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All Journal Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam Inklusif: Jurnal Pengkajian Penelitian Syariah dan Ilmu Hukum Pembaharuan Hukum International Journal of Law Reconstruction Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam JURNAL EDUCATION AND DEVELOPMENT Jurnal Ilmiah Galuh Justisi Pena Justisia: Media Komunikasi dan Kajian Hukum Hukum Responsif : Jurnal Ilmiah Fakultas Hukum Universitas Swadaya Gunung Jati Cirebon Al-Muamalat : Jurnal Ekonomi Syariah JAB (Jurnal Akuntansi dan Bisnis) Al-Manahij : Jurnal Kajian Hukum Islam Journal of Applied Islamic Economics and Finance Legal Protection for the Partnership Agreement Parties Al Hurriyah : Jurnal Hukum Islam Al Barakat: Jurnal Kajian Hukum Ekonomi Syariah Tatar Pasundan: Jurnal Diklat Keagamaan Amal: Jurnal Ekonomi Syariah Strata Law Review Journal of Law and Social Politics SASI Jurnal Manajemen dan Administrasi Antartika International Journal of Social Discussion Unifikasi : Jurnal Ilmu Hukum Journal of Sharia Tourism and Hospitality Cirebon International Journal of Economics and Business
Sukardi, Didi
Institut Agama Islam Negeri Syekh Nurjati Cirebon
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : JAB (Jurnal Akuntansi dan Bisnis)

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PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF PENGGUNA SHOPEE PAYLATER PADA GENERASI Z (STUDI KASUS PADA MAHASISWA FEBI IAIN SYEKH NURJATI CIREBON)) Khaerunisa, Risma; Fanther, Refaldo; Sukardi, Didi
Jurnal Akuntansi dan Bisnis Vol 10, No 01 (2024): Edisi Juni 2024
Publisher : Universitas YPPI Rembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47686/jab.v10i01.678

Abstract

The aim of this research is to determine: 1) the influence of financial literacy on the consumptive behavior of Shopee paylater users. 2) the influence of lifestyle on the consumptive behavior of Shopee paylater users. 3) the influence of financial literacy and lifestyle on the consumer behavior of Shopee paylater users. This research uses quantitative research methods with a survey approach and uses primary data sources through questionnaires. The sampling technique used purposive sampling with a total of 97 respondents obtained using the Slovin formula. Data were collected using a questionnaire via a Google form which was distributed to respondents online. Data were analyzed using the SPSS 23.0 program. which analyzes research instrument tests, classical assumption tests, multiple linear regression analysis tests, and hypothesis tests. The findings from this research show that: 1) there is a negative and significant influence between financial literacy and the consumptive behavior of Shopee paylater users. 2) there is a positive and significant influence of lifestyle on the consumer behavior of Shopee paylater users. 3) there is a positive and significant influence of financial literacy and lifestyle together or simultaneously on the consumptive behavior of Shopee paylater users.
Co-Authors Abdul Fatakh, Abdul Achmad Otong Busthomi Afif Muamar Afif Muamar Afiqoh Agustin Agus Abikusna Andriyani, Yani Arfa, Dhita Ulviera Aza Nur Fitriyani Prihatin Dedi Slamet, Mamat Dewi Fatmasari Diana Djuwita, Diana Dinningthias, Desih Edy Setiawan Edy Setyawan Eef Saefulloh Esti Royani, Esti Fanther, Refaldo Fatin Hamamah Fatin Hamamah, Fatin Hafizd, Jefik Hafizd, Jefik Zulfikar Hafni Khairunnisa Harahap, Viviyen Jensifa Hifny Faqih Huda, Muhammad Chairul Ima Sri Fatmawati Khaerunisa, Risma khairunnisa, hafni Kosim . Kosim Kosim Kosim, Kosim Kulkarni, Shirin Lailiyah Lailiyah Layaman Layaman, Layaman Lia Nur Alifah Mukharom, Mukharom Nandito, Moh. Nurkhaerani, Ema Nurlaeli, Halifah Pabiangan, Netty Pangestu, Muhammad Feby Ridho Perdana, Cinta Putu Prayoga, Made Tubagus Prihatin, Aza Nur Fitriyani Putri, Zelanti Deviana Rani Sri Imayati Rahayu Ravindran, Kirutikha Rina Rina Rizki Hasbianur, Romy Sarah Lutfiani Setiawan, Fajar Faturrachman Shadikin, Akhmad Shidqiya, Raida Hanifi Slamet Firdaus Sobirov, Babur Suci Maesaroh Sudrajat, Vickry Maulanna Sugianto Sugianto Ubaidillah . Ulfah, Mariyah Vasavvi Acharjya Vina Gunawan Wardah Nuroniyah Wasman Wasman, Wasman