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All Journal SOSIOLOGI NUSANTARA JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora Scientific Journal of Reflection : Economic, Accounting, Management and Business community: Pengawas Dinamika Sosial Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan ETNOREFLIKA: Jurnal Sosial dan Budaya Jurnal Masyarakat Maritim International Journal of Environmental, Sustainability, and Social Science Jurnal Ilmu Sosial dan Ilmu Politik Malikussaleh (JSPM) Jurnal PkM (Pengabdian kepada Masyarakat) Jurnal PKM Manajemen Bisnis Jurnal Ilmu Sosial dan Humaniora JIMAKUKERTA Makara Human Behavior Studies in Asia Jurnal Gerakan Mengabdi untuk Negeri Jurnal Al-Maun Socio-political Communication and Policy Review Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Media for Empowerment, Mobilization, and Innovation in Research & Community SINTHOP: Media Kajian Pendidikan, Agama, Sosial dan Budaya Paradigma: Jurnal Filsafat, Sains, Teknologi, dan Sosial Budaya
Heriyanti, Lesti
Universitas Muhammadiyah Bengkulu
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Analisis Relasi Sosial dan Ekonomi Pedagang dengan Bank Keliling di Pasar Tradisional Najua Syahrani; Lesti Heriyanti; Ayu Wijayanti
ETNOREFLIKA: Jurnal Sosial dan Budaya Vol 14 No 3 (2025): Volume 14, Issue 3, October 2025
Publisher : Laboratory of Anthropology Department, Faculty of Humanity, Halu Oleo University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33772/etnoreflika.v14i3.3184

Abstract

Traditional markets are economic spaces that allow for direct negotiations between sellers and buyers to meet daily needs such as household goods, agricultural products, and seafood. In this context, mobile banks serve as an alternative source of capital for small traders who have difficulty accessing formal financial institutions. This research was conducted in Pasar Minggu, Bengkulu City, with the aim of analyzing the social and economic relationships between traders and mobile banks. The study employed dependency theory and a qualitative approach to understand the unequal economic relationship patterns resulting from the inferior position of traders who rely on financial resources from mobile banks. Data were collected through unstructured interviews, two months of observation, and documentation, using a purposive method for selecting informants. The results revealed four main findings: money lending practices among Pasar Minggu traders, the role of trust in lending, information dissemination patterns about mobile banks, and the emergence of financial dependence on mobile banks. The study concluded that although mobile banks play a role in assisting small businesses with capital, the resulting relationship patterns actually create long-term economic dependence for the traders.
Co-Authors Aini, Farida Nur Alex Sander Amrullah Arina Hidayati Ayu Annisa Mardhotillah Rinyati Ayu Wijayanti Ayu Wijayanti Bambang Tri Sasongko Adi Djakfar, Ledyawati Falatehan, Sriwulan F Ferdy Safutra Fitri Ana, Elsa Fransiskus Novrianto Pakpahan Gopindo, Rangga Gustina, Rina Hayati, Rohmah Nur juliana kurniawati, juliana Ledyawati Ledyawati, Ledyawati Lubis, Syahrika Ardiyani Mahdijaya Marli I Alfikri Maryani, Sari Melany Pramesti Najua Syahrani Nurhayati, Rohmah Oman Sukmana Pakpahan, Fransiskus Novrianto Pertiwi, Weni Arma Rahiman Dani Resita Aprilia S Resita, Resita Aprelia Sanjaya Rifai Rosidin Rosidin Rukminiarti, Rukminiarti Sabilla, Devikha Putri SAFITRA, LINDA Safutra, Ferdy Saharuddin Solehan Soranti, Bouga Susiyanto Susiyanto, Susiyanto Syawal Gani Yusuf Titi Darmi Tri Agustin Trianita, Evi Vina Salviana D. Soedarwo Yuni Yulita Yunita, Herma ZURRIANSYAH, Arif Rizki