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All Journal Jurnal Fakultas Ekonomi : OPTIMAL Jurnal Pranata Hukum Holistic Journal Of Management Research El-Usrah: Jurnal Hukum Keluarga Revenue: Jurnal Manajemen Bisnis Islam Journal of Islamic Economics and Philanthropy Entrepreneurship Bisnis Manajemen Akuntansi (E-BISMA) Journal of Economics Research and Social Sciences Ekopem: Jurnal Ekonomi Pembangunan Al-Mashrof: Islamic Banking and Finance Al-Mu'awanah Journal of Economic, Business and Engineering (JEBE) Salam (Islamic Economics Journal) Smart Society: Community Service and Empowerment Journal Journal of Applied Islamic Economics and Finance Jurnal Ekonomika dan Dinamika Sosial Journal of International Conference Proceedings Journal of Artificial Intelligence and Digital Business Islamic Economics and Business Review (IESBIR) Jurnal Ilmiah Geomatika IJMA Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Optimum: Jurnal Ekonomi dan Pembangunan BEGAWI: Jurnal Pengabdian Kepada Masyarakat
Amrina, Dania Hellin
Universitas Pembangunan Nasional Veteran Yogyakarta
Religion Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Pengaruh Kualitas Produk, Fitur Produk dan Desain Produk Terhadap Keputusan Pembelian Produk Kosmetik Dalam Perspektif Manajemen Islam Lestari, Devi; Asriani, Asriani; Ningsih, Nur Wahyu; Rosilawati, Weny; Amrina, Dania Hellin
REVENUE: Jurnal Manajemen Bisnis Islam Vol. 3 No. 1 (2022)
Publisher : Sharia Business Management UIN Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/revenue.v3i1.10321

Abstract

      In the times and technology makes business competition more advanced. It becomes an opportunity to introduce and maintain the product. The number of similar products makes a strategy to make it easier for consumers to choose the product they are looking for. With the development of consumers, consumer desires also develop where the purchase of a product is no longer a need but also a desire. The desire of consumers is not only to meet basic needs but also to problems with physical appearance, especially on the face, which is a beauty that is a top priority for users. The formulation of the problem in this research is whether product quality, product features, product design have a positive and significant effect on purchasing decisions? Then do product quality, product features, product design have a positive and significant effect on purchasing decisions for cosmetic products at the Kartika Aesthetic Beauty Clinic and Erha Bandar Lampung Beauty Clinic in an Islamic management perspective? This study aims to determine the effect of product quality, product features and product design on purchasing decisions for cosmetic products and to describe it in an Islamic management perspective.      This research uses descriptive quantitative method, which is a research method to examine a particular population or sample in order to test the hypothesis that has been set. The data collection techniques in the form of questionnaires and interviews. Sampling in this study by taking the Accidental Sampling technique. And this data collection method using a questionnaire given to 100 respondents each of 50 respondents and interviews with the Beauty Clinic.      The results of this test indicate that product quality has a positive and significant effect on purchasing decisions at the Kartika Aesthetic Beauty Clinic with a significant value of 0.014 <0.05 and the Erha Beauty Clinic with a significant value of 0.025 <0.05. Meanwhile, the product features at the Kartika Aesthetic Beauty Clinic with a significant value of 0.030 <0.05 and the Erha Beauty Clinic with a significant value of 0.011 with a significant value <0.05. As well as product design at the Kartika Aesthetic Beauty Clinic with a significant value of 0.034 <0.05 and the Erha Beauty Clinic with a significant value of 0.017 <0.05. Based on data analysis, the conclusion of product quality, product features, and product design affects the purchasing decisions of cosmetic products at the Kartika Aesthetic Beauty Clinic and Erha Beauty Clinic in Bandar Lampung from an Islamic management perspective.
Perbedaan Rasio Profitabilitas Bank di Indonesia sebelum dan saat Pandemi Covid-19 Amrina, Dania Hellin; Faizah, Iva; Supriyaningsih, Okta
Al-Mashrof: Islamic Banking and Finance Vol. 2 No. 2 (2021): Al - Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v2i2.9902

Abstract

This study aims to analyze differences in the financial performance of banks in Indonesia using the profitability ratios of Return on Assets (ROA) and Net Interest Margin (NIM). The method used in this study used a different paired sample t-test. The results of research on the financial performance of banks in Indonesia using the ROA and NIM ratios show differences in banks' financial performance before and during the covid-19 pandemic. Statistical results show a decline in banks' financial performance in Indonesia before and during the COVID-19 pandemic. The decline in financial performance during the pandemic is inevitable, not only from the banking sector. Indonesian banks are not yet effective enough in using assets to generate profits during the pandemic, and weak credit growth so that the allocation of third party funds are placed more in State Securities (SBN) is one of the causes.Keywords: Profitability Ratio, ROA, NIM, Covid-19 
The Effect of Competence, Work Discipline, and Motivation on Employee Performance in an Islamic Perspective (Study at Bank DKI Syariah Lampung Branch) Noviyanti, Yeni Tri; Bahrudin, Moh.; Rosilawati, Weny; Amrina, Dania Hellin
Al-Mashrof: Islamic Banking and Finance Vol. 5 No. 1 (2024): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v5i1.21992

Abstract

The achievement of a company is largely determined by the quality of the people who work in it. Changes in the environment require their ability to capture the phenomenon, analyze its impact and prepare steps to deal with these conditions. Superior performance has an impact on the company's reputation and growth. This research uses a quantitative approach with data collection methods in the form of questionnaires, observation and documentation. Primary data was obtained from answers to questionnaire questions given to all employees of Bank DKI Syariah Lampung Branch. While secondary data is obtained from various related references. The results showed that competence has a significant effect on employee performance, then the work discipline variable has a significant effect on employee performance, the motivation variable shows a significant effect on employee performance.
The Influence of Third Party Funds and Inflation on Profitability with Profit Sharing Financing as a Mediating Variable Kurniawan, Agus; sabilla, Shifa; Amrina, Dania Hellin
Al-Mashrof: Islamic Banking and Finance Vol. 5 No. 2 (2024): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v5i2.24691

Abstract

This study aims to determine and analyze the effect of DPK and inflation on the profitability (ROA) of Bank Muamalat Indonesia with profit sharing financing as a mediating variable. The population in this study is the entire annual financial report at PT. Bank Muamalat Indonesia which has been published since the first quarter of 2018 to the fourth quarter of 2022, which is 20 populations. The data analysis techniques used are descriptive statistical tests, classical assumption tests and path analysis. Data processing in this study uses the IBM SPSS Statistic 26 tool. Based on the results of the path analysis test, it shows that the DPK variable has a positive and significant effect on the profitability of Bank Muamalat Indonesia. The inflation variable has a negative and significant effect on the profitability of Bank Muamalat Indonesia. The DPK variable has a positive and significant effect on profit sharing financing. The Inflation variable does not affect profit sharing financing. Profit sharing financing has a positive and insignificant effect on profitability. Profit sharing financing cannot mediate the effect between third party funds on profitability. Profit sharing financing can mediate the effect between third party funds on profitability.
Pelatihan Pembuatan Pupuk Organik Cair dari Limbah Sayuran dan Kulit Buah Faizah, Iva; Sagita, Novalia; Amrina, Dania Hellin
Al-Mu'awanah: Jurnal Pengabdian kepada Masyarakat Vol 2 No 2 (2021): Desember 2021
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/almuawanah.v2i2.9822

Abstract

This community service project in the form of training was carried out on the basis of the collaboration of KKN-DR students from UIN Raden Intan Lampung and the Tanjung Jati village community, with the help of Tanjung Jati village officials in the southern coastal district of the west coast district of Lampung Province, in order to provide product training for the community and Pekon Tanjung Jati officials make liquid organic fertilizer from vegetable waste to fertilize plants. The method used is by socializing, practicing and providing training to the community and village officials which is held at the village hall of Tanjung Jati. The purpose of this service is as a means of education and processing vegetable waste to fertilize plants. As a result, people are very aware that vegetable waste that is recycled into liquid organic fertilizer has benefits for fertilizing plants.
PENINGKATAN KAPASITAS DAN PEMBERDAYAAN INSTANSI MELALUI PELATIHAN DOCUMENT CONTROL DAN DIGITAL FILING SYSTEM Amrina, Dania Hellin; Istiqomah, Intan; Nainggolan, Dedy Sunaryo; Hadyantari, Faizatu Almas; Umaroh, Rodhiah; Soewardi, Tiara Juniar; Yuliawati, Yuliawati
Al-Mu'awanah: Jurnal Pengabdian kepada Masyarakat Vol 6 No 1 (2025): Juni 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/x82w7557

Abstract

Document management and filing systems are crucial elements in business operations, ensuring that documents are well-organized, secure, and easily accessible. The ‘Document Control and Filing System’ training was conducted over three days, from December 10–12, 2024, at éL Hotel Yogyakarta Malioboro. This training aimed to enhance participants' understanding of Document Control and Filing Systems and their implementation in the workplace. The training was attended by two participants from PT Cirebon Power in a private format, allowing for interactive discussions and in-depth material exploration.The training methods included presentations, discussions, case studies, and evaluations through pre-tests and post-tests. The evaluation results showed a significant improvement in participants' understanding of document management principles, filing classification, as well as data security and accessibility. Participants also gained more confidence in implementing a more systematic filing system in their companies.This training's implementation demonstrated that a discussion and case study-based approach effectively enhanced participants' competencies. With high enthusiasm and positive results, similar training programs can be further developed with a stronger focus on document digitalization and the implementation of technology in filing management.
IMPLIKASI PARIWISATA PANTAI SYARIAH TERHADAP PENINGKATAN EKONOMI MASYARAKAT DAN KELESTARIAN LINGKUNGAN (Studi Empiris : Pantai Embe Merak Belantung Kalianda Lampung Selatan) Amrina, Dania Hellin; Melinia, Melinia; Septiana, Rida; Alawiyah, Tuti; Zainal, Ripki
Salam (Islamic Economics Journal) Vol. 1 No. 2 (2020): December 2020
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/slm.v1i2.8493

Abstract

Pariwisata adalah salah satu sarana untuk mengembangkan konsep ekonomi Islam yang diambil dari Al-Qur’an dan Hadist. Sebagaimana yang diketahui kebanyakan dari kita mendengar jika ada pembicaraan mengenai ekonomi Islam pasti tentang bisnis berlandaskan Islam. Namun, dunia sekarang telah membuka mata secara lebar dan meyakini bahwa sektor pariwisata adalah salah satu jantung kemajuan ekonomi suatu negara selain kemajuan bisnis dan perbankan. Pariwisata merupakan salah satu sektor yang berkontribusi dalam meningkatkan perekonomian suatu negara. Saat ini pariwisata yang tengah menjadi tren yaitu pariwisata syariah yang pengoperasiannya sesuai dengan syariah Islam. Adanya sektor pariwisata syariah diharapkan akan mempengaruhi peningkatan ekonomi masyarakat dan kelestarian lingkungan. Berdasarkan Undang-Undang Nomor 10 Tahun 2009 tentang Kepariwisataan Pasal 5 Butir a menyebutkan, “Kepariwisataan diselenggarakan dengan prinsip menjunjung tinggi norma agama dan nilai budaya sebagai perwujudan dari konsep hidup dalam keseimbangan hubungan antara manusia dan Tuhan Yang Maha Esa, hubungan antara manusia dan sesama manusia, dan hubungan antara manusia dan lingkungan”. Berdasarkan pasal ini, maka kebijakan pengembangan pariwisata di Indonesia harus didasarkan pada nilai-nilai agama. Penelitian ini bertujuan untuk mengetahui implikasi dari pariwisata pantai syariah terhadap peningkatan ekonomi masyarakat dan kelestarian lingkungan dengan menggunakan metode penelitian kualitatif, yang dapat disimpulkan bahwa secara keseluruhan pariwisata syariah memiliki implikasi yang positif terhadap meningkatnya perekonomian masyarakat dan berpengaruh terhadap kelestarian lingkungan.
Strengthening the Role of BPRS in Supporting MSMEs: Regulatory Perspective and Legal Challenges During and After the Pandemic Ridwansyah, Ridwansyah; Supriyaningsih, Okta; Amrina, Dania Hellin
El-Usrah: Jurnal Hukum Keluarga Vol. 8 No. 1 (2025): EL-Usrah: Jurnal Hukum Keluarga
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/4dn5e614

Abstract

This study examines the strategic role of Sharia People's Financing Banks (BPRS) in supporting micro, small and medium enterprises (MSMEs) as a driver of Indonesia's economic recovery in the aftermath of the Covid-19 pandemic. Despite having a smaller share of total financing than Islamic Commercial Banks, BPRS plays a crucial role in reaching underserved microeconomic segments. Previous studies have shown that MSMEs are the backbone of the Indonesian economy, yet their access to financing remains limited. This research uses a qualitative method with a field approach through observation, in-depth interviews, and document analysis in selected regions. The findings show that BPRS financing has significantly contributed to MSME resilience and job creation, yet the sector still faces regulatory and policy challenges. Therefore, optimizing BPRS’ contribution requires legal frameworks that support risk mitigation, sustainability, and inclusive economic growth.
Global Issue Pandemic and Technology Business: What The Role of Financing MSMEs an Islamic Perspective Theory? Ridwansyah, Ridwansyah; Razimi, Mohd Syahril Ahmad; Suprianingsih, Okta; Amrina, Dania Hellin; Sisdianto, Ersi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 1 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i1.5020

Abstract

Purpose: This research aims to analyze the impact of the global pandemic on the operations, sustainability, and growth of Micro, Small, and Medium Enterprises (MSMEs) and examine the role of MSME financing from the perspective of Islamic economic theory as an instrument to support the recovery and sustainability of MSME businesses during the pandemic.Design/methodology: This research employs a qualitative approach to explore the impact of the global pandemic on micro, small, and medium enterprises (MSMEs) and the role of technology and Islamic financing. The study involves 15 MSME owners and managers, utilizing semi-structured interviews and focus group discussions for data collection.Findings The research found that the global pandemic caused a significant decline in MSME revenues and activities, especially in Bandar Lampung City and West Lampung Regency with a 30-40 percent decline. Key factors include decreased demand, supply chain disruptions and social restrictions. While some MSMEs are turning to digital technology to adapt, many rely on self-financing rather than bank loans. Islamic finance principles have the potential to support the recovery of MSMEs, but the low utilization of Islamic financing points to the need to improve Islamic finance literacy and accessibility.Practical Implications: Based on the finding that MSMEs that quickly adopt digital technologies are able to survive better during the pandemic, the government and relevant agencies should develop more widespread and affordable digital literacy programs. These programs should be designed to improve the technological skills of MSME players, including the use of e-commerce, digital marketing and digital financial platforms. This will help MSMEs to be more competitive and flexible in the face of market changes.Originality/Value: This research is unique because it combines an Islamic perspective, particularly in Islamic financing, with an analysis of business technology in the midst of a global crisis such as the pandemic
Strategi Pelaku Umkm Dan Peran Pemerintah Di Era Persaingan Global Dalam Meningkatkan Perekonomian Di Kabupaten Tegal Amrina, Dania Hellin; Yusabiran, Rifqi
Ekopem: Jurnal Ekonomi Pembangunan Vol. 6 No. 1 (2024): Ekopem: Jurnal Ekonomi Pembangunan
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32938/jep.v6i1.6402

Abstract

Micro, Small, and Medium Enterprises (MSMEs) make a large economic contribution to the country and act as an important catalyst for the growth of people's income. Micro, Small, and Medium Enterprises (MSMEs) have a significant impact in driving innovation, reducing unemployment, and increasing compensation due to their tendency to integrate their employees. This article aims to analyze strategies that can be implemented by micro, small, and medium enterprises (MSMEs) to overcome operational challenges and secure their business continuity in the long term amidst a business environment characterized by global competition. In addition, it is important for the government to actively encourage the sustainability of Micro, Small and Medium Enterprises. This goal can be achieved through various methods, such as establishing appropriate fiscal policies, facilitating the development of strong infrastructure, and offering training opportunities. This research uses quantitative research methodology, utilizing descriptive techniques to explain and communicate the results. By complementing primary data obtained through administering questionnaires with secondary data obtained from previous investigations, this research increases the completeness of its analysis. To achieve this goal, MSME players need to consider many elements such as advances in technology and transportation, competition in the free market, and effective marketing techniques. If these variables are used effectively and receive sufficient government support, Micro, Small, and Medium Enterprises (MSMEs) do not need to worry about the long-term sustainability of their businesses. Apart from that, the country's economy as a whole will also experience positive growth and development.
Co-Authors Adinda Thaliya Adinda Thaliya Agung Bhakti Setiawan Agus Kurniawan Ahmad Ersan Anista Rahmawati Annisa Ayu Nandri Arif Kuswanto Asih Agustriyani Asriani Asriani Asriani Asriani Asriani, Asriani Badri, Ferdian Bahrudin, Moh. Dani Amran Hakim Devi Lestari Ersi Sisdianto Fanny Budhi Kusuma Feny Arafah Habib Ali Pratama Hadyantari, Faizatu Almas Hati, Chelsea Maharani Permata Hermawan Aulia Intan Istiqomah, Intan Iva Faizah Iva Faizah Iva Faizah Larasati, Lady Lestari, Endang Lysa Dora Ayu Nugraini M. Halim, M. Martini, Aldini Nofta Melinia Melinia Melinia Melinia Melinia, Melinia Mudrajad Kuncoro mutiara puspa garini naila aulia rahmah Nainggolan, Dedy Sunaryo Nandri, Annisa Ayu Ningsih, Nur Wahyu Novalia Sagita Novita Sari Noviyanti, Yeni Tri Nur Wahyu Ningsih Okta Supriyaningsih Parawangzah, Agisti Tri'as Permana, Patricius Danes Permata, Tiara Bunga Razimi, Mohd Syahril Ahmad Rida Septiana Ridwansyah Ridwansyah Ripki Zainal Risya Khaerun Nisa Risya Khaerun Nisa Rodhiah Umaroh rosalia wilda cahyani RR. Ella Evrita Hestiandari Rubhan Masykur sabilla, Shifa Sagita, Novalia Saputra, Annisa Az Zahra Mayang Septiana, Rida Setiawan, Agung Bhakti Siahaan, Nur Halimah Solly Aryza Suprianingsih, Okta Thaliya, Adinda Tiara Bunga Permata Tiara Juniar Soewardi Tuti Alawiyah Tuti Alawiyah Udjianto, Didit Welly Wahyu Febri Ramadhan Sudirman Weny Rosilawati Yuliawati Yuliawati Yuni Siswanti Yusabiran, Rifqi yuyun oktarina Zainal, Ripki