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All Journal Jurnal Ekonomi PRASI: Jurnal Bahasa, Seni, dan Pengajarannya Microbiology Indonesia INTEKNA Studia Economica: Jurnal Ekonomi Islam Register Journal Jurnal Istiqro' Media Gizi Pangan Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan At-Tawassuth: Jurnal Ekonomi Islam Proceedings of the International Conference on Applied Science and Health Al-Kharaj: Journal of Islamic Economic and Business Ilomata International Journal of Management JURNAL CAPITAL : Kebijakan Ekonomi, Manajemen dan Akuntansi Jurnal Ilmu Perbankan dan Keuangan Syariah Ilomata International Journal of Management Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis STIE Anindyaguna Indonesian Journal of Natural Science Education JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Research in English and Education Journal EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Pendidikan Guru Paud Jurnal Signal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Dialektika Jurnal Pendidikan Bahasa Indonesia Optimal: Jurnal Ekonomi dan Manajemen Jurnal Ekonomi, Teknologi dan Bisnis e_Jurnal Ilmiah Riset Akuntansi Literaksi: Jurnal Manajemen Pendidikan Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Syariah Indonesian Health Journal Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Mandalika Literature Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah IIJSE Ekonomi Keuangan Syariah dan Akuntansi Pajak RUBINSTEIN Journal of Biology Education REGISTER JOURNAL Journal of Ekonomics, Finance, and Management Studies
Nurul Inayah
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Penerapan 5C pada Pembiayaan dan Hubungannya Terhadap Kolektibilitas Nasabah do PT BPRS Puduarta Insani Arif Rahman Siregar; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Pokok Permasalahan Pada Judul Jurnal Ini Yaitu Penerspsn 5c Pada Pembiayaan Murabahah Dan Hubungannya Terhadap Kolektibilitas Nasabah Di PT.BPRS Puduarta Insani. Maksud Pembahasan Ini Menjelaskan Penerapan 5c Pada Pembiayaan Murabahah Dan Menjelaskan Hubungannya Terhadap Kolektibilitas Nasabah Pada Pembiayaan Murabahah. Hasil Data-Data Tersebut Yang Didapat Dalam Penelitian Ini Berasal Dari Data Primer Berupa Wawancara Dengan Account Officer Dan Adm.Pembiayaan PT.BPRS Puduarta Insani Dan Data Sekunder Berupa Laporan Keuangan Yang Berkaitan Dengan Jumlah Pembiayaan Yang Berkaitan Dengan Jumlah Pembiayaan Analisis Deskriptif Kualitatif. Dalam Penelitian Yang Telah Ditawarkan Pada PT.BPRS Puduarta Insani Maka Di Dapatkan Hasil Penelitian Yaitu Penerapan 5C Pada Pembiayaan Murabahah Yang Dilakukan Nasabah Di PT.BPRS Puduarta Insani Melalui Analisa Character Dengan Seputar Wawancara,Melakukan Slik OJK Terhadap Calon Nasabah (Checking Dan Trade Checking). Analisis Potensi Dengan Memeriksa Atau Menyurvei Kondisi Dan Peluang Nasabah, Analisis Permodalan Dengan Memeriksa Modal Yang Dimiliki Untuk Menjalankan Bisnis, Analisis Agunan Dengan Menganalisis Agunan Yang Diberikan, Dan Menganalisis Keadaan Ekonomi Dengan Mengamati Dan Memberikan Rekomendasi Pada Kondisi Yang Muncul Dikemudian Hari. Rasio Penerapan 5C Terhadap Kemampuan Menagih Dari Nasabah Adalah Kolektibilitas Saat Ini, Jika Analisis 5c Dilakukan Secara Maksimal Maka Koleksi Akan Lancar, Begitu Pula Sebaliknya. Jika Analisis 5c Dilakukan Dengan Kurang Baik Maka Kolektibilitas Mengalami Dan Kendala Atau Dapat Disebut Juga Kurang Lancar Atau Macet.
Strategi Marketing Pembiayaan Griya BSM dalam Upaya Pencapaian Target di PT Bank Syariah KCP Mukhtar Basri Muhammad Taufik Hidayat; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Dalam kegiatan ekonomi, persaingan sering digunakan untuk memahami bagaimana mengembangkan strategi pemasaran untuk menentukan strategi pemasaran suatu perusahaan. Strategi adalah langkah atau rencana yang perlu diambil untuk mencapai tujuan sementara pemasaran adalah pemasaran.Oleh karena itu, strategi pemasaran bank terdiri dari langkah-langkah yang harus dilakukan dalam memasarkan produk dan jasa bank untuk meningkatkan penjualan. Seperti yang dilakukan oleh PT. Bank Syariah KCP Mukhtar Basri telah menerapkan berbagai strategi untuk memenangkan pasar dalam persaingan antar bank di Medan untuk mencapai tujuan pendanaan Griya BSM. Strategi door-to-door merupakan salah satu strategi yang paling efektif digunakan oleh manajer pemasaran. Selain itu, pendanaan Griya BSM di KCP Mukhtar Basri merupakan strategi pemasaran yang digunakan di BSM KCP Mukhtar Basri, dan dengan menerapkan kedua strategi tersebut, produk pendanaan Griya BSM akan terpasarkan dengan baik dan tradisional. Kompetitif dengan produk KPR bank. Dan PPR dan bank syariah lainnya. Tujuan dari penelitian ini adalah untuk menjelaskan bagaimana strategi bauran pemasaran yang dapat diterapkan pada KCP Bank Mukhtar Basri Syariah untuk mencapai tujuan produk pendanaan Griya BSM.
Peran Lembaga Amil Zakat Al-Wasliyah Beramal (LAZ Washal) Dalam Peningkatan Jumlah Muzakki Di Kota Medan Annisari Annisari; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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The urgency of zakat lies in the success or decline of zakat institutions in managing zakat funds. To distribute and distribute zakat from muzakki to mustahik, an official, professional, responsible and trustworthy amil zakat institution is needed, then the role of the function for the institution will be maximized which is have a positive impact on Muslims at a macro level. What remains to be underlined is that the role of the management function of the amil zakat institution has not been maximized, besides the need for guidance in terms of shari'ah and development of zakat and public trust in the administration of zakat. In addition, the tendency of muzakki to channel their zakat funds directly to mustahik causes the mapping of the distribution to be maximally uneven. Besides that, it seems to forget the management function of the amil zakat institution as an official institution in the collection and distribution of zakat. This study aims to answer two main problems, firstly what is the role of LAZ Washal Al-Wasliyah Beramal in attracting prospective muzakki to distribute zakat, infaq and alms to amil zakat institutions. Second, the extent to which the role of LAZ Washal Al-Wasliyah Charity in socializing the amil zakat institution to the public. This study uses descriptive analysis method, with the type of research Field Research (field research) through interviews (interviews), documentation and observation (observations). Urgensi zakat terletak pada keberhasilan atau kemunduran institusi zakat dalam mengelola dana zakat. Dalam proses penyaluran dan pendistribusian dari muzakki ke mustahik diperlukan andil lembaga amil zakat resmi, professional, bertanggungjawab dan amanah, sehingga andil dari lembaga tersebut dinilai maksimal yang nantinya memili dampak positif terhadap umat Islam secara makro. Perihal yang harus digaris bawahi ialah peran fungsi manajemen dari lembaga amil zakat yang dinilai belum maksimal disamping masih diperlukannya bimbingan dari segi syari'ah maupun perkembangan zakat serta kepercayaan masyarakat terhadap penyelenggaraan zakat. Selain itu, kecenderunan muzakki menyalurkan langsung dana zakatnya kepada mustahik menyebabkan pemetaan dalam pendistribusian tidak merata secara maksimal. Daripada itu, seperti melupakan fungsi peranan manajemen dari lembaga amil zakat sebagai lembaga resmi dalam penghimpunan dan pendistribusian zakat. Penelitian ini bertujuan untuk menjawab dua permasalahan utama, pertama sejauh mana peran LAZ Washal Al-Wasliyah Beramal dalam menarik minat calon muzakki untuk menyalurkan zakat, infak dan sedekah ke lembaga amil zakat. Kedua, sejauh mana peran LAZ Washal Al-Wasliyah Beramal dalam mensosialisasikan lembaga amil zakat kepada masyarakat. Penelitian ini menggunakan metode analisis deskriptif, dengan jenis penelitian Field Research (penelitian lapangan) melalui interview (wawancara), dokumentasi dan observasi (pengamatan). Kata Kunci: Amil Zakat, Muzakki, Peran Fungsi, Zakat.
Analisis Pelaksanaan Pembiayaan Multiguna Akad Murabahah PT Bank Sumut KCP Syariah Multatuli Jamisah Ulfa; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Multipupose financing PT Bank Sumut KCPSy Multatuli is the provision of funds for various purposes that are consumptive/investmnet/working capital eith the principle of buying and selling (Murabahah) wichh is intended for employees of one agency that entered into an MOU with PT Bank Sumut UUS. The application of murabahah contracts in multifunctional finance is discussed in this article. This study uses a qualitative method with a descriptive approach, as well as transcripts of data from interviews and supporting materials related to the book in question. Based on the findings of this study, the process of implementing multipurpose financing for a murabaha contract includes the following steps: multipurpose financing application, MOU agreement, financing committee approval, customer account opening, contract signing, approval, and disbursement, all of which are completed individually and collectively. . This study was used by the Bank of North Sumatra KCP Syariah Multatuli.
Analisis Hambatan Penerapan Pembiayaan Mudharabah di PT. BPRS AMANAH INSAN CITA MEDAN Eti Fitriani; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Pembiayaan mudharabah adalah perjanjian dua pihak di mana satu pihak memasok dana dan pihak lain mengelola bisnis, BPRS mendistribusikan 100% uangnya kepada konsumen dalam bentuk kerjasama ini. Makalah ini menjelaskan tentang penggunaan pembiayaan Mudharabah pada PT. BPRS Amanah Insan Cita Medan. Penelitian ini menggunakan teknik pengumpulan data deskriptif dan kualitatif. Satu sumber data menggabungkan sumber primer dan sekunder. Pengumpulan data primer dilakukan dengan cara wawancara dan interogasi nara sumber di divisi Account Officer PT BPR Amanah Insan Cita Medan, serta pengumpulan data dokumentasi dari bagian akuntansi perusahaan.
Perbandingan Efektivitas dalam Sistem Pembayaran Sistem Kliring Nasional Bank Indonesia (SKNBI) dengan Bank Indonesia Real Time Gross Settelment (BI-RTGS) pada PT Bank SUMUT KCP Syariah Simpang Kayu Besar Nur Salsabila Arwan Nasution; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

This research is entitled "Comparison of Effectiveness in the Payment System of the National Clearing System of Bank Indonesia (SKNBI) and Bank Indonesia Real Time Gross Settlement (BI-RTGS) at the Bank of the Sumatran sharia bank Simpang Kayu Besar ". The purpose of this paper is to compare the mechanism of the Bank Indonesia National Clearing System (SKNBI) with Bank Indonesia Real Time Gross Settlement (BI-RTGS) to see the effectiveness of the smooth payment system at the Simpang Kayu Besar Syariah Bank. The type of data used in this paper is primary data obtained through observation and interviews with the bank, namely employees of the bank teller of the Sumatran sharia bank Simpang Kayu Besar, and secondary data obtained by approaching or documenting archives, documents, and records. The data analysis method used in this paper is a qualitative descriptive analysis method. The conclusions that can be drawn from this report are (1) The implementation of these two payment systems has been carried out properly and in accordance with the stipulated provisions or regulations of Bank Indonesia; (2) The payment system through the BI-RTGS mechanism is more effectively used for the smooth running of the payment system at Bank Indonesia Jambi than through the SKNBI mechanism in terms of the implementation mechanism and in terms of the time required for the settlement process because the settlement process is faster, but from in terms of the cost of the payment system through the SKNBI mechanism is more effective than through the BI-RTGS mechanism because the costs are relatively cheap, so that the payment system through this mechanism is more in demand by the public, and; (3) On the integration side, the Bank Indonesia National Clearing System is more effective even though it is carried out at certain times, either by Bank Indonesia itself, banks or through seminars held by universities in Jambi. Meanwhile, BI-RTGS is not yet effective and socialization has not been maximized, either directly or indirectly. So many people do not know the advantages and disadvantages of this payment system.
The Influence of Speakers’ Voice in TOEFL Listening Test Niza Novia; Syamsul Bahri; Nurul Inayah
Research in English and Education Journal Vol 3, No 3 (2018): August 2018
Publisher : Universitas Syiah Kuala

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Abstract

This study is aimed to find out the influence of male and female speaker in Test of English as a foreign language (TOEFL) listening test. In order to attain the needed data in this study, the researcher designed the study under quantitative research approach focused on survey design. The researcher found that the frequency in listening to female speaker in taking Test of English as a foreign language (TOEFL) listening test was higher at the highest score than in listening to male speaker. The results of the study showed that in listening to femalefemale speaker was higher avarge score achieved by the students.However, there were not too far significant differences in both avarage score. In conclusion, students’ score showed that listening to female speaker was easier to be listened by students since the the students got the higher frequency in the highest range score and mean score.
STRATEGI KOMUNIKASI CORPORATE SOCIAL RESPONSIBILITY DALAM MENINGKATKAN CITRA PERUSAHAAN DI PT. CIREBON ELECTRIC POWER nurul inayah; heriyani agustina; khairudin imawan
JURNAL SIGNAL Vol 5, No 1 (2017): JURNAL SIGNAL
Publisher : Universitas Swadaya Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (673.242 KB) | DOI: 10.33603/signal.v5i1.708

Abstract

ABSTRACT Corporate social responsibility or social responsibility has now become an essential part of running a business enterprise. The role of a Public Relations practioners in this case to determine important aspect in the successful delivery of messages to the target audience, the aims of this Research “Communicatio Strategy Corporate Social Responsibility in Improving Corporate Image PT. Cirebon Electric Power” are: (1) To know the communication strategy use to PT. Cirebon Electric Power is currently conductingCorporate Social Responsibility, (2) To know a Public Relations strategy in improving the company’s image, (3) To know the corporate image of PT. Cirebon Electric Power in the public, (4) To know any obtacles encountered in conveying the message. Researcher used qualitative research methods with descriptive approach. Researcher directly to the field, conducting interviews and acting as observers, to get the data and arguments wich are then processed through a qualitative descriptive approach. The research results show that: (1) The communication strategy for implementing Corporate Social Responsibility first PT. Cirebon Electric Power did social mapping, research study and adjust to the propriety of the EIA/ environmental management framework, consultation in the village forum, involving the village and local community leader, (2) Strategic Public Relations is done through a series of activities especially Corporate Social Responsibility, philanthropy and gathering to establish communication tehnuiques used and the use of media as a a means of wider dissemination of information, (3) With a range of CSR activities and corporate strategy which has been very well reseived and get an impression, of course assessment and positive image of the community, (4) communication barrier experienced by PT. Cirebon Electric Power, among the negative perception the public about the impact of a power plant construction. However, these obstacles can be overcome through persuasive approach and program of CSR activities.  Keywords: Communication, Corporate Social Responsibility, Corporate Image
ANALISIS WACANA KRITIS BERITA KASUS KORUPSI JAKSA PINANGKI DALAM MEDIA DARING TEMPO Nurul Inayah
DIALEKTIKA JURNAL PENDIDIKAN BAHASA INDONESIA Vol 2 No 1 (2022): DIALEKTIKA JURNAL PENDIDIKAN BAHASA INDONESIA
Publisher : Universitas Peradaban

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Abstract

The purpose of this study is to critically analyze the news discourse of corruption cases carried out by Prosecutor Pinangki in online media presented by Tempo. This study focused on three aspects of critical discourse analysis, namely, microstructural, mesotructural, and macrostructural how a discourse is produced and consumed. This research is based on Norman Fairclough's critical discourse analysis model using descriptive qualitative research methods. The source of this research is the rubric of news from tempo online media with data in the form of two samples of news rubrics. This study resulted in three points, namely in the point of analysis of textual or textual (micro) produced that these two rubrics use unmitigated language, such as the use of kongkalikong diction, plugs, black notes, culas laws, dagelan, and controversial diction selection on the title. In addition, the mention of the name of the character in the rubric and inconsistent in using the name mentioned. Then the second point, namely discourse practice (meso) analysis, produces that the Tempo news rubric is a rubric of the latest and actual news because it presents news about the government and the state of Indonesia with straightforward and non-long-winded language. Then the third point of sociocultural analysis or sociocultural practice (macro), which consists of three levels (siteional, institutional, and social). At the siteional level it is concerned with how a text is produced in the context of the situation that is happening, at the institutional level rubric writing involves the source as evidence and reinforcement of what is disclosed, and at the social level reporters and editors seek to reveal the facts surrounding the corrupt practices of legal officials. The three levels produce that tempo is in harmony with existing social phenomena.
PENGARUH GOOD CORPORATE GOVERNANCE TERHADAP NILAI PERUSAHAAN DENGAN CORPORATE SOCIAL RESPONBILITY SEBAGAI VARIABEL INTERVENING Risma Musfiyana; Nurul Inayah
JURNAL CAPITAL : Kebijakan Ekonomi, Manajemen dan Akuntansi Vol 4 No 2 (2022): jurnal capital
Publisher : Sekolah Tinggi Ilmu Ekonomi Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33747/capital.v4i2.149

Abstract

Firm value is the investor's perception of the company success which is often associated with stock prices. The purpose of this study is to analyze the effect of GCG on firm value with CSR as the Intervening variable. The population in this study are manufacturing companies in the basic and chemical industry sectors listed on the IDX. The sample was selected using purposive sampling method and find 38 companies that have met the sample criteria. The research data were analyzed using multiple regression methods and path analysis. The results of this study found that Independent Commisioners and Commite Audit does not have any effect on CSR disclosure. CSR have a significant effect on firm value, while Independent Commisioners and Commite Audit has no effect on the firm value. Then CSR is not able to mediate the relationship between GCG on firm value.
Co-Authors ABD. Hadi Saputra Pulungan Abdul Ramadhani, Alya Achirul Nditasari Adib Muhammad Shodiq Adriani Muhlis Anang Achmadi Ani Nur Aeni Anik Malikah Annisari Annisari Arif Rahman Siregar Arifin Fauzi Lubis Aris Noviani Aristo Zaky Zein Siregar Asiatun Maulina Munthe Askur Hamid Nasution Aswita Amir Cheetara Novatriyanti Surya Adi Clarisca Audyta Permata Darmawani . Dedek Joefanny Defi Rahayu Dewi Nur Indah Sari Diana Yusup Dias Novi Widiyanto Diksi Laksmiarti Dilla Haryuanah Dinah Husniah Dinda Dewi Rahma Wijaya Dini Ariani Dwita Fratiwi Eka Putri Kurniasari Eti Fitriani Fadhila Rahma, Tri Inda Faidatus Syiriah Falda Nabila Fauziyah Ferry Sobatnu Fibby Luthfia Hani Widari Harahap, Muhammad Ikhsan Hendrayati Hendrayati Heriyani Agustina Ilham Permana Isna Maulida Isrul Saleh Siregar Jamisah Ulfa Jihat Bimanata khairudin imawan Khairul Faiz Batubara Khairun Nisa Kurnia Yuniarti Laily Fajria Chasanah Laksono Trisnantoro Lestari, Henny Setyo M Kahfi Rahza M. Khairur Rusdhiy Siregar Margareta Rahayuningsih Masduki Asbari Mina Hasin Mohammad Nur Alif muhammad nabil Muhammad Rifky Pratama Muhammad Syahbudi Muhammad Taufik Hidayat MUKHLISHOTUL JANNAH Mustafa Kamal Rokan Mutiara Sari Nabila Khairina Nadia Sarah Nurani Nico Alfiandi Niza Novia Nur Halimah Nur Salsabila Arwan Nasution Nursantri Yanti Nurul Afrianti Nurul Rafiqoh Lubis Obit Dwi Pratama Rabiatul Rahma Siregar Rafika Hayati Dalimunthe Rahmah Sari Lubis Rahmasinar Amin Rejeki Ferniah Rifani Anggraini, Nurul Inayah Rifka A. Safitri Risma Musfiyana Riswanto Rosana Meiliasari Safaruddin Saidah Saidah Sakina, Shania Salman Ritonga Saparuddin Siregar Sarsa Nisa Septi Indah Permata Sari Siska Khoirunnisa Siti Syarifatul Latifah Siti Zakia Khalidah Ma`ruf Sitorus, Siti Sarah Sri Nuriyaty Masdiputri sri sudiarti Sugiyono Saputra Susiana Purwantisari Syamsul Bahri Taufiq Nugraha Tri Inda Fadhila Rahma Triana Surya Pratiwi Tuti Anggraini Umar Sagaf Vanesya Aura Ardity Widia Rahmawati Yenni Samri Juliati Nasution Zuhrinal M. Nawawi