials in the food industry to reduce potential external risks. Keywords: Reaction Analysis, Indonesian Stock Exchange, Geopolitical Impact, Capital Markets, Russian-Ukrainian War
PENGARUH THE BIG-FIVE PERSONALITY TRAITS TERHADAP INVESTMENT INTENTIONS DENGAN ATTITUDE TOWARDS FINANCIAL RISK SEBAGAI VARIABEL MEDIASI Muhammad Kevin Kautsar Herman; Ossi Ferli
Journal of Accounting, Management and Islamic Economics Vol. 1 No. 2 (2023): Journal of Accounting, Management, And Islamic Economics, Volume 01, No. 02, De
Publisher : Ibs Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jamie.v1i2.483

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Investment intentions in Indonesia still have a low percentage, only 3% teens in Indonesia who can see the opportunity in investment. The purpose of this research is to find the effect of The-Big Five Personality Traits, Attitude towards Financial Risk, Short-Term Investment and Long-Term Investment. This study uses a questionnaire as a measuring tool, which consists of several questions and distributed to the Jabodetabek with some criteria including Z and Y respondent, 151 respondents fill up the questionnaire. This research uses Path Analysis method with AMOS-SPSS programs. The results are two variables from The Big-Five Personality Traits had effects on Attitude towards Financial Risk. Other than that, The Big-Five Personality Traits had indirect effect to Short-Term and Long-Term Investment.
PENGARUH FAMILY WORK CONFLICT DAN KOMPENSASI FINASIAL PADA KEPUASAN KERJA SERTA PENGARUH KEPUASAN KERJA PADA KINERJA KARYAWAN WANITA BAGIAN FRONTLINER BANK DI JABODETABEK Fellia Elsa Garini; Ossi Ferli
Journal of Accounting, Management and Islamic Economics Vol. 2 No. 1 (2024): Journal of Accounting, Management, And Islamic Economics, Volume 02, No. 01, Ju
Publisher : Ibs Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jamie.v2i1.539

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This study aims to test and determine the effect of family work conflict and financial compensation on job satisfaction and determine the effect of job satisfaction on performance. The independent variables in this study are employee performance and job satisfaction. The data collection technique used in this study was a questionnaire distributed online using a googleform link which then the researcher managed to get a sample of 95 respondents who were employees who were either married or not who worked at the Frontliner Bank as CS or Teller. The results in this study show that family work conflict has no negative effect on job satisfaction, and financial compensation has a positive and significant effect on job satisfaction and job satisfaction has a positive and significant effect on performance.
Analisis manajemen modal kerja terhadap profitabilitas pada perusahaan consumer goods yang terdaftar di bursa efek indonesia (2017-2022) Wijaya, Erric; Ferli, Ossi; Natasya, Nur Bunga; Ariani, Savira Indah
Jurnal STEI Ekonomi Vol 32 No 2 (2023)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia (BPJP - STIE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/jemi.v32i02.1369

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The COVID-19 pandemic has presented major challenges to various economic sectors, but the consumer goods sector has shown remarkable resilience. This study examines the impact of working capital management on the profitability of consumer goods companies on the Indonesia Stock Exchange before and during the pandemic. Using panel data from 16 companies, the regression analysis shows that accounts receivable collection period has a negative impact on profitability before the pandemic, while collection period, inventory, and accounts payable are not significant during the pandemic. These results provide insights into working capital management strategies that are relevant for consumer goods companies during times of economic crisis, especially in managing critical aspects such as receivables, inventories, and accounts payable.
Co-Authors Adler Haymans Manurung Ahmad Adriansyah Ajeng Annisa Rahma Ajeng Rida Riyanti Alifa, Putri Riska AMALIA, ALVIEN NUR Amizza Manik Mayang Anastasia, Daniella Quinta Andriani, Meta Anggraeni, Yola Pangestu Antyo Pracoyo Ardila Ardila Ariani, Savira Indah Ayu Ochtavia Rohmah Bambang Budhijana Budhijana, Bambang Budhijana, R Bambang Catur Nugrahani Daulay, Muhammad Irfan Debora Evianti Lumban Tobing Denni Samuel Rajagukguk Desi Lestari Dian Pratiwi Dian Puspitasari Dinanti, Queen Dona Ertika Shafira Efrita, Azizah Putri Enny Haryanti Erric Wijaya, Erric Eva Yulianti Fadlillah, Robby Adam Fajar Hertingkir Farhanah, Hanifah Febi Saynauli Simanjuntak Fellia Elsa Garini Fitri M Jowey, Gita Hariyanti, Enny Haryanti, Enny Ilham Wahyu Alfajri Insan Fajri Ibrahim Irvan Novikri Kamila, Nadya Karina Putri Destania Khairani, Zahra Kretap, Kreangkrai Lavenia Permata Sari Lediana Sufina Lestariani, Ni Made Luh Ifaterani Isabrenda Kusumawardhani Muhammad Kevin Kautsar Herman Nadya Kamila Natasya, Nur Bunga Nelmida Nelmida Ni Putu Mira Virgayanti Niky Amelia Nisrina Septi Hisanah Noviyanti, Indah Salsa Nuari, Chozin Nugrahani, Catur Nur Oktaviani Nurlita Dewi Oktavia Ramadaniyah Paulina Paulina Phimnoi, Kanokwan Poppy Sandra Melly Pracoyo, Antyo Pranaja, Yuri Puteri Maharani Putra, Rama Aldian Putri Aisy Salma Putri Alysa Larasati Putri Metha Ulinka Bangun Putri, Safira Ananda Rafika Adilla Rahman, Rozinur Rajagukguk, Denni Samuel Rama Aldian Putra Rasyid, Izzan Ratna Nilanjana Kurniathena Reza Satya Irawan Riyanti, Ajeng Rida Roy Sembel Santi Rimadias Setiawati, Asri Sihapanya, Kunyarat sitohang, Pebri Monica Slamet Widayanto Tiara Ayu Maharani Tinjung Desy Nursanti Vera Mita Nia Veterina, Isbandini Wardani, Deni Widagdo, Riedmen Gifar Yola Pangestu Anggraeni Yoshua William Zahna, Rizka Zahrotul Zahra Muthia Rahmawati Zhafira Ramadhani