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The Impact of Financial Inclusion and Financial Literacy on Improving People's Economic Welfare in Indonesia Judijanto, Loso; Novitasari, Salwa Aulia; Arini, Rani Eka
West Science Social and Humanities Studies Vol. 3 No. 03 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i03.1752

Abstract

This study examines the impact of financial inclusion and financial literacy on improving the economic welfare of communities in Indonesia using a quantitative analysis approach. Data were collected from 70 respondents through a structured questionnaire employing a 1–5 Likert scale, and the relationships between variables were analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS) with SmartPLS 3 software. The results demonstrate that financial inclusion significantly enhances economic welfare by increasing access to formal financial services and promoting financial stability. Financial literacy also positively affects economic welfare by equipping individuals with the knowledge and skills to make informed financial decisions. Moreover, the synergistic effect of financial inclusion and financial literacy produces the most substantial improvements in economic welfare, highlighting the need for integrated policies. These findings provide theoretical and practical implications, suggesting that policymakers should prioritize comprehensive strategies that combine access to financial services with financial education to foster sustainable economic development.
The Future of Hybrid Work: A Bibliometric Mapping of Employee Productivity and Well-Being Judijanto, Loso; Muhtadi, Muhamad Ammar; Arini, Rani Eka
West Science Social and Humanities Studies Vol. 3 No. 03 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i03.1767

Abstract

This bibliometric analysis explores the significant impact of hybrid work on employee productivity and well-being, drawing on a comprehensive review of literature sourced from the Scopus database. The study highlights the evolution of hybrid work themes from 2000 to 2025, illustrating the shift from traditional telecommuting to integrated hybrid models that focus on both organizational efficiency and employee satisfaction. By mapping keyword occurrences and author collaborations, the research identifies key trends and gaps in the existing literature, offering insights into the interdisciplinary nature of hybrid work studies. The findings suggest that while hybrid work arrangements can enhance productivity and flexibility, they also present challenges such as maintaining work-life balance, ensuring employee engagement, and managing a dispersed workforce. The study emphasizes the need for organizations to develop robust strategies that leverage technology and foster an inclusive culture to fully realize the benefits of hybrid work models. Future research directions are proposed to further investigate the long-term effects of hybrid work on different sectors and cultures, aiming to refine and optimize these work arrangements.
Bancassurance dan Transformasi Digital dalam Industri Keuangan: Kajian Bibliometrik atas Model Bisnis dan Inovasi Produk Judijanto, Loso; Pahrijal, Rival; Arini, Rani Eka
Jurnal Multidisiplin West Science Vol 4 No 04 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i04.2143

Abstract

Penelitian ini bertujuan untuk memetakan perkembangan literatur ilmiah mengenai bancassurance dalam konteks transformasi digital pada industri keuangan global, dengan fokus pada model bisnis dan inovasi produk. Metode bibliometrik digunakan untuk menganalisis publikasi yang diperoleh dari basis data Scopus periode 2000–2024. Visualisasi dilakukan dengan perangkat lunak VOSviewer melalui analisis co-occurrence, co-authorship, dan citation analysis. Hasil studi menunjukkan bahwa istilah “insurance”, “banks”, dan “insurance companies” merupakan pusat diskusi utama dalam literatur, namun tema seperti “service quality”, “customer”, “efficiency”, dan “digital transformation” menunjukkan tren meningkat dalam dekade terakhir. Analisis kolaborasi penulis mengidentifikasi lima klaster dominan yang mencerminkan pendekatan multidisipliner, mulai dari aspek kelembagaan hingga perilaku pelanggan. Studi ini menegaskan bahwa bancassurance telah berevolusi menjadi bagian penting dari ekosistem keuangan digital yang adaptif dan inovatif, serta membuka ruang bagi penelitian lebih lanjut mengenai teknologi, regulasi, dan inklusi keuangan.
Studi Bibliometrik atas Peran Digital Advisor dalam Keuangan Pribadi Judijanto, Loso; Priyana, Yana; Arini, Rani Eka
Jurnal Multidisiplin West Science Vol 4 No 06 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i06.2385

Abstract

Penelitian ini bertujuan untuk memetakan perkembangan ilmiah terkait peran digital advisor dalam pengelolaan keuangan pribadi melalui pendekatan bibliometrik. Data diperoleh dari basis data Scopus dengan rentang tahun 2000–2024 dan dianalisis menggunakan perangkat lunak VOSviewer. Hasil analisis menunjukkan bahwa topik personal finance, fintech, dan financial planning merupakan tema dominan dalam literatur, yang menandakan pergeseran fokus dari pendekatan konvensional menuju solusi berbasis teknologi. Visualisasi network dan overlay mengungkapkan tren kolaborasi antar penulis utama, evolusi temporal kata kunci, serta pemetaan kepadatan topik. Selain itu, ditemukan bahwa aspek perilaku keuangan, literasi, dan pengambilan keputusan juga menjadi perhatian penting dalam pengembangan digital advisor. Studi ini memberikan kontribusi dalam membentuk struktur pengetahuan yang komprehensif serta mengidentifikasi celah riset untuk eksplorasi di masa mendatang.
Pengaruh Konsumsi Budaya Populer Asing dan Keterlibatan Keluarga terhadap Nasionalisme Pelajar SMA di Jawa Barat Apriyanto, Apriyanto; Arini, Rani Eka; Rahmani Hakim, Latifa Dinar
Jurnal Pendidikan West Science Vol 3 No 02 (2025): Jurnal Pendidikan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jpdws.v3i02.2240

Abstract

Penelitian ini mengkaji pengaruh konsumsi budaya populer asing dan keterlibatan keluarga terhadap nasionalisme siswa sekolah menengah atas di Jawa Barat. Pendekatan kuantitatif digunakan, dengan data dikumpulkan dari 250 siswa melalui survei terstruktur yang menggunakan skala Likert 5 poin. Survei tersebut mengukur tiga variabel utama: konsumsi budaya populer asing, keterlibatan keluarga, dan nasionalisme. Analisis data dilakukan menggunakan SPSS versi 25, dan hasilnya menunjukkan bahwa keterlibatan keluarga secara signifikan memprediksi nasionalisme, sementara konsumsi budaya populer asing menunjukkan korelasi negatif yang lemah dengan nasionalisme. Studi ini menyarankan bahwa tingkat keterlibatan keluarga yang lebih tinggi dalam diskusi budaya dapat memperkuat perasaan nasionalisme, sementara paparan terhadap budaya asing tidak secara signifikan mengurangi kebanggaan nasional. Temuan ini menyoroti pentingnya pengaruh keluarga dalam membentuk identitas nasional di kalangan pemuda, dengan implikasi bagi kebijakan dan praktik pendidikan yang bertujuan untuk mempromosikan nasionalisme di tengah globalisasi.
Competitive Advantage of Banking Industry in the Digital Age: A Bibliometric Approach Judijanto, Loso; Novitasari, Salwa Aulia; Arini, Rani Eka
West Science Interdisciplinary Studies Vol. 3 No. 04 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i04.1859

Abstract

The digital age has fundamentally transformed the competitive dynamics of the global banking industry, necessitating the integration of advanced technologies, customer-centric strategies, and agile business models. This study conducts a comprehensive bibliometric analysis to explore the evolution, intellectual structure, and thematic trends in scholarly literature on competitive advantage in the banking sector from 2000 to 2024. Drawing data from the Scopus database and utilizing VOSviewer for visualization, the study identifies key research clusters centered around digital banking, fintech, artificial intelligence, customer experience, and financial inclusion. The findings reveal a shift from early infrastructural concerns to more strategic and behavioral focuses, underscoring the growing importance of personalization, trust, and innovation in achieving sustainable competitiveness. Co-citation and country collaboration analyses highlight the interdisciplinary nature of the field and the global distribution of research efforts, with India, the United States, and the United Kingdom emerging as central contributors. This study offers valuable insights for academics, practitioners, and policymakers, while also identifying gaps for future exploration in areas such as ESG integration, digital leadership, and organizational transformation.
Greenwashing vs Transparency: A Bibliometric Perspective Judijanto, Loso; Siregar, Nurganda; Arini, Rani Eka
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1912

Abstract

Greenwashing and transparency have emerged as two competing yet interconnected paradigms in the discourse on corporate sustainability. While greenwashing represents the manipulation or exaggeration of environmental performance, transparency reflects a firm’s commitment to honest, verifiable disclosure. This study employs a bibliometric analysis using VOSviewer to map the intellectual structure, thematic evolution, and collaborative patterns in the academic literature related to these two concepts. Based on a curated dataset from the Scopus database covering publications from 2000 to 2024, the analysis applies co-authorship, citation, co-word, and country collaboration techniques to uncover key contributors, emerging topics, and research gaps.  Findings reveal that greenwashing remains a dominant theme, deeply embedded in literature on ESG, accountability, and sustainability reporting, while transparency is increasingly linked to digital technologies and financial instruments aimed at ensuring reporting credibility. Thematic clusters show evolving interest in areas such as green finance, blockchain, and supply chain transparency. Author and institutional networks reflect growing international collaboration, though notable disparities exist in geographic representation. This study contributes to a clearer understanding of the academic field and provides a foundation for future interdisciplinary research aimed at combating greenwashing and promoting transparent corporate sustainability practices.
The Influence of 15-Second TikTok Videos and Organic Testimonials on Environmental Awareness and Purchase Intention of Sustainable Fashion in Bandung Kristian Panjaitan, Feliks Anggia Binsar; Arini, Rani Eka; Bunyamin, Ilham Akbar
West Science Interdisciplinary Studies Vol. 3 No. 06 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i06.1985

Abstract

This study examines the influence of 15-second TikTok videos and organic testimonials on environmental awareness and purchase intention in the context of sustainable fashion in Bandung. Using a quantitative approach, data were collected from 170 respondents and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results reveal that both TikTok videos and organic testimonials significantly impact environmental awareness and purchase intention, with organic testimonials demonstrating a stronger effect. Environmental awareness is identified as a key precursor to purchase intention, emphasizing the importance of educational and marketing efforts to promote sustainability. The findings provide actionable insights for sustainable fashion brands to leverage social media and peer-generated content in shaping consumer behavior and supporting environmental objectives.
Analysis of SEO Strategy and Interactive Content Marketing in Increasing Online Visibility and Sales at E-Commerce in West Java Faridah, Faridah; Nugroho, Budi; Arini, Rani Eka
West Science Social and Humanities Studies Vol. 3 No. 04 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i04.1857

Abstract

This study investigates the impact of SEO Strategy and Interactive Content Marketing on online visibility and sales in the e-commerce sector in West Java. A quantitative research design was employed, with data collected from 190 respondents using a Likert scale (1–5). Data analysis was conducted using Structural Equation Modeling-Partial Least Squares (SEM-PLS). Results reveal that Interactive Content Marketing significantly improves online visibility and sales, while SEO Strategy also contributes positively, albeit to a lesser degree. Online visibility plays a crucial role in driving sales. The study highlights the synergistic relationship between SEO and interactive content in enhancing e-commerce performance. These findings offer valuable insights for practitioners seeking to optimize digital marketing strategies in competitive online markets. 
Visualizing the Growth of Green Retailing: A Bibliometric Mapping of Sustainable Practices in Retail Marketing Judijanto, Loso; Arini, Rani Eka; Pahrijal, Rival
West Science Social and Humanities Studies Vol. 3 No. 05 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i05.1916

Abstract

This study presents a bibliometric analysis of the academic literature on green retailing and sustainable practices in retail marketing, using data retrieved from the Scopus database (2000–2024). Employing VOSviewer for co-authorship, citation, and keyword co-occurrence analysis, the study identifies core research themes, influential contributors, and evolving trends in the field. The results reveal that “green retailing,” “green marketing,” and “cost optimization” are central to the scholarly discourse, reflecting the growing strategic importance of sustainability in retail operations. The analysis also uncovers a temporal shift from foundational environmental themes to more actionable managerial strategies. India stands out as a hub of international collaboration, and author network analysis highlights prominent research clusters around figures such as Sarkis J. and Lai K.H. While the literature has matured in linking green practices with business outcomes, emerging gaps include social dimensions of sustainability and digital transformation in retail. The study concludes with recommendations for future research directions that emphasize interdisciplinary inquiry and practical application in advancing sustainable retail marketing.