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All Journal Jurnal Ekonomi Pembangunan Signifikan : Jurnal Ilmu Ekonomi JURNAL ECONOMIA Jurnal Ekonomi Kuantitatif Terapan Journal of Indonesian Economy and Business Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Panrita Abdi - Jurnal Pengabdian pada Masyarakat Hasanuddin Economics and Business Review Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT International Research Journal of Business Studies (E-Journal) Jurnal Pengabdian Pada Masyarakat Journal of Socioeconomics and Development CARADDE: Jurnal Pengabdian Kepada Masyarakat Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Jurnal Aplikasi Akuntansi Abdimas Universal INTEGRITAS : Jurnal Pengabdian Journal of Environmental Science and Sustainable Development Jurnal Ekonomi Pembangunan International Journal of Qualitative Research Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan Unram Journal of Community Service (UJCS) Journal of Applied Business, Taxation and Economics Reseach Jurnal Ekonomika dan Bisnis Islam International Journal of Humanities Education and Social Sciences Perbanas Journal of Islamic Economics and Business Buletin Ekonomika Pembangunan Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Equivalent : Journal of Economic, Accounting and Management Economic Development Analysis Journal Nusantara Economics and Entrepreneurships Journals International Journal of Economics, Business and Innovation Research International Research Journal of Business Studies IECON: International Economics and Business Conference Global Educational Research Review Ecoducation Optimum: Jurnal Ekonomi dan Pembangunan Jejak: Jurnal Ekonomi dan Kebijakan
Inayati Nuraini Dwiputri
Universitas Negeri Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Hasanuddin Economics and Business Review

 1 
FINANCIAL TECHNOLOGY AND DEMOGRAPHIC FACTORS ON WELFARE ANALYSIS Agustin, Grisvia; Abbas, Muhammad Hasyim Ibnu; Dwiputri, Inayati Nuraini; Prastiwi, Lustina Fajar
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 1, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.3290

Abstract

Financial technology is very useful in facilitating financial transactions worldwide. It was created to make getting funds and managing finances easier, which can improve people’s welfare. However, it also poses a threat in the form of loans from financial technology lending companies that are not licensed and illegally operate so that customers can be bound by huge interest rates and terrorized by debt collectors. Therefore, this study aims to analyze literacy about financial technology and demographic factors that affect welfare. The analysis results show that most respondents are still ignorant or do not understand the benefits of fin-tech for improving their welfare, and the respondents’ welfare is only affected by age. Although 92% of respondents have savings, these savings do not use fin-tech. Fin-tech is still seen as something that plunges like a shark loan trap, so most respondents still avoid fin-tech for their financial management. Respondents still do not use fin-tech optimally and urgently need education and socialization related to fin-tech.
FINANCIAL TECHNOLOGY AND DEMOGRAPHIC FACTORS ON WELFARE ANALYSIS Agustin, Grisvia; Abbas, Muhammad Hasyim Ibnu; Dwiputri, Inayati Nuraini; Prastiwi, Lustina Fajar
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 1, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University, Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.3290

Abstract

Financial technology is very useful in facilitating financial transactions worldwide. It was created to make getting funds and managing finances easier, which can improve people’s welfare. However, it also poses a threat in the form of loans from financial technology lending companies that are not licensed and illegally operate so that customers can be bound by huge interest rates and terrorized by debt collectors. Therefore, this study aims to analyze literacy about financial technology and demographic factors that affect welfare. The analysis results show that most respondents are still ignorant or do not understand the benefits of fin-tech for improving their welfare, and the respondents’ welfare is only affected by age. Although 92% of respondents have savings, these savings do not use fin-tech. Fin-tech is still seen as something that plunges like a shark loan trap, so most respondents still avoid fin-tech for their financial management. Respondents still do not use fin-tech optimally and urgently need education and socialization related to fin-tech.
Co-Authors Abbas, Muhammad Hasyim Ibnu Abd Majid, Mohamad Zuber Abdul Azis Abdul Azis Aditya Pratama Agus Sumanto Agus Sumanto Akhmad Makhfatih Al Shidiq, Ahmad Jimmy Albertus Girik Allo Andy Prasetyo Wati Anggraeni, Dea Annisya Annisya' Annisya, Annisya Annisya’, Annisya’ Aprioyono, Achmad Berlian, Salshabila Binta Zulfia Cenny Julitasari Timur Dea Anggraeni Dian Rachmawati Dian Wahyuningsih Difa(1), Farach Difa, Farach Difa, Farach Dwi Wulandari Dwi Wulandari Endang Sri Andayani Ermita Yusida Etty Soesilowati Ezra Oktiano Prasetja Fanisa, Tania Putri Febry Wijayanti Firman, Akmad Firmansyah, Fajar Fitjriyah, Alya Ryanti Grisvia Agustin Handayani, Sri Harbani, Parikesit Sukma Ilyas Ilyas Ilyas Ilyas Imam Mukhlis Isalman, Isalman Isupova, Ekaterina Khairunnisah, Fadillah Khasanah(3), Uswatun Khasanah, Uswatun La Ode Anto, La Ode Anto Lestari, Wiji Indah Linda Seprillina Lustina Fajar Prastiwi Luthfi, Achmad Yazid Makhfatih, Akhmad Makhfatih, Akhmad Marcus Maspaitella Markhamah, Siti Muhammad Syam Kusufi Nadila Dwi Adika Nidya Ayu Setya Ningrum Niken Ningtiyas Ningrum, Linda Agustin Nuni Budi Prastiwi Nur Anita Yunikawati Nurinda, Mei Sulfia Prasetiyani, Erni Prastiwi, Nuni Budi Putra Hilmi Prayitno Qodri, Lutfi Asnan Risdia Intan Fajarisa Rizky Dwi Putri Rizza Megasari Roosyidah, Naafi'atul Santi Merlinda Sembiring, Rinawati Sri Handayani Sri Umi Mintarti Thomas Soseco Vidya Purnamasari Wahjoedi Wahjoedi Wahyuningsih, Rani Destia Wiwin Hartanto Yoga, Andriawan Yudistira Hendra Permana Zakaria, Muhammad Rizki Zulfia, Binta