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All Journal Economy Deposit Journal ( E-DJ) Journal La Multiapp Jurnal Pepadu International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Jeinsa : Jurnal Ekonomi Ichsan Sidenreng Rappang Lajagoe Pustaka Journal of Islamic Digital Economics and Management Southeast Asia Journal of Graduate of Islamic Business and Economics Lajagoe Journal of Management and Business
Basri, Jumriah
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Transportation Other

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PENGUATAN NILAI-NILAI LUHUR KEARIFAN LOKAL MASYARAKAT BUGIS MELALUI PENDEKATAN BUTTERFLY EFFECT DAN RIPPLE EFFECT UNTUK PEMBENTUKAN KARAKTER GENERASI Z Sumartan, Sumartan; Kurnia, Fakhruddin; Ayu, Ari; Arnas, Riska; Putri P, Andi Sri Kumala Putri P; Nurwafiyyah, Auliyah; Basri, Jumriah; Heady S, Muhammad G. Try; Daming, Hamdi M.
Jurnal Pepadu Vol 6 No 2 (2025): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v6i2.7528

Abstract

Globalization has had a significant impact on people's lifestyles, including diminishing the younger generation’s appreciation for the noble cultural values of local traditions, such as the Bugis culture in Sidenreng Rappang Regency. This community service program aims to identify and strengthen the noble values of the Bugis local wisdom through the Butterfly Effect and Ripple Effect approaches in shaping the character of Generation Z. Cultural values such as honesty (lempu'), intelligence (amaccang), propriety (assitinajang), resilience (agettengeng), effort (reso), and the principle of shame (siri') serve as the main foundation implemented in culturally-based educational activities. The Butterfly Effect approach involves key individuals as cultural ambassadors to spread these values through small actions that create a significant impact, while the Ripple Effect spreads positive influence continuously through community-based programs. Through intergenerational mentoring programs, folk tale competitions, traditional art performances, and culture-based skills training, the youth of Sidenreng Rappang are encouraged to apply local values in their daily lives. The results of this community service show that the application of these two approaches can enhance pride in local culture and strengthen the character of Generation Z, making them more resilient in facing the challenges of the times without losing their cultural roots
Addressing the Anxiety Surrounding Loans and Mitigating Capital Deficiencies for MSME Advancement Basri, Jumriah; Suriadi , Suriadi; Salida, Amrizal; Yahya, Yahya; Putri D, A. Kartini Sari
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 8 No. 2 (2025): January - June Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijmesh.v8i2.2854

Abstract

The critical role of Micro, Small, and Medium Enterprises (MSMEs) in driving economic growth and fostering social stability is well-recognized globally. These enterprises are the backbone of economies, contributing significantly to employment creation, innovation, and equitable income distribution. However, despite their potential, MSMEs face persistent challenges that hinder their growth and sustainability, with access to capital and loan-related anxieties standing out as primary barriers. This study aims to identify the factors that cause anxiety of Micro, Small, and Medium Enterprises (MSME) about capital loans and develop strategies to mitigate capital shortages to encourage the progress of MSMEs. This research employed a qualitative approach involving in-depth interviews with ten microenterprise actors engaged in beverage sales in Pangkajenne City. The participants were selected based on specific criteria: they had been operating for a minimum of one year, offered a diverse range of beverage products, and reported experiencing anxiety related to the need for capital. Research has found that loan-related anxiety is mainly caused by uncertainty of returns, ignorance of loan terms, and social stigma related to default. On the other hand, mitigation strategies such as financial literacy training, simplification of the loan application process, and access to flexible microfinance schemes have proven effective in reducing the concerns of MSME actors. This study was limited to a sample of MSMEs in specific regions and did not cover all business sectors. In addition, this study must discuss in depth the influence of macroeconomic factors on MSME capital access. This research provides valuable insights into the relationship between loan anxiety and capital shortages and offers relevant mitigation strategies. The results of this study enrich the literature on MSME financial management, especially in the context of developing countries. This study combines the perspectives of MSME actors and financial service providers to understand the dynamics of loan-related anxiety, which has been previously underexplored in the literature.
PENINGKATAN KAPASITAS UMKM MELALUI PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN SEDERHANA DI KELURAHAN PANGKAJENE, KECAMATAN MARITENGNGAE, KABUPATEN SIDENRENG RAPPANG Ayu, Ari; Sumartan, Sumartan; Putri P, Andi Sri Kumala; Suriadi, Suriadi; Nurwafiyyah, Auliyah; Basri, Jumriah; Nirmasari, Dian; Asrini, Asrini; Putri D, A. Kartini Sari; Heady S, Muhammad G. Try
Jurnal Pepadu Vol 6 No 2 (2025): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v6i2.7569

Abstract

Awareness of the importance of financial literacy among MSME actors demands appropriate interventions in the form of comprehensive education and continuous mentoring. This community service program aimed to enhance the financial management capacity of Micro, Small, and Medium Enterprises (MSMEs) through training and mentoring on basic financial reporting. The program was implemented in Pangkajene Urban Village, Sidenreng Rappang Regency, involving 15 MSME actors from the food, handicraft, and service sectors. The methods included problem identification, basic accounting training, financial recording practice, and intensive individual and group mentoring. The results showed a significant improvement in participants’ understanding of basic accounting concepts and their ability to prepare simple income statements and daily cash records. Furthermore, participants responded positively and demonstrated a strong commitment to implementing consistent financial recordkeeping in their businesses. However, challenges such as consistency in recording and difficulty understanding accounting terms were still present. This activity demonstrates that a practical, mentoring-based approach is effective in strengthening the financial capabilities of MSME actors
Co-Authors A. Kartini Sari Putri AMRIZAL SALIDA Andi Aris Mattunruang Andi Sri Kumala Putri P Arnas, Riska Asrini Asrini Ayu, Ari Daming, Hamdi M. Fadlina Fadlina Haeril Haeril Hari Yeni Heady S, Muhammad G. Try Heni Pujiastuti Idris, S.E., M.M , Muhammad Irmah Halimah Bachtiar Irmasari - Kurnia, Fakhruddin Nurul Asmita Nurwafiyyah, Auliyah Octavia, Nur Pujiastuti, Hesti Pustri D, S.M., M.M, A. Kartini Sari Putri D, A. Kartini Sari Putri P, Andi Sri Kumala Putri P, Andi Sri Kumala Putri P Rekayanti, Enny Romy Nugraha S.E., M.M, Nurul Fajeriani, S.E., M.M, Rahayu Japar, S.E., M.M, Sugianto, S.E., M.M, Sutriana S.E., M.Si, Fadlina, S.IP., M.Si, Suharto, S.S., M.Comn, Rahma Saiyed, Shalahuddin Sumartan Sumartan Suriadi , Suriadi Suriadi Suriadi Tabsir, S.E., M.Si, Muhammad Kusnady Wirdana, Sri Yahya Yahya Yanti, Nur Eva