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All Journal Jurnal Ekonomi PRASI: Jurnal Bahasa, Seni, dan Pengajarannya Microbiology Indonesia INTEKNA Studia Economica: Jurnal Ekonomi Islam Register Journal Jurnal Istiqro' Media Gizi Pangan Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan At-Tawassuth: Jurnal Ekonomi Islam Proceedings of the International Conference on Applied Science and Health Al-Kharaj: Journal of Islamic Economic and Business Ilomata International Journal of Management JURNAL CAPITAL : Kebijakan Ekonomi, Manajemen dan Akuntansi Jurnal Ilmu Perbankan dan Keuangan Syariah Ilomata International Journal of Management Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis STIE Anindyaguna Indonesian Journal of Natural Science Education JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Research in English and Education Journal EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Pendidikan Guru Paud Jurnal Signal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Dialektika Jurnal Pendidikan Bahasa Indonesia Optimal: Jurnal Ekonomi dan Manajemen Jurnal Ekonomi, Teknologi dan Bisnis e_Jurnal Ilmiah Riset Akuntansi Literaksi: Jurnal Manajemen Pendidikan Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Syariah Indonesian Health Journal Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Mandalika Literature Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah IIJSE Ekonomi Keuangan Syariah dan Akuntansi Pajak RUBINSTEIN Journal of Biology Education REGISTER JOURNAL Journal of Ekonomics, Finance, and Management Studies
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Pengaruh Kualitas Produk dan Harga Terhadap Minat Beli Pelanggan di Toko Outdoormu Kota Bima Nurul Inayah; Umar Sagaf; Dinah Husniah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7694

Abstract

This study aims to analyze the effect of product quality and price on consumer purchase intention at outdoorMU Store in Bima City. The background of this research is based on the growing trend of outdoor activities, which drives the expansion of the outdoor gear industry, particularly in Bima, an area with great natural tourism potential. The research employed an associative quantitative approach with purposive sampling involving 68 respondents. Data were collected through questionnaires and analyzed using multiple linear regression with the help of SPSS 25. The results show that both product quality and price have a positive and significant effect on consumers’ purchase intention, both partially and simultaneously. These findings offer strategic implications for store management to continuously improve product quality and set competitive prices to maintain customer loyalty in an increasingly competitive market.
Development of E-Booklet on Ethnobotany-Based Diversity of Living Creatures in Colo Village, Gunung Muria Nurul Inayah; Margareta Rahayuningsih
Journal of Biology Education Vol. 14 No. 1 (2025): April 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The ethnobotany of Colo Village is important local wisdom that should be preserved, including through an e-booklet on the Diversity of Living Organisms. This study analyzes biodiversity based on ethnobotany and evaluates the feasibility and readability of the e-booklet using the Research and Development (R&D) method with the 4D model. The results identify genetic, species, and ecosystem diversity. Genetic diversity is observed in the color variations of paper flowers (Zinnia elegans L.), roses (Rosa hybrida), and ixora flowers (Ixora coccinea L.). Species diversity includes 39 plant species from 28 families, while ecosystem diversity consists of forests, coffee plantations, and residential areas. Validation by material experts shows content feasibility at 77%, presentation 80%, and contextual assessment 77%. Media experts rate graphics at 99% and language at 100%. Teachers from SMAN 1 Mijen Demak assess usefulness at 73%, ease of use and appearance at 84%, and attractiveness at 79%, while SMAN 1 Kudus teachers rate these aspects at 95%, 100%, 100%, and 95%. Student response tests from SMAN 1 Mijen Demak show 83% for usefulness, 81% for ease of use, 83% for appearance, and 80% for attractiveness. SMAN 1 Kudus students rate these aspects at 83%, 86%, 81%, and 78%. Cloze test results show 88% for SMAN 1 Mijen Demak and 94% for SMAN 1 Kudus. The e-booklet is deemed feasible and highly readable.
ANALYSIS OF NONMUSLIM COMMUNITY INTEREST IN USING BANK SYARIAH INDONESIA SAVINGS PRODUCTS IN DELI SERDANG Dedek Joefanny; Nurul Inayah; Nursantri Yanti
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 2 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i2.2715

Abstract

Islamic banks are often assumed to only serve Muslims, when in fact, non-Muslims also show interest in using Islamic banking services such as BSI savings products, to store their funds. This study aims to examine the interest of non-Muslims in BSI savings by focusing on location, product, and promotion factors. Using the accidental sampling method, and using primary and secondary data sources, primary data was collected through interviews with respondents, while secondary data came from the Central Statistics Agency and literature studies. The results of the study show that the three factors such as location, product, and promotion show that the location, product, and promotion factors have a significant effect on the interest of non-Muslims in using BSI savings products, and from the results of the study, it is found that the interest of non-Muslim people is still categorized as low with an indicator of <50% to save at Bank Syariah Indonesia.
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA PENOLAKAN SUATU KLAIM NASABAH ASURANSI (STUDI KASUS PADA ASURANSI JIWA SYARIAH BUMIPUTERA KANTOR PEMASARAN MEDAN) Dwita Fratiwi; Fauzi Arif Lubis; Nurul Inayah
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1233

Abstract

The purpose of this study is to identify the factors that cause the rejection of customer claims by insurance companies. Insurance is a form of protection or contract between the insured and the insurer when the insured is required to pay premiums or contributions to the insurance company, and the insurer has the full obligation to guarantee payment in the event of unexpected losses in accordance with the agreement that has been made. This research is qualitative research. This study focuses on the causes of claim rejection by insurance companies in Bumiputera Sharia Life Insurance. The results of this study determine that the cause of claim rejection affects the rejection of claims at Bumiputera Sharia Life Insurance.
The Influence of Affordability, Service Quality, and Financial Education on Customers' Decisions to Use Savings Products at Sharia Banks in Medan Sitorus, Siti Sarah; Nurul Inayah; Tuti Anggraini
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 3 (2025): : All articles in this issue include authors from 3 countries of origin (Indone
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i3.7602

Abstract

This study aims to determine the description and influence of affordability, service quality, and financial education on customer decisions. The research subjects are the residents of Medan City. The method used is a quantitative approach with a survey method through multiple linear regression analysis. The population in this study is the residents of Medan City, numbering 2,480,000 people, with a purposive sampling technique, resulting in a sample size of 100 people. The results of this study indicate that affordability, service quality, and financial education significantly influence customer decisions. Simultaneously, the results show that affordability, service quality, and financial education simultaneously influence customer decisions, with an influence of 75.1%.
Pengaruh Pengetahuan dan Kemanfaatan Quick Response Code Indonesian Standart (QRIS) Terhadap Penggunaan E-Wallet dikalangan Mahasiswa FEBI UIN Sumatera Utara Nico Alfiandi; Fadhila Rahma, Tri Inda; Nurul Inayah
RUBINSTEIN Vol. 2 No. 2 (2024): RUBINSTEIN: Manfaat Standar Quick Response Code Indonesia (QRIS), Desa Wisata G
Publisher : LP3kM Universitas Buddhi Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/rubin.v2i2.2821

Abstract

Transaksi e-wallet adalah aplikasi atau layanan elektronik yang memfasilitasi transaksi antar pengguna. Di Indonesia, penggunaan dompet elektronik terus meningkat setiap tahun, dipengaruhi oleh berbagai faktor, termasuk jumlah pengguna. Penelitian ini bertujuan mengevaluasi pengaruh pengetahuan dan utilitas QRIS terhadap pengelolaan e-wallet di Universitas FEBI UIN Sumatera Utara. Penelitian ini menggunakan metode kuantitatif dengan pendekatan deskriptif-asosiatif, serta teknik pengumpulan data melalui kuesioner. Sampel terdiri dari 100 mahasiswa. Teknik pengambilan sampel dilakukan dengan menyebarkan kuesioner, dan data diolah menggunakan SPSS versi 26.0. Analisis data dilakukan dengan metode regresi linier. Hasil penelitian menunjukkan bahwa tingkat pengetahuan memiliki pengaruh signifikan terhadap penggunaan e-wallet oleh mahasiswa FEBI Universitas Islam Negeri Sumatera Utara, demikian pula dengan penggunaan QRIS. Di sisi lain, pengetahuan dan keunggulan QRIS berdampak signifikan pada penggunaan e-wallet oleh mahasiswa FEBI UIN Sumatera Utara. Hal ini menunjukkan bahwa semakin baik pemahaman dan pengetahuan tentang QRIS, maka semakin baik pula penggunaan e-wallet oleh mahasiswa. Dengan manfaat dan keunggulan yang dibawa QRIS, pengelolaan e-wallet di kalangan mahasiswa dapat meningkat. Penyebaran informasi dan edukasi mengenai manfaat QRIS dan e-wallet akan sangat membantu dalam membangun pemahaman, sehingga mahasiswa dapat menggunakan layanan ini dengan lebih maksimal. Selain itu, inisiatif ini juga akan meningkatkan inklusi keuangan dan mendorong pertumbuhan ekonomi digital di kalangan generasi muda.
Analysis of Factors Influencing Customer Decisions in Choosing Deposit Products with Mudharabah Contracts at Bprs Al- Wasliyah Medan Dinda Dewi Rahma Wijaya; Nurul Inayah; Muhammad Syahbudi
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.2809

Abstract

This study aims to analyze the influence of promotion , service , and trust on customer decisions in choosing deposit products with mudharabah contracts at BPRS Al- Wasliyah Meldan . The background of this study is based on fluctuations in the number of lending and the nominal mudharabah deposits in the last few years , which indicates the need to identify factors that influence customer decisions . With a population of 128 customers and a sample of 97 people , the number of samples is determined based on the Slovin formula with a Margin of Error of 5%. Clearly , the selected data is primary data with a Likert scale questionnaire data collection methods . The data were analyzed using validity , reliability , classical assumption test , multiple linear regression , and hypothesis test (t- test) and F -test ). The results of the study showed that partially the trust variable had a significant effect on customer decisions , while promotion and service did not have a significant effect . However , simultaneously , the three variables had an effect on customer decisions . The value of the correlation coefficient (R²) of 0.219 showed that 21.9% of the variation in customer decisions could be explained by the three independent variables . These findings highlights the importance of building and maintenance customer trust , as various factors influence the decision to choose mudharabah deposits at BPRS Al- Wasliyah Meldan 
APPLICATION OF GREEN ACCOUNTING AS A STRATEGY TO IMPROVE PROFITABILITY IN BLACK PEARL CHARCOAL MSMES Dini Ariani; Nurul Inayah; Yenni Samri Juliati Nasution
International Journal of Cultural and Social Science Vol. 6 No. 4 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i4.1199

Abstract

This study aims to examine the implementation of green accounting as a strategy to increase profitability in Arang Mutiara Hitam, a micro-enterprise engaged in coconut shell charcoal production. The research uses a descriptive qualitative method with data collected through interviews, observation, and documentation. The findings indicate that the business owner has practiced environmental and social responsibility by providing compensation to surrounding communities, yet environmental costs have not been systematically recorded in financial reports. As a result, recurring environmental expenditures are not identified as factors affecting business profit, making it difficult for the owner to conduct comprehensive financial evaluations. These findings highlight the importance of green accounting to improve transparency, cost efficiency, and long-term profitability. The study also supports existing theories and prior research asserting that environmental accounting promotes sustainability and strengthens the financial performance of micro-enterprises.
Co-Authors ABD. Hadi Saputra Pulungan Abdul Ramadhani, Alya Achirul Nditasari Adib Muhammad Shodiq Adriani Muhlis Anang Achmadi Ani Nur Aeni Anik Malikah Annisari Annisari Arif Rahman Siregar Arifin Fauzi Lubis Aris Noviani Aristo Zaky Zein Siregar Asiatun Maulina Munthe Askur Hamid Nasution Aswita Amir Cheetara Novatriyanti Surya Adi Clarisca Audyta Permata Darmawani . Dedek Joefanny Defi Rahayu Dewi Nur Indah Sari Diana Yusup Dias Novi Widiyanto Diksi Laksmiarti Dilla Haryuanah Dinah Husniah Dinda Dewi Rahma Wijaya Dini Ariani Dwita Fratiwi Eka Putri Kurniasari Eti Fitriani Fadhila Rahma, Tri Inda Faidatus Syiriah Falda Nabila Fauziyah Ferry Sobatnu Fibby Luthfia Hani Widari Harahap, Muhammad Ikhsan Hendrayati Hendrayati Heriyani Agustina Ilham Permana Isna Maulida Isrul Saleh Siregar Jamisah Ulfa Jihat Bimanata khairudin imawan Khairul Faiz Batubara Khairun Nisa Kurnia Yuniarti Laily Fajria Chasanah Laksono Trisnantoro Lestari, Henny Setyo M Kahfi Rahza M. Khairur Rusdhiy Siregar Margareta Rahayuningsih Masduki Asbari Mina Hasin Mohammad Nur Alif muhammad nabil Muhammad Rifky Pratama Muhammad Syahbudi Muhammad Taufik Hidayat MUKHLISHOTUL JANNAH Mustafa Kamal Rokan Mutiara Sari Nabila Khairina Nadia Sarah Nurani Nico Alfiandi Niza Novia Nur Halimah Nur Salsabila Arwan Nasution Nursantri Yanti Nurul Afrianti Nurul Rafiqoh Lubis Obit Dwi Pratama Rabiatul Rahma Siregar Rafika Hayati Dalimunthe Rahmah Sari Lubis Rahmasinar Amin Rejeki Ferniah Rifani Anggraini, Nurul Inayah Rifka A. Safitri Risma Musfiyana Riswanto Rosana Meiliasari Safaruddin Saidah Saidah Sakina, Shania Salman Ritonga Saparuddin Siregar Sarsa Nisa Septi Indah Permata Sari Siska Khoirunnisa Siti Syarifatul Latifah Siti Zakia Khalidah Ma`ruf Sitorus, Siti Sarah Sri Nuriyaty Masdiputri sri sudiarti Sugiyono Saputra Susiana Purwantisari Syamsul Bahri Taufiq Nugraha Tri Inda Fadhila Rahma Triana Surya Pratiwi Tuti Anggraini Umar Sagaf Vanesya Aura Ardity Widia Rahmawati Yenni Samri Juliati Nasution Zuhrinal M. Nawawi