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All Journal Jurnal Ekonomi PRASI: Jurnal Bahasa, Seni, dan Pengajarannya Microbiology Indonesia INTEKNA Studia Economica: Jurnal Ekonomi Islam Register Journal Jurnal Istiqro' Media Gizi Pangan Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan At-Tawassuth: Jurnal Ekonomi Islam Proceedings of the International Conference on Applied Science and Health Al-Kharaj: Journal of Islamic Economic and Business Ilomata International Journal of Management JURNAL CAPITAL : Kebijakan Ekonomi, Manajemen dan Akuntansi Jurnal Ilmu Perbankan dan Keuangan Syariah Ilomata International Journal of Management Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis STIE Anindyaguna Indonesian Journal of Natural Science Education JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Research in English and Education Journal EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Pendidikan Guru Paud Jurnal Signal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Dialektika Jurnal Pendidikan Bahasa Indonesia Optimal: Jurnal Ekonomi dan Manajemen Jurnal Ekonomi, Teknologi dan Bisnis e_Jurnal Ilmiah Riset Akuntansi Literaksi: Jurnal Manajemen Pendidikan Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Syariah Indonesian Health Journal Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Mandalika Literature Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah IIJSE Ekonomi Keuangan Syariah dan Akuntansi Pajak RUBINSTEIN Journal of Biology Education REGISTER JOURNAL Journal of Ekonomics, Finance, and Management Studies
Nurul Inayah
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Pengaruh Penerapan Syariah Compliance Terhadap Kepuasan Nasabah PT. Bank Sumut KCPSy. Hamparan Perak Saidah Saidah; Nurul Inayah
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 2 No. 1 (2024): January : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v2i1.1171

Abstract

In order to capture the attention and interest of customers, sharia banking in Indonesia is developing extremely quickly and becoming more competitive in the delivery of financial services. In order for banks to meet the difficulties of the industrial revolution, they must create and improve methods for figuring out what elements draw in clients and foster customer loyalty. Customer loyalty may be increased through relationship marketing, a positive corporate reputation, and adherence to sharia law. The goal of this study is to ascertain if the satisfaction variable may mediate the effect of compliance on customer loyalty at Bank Sumut KCP Syariah Hamparan Perak as well as the influence of compliance on customer loyalty. Utilizing a quantitative methodology, this investigation. The major information utilized in this study was collected by questionnaires utilizing a measuring scale, namely using a Likert scale. 101 participants made up the sample in this study. According to the findings of the experiments, customer loyalty is positively and insignificantly impacted by relationship marketing variables, company image, and consumer satisfaction, positively and significantly impacted by sharia compliance, and positively and significantly impacted by relationship marketing variables, company image, and sharia compliance. important for ensuring client happiness.
Perlakuan Akuntansi Aset Biologis Berdasarkan PSAK No. 69 Tentang Agrikultur Pada PT. Sinar Halomoan Kab. Padang Lawas Defi Rahayu; Saparuddin Siregar; Nurul Inayah
Jurnal Riset Ekonomi dan Akuntansi Vol. 2 No. 2 (2024): June : JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v2i2.1792

Abstract

This research aims to find out how biological asset accounting is treated (recognition, measurement, disclosure and presentation) at PT. Sinar Halomoan Kab. Padang Lawas. This research uses a qualitative descriptive method, this method is used to view and describe the company's condition systematically. Data collection techniques using observations, interviews and documentation studies, namely annual financial report data for the 2020 period and then analyzing them so that they can provide suggestions for the future. This research was carried out at PT. Sinar Halomoan which is located in Kab. Padang Lawas, North Sumatra. The research period starts from June 2023 - July 2023. Based on the research results, it can be concluded that the Financial Report of PT. Sinar Halomoan is not yet in accordance with PSAK 69 regarding the Measurement, Presentation and Disclosure of Biological Assets, where the company still measures its Biological Assets using Acquisition Price so that PT. Sinar Halomoan has not disclosed profits or losses at the time of initial recognition of its biological assets.
PENGARUH MARKETING SYARIAH DAN RELIGIUSITAS TERHADAP KEPUTUSAN MENABUNG DI USPPS AUSATH BLOKAGUNG TEGALSARI BANYUWANGI Nurul Inayah; Siti Syarifatul Latifah
Jurnal Ekonomi Syariah Darussalam Vol. 5 No. 2 (2024): Agustus 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v5i2.3288

Abstract

The purpose of this study is to analyze the influence of: 1) the Sharia Marketing variable (X1) on the Savings Decision variable (Y), 2) the Religious variable (X2) on the Savings Decision variable (Y), 3) the Sharia Marketing variable (X1) and the Religious variable (X2) on the Savings Decision variable (Y). The results of multiple linear regression analysis show that: 1) the Sharia Marketing variable (X1) has a significant effect on the Savings Decision variable (Y), 2) the Religious variable (X2) does not have a significant effect on the Savings Decision variable (Y), 3) from the results of simultaneous testing on the 2 independent variables (X1 and X2) on the dependent variable (Y) has a significant effect. The conclusion is: 1) the variable of Sharia Marketing at USPPS AUSATH Blokagung can increase the decision to save, because there is an indication that customers and employees are equally concerned in paying attention and looking for alternatives to improve the quality of their savings, 2) Employees cannot prioritize religiosity as a whole because they only work, 3) Simultaneously, customers are related and influence each other, so that they can increase the decision to save.
Pengaruh Brand Awareness, Tingkat Kepercayaan, Transparansi, Akuntabilitas Dan Tingkat Pendapatan Generasi Milenial Terhadap Pembayaran Zakat Melalui Lembaga Baznas Secara Online: (Studi Pada Generasi Milenial Sumatera Utara) Obit Dwi Pratama; Mustafa Kamal Rokan; Nurul Inayah
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 4 No. 1 (2024): CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v4i1.2326

Abstract

The millennial generation is very techno minded, where they interact using gadgets in their daily activities, so they have the potential to become muzakki, especially in online zakat payments. There are several perceptions of the millennial generation in paying zakat online, namely awareness, level of trust, transparency, accountability and income level. The aim of this research is to determine the influence of brand awareness, level of trust, transparency, accountability and level of income on online payments and to determine the most dominant independent variables in online zakat payments. The type of data collected was primary data by distributing questionnaires directly to the millennial generation, totaling 100 respondents. The analysis method used is multiple linear regression analysis and assisted with SPSS 20. The research results show that brand awareness and the level of trust have a positive and significant influence on online zakat payments. Transparency, accountability and income level do not have a positive and insignificant influence on online zakat payments. The most dominant variable influencing online zakat payments is the level of trust.
Pengaruh Pendapatan Premi, Beban Klaim Dan Hasil Underwriting Terhadap Pertumbuhan Laba Pada PT Asuransi Sinar Mas Rahmah Sari Lubis; Fauzi Arif Lubis; Nurul Inayah
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.394

Abstract

Profit growth is the difference between the profits obtained by the company this year and those obtained in the previous quarter or year, whether there was an increase in profits or even vice versa. This increase in profit growth is something that all companies want to achieve. By increasing profits in a company, profits can also increase the value of the company, because profits are very important for the continuity of company operations. Financial reports are one method for measuring the increase in insurance company profits. The aim of this research is to find out how premium income, claims expenses and underwriting results influence PT Asuransi Sinar Mas's ability to increase profits. This research is quantitative in nature and uses a saturated sampling strategy to collect secondary data from financial reports on the Sinar Mas Insurance website. According to the findings from the analysis that has been carried out, premium income and underwriting results seem to show an influence on each variable on profit growth. Meanwhile, claims expenses showed absolutely no impact on profit growth. From the F test table, profit growth is simultaneously influenced by premium income, claims expenses and underwriting results.
Pengaruh E-Trust Dan E-Service Quality Terhadap E-Loyalty Menggunakan Layanan Mobile Banking Bank Syariah Indonesia Dengan Kepuasan Nasabah Sebagai Variabel Intervening : Studi Kasus Mahasiswa FEBI UINSU Tahun 2019 Isrul Saleh Siregar; Yenni Samri Juliati Nasution; Nurul Inayah
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.399

Abstract

This research aims to analyze how E-Trust and E-Service Quality influence E-Loyalty in mobile banking services, as well as the role of customer satisfaction as a variable that mediates the relationship between E-Trust, E-Service Quality, and E-Loyalty. This research was conducted as a case study on FEBI UINSU students in 2019 who used mobile banking services. The research method used was a survey by distributing questionnaires to FEBI UINSU students who had used mobile banking services. The questionnaire contains questions about their perceptions of E-Trust, E-Service Quality, customer satisfaction, and their level of E-Loyalty towards mobile banking services. The collected data is analyzed using relevant statistical techniques, such as regression analysis, path analysis, or other appropriate methods to test the relationship between the variables in this research.
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA PENOLAKAN SUATU KLAIM NASABAH ASURANSI (STUDI KASUS PADA ASURANSI JIWA SYARIAH BUMIPUTERA KANTOR PEMASARAN MEDAN) Dwita Fratiwi; Fauzi Arif Lubis; Nurul Inayah
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1233

Abstract

The purpose of this study is to identify the factors that cause the rejection of customer claims by insurance companies. Insurance is a form of protection or contract between the insured and the insurer when the insured is required to pay premiums or contributions to the insurance company, and the insurer has the full obligation to guarantee payment in the event of unexpected losses in accordance with the agreement that has been made. This research is qualitative research. This study focuses on the causes of claim rejection by insurance companies in Bumiputera Sharia Life Insurance. The results of this study determine that the cause of claim rejection affects the rejection of claims at Bumiputera Sharia Life Insurance.
Analisis Pengaruh Dana Wakaf Produktif Terhadap Perkembangan Usaha Masyarakat Kota Medan Pada Masa Pandemi Covid-19 (Studi Kasus Pada Bwi Sumut) ABD. Hadi Saputra Pulungan; Sri Sudiarti; Nurul Inayah
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 3 No. 2 (2023): Juni : Jurnal Ekonomi dan Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v3i2.1411

Abstract

This study aims to find out how the Effect of Asset Waqf and Cash Waqf on the Development of Community Businesses in Medan City. The type of research used by researchers is quantitative research with an associative approach. The data used is primary data using a data collection tool in the form of a questionnaire or questionnaire with a total sample of 138 people. The data analysis used was multiple linear regression analysis using the SPSS 16.0 application. The results in this study state that asset waqf has a significant influence on business development with a significance value of 0.003. And cash waqf has a significant influence on business development with a significant value of 0.000. The simultaneous F test shows that the variables of asset waqf and cash waqf have a joint effect on business development with a significant value of. The magnitude of the influence of asset waqf and cash waqf on business development in the R Squere test is 59.5%, while the remaining 40.5% is influenced by other variables outside the research.
The Influence Of Digitalization, Bank Specifications, And Macroeconomics On Indonesia’s Bank Performance Kurnia Yuniarti; Nurul Inayah; Fibby Luthfia; Henny Setyo Lestari
Jurnal Ekonomi Vol. 29 No. 2 (2024): July 2024
Publisher : Fakultas Ekonom dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/je.v29i2.2222

Abstract

This research aims to determine and analyse the effect of digitalisation, bank specifications, and macroeconomics on the performance of banks listed on the Indonesia Stock Exchange in the 2018-2022 period. Independent variables in this study include digitalisation, bank size, capital adequacy ratio, loan-to-asset ratio, loan-to-deposit ratio, nonperforming loans, Inflation, and gross domestic product. The dependent variable is financial performance measured using Return on Assets and Return on Equity. To analyse the data, this study uses the Eviews 12 program to analyse multiple linear regression. The study's results indicate that digitalisation, bank size, capital adequacy ratio, and loan-to-deposit ratio positively and significantly affect financial performance. Meanwhile, loan-to-asset ratios and nonperforming loans negatively and significantly affect a bank's financial performance. In contrast, Inflation and gross domestic product do not affect bank financial performance.
Analisis Faktor yang Mempengaruhi Minat Masyarakat Muslim dalam Berwakaf Uang di Kota Medan Sakina, Shania; Yenni Samri Juliati Nasution; Nurul Inayah
Humantech : Jurnal Ilmiah Multidisiplin Indonesia Vol. 1 No. 7 (2022): Humantech : Jurnal Ilmiah Multidisiplin Indonesia
Publisher : Program Studi Akuntansi IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ht.v1i7.1722

Abstract

In Islam there are several forms of institutions that are expected to be able to support socio-economic welfare, one of which is waqf. Waqf is holding property that can be taken advantage of without being destroyed and for permissible use (not prohibited by syara) and is intended to gain the pleasure of Allah SWT. So far, people only know waqf in the form of land and buildings. While waqf in the form of money has not been well socialized. The lack of public understanding and knowledge about cash waqf has resulted in fewer people participating in cash waqf. The purpose of this study was to determine and analyze the influence of attitudes, religiosity and information media on the interest of the Muslim community in cash waqf in the city of Medan. The quantitative research method uses primary data by distributing questionnaires to the Muslim community in the city of Medan, totaling 100 samples. The results of the study can be seen from the R Square value of 57% which means that attitudes, religiosity and information media have an effect of 57% on the interest in cash waqf in the city of Medan, while 43% is influenced by other variables not discussed in this study.
Co-Authors ABD. Hadi Saputra Pulungan Abdul Ramadhani, Alya Achirul Nditasari Adib Muhammad Shodiq Adriani Muhlis Anang Achmadi Ani Nur Aeni Anik Malikah Annisari Annisari Arif Rahman Siregar Arifin Fauzi Lubis Aris Noviani Aristo Zaky Zein Siregar Asiatun Maulina Munthe Askur Hamid Nasution Aswita Amir Cheetara Novatriyanti Surya Adi Clarisca Audyta Permata Darmawani . Dedek Joefanny Defi Rahayu Dewi Nur Indah Sari Diana Yusup Dias Novi Widiyanto Diksi Laksmiarti Dilla Haryuanah Dinah Husniah Dinda Dewi Rahma Wijaya Dini Ariani Dwita Fratiwi Eka Putri Kurniasari Eti Fitriani Fadhila Rahma, Tri Inda Faidatus Syiriah Falda Nabila Fauziyah Ferry Sobatnu Fibby Luthfia Hani Widari Harahap, Muhammad Ikhsan Hendrayati Hendrayati Heriyani Agustina Ilham Permana Isna Maulida Isrul Saleh Siregar Jamisah Ulfa Jihat Bimanata khairudin imawan Khairul Faiz Batubara Khairun Nisa Kurnia Yuniarti Laily Fajria Chasanah Laksono Trisnantoro Lestari, Henny Setyo M Kahfi Rahza M. Khairur Rusdhiy Siregar Margareta Rahayuningsih Masduki Asbari Mina Hasin Mohammad Nur Alif muhammad nabil Muhammad Rifky Pratama Muhammad Syahbudi Muhammad Taufik Hidayat MUKHLISHOTUL JANNAH Mustafa Kamal Rokan Mutiara Sari Nabila Khairina Nadia Sarah Nurani Nico Alfiandi Niza Novia Nur Halimah Nur Salsabila Arwan Nasution Nursantri Yanti Nurul Afrianti Nurul Rafiqoh Lubis Obit Dwi Pratama Rabiatul Rahma Siregar Rafika Hayati Dalimunthe Rahmah Sari Lubis Rahmasinar Amin Rejeki Ferniah Rifani Anggraini, Nurul Inayah Rifka A. Safitri Risma Musfiyana Riswanto Rosana Meiliasari Safaruddin Saidah Saidah Sakina, Shania Salman Ritonga Saparuddin Siregar Sarsa Nisa Septi Indah Permata Sari Siska Khoirunnisa Siti Syarifatul Latifah Siti Zakia Khalidah Ma`ruf Sitorus, Siti Sarah Sri Nuriyaty Masdiputri sri sudiarti Sugiyono Saputra Susiana Purwantisari Syamsul Bahri Taufiq Nugraha Tri Inda Fadhila Rahma Triana Surya Pratiwi Tuti Anggraini Umar Sagaf Vanesya Aura Ardity Widia Rahmawati Yenni Samri Juliati Nasution Zuhrinal M. Nawawi