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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Syntax Idea JURNAL HUKUM MEDIA JUSTITIA NUSANTARA Jurnal Syntax Imperatif : Jurnal Ilmu Sosial dan Pendidikan International Journal of Business, Law, and Education Komitmen : Jurnal Ilmiah Manajemen ETNIK : Jurnal Ekonomi dan Teknik Mauriduna : Journal of Islamic studies Jurnal Riset Ekonomi Syariah Akademika : Jurnal Pemikiran Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Sharia Oikonomia Law Journal Juni-Jurnal Pelita Nusa West Science Social and Humanities Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam West Science Islamic Studies Journal of International Multidisciplinary Research Journal of Ekonomics, Finance, and Management Studies Ecobankers : Journal of Economy and Banking Jurnal Istimā, Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberdayaan Masyarakat
Solihin, Dadin
Sekolah Tinggi Agama Islam Pelita Nusa Bandung Barat, Indonesia
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Peran Faktor Internal dan Eksternal dalam Mendorong Pembiayaan Bank Syariah untuk Pengembangan Bisnis UMKM di Wilayah Jawa Barat Nema Widiantini; Diana Farid; Dadin Solihin
Ecobankers : Journal of Economy and Banking Vol 5 No 1 (2024): Ecobankers : Journal Economy and Perbankan
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini dilatar belakangi bahwa selain permodalan, umkm juga terkendala Sumber daya manusia yang merupakan asset yang paling penting yang peranannya sangat diperlukan dalam mendukung terciptanya UMKM dengan daya saing dan kualitas tinggi. Rendahnya kualitas SDM memengaruhi kemampuannya dalam menciptakan, memanfaatkan peluang usaha, menyerap, menggunakan teknologi produksi, perencanaan produksi, dan pengelolaan perusahaan. Hasil penelitan ini menyimpulkan bahwa karakter, kapasitas, modal, jaminan, dan kondisi berkontribusi positif terhadap perkembangan UMKM. Hal ini didasarkan kepada setiap debitur yang lolos verifikasi 5C memiliki kualitas yang diyakini dapat mengembangkan usahanya. Sebagaimana dalam Undang – Undang Perbankan Nomor 21 tahun 2008 yang terdapat dalam Pasal 8, yaitu dalam memberikan pembiayaan berdasarkan prinsip Syari’ah, bank umum wajib mempunyai keyakinan berdasarkan analisis yang mendalam atas niat, kemampuan, serta kesanggupan debitur untuk melunasi utangnya atau mengembalikan pembiayaan dimaksud sesuai dengan yang diperjanjikan. This research is motivated that in addition to capital, MSMEs are also constrained by human resources which are the most important assets whose role is indispensable in supporting the creation of MSMEs with competitiveness and high quality. The low quality of human resources affects its ability to create, take advantage of business opportunities, absorb, use production technology, production planning, and company management. The results of this research concluded that character, capacity, capital, guarantees, and conditions contribute positively to the development of MSMEs. This is based on every debtor who passes the 5C verification has qualities that are believed to be able to develop their business. As stated in Banking Law Number 21 of 2008 contained in Article 8, namely in providing financing based on Sharia principles, commercial banks must have confidence based on an in-depth analysis of the debtor's intentions, abilities, and abilities to pay off their debts or return the financing by the agreement.
SINERGITAS KUALITAS PRODUK BUAH-BUAHAN TERHADAP MINAT PEMBELIAN KEMBALI KONSUMEN DI TOKO BERKAH BUAH PADALARANG Hadi, Rusman; Solihin, Dadin
Jurnal Pelita Nusa Vol 4 No 2 (2024): Desember-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v4i2.125

Abstract

Repeat purchase interest occurs after a consumer makes a transaction and is influenced by various factors, such as promotion, satisfaction, service quality, and product quality. This study aims to analyze the influence of product quality on consumer repurchase interest at the Padalarang Fruit Blessing Shop, West Bandung. The research used a quantitative approach with a survey method, involving 100 respondents through a saturated sample technique. The results of the study show that product quality and consumer repurchase interest are in a very strong category. The linear relationship between product quality (X) and repurchase interest (Y) has a correlation coefficient of 0.52, with product quality able to explain 27.1% of the variation in repurchase interest, while the remaining 72.9% is influenced by other factors. The influence test showed a t_hitung value of 6.034, greater than t_tabel 0.67703, and a p-value below 0.000. Every one-point improvement in product quality can increase repurchase interest by 0.484 points. This emphasizes the importance of maintaining product quality to increase consumer loyalty and provide added value for the Padalarang Fruit Blessing Shop.  
Innovation And Regulation: Legal Challenges In Indonesia In Responding To The Development Of Generative Artificial Intelligences Hendri Khuan; Darmawati Darmawati; Meyer Tendean; Dadin Solihin
Journal of International Multidisciplinary Research Vol. 3 No. 6 (2025): Juni 2025
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1267

Abstract

Penelitian ini menganalisis tantangan hukum dalam menyeimbangkan inovasi Generative AI (GenAI) dan kebutuhan regulasi di Indonesia, mengidentifikasi celah regulasi, dampak sektoral, serta merumuskan rekomendasi kebijakan berbasis prinsip keadilan dan keberlanjutan. Metode: Penelitian menggunakan studi pustaka kualitatif dengan pendekatan deskriptif-analitis.  Studi mengidentifikasi tiga tantangan utama: (1) Regulasi yang tidak adaptif, di mana UU ITE, PDP, dan Hak Cipta gagal mengatur aspek krusial GenAI seperti status hukum output AI, bias algoritma, dan penggunaan data pelatihan; (2) Ambang akuntabilitas yang ambigu, menyulitkan penentuan pihak bertanggung jawab atas konten ilegal atau disinformasi berbasis AI; serta (3) Dampak sektoral tidak terantisipasi, termasuk risiko hallucination di sektor keuangan, plagiarisme pendidikan, dan disrupsi tenaga kerja kreatif. Solusi yang diusulkan mencakup regulasi berbasis risiko, amandemen UU Hak Cipta untuk ciptaan AI, kolaborasi multistakeholder, dan regulatory sandbox untuk inovasi terkendali.
Peran Faktor Internal dan Eksternal dalam Mendorong Pembiayaan Bank Syariah untuk Pengembangan Bisnis UMKM di Wilayah Jawa Barat Widiantini, Nema; Farid, Diana; Solihin, Dadin
Ecobankers : Journal of Economy and Banking Vol. 5 No. 1 (2024): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v5i1.2047

Abstract

Penelitian ini dilatar belakangi bahwa selain permodalan, umkm juga terkendala Sumber daya manusia yang merupakan asset yang paling penting yang peranannya sangat diperlukan dalam mendukung terciptanya UMKM dengan daya saing dan kualitas tinggi. Rendahnya kualitas SDM memengaruhi kemampuannya dalam menciptakan, memanfaatkan peluang usaha, menyerap, menggunakan teknologi produksi, perencanaan produksi, dan pengelolaan perusahaan. Hasil penelitan ini menyimpulkan bahwa karakter, kapasitas, modal, jaminan, dan kondisi berkontribusi positif terhadap perkembangan UMKM. Hal ini didasarkan kepada setiap debitur yang lolos verifikasi 5C memiliki kualitas yang diyakini dapat mengembangkan usahanya. Sebagaimana dalam Undang – Undang Perbankan Nomor 21 tahun 2008 yang terdapat dalam Pasal 8, yaitu dalam memberikan pembiayaan berdasarkan prinsip Syari’ah, bank umum wajib mempunyai keyakinan berdasarkan analisis yang mendalam atas niat, kemampuan, serta kesanggupan debitur untuk melunasi utangnya atau mengembalikan pembiayaan dimaksud sesuai dengan yang diperjanjikan. This research is motivated that in addition to capital, MSMEs are also constrained by human resources which are the most important assets whose role is indispensable in supporting the creation of MSMEs with competitiveness and high quality. The low quality of human resources affects its ability to create, take advantage of business opportunities, absorb, use production technology, production planning, and company management. The results of this research concluded that character, capacity, capital, guarantees, and conditions contribute positively to the development of MSMEs. This is based on every debtor who passes the 5C verification has qualities that are believed to be able to develop their business. As stated in Banking Law Number 21 of 2008 contained in Article 8, namely in providing financing based on Sharia principles, commercial banks must have confidence based on an in-depth analysis of the debtor's intentions, abilities, and abilities to pay off their debts or return the financing by the agreement.
IMPLEMENTASI PENYALURAN PROGRAM BANTUAN PANGAN NON-TUNAI PADA MASYARAKAT DESA GUNUNG MASIGIT Sulastri, Ema; Solihin, Dadin
Jurnal Pelita Nusa Vol 5 No 1 (2025): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i1.223

Abstract

The Non-Cash Food Assistance Program (BPNT) is one of the government's efforts to increase food security and reduce the burden of expenditure on the poor. However, the effectiveness of the implementation of this program often faces obstacles, especially related to the accuracy of the target and the timeliness of distribution. This study aims to analyze the implementation of BPNT distribution in Gunung Masgitit Village, Cipatat District, West Bandung Regency. The research method used is qualitative with data collection techniques through interviews, observations, and documentation. The results of the study show that the BPNT program is quite effective in terms of good public understanding, reduced expenditure burden, and real benefits felt by Beneficiary Families (KPM). However, problems were found in the accuracy of the target due to suboptimal data updates and delays in the distribution of aid. The conclusion of this study emphasizes the need to increase socialization to program implementers, improve distribution infrastructure, and strengthen supervision so that the BPNT program can be more targeted and on time.
ANALISIS PROSEDUR PEMBIAYAAN MUDHĀRABAH UNTUK MODAL USAHA STUDI KASUS PADA BANK MUAMALAT KANTOR CABANG PADALARANG BANDUNG BARAT Cahyati, Lisna; Solihin, Dadin; Maryati
Jurnal Pelita Nusa Vol 5 No 1 (2025): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i1.224

Abstract

The phenomenon that occurs in the community shows that some business actors are reluctant to apply for business capital loans to Islamic banks. This is due to the lack of public knowledge about financing procedures in Islamic banks, so they tend to choose other financial institutions that are considered easier and instant without considering future risks. This study aims to comprehensively analyze business capital financing procedures in Islamic banks to increase public understanding of sharia-based business capital financing. The focus of the research is directed at the Mudārabah financing procedure, which includes the stages of planning, implementation, process, and evaluation of its implementation. This study uses a qualitative approach with the researcher as the main instrument, assisted by interview guidelines and observation guidelines. Data were collected through interviews, observations, and documentation, and tested for validity with source triangulation techniques. Data analysis is carried out through four stages, namely data collection, data reduction, data presentation, and conclusion. The results of the study show that overall, the Mudhārabah financing procedure at Bank Muamalat Padalarang Branch Office is in accordance with existing theory, in line with the principles of sharia economics, and in accordance with the provisions of Islamic law.
METODE ISTINBATH DAN HUKUM ASURANSI SYARIAH MENURUT ORGANISASI KEAGAMAAN ISLAM DI INDONESIA Ariyanto; Solihin, Dadin; Saefuddin, Aep; Hidayatul Ummah, Nida
Jurnal Pelita Nusa Vol 5 No 1 (2025): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i1.236

Abstract

Sharia insurance is a contemporary issue that does not have an explicit basis in the Qur'an, Hadith, or the books of mu'tabarah from the four schools. Therefore, Islamic religious organizations in Indonesia, such as MUI, NU, Muhammadiyah, and PERSIS play an important role in establishing laws related to sharia insurance so that they become guidelines for the people. This study aims to explain the istinbath method used by the organization in determining the halalness of Sharia insurance. The research method used was a literature study and interviews with figures from each organization. The results of the study show that MUI uses the nash qoth'i, qauli, and manhaji approaches; NU uses qauli, ilhaqi, and manhaji; Muhammadiyah uses bayani, burhani, and irfani; while PERSIS uses istidlal on the Qur'an, Hadith, and ijtihad. Despite the differences in methods, all of these organizations concluded that sharia insurance is halal because it contains the value of helping (ta'awuni), bearing each other (takafuli), and bringing the common good (maslahah al-'ammah), which is in line with Maqāsid al-sharia, namely the maintenance of religion, soul, intellect, descendants, and property.
PERAN MAHASISWA KKN DALAM PEMBERDAYAAN MASYARAKAT DESA CIPADA DI BIDANG PENDIDIKAN Arobiansyah, Novaldi; Dwi Yulianto, Marsel; Fauzia, Dara; Rahmadini, Salsa; Nirmalawati, Syifa; Solihin, Dadin; Bunyamin, Bubun
Jurnal Istimā Vol 1 No 3 (2024): Jurnal Istimā - Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberday
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i3.2

Abstract

The Real Work Lecture Program (KKN) in Cipada Village is carried out to empower the community through various educational activities. This program includes teaching activities at PAUD Kuncup Harapan, SDN 1 Cipada, as well as the implementation of the Study Group and Tutoring program (KOBAR and BIMBEL). The main focus of the activity is to improve students' cognitive, social, and character abilities, as well as to instill awareness of the importance of higher education through educational seminars. The results of the program show success in creating a pleasant learning atmosphere and increasing student motivation. However, several challenges were encountered, such as limited educational facilities, short program duration, and logistical constraints. Community participation in some activities is also limited, which affects the sustainability of the program. Based on these findings, it is recommended to improve educational facilities, extend the duration of the program through the involvement of local tutors, and increase community participation in every stage of program planning and implementation. Adjustments to logistics and timing are also needed to maximize the impact.
IMPLEMENTASI PENDEKATAN EKONOMI SYARIAH DALAM PENGEMBANGAN SEKTOR PERTANIAN DAN PETERNAKAN DI DESA CIBODAS, KECAMATAN LEMBANG, KABUPATEN BANDUNG BARAT: TINJAUAN EKONOMI DAN SOSIAL Solihin, Dadin; Bunyamin, Bubun; Aditya M.R.; Purnama, Irman; Rahmawati, Ifa; Setyowardani, Venny
Jurnal Istimā Vol 1 No 1 (2024): Jurnal Istimā - Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberday
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i1.94

Abstract

The research was conducted because it was motivated by a real work lecture program, knowing the socio-economic life, understanding, and literacy of the village community. The research examines how the economic order of villagers is viewed from the economic treasures and Islamic law. The purpose of the research is to find out more deeply about the agriculture, animal husbandry, and rural economic sectors. Research methods are carried out qualitatively descriptively, including observation and interviews, as well as comprehensive theoretical reference studies. The results found that local cultural phenomena in the application of the economic system are more obvious, especially in the concept of Ijon business from agricultural products of Cibodas-Lembang Village residents, the view of Sharia economy is similar to the contract of buying and selling greetings. The Ijon system is carried out only based on assistance and urgent conditions. In conclusion, from our findings, villagers do make Ijon transactions, but we provide solutions with the contract Bai' Salam or Istishna'.
EKSPLORASI HUKUM EKONOMI SYARIAH TERKAIT AKAD MUZARA’AH ANTARA PEMILIK LAHAN PERTANIAN DAN PENGGARAP DI DESA CIHAMPELAS Jamaliah, Jurri; Tunggara, Imam; Solihin, Dadin
Jurnal Istimā Vol 1 No 2 (2024): Jurnal Istimā - Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberday
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i2.102

Abstract

Mayoritas penduduk Desa Cihampelas bekerja sebagai petani, namun hampir 70% dari mereka tidak memiliki lahan sendiri. Oleh karena itu, pemilik lahan seringkali menyerahkan lahannya kepada penggarap dengan sistem bagi hasil. Meskipun demikian, konflik kerap muncul antara pemilik lahan dan penggarap, terutama mengenai pembayaran pupuk dan distribusi hasil panen yang tidak tepat waktu. Penelitian ini bertujuan untuk mengkaji akad yang digunakan dalam sistem bagi hasil, mekanisme pembagian hasil, serta pandangan Kompilasi Hukum Ekonomi Syariah (KHES) tentang sistem pembayaran di Desa Cihampelas pada saat panen. Metode yang digunakan adalah kualitatif deskriptif dengan penelitian lapangan (field research). Data diperoleh dari sumber primer dan sekunder melalui wawancara, observasi, dokumentasi, dan triangulasi. Analisis dilakukan dengan merujuk pada literatur dan kondisi lapangan. Hasil penelitian mengungkap bahwa berbagai akad yang digunakan sering menyebabkan kebingungan dan konflik. Selain itu, kurangnya transparansi dalam pembagian hasil juga menjadi sumber perselisihan. Berdasarkan KHES, diperlukan penyesuaian dan penjelasan lebih lanjut terkait akad dan sistem pembayaran yang sesuai dengan prinsip ekonomi syariah. Kesimpulannya, untuk mengurangi konflik, diperlukan kesepakatan yang lebih jelas dan transparan mengenai akad, pembagian hasil, serta sistem pembayaran yang sesuai dengan aturan syariah.
Co-Authors , Maryati Abin Suarsa Aditya M.R. Aep Saefuddin Agung Wildan Azizi Akbar, Tubagus Al Hakim, Sofyan Alifa Haryanto, Rana Amung Ma’mur Apriani, Triana Ariyanto Arobiansyah, Novaldi Asri Sundari Astuti, Pujiawati Athoillah, M. Anton Aulia, Retania Badriya Hisniati, Sally Bainon, Masalan Bunyamin, Bubun Burhanudin, Ujang Cahyati, Lisna Darmawati Darmawati Diah Fauziah Diana Farid Dwi Puji L, Novita Dwi Utari, Destriana Dwi Yulianto, Marsel Elmania Rahayu, Elmania Elsa Novita Wardani, Elsa Ema Sulastri Erly Sherlita Farah, Rinah Farid, Diana Fauzia, Dara Fauziah, Diah Gastriani, Ovi Prina Hendri Khuan Herlan Sudrajat, Uep Hidayatul Ummah, Nida I. Tunggara, Imam Idris, Haziq Idzam Fautanu Imaroh Nusaibah, Siti Ummu Irfan Saefuloh Jamaliah, Jurri Judijanto, Loso Kamaludin Yusup , Deni Kamaludin Yusup, Deni Khosyi’ah, Siah Lasaksi, Pardin Lestari, Linda Loso Judijanto Lutfiyatussani Al Rajab, Maula Azkia Mamun, Saepul Marwan Fauzi Maryati Ma’mun, Saepul Meyer Tendean Muhammad Hasanuddin, Muhammad Nema Widiantini Nirmalawati, Syifa Nur Damayanti, Santi Nurnaningsih, Rita Nursafitri, Gita Nurul Huda Nuryakin, Rahmat Aji Oktavia, Herani Pardin Lasaksi Purnama, Irman Rahmadini, Salsa Rahmawati, Ifa Rahmawati, Nuraida Ridwan, Ahmad Hasan Rusman Hadi, Rusman Saepul Ma’mun Saepul Ma’mun Sapitri, Neng Senki Nurachmadi Setiadi Setiadi Setiadi Setiadi, Kusmara Setiawati Setyowardani, Venny Sintia Sari, Anggun Siti Hasanah Sri Astuti, Vina Sumarno, Ardawi Teguh Hariyanto, Teguh Tunggara, Imam Venny Setyowardani Widiantini, Nema Yadi Janwari Yusniar, Yusniar `Agustina Rahayu, Resti