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All Journal Jurnal Ekonomi PRASI: Jurnal Bahasa, Seni, dan Pengajarannya Microbiology Indonesia INTEKNA Studia Economica: Jurnal Ekonomi Islam Register Journal Jurnal Istiqro' Media Gizi Pangan Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Owner : Riset dan Jurnal Akuntansi At-Tawassuth: Jurnal Ekonomi Islam Proceedings of the International Conference on Applied Science and Health Al-Kharaj: Journal of Islamic Economic and Business JURNAL CAPITAL : Kebijakan Ekonomi, Manajemen dan Akuntansi Jurnal Ilmu Perbankan dan Keuangan Syariah Ilomata International Journal of Management Anindyaguna Ekonobisnis : Jurnal Ekonomi dan Bisnis STIE Anindyaguna Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Indonesian Journal of Natural Science Education JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Humantech : Jurnal Ilmiah Multidisiplin Indonesia INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Research in English and Education Journal EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Multidisiplin Madani (MUDIMA) Jurnal Manajemen Jurnal Riset Pendidikan Guru Paud Jurnal Signal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Dedikasi: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi, Teknologi dan Bisnis e_Jurnal Ilmiah Riset Akuntansi Paradoks : Jurnal Ilmu Ekonomi Literaksi: Jurnal Manajemen Pendidikan Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Syariah Manajemen Kreatif Jurnal Indonesian Health Journal Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Mandalika Literature Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak RUBINSTEIN Journal of Biology Education REGISTER JOURNAL Journal of Ekonomics, Finance, and Management Studies Pijar Pelita: Journal of Early Childhood Education and Early Childhood Islamic Education AKSIOMA ABDISUCI: Jurnal Pengabdian dan Pemberdayaan Masyarakat Cendekia: Jurnal Pengabdian Masyarakat
Nurul Inayah
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Students’ Perceptions toward a Conversational Class Taught By Foreigner Counterpart Nurul Inayah
Register Journal Vol 6, No 1 (2013): REGISTER
Publisher : UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/rgt.v6i1.77-100

Abstract

This research is aimed at knowing what the students‘ perception of having taught by foreigner counterpart (native speaker of English) in a conversational class. Besides elaborating the students‘ perception which affects how they act and behave during the teaching and learning process, this research also wants to explore the students‘ difficulties and strategies in facing the foreigner‘s class. Then, the students‘ expectation of an ideal conversational class is also important to be investigated in order to conduct a better one in the future. Since this research explores the students‘ perception which come from the students‘ experience, qualitative approach is considered as an appropriate research design. Then the result of this research is presented descriptively in order to reveal the students‘ perception comprehensively. The findings of this research show that most of the students give high appreciation with the presence of foreigner. In fact, the personality of the foreigner as a teacher is also very important to be highlighted since it gives significant influence on students‘ perception. The personality and skill in classroom management become reasons for the other students who do not like the foreigner. Then, the cross cultural understanding and the ability to communicate in English is the students‘ main difficulty that hinders their teaching and learning process. Keywords: perception; conversational class; Foreign conterparts 
Analysis of Micro, Small And Medium Enterprises Perception of Financing Channeled by Sharia Peer-to-Peer Lending Abdul Ramadhani, Alya; Muhammad Ikhsan Harahap; Nurul Inayah
Ilomata International Journal of Management Vol. 6 No. 2 (2025): April 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i2.1565

Abstract

This research aims to research and analyze MSME perceptions of financing distributed by Peer To Peer Lending Sharia Lending in Medan City. This research uses a qualitative approach method using primary data through interviews and secondary data obtained from statistical data issued by the Financial Services Authority and Bank Indonesia as well as through literature analysis. The results of this research show that people who carry out sharia fintech financing mostly understand the financing carried out in Sharia Fintech Peer to Peer Lending starting from the product, mechanism and sharia compliance in Peer To Peer Lending Sharia Lending.
Perilaku Tantrum pada Anak Usia 4-6 Tahun Nurul Inayah; Nurul Afrianti
Jurnal Riset Pendidikan Guru Paud Volume 4, No. 2, Desember 2024, Jurnal Riset Pendidikan Guru Paud (JRPGP)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrpgp.v4i2.5100

Abstract

Abstrak. Tantrum pada anak usia 4-6 tahun merupakan fenomena umum dan kerap membuat khawatir para pendidik dan orang tua. Tantrum dapat diartikan sebagai ledakan emosi yang ditandai dengan membentak, menangis, atau perilaku agresif yang biasanya terjadi ketika anak merasa frustasi atau tidak mendapatkan apa yang diinginkannya. Penelitian ini bertujuan untuk mengetahui penyebab frekuensi dan dampak kemarahan pada anak di RA Al-Istikomah. Desa Bojong, Kabupaten Bandung Barat. Melalui pendekatan kualitatif dan pengumpulan data melalui observasi dan wawancara, penelitian ini menemukan bahwa faktor lingkungan, komunikasi dan perkembangan emosi anak berkontribusi signifikan terhadap perilaku marah. Upaya guru dalam mengelola amarah anak antara lain dengan menghindari faktor pemicu amarah dan mengalihkan perhatian anak, memberikan sentuhan-sentuhan lembut seperti pelukan hangat dan berbicara dengan suara tenang. Berikan instruksi yang sederhana dan jelas untuk menenangkan anak yang mengamuk, puji dan berikan penghargaan kepada anak bila ia menunjukkan perilaku yang baik dan melakukan kegiatan yang menyenangkan. Hasil penelitian ini diharapkan dapat membantu orang tua dan pendidik dalam mengelola perilaku marah dengan lebih baik. Abstract.Tantrums in children aged 4-6 years are a common phenomenon and often worry educators and parents. Tantrums can be interpreted as emotional outbursts characterized by yelling, crying, or aggressive behavior that usually occurs when a child feels frustrated or doesn't get what he wants. This study aims to find out the causes of the frequency and impact of anger on children in RA Al-Istikomah. Bojong Village, West Bandung Regency. Through a qualitative approach and data collection through observation and interviews, this study found that environmental factors, communication and emotional development of children contribute significantly to anger behavior. Teachers' efforts in managing children's anger include avoiding factors that trigger anger and distracting children, giving gentle touches such as warm hugs and talking in a calm voice. Give simple and clear instructions to calm the child who is angry, praise and reward the child if he shows good behavior and does fun activities. The results of this study are expected to help parents and educators in managing angry behavior better.
Analisis Akuntansi Istishna : Teori, Aplikasi, dan Pengaruh terhadap Laporan Keuangan Syariah Nurul Inayah; Faidatus Syiriah; Siti Zakia Khalidah Ma`ruf; Falda Nabila Fauziyah; Mukhlishotul Jannah
Ekonomi Keuangan Syariah dan Akuntansi Pajak Vol. 2 No. 1 (2025): Ekonomi Keuangan Syariah dan Akuntansi Pajak (EKSAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/eksap.v2i1.745

Abstract

Istishna accounting holds a crucial position in Islamic financial practices as it ensures fairness, transparency, and compliance with Sharia principles in recognizing and measuring costs. Istishna, a unique contract for producing goods based on specific orders, emphasizes the prohibition of uncertainty (gharar) and speculation (maysir), aligning financial activities with ethical and moral values. This article delves into the theoretical foundations of istishna accounting, analyzes its implementation in Islamic financial institutions, and evaluates its impact on financial reporting standards. By integrating Sharia principles with modern financial systems, the study highlights how Islamic financial institutions can maintain accountability and integrity while fostering trust among stakeholders. Furthermore, the article discusses challenges such as adapting to dynamic regulatory changes and balancing business needs with Sharia compliance. This research offers practical recommendations to enhance the credibility and relevance of Islamic financial statements, ensuring their alignment with global economic demands while upholding ethical standards.
Analisis Status Bankable Pada Permohonan Pembiayaan KPR iB Syariah Tapak di PT Bank Sumut Kantor Cabang Pembantu Syariah HM. Joni Hani Widari; Nurul Inayah
Journal of Mandalika Literature Vol. 5 No. 4 (2024)
Publisher : Institut Penelitian dan Pengembangan Mandalika (IP2MI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/jml.v5i4.3581

Abstract

Penelitian ini bertujuan untuk mengevaluasi faktor-faktor yang memengaruhi keputusan PT Bank Sumut Kantor Cabang Pembantu Syariah HM Joni dalam menilai kelayakan pemohon sebagai debitur potensial dalam permohonan pembiayaan KPR iB Syariah Tapak. Metode penelitian yang digunakan adalah studi kasus dengan pendekatan kualitatif, menggunakan data sekunder berupa dokumen permohonan pembiayaan. Analisis dilakukan terhadap kemampuan keuangan pemohon, kelayakan jaminan, dan risiko pembiayaan yang terkait, dengan harapan hasilnya dapat meningkatkan proses evaluasi dan efisiensi operasional PT Bank Sumut Kantor Cabang Pembantu Syariah HM Joni dalam penyaluran pembiayaan. Temuan dari penelitian ini diharapkan dapat memberikan kontribusi dalam mengurangi risiko kredit serta menjadi referensi bagi peneliti dan praktisi di bidang perbankan syariah.
Implementasi Good Corporate Governance Pada Bank Syariah Nabila Khairina; Nurul Inayah
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 3 No. 3 (2023): NOVEMBER : JURNAL ILMU MANAJEMEN, EKONOMI DAN KEWIRAUSAHAAN
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v3i3.2466

Abstract

This study aims to analyze the implementation of GCG principles in the Bank Syariah. GCG is a crucial field in the banking world for transparency, accountability, and compliance with regulations. The research uses data collection, and observation to provide better understanding of how BankSyariah has implemented GCG principles.  
Development of E-Booklet on Ethnobotany-Based Diversity of Living Creatures in Colo Village, Gunung Muria Nurul Inayah; Margareta Rahayuningsih
Journal of Biology Education Vol. 14 No. 1 (2025): April 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The ethnobotany of Colo Village is important local wisdom that should be preserved, including through an e-booklet on the Diversity of Living Organisms. This study analyzes biodiversity based on ethnobotany and evaluates the feasibility and readability of the e-booklet using the Research and Development (R&D) method with the 4D model. The results identify genetic, species, and ecosystem diversity. Genetic diversity is observed in the color variations of paper flowers (Zinnia elegans L.), roses (Rosa hybrida), and ixora flowers (Ixora coccinea L.). Species diversity includes 39 plant species from 28 families, while ecosystem diversity consists of forests, coffee plantations, and residential areas. Validation by material experts shows content feasibility at 77%, presentation 80%, and contextual assessment 77%. Media experts rate graphics at 99% and language at 100%. Teachers from SMAN 1 Mijen Demak assess usefulness at 73%, ease of use and appearance at 84%, and attractiveness at 79%, while SMAN 1 Kudus teachers rate these aspects at 95%, 100%, 100%, and 95%. Student response tests from SMAN 1 Mijen Demak show 83% for usefulness, 81% for ease of use, 83% for appearance, and 80% for attractiveness. SMAN 1 Kudus students rate these aspects at 83%, 86%, 81%, and 78%. Cloze test results show 88% for SMAN 1 Mijen Demak and 94% for SMAN 1 Kudus. The e-booklet is deemed feasible and highly readable.
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA PENOLAKAN SUATU KLAIM NASABAH ASURANSI (STUDI KASUS PADA ASURANSI JIWA SYARIAH BUMIPUTERA KANTOR PEMASARAN MEDAN) Dwita Fratiwi; Fauzi Arif Lubis; Nurul Inayah
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1233

Abstract

The purpose of this study is to identify the factors that cause the rejection of customer claims by insurance companies. Insurance is a form of protection or contract between the insured and the insurer when the insured is required to pay premiums or contributions to the insurance company, and the insurer has the full obligation to guarantee payment in the event of unexpected losses in accordance with the agreement that has been made. This research is qualitative research. This study focuses on the causes of claim rejection by insurance companies in Bumiputera Sharia Life Insurance. The results of this study determine that the cause of claim rejection affects the rejection of claims at Bumiputera Sharia Life Insurance.
The Influence of Affordability, Service Quality, and Financial Education on Customers' Decisions to Use Savings Products at Sharia Banks in Medan Sitorus, Siti Sarah; Nurul Inayah; Tuti Anggraini
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 3 (2025): : All articles in this issue include authors from 3 countries of origin (Indone
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i3.7602

Abstract

This study aims to determine the description and influence of affordability, service quality, and financial education on customer decisions. The research subjects are the residents of Medan City. The method used is a quantitative approach with a survey method through multiple linear regression analysis. The population in this study is the residents of Medan City, numbering 2,480,000 people, with a purposive sampling technique, resulting in a sample size of 100 people. The results of this study indicate that affordability, service quality, and financial education significantly influence customer decisions. Simultaneously, the results show that affordability, service quality, and financial education simultaneously influence customer decisions, with an influence of 75.1%.
Pengaruh Pengetahuan dan Kemanfaatan Quick Response Code Indonesian Standart (QRIS) Terhadap Penggunaan E-Wallet dikalangan Mahasiswa FEBI UIN Sumatera Utara Nico Alfiandi; Fadhila Rahma, Tri Inda; Nurul Inayah
RUBINSTEIN Vol. 2 No. 2 (2024): RUBINSTEIN (juRnal mUltidisiplin BIsNis Sains TEknologI & humaNiora)
Publisher : LP3kM Buddhi Dharma University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/rubin.v2i2.2821

Abstract

Transaksi e-wallet adalah aplikasi atau layanan elektronik yang memfasilitasi transaksi antar pengguna. Di Indonesia, penggunaan dompet elektronik terus meningkat setiap tahun, dipengaruhi oleh berbagai faktor, termasuk jumlah pengguna. Penelitian ini bertujuan mengevaluasi pengaruh pengetahuan dan utilitas QRIS terhadap pengelolaan e-wallet di Universitas FEBI UIN Sumatera Utara. Penelitian ini menggunakan metode kuantitatif dengan pendekatan deskriptif-asosiatif, serta teknik pengumpulan data melalui kuesioner. Sampel terdiri dari 100 mahasiswa. Teknik pengambilan sampel dilakukan dengan menyebarkan kuesioner, dan data diolah menggunakan SPSS versi 26.0. Analisis data dilakukan dengan metode regresi linier. Hasil penelitian menunjukkan bahwa tingkat pengetahuan memiliki pengaruh signifikan terhadap penggunaan e-wallet oleh mahasiswa FEBI Universitas Islam Negeri Sumatera Utara, demikian pula dengan penggunaan QRIS. Di sisi lain, pengetahuan dan keunggulan QRIS berdampak signifikan pada penggunaan e-wallet oleh mahasiswa FEBI UIN Sumatera Utara. Hal ini menunjukkan bahwa semakin baik pemahaman dan pengetahuan tentang QRIS, maka semakin baik pula penggunaan e-wallet oleh mahasiswa. Dengan manfaat dan keunggulan yang dibawa QRIS, pengelolaan e-wallet di kalangan mahasiswa dapat meningkat. Penyebaran informasi dan edukasi mengenai manfaat QRIS dan e-wallet akan sangat membantu dalam membangun pemahaman, sehingga mahasiswa dapat menggunakan layanan ini dengan lebih maksimal. Selain itu, inisiatif ini juga akan meningkatkan inklusi keuangan dan mendorong pertumbuhan ekonomi digital di kalangan generasi muda.
Co-Authors ABD. Hadi Saputra Pulungan Abdul Ramadhani, Alya Achirul Nditasari Adib Muhammad Shodiq Adriani Muhlis Aisyah Anang Achmadi Ani Nur Aeni Anik Malikah Annas, Muhamad Annisari Annisari Arif Rahman Siregar Arifin Fauzi Lubis Aris Noviani Aristo Zaky Zein Siregar Ashar Asiatun Maulina Munthe Askur Hamid Nasution Aswita Amir Aula Salsabila Azuwan, Devri Cheetara Novatriyanti Surya Adi Clarisca Audyta Permata Cut Diah Syavira Daniel Happy Putra Darmawani . Defi Rahayu Dewi Nur Indah Sari Diana Yusup Dias Novi Widiyanto Diksi Laksmiarti Dilla Haryuanah Dinah Husniah Dinda Dewi Rahma Wijaya Dini Ariani Dwita Fratiwi Eka Putri Kurniasari Eti Fitriani Fadhila Rahma, Tri Inda Faidatus Syiriah Falda Nabila Fauziyah Ferry Sobatnu Fibby Luthfia Hani Widari Harahap, Muhammad Ikhsan Hendrayati Hendrayati Heriyani Agustina Ilham Nur Kholiq Ilham Permana Isna Maulida Isrul Saleh Siregar Jamisah Ulfa Jihat Bimanata Kamilah K Kamilah, K khairudin imawan Khairul Faiz Batubara Khairun Nisa Kristiani Kristiani Kurnia Yuniarti Kusmilawaty Laily Fajria Chasanah Laksono Trisnantoro Lestari, Henny Setyo Luthfia Sabrina M Kahfi Rahza M. Khairur Rusdhiy Siregar Margareta Rahayuningsih Masduki Asbari Mina Hasin Mohammad Nur Alif Morina Sari Simamora Muh. Hasbi Muhamad Annas muhammad nabil Muhammad Rifky Pratama Muhammad Syahbudi Muhammad Taufik Hidayat MUKHLISHOTUL JANNAH Mustafa Kamal Rokan Mutiara Sari Nabila Khairina Nadia Sarah Nurani Nico Alfiandi Niza Novia Nur Halimah Nur Hasyim Maulidah Nur Salsabila Arwan Nasution Nurlaila Nurlaila Nurul Afrianti Nurul Rafiqoh Lubis Obit Dwi Pratama Rabiatul Rahma Siregar Rafika Hayati Dalimunthe Rahmah Sari Lubis Rahmasinar Amin Rejeki Ferniah Rifani Anggraini, Nurul Inayah Rifka A. Safitri Risky Sobari Risma Musfiyana Riswanto Robi'atul Andawiyah Rosana Meiliasari Safaruddin Sagaf, Umar Saidah Saidah Sakina, Shania Salman Ritonga Saparuddin Siregar Sarsa Nisa Septi Indah Permata Sari Siska Khoirunnisa Siti Nurhalisah Siti Syarifatul Latifah Siti Zakia Khalidah Ma`ruf Sitorus, Siti Sarah Sri Nuriyaty Masdiputri sri sudiarti Sugiyono Saputra Susiana Purwantisari Syamsul Bahri Taufiq Nugraha Tri Inda Fadhila Rahma Triana Surya Pratiwi Tuti Anggraini Vanesya Aura Ardity Widia Rahmawati Yenni Samri Juliati Nasution Zuhrinal M. Nawawi