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INTENTION TO USE DIGITAL PAYMENT DURING THE COVID-19 PANDEMIC IN THE RURAL AREA Sutresna, I Kadek; Safira, Nabila; Kartono, Rano
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 7 No 3 (2023): Edisi September - Desember 2023
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v7i3.3218

Abstract

A cashless society and technical progress are now more widely accepted. The widespread covid-19 epidemic, which coincided with the creation of formal financial services globally, has significantly increased digital payment. Even in a pandemic, the use of digital payment may be discovered to be different if segregated by geography. There is a significant disparity in financial inclusion between urban and rural areas. This study will look at people's intentions to use digital payment during the covid-19 pandemic. This research will continue to learn about the intention to utilize digital payment in rural communities in West Java, Indonesia. This study is based on quantitative data. The survey was carried out using online questionnaires. The information was gathered from 225 digital payment consumers in rural West Java, Indonesia. SEM-PLS is used in this study. Statistical analysis software that works with SMART-PLS4. Our findings reveal that users in rural areas prefer digital payments due to performance expectations and social influence. People in rural areas do not use digital payments for health reasons, such as fears of contracting covid-19, as reflected by perceived severity and susceptibility.
PEMBERDAYAAN MASYARAKAT DALAM MEMBANGUN JARINGAN SOSIAL MELALUI PROGRAM PENANAMAN POHON DI LINGKUNGAN MASYARAKAT DESA RONGGUR NIHUTA KABUPATEN SAMOSIR Ekomila, Sulian; Malau, Waston; Supsiloani, Supsiloani; Naibaho, Zanrison; Sihombing, Natalia; Safira, Nabila
Jurnal Abdi Inovatif : Pengabdian kepada Masyarakat Vol. 2 No. 2 (2023): Jurnal Abdi Inovatif : Pengabdian kepada Masyarakat
Publisher : Universitas Nusa Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31938/jai.v2i2.458

Abstract

The people of Ronggur Nihuta village often experience drought, which causes the soil structure to become barren and the number of trees decrease significantly. It is due to land or forest degradation in the Ronggur Nihuta Village area. These problems form the basis for implementing a community service program based on research results by a team of lecturers and students from the Anthropology Education Study Program, at Medan State University. The method of service activities is carried out by socializing and assisting in tree planting and educating the public on the importance of tree planting. Tree seeds planted include red shoots (Syzygium oleana), mahogany (Swietenia macrophylla), laban/anti-api (Vitex pinnata), and suren/surian (Toona ciliata). The activity results in the formation of village community empowerment through social networks in collaborative activities between academics and the community. Tree planting activities are a form of action to improve and anticipate land and forest degradation in the Ronggur Nihuta village area to preserve the local community's economic, social, and cultural life. The impact of activities can be seen in the preservation of nature with the growth of lush trees to support the ecological resilience of the region. Keywords: Social Networking, Empowerment, Tree Planting Abstrak Masyarakat Desa Ronggur Nihuta sering mengalami kekeringan yang mempengaruhi struktur tanah menjadi gersang dan berkurangnya jumlah pepohonan secara signifikan. Hal ini dikarenakan terjadinya degradasi lahan (land degradation) atau degaradasi hutan di wilayah Desa Ronggur Nihuta. Permasalahan tersebut menjadikan dasar pelaksanaan program pengabdian kepada masyarakat yang berbasis hasil penelitian oleh tim dosen dan mahasiswa Program Studi Pendidikan Antropologi, Universitas Negeri Medan. Metode kegiatan pengabdian dilakukan dengan sosialisasi dan pendampingan penanaman pohon serta mengedukasi masyarakat pentingnya penanaman pohon. Bibit pohon yang ditanam antara lain pucuk merah (Syzygium oleana), mahoni (Swietenia macrophylla), laban/anti api (Vitex pinnata), dan suren/surian (Toona ciliata). Hasil kegiatan yaitu terbentuknya pemberdayaan masyarakat desa melalui jaringan sosial dalam kegiatan kerja sama antara akademisi dengan masyarakat. Kegiatan penanaman pohon merupakan salah satu bentuk tindakan dalam memperbaiki dan mengantisispasi degradasi lahan dan hutan di wilayah Desa Ronggur Nihuta, untuk kelestarian kehidupan ekonomi, sosial dan budaya masyarakat setempat. Dampak kegiatan tampak dari terjaganya kelestarian alam dengan tumbuhnya pepohonan yang subur untuk mendukung ketahanan ekologis wilayah. Kata Kunci: Jaringan Sosial, Pemberdayaan, Penanaman Pohon
Liminality in Women and Men After Love-bombing on Social Media Safira, Nabila; Rosramadhana, Rosramadhana
QISTINA: Jurnal Multidisiplin Indonesia Vol 3, No 2 (2024): December 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v3i2.3811

Abstract

This study aims to uncover the phenomenon of love-bombing and how it triggers liminality in victims, as well as analyze the love-bombing process experienced by men and women on social media. This study also explores the differences in psychological impacts after love-bombing on both genders, especially among teenagers and young adults in the context of Indonesian urban culture. The method used is qualitative with a virtual ethnography approach, which allows the author to understand cultural phenomena in online spaces, especially on platforms such as WhatsApp and TikTok. Data collection techniques include participant observation, in-depth interviews, literature studies, and digital data archiving. The results of the study show that victims of love-bombing, both men and women, receive excessive attention from the perpetrators who aim to gain control over the victim or simply overcome their boredom. Love-bombing causes profound psychological impacts: men experience trauma and decreased self-esteem, while women face a long recovery process to rebuild independence. The liminality phase is characterized by changes in the perpetrator's behavior that create confusion and uncertainty, making men feel lost and women experience emotional dependence.
Pengaruh Struktur Modal dan Pertumbuhan Perusahaan Terhadap Nilai Perusahaan pada Perusahaan Manufaktur Sektor Industri Barang Konsumsi yang terdaftar di Bursa Efek Indonesia Nurhayati, Nurhayati; Jumarpati2, Jumarpati; Ramli, Ramli; Sari, Indah; Safira, Nabila
YUME : Journal of Management Vol 7, No 1 (2024)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v7i1.7020

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Struktur Modal dan Pertumbuhan Perusahaan terhadap Nilai Perusahaan studi pada perusahaan manufaktur sektor industri barang konsumsi yang terdaftar Bursa Efek Indonesia. Dalam penelitian ini menggunakan data sekunder dimana menggunakan laporan keuangan tahunan dan ringkasan laporan keuangan dengan periode 2019-2021. Sampel dalam penelitian ini berjumlah 19 perusahaan manufaktur sektor industri barang konsumsi di Bursa Efek Indonesia. Analisis data dalam penelitian ini menggunakan analisis regresi linier berganda dengan menggunakan software SPSS. Berdasarkan analisis data diketahui bahwa secara parsial Struktur Modal dan Pertumbuhan Perusahaan tidak berpengaruh signifikan terhadap Nilai Perusahaan.Kata Kunci: Nilai Perusahaan, Pertumbuhan Perusahaan, Struktur Modal
Sosialisasi Perlindungan Hukum Hak Kekayaan Intelektual Pada UMKM Desa Balo Bone Mashendra, Mashendra; Kahar, Amrun; Karim, La Ode Muhammad; Hasri, Hasirudin; Hayun, Hayun; Satria, Eko; Safira, Nabila
Journal of Community Development Vol. 6 No. 1 (2025): August
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/comdev.v6i1.1475

Abstract

The purpose of this community service activity is to facilitate a comprehensive understanding of the legal protection of Intellectual Property Rights (IPR) among Micro, Small and Medium Enterprises (MSMEs) in Balo Bone Village. This socialization was motivated by the lack of awareness and understanding of MSME actors of the importance of IPR protection in protecting their products, trademarks, and innovations from the threat of infringement. The method used consisted of interactive counseling, group discussions, and simulations of IPR registration through official government platforms. The results of this activity show that participants' understanding of the concept of intellectual property rights (IPR), the benefits of legal protection, and the technical procedures associated with IPR registration has increased. The increase in participants' understanding of Intellectual Property Rights (IPR) reached an average of 43%. Indicators of improvement include an understanding of the concept of IPR which increased by 30%, the benefits of IPR protection increased by 45%, and the technical procedures for IPR registration increased by 55%. Evaluation was carried out through pre-test, post-test, and interactive simulation. These results demonstrate the effectiveness of the socialization in increasing participants' awareness and understanding, supporting them to protect their innovations and business brands independently. It is expected that this activity will enable MSMEs in Balo Bone Village to effectively utilize intellectual property rights (IPR) protection to ensure the sustainability and competitiveness of their enterprises in local and global markets.
Aspek Perlindungan Hukum bagi Pasien yang Korban Malpraktik menurut Hukum Positif di Indonesia Hasri, Hasirudin; Mashendra; Hayun; Safira, Nabila; Nisa, Fias Nurul
Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton Vol. 11 No. 1 (2025): Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton
Publisher : Lembaga Jurnal dan Publikasi Universitas Muhammadiyah Buton

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35326/pencerah.v11i1.7047

Abstract

Malpraktik medis merupakan salah satu permasalahan yang sering terjadi dalam dunia kesehatan dan dapat menimbulkan dampak yang merugikan bagi pasien. Oleh karena itu, aspek perlindungan hukum bagi pasien korban malpraktik menjadi hal yang sangat penting untuk dikaji dalam hukum positif di Indonesia. Penelitian ini bertujuan untuk menganalisis perlindungan hukum yang diberikan kepada pasien yang menjadi korban malpraktik serta mekanisme penyelesaian hukum yang dapat ditempuh. Metode penelitian yang digunakan adalah pendekatan yuridis normatif dengan mengkaji peraturan perundang-undangan yang berlaku. Hasil penelitian menunjukkan bahwa Aspek-aspek perlindungan hukum bagi pasien yang menjadi korban malpraktek oleh dokter, sebagaimana dituangkan dalam hukum Indonesia, antara lain: (1) Secara preventif: berdasarkan peraturan-peraturan yang mengatur tentang malpraktek, khususnya dalam Kitab Undang-Undang Hukum Perdata, Undang-Undang Kesehatan, Undang-Undang Perlindungan Konsumen, dan Kitab Undang-Undang Hukum Kedokteran. Undang-Undang Kesehatan, Undang-Undang Perlindungan Konsumen, Undang-Undang Praktik Kedokteran, dan Kitab Undang-Undang Hukum Pidana (KUHP). Kitab Undang-Undang Hukum Pidana (KUHP), (2) dan secara represif: orang yang melakukan malpraktek akan dipidana apabila perbuatannya menimbulkan kerugian. Apabila perbuatannya menimbulkan kerugian, maka oknum yang melakukan perbuatan tersebut dikenakan sanksi perdata yang meliputi sanksi administratif dan sanksi pidana yang mengganti kerugian. sanksi pidana.
Fintech Lending Adoption among Muslim Millinials in Southeast Asia Safira, Nabila; Inayatillah; Meutia, Rachmi; Kamri, Nor ‘Azzah; Yusof, Ku Abdulmuhaimin
BANCO: Jurnal Manajemen dan Perbankan Syariah Vol 7 No 1 (2025): Banco: Jurnal Manajemen dan Perbankan Syariah
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/banco.v7i1.11358

Abstract

This article discusses how economic, social, and cultural factors simultaneously influence the interest in using online loans among the millennial Muslim generation in Banda Aceh. The purpose of this study is to determine the economic, social, and cultural factors simultaneously influencing the interest in using online loans among the millennial Muslim generation in Banda Aceh. The research method uses a quantitative research method. The data source used in this study is primary data. Data obtained from the first data source at the research location, both individuals and companies, obtained through filling out questionnaires or interviews. In the data collection technique, this study uses a questionnaire method. In this study, filling out the questionnaire in the form of questions that are given a value weight using a likert scale. The results of this study indicate that the economic factor variables (X1) and social factors (X2) have a positive and significant influence on the use of online loans among the millennial Muslim generation in Banda Aceh City, while the cultural factor variable shows that it has a negative and significant influence.