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Journal : Syi'ar Iqtishadi

Revitalisasi Harta Waris Islam (Faraid) Dalam Perekonomian Ahmad Fatoni; Najmudin Najmudin
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 1 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i1.5514

Abstract

Islamic inheritance laws or pharaids have played an important role in human sciences, especially the distribution of principled wealth to justice and responsibility. In addition, pharaids also have an important role in advancing the economy. This writing aims to analyze pharaids based on the Qur'an and hadith and their impact on the economy. This type of research is qualitative with the library research method. The results of the study show that the pharaids systematically ensured the redistribution of wealth by distributing wealth to each generation with predetermined parts, thus the Faraid had protected the rights of the heirs. Pharaid also supports the participation of women in economic activities, while allowing polygamy to support women's role and even bring a multiplier effect to the economy. Finally, with the existence of pharaids, the wealth produced by the deceased is again allocated to the factors of production through the economic cycle by each generation of heirs.
Pengukuran Kinerja Keuangan Bank Pembiayaan Rakyat Syariah di Indonesia Melalui Pendekatan Shariah Conformity and Profitability (SCnP) Model Pada Periode 2018-2020 Ahmad Fatoni; Najmudin Najmudin; Kurnia Dwi Sari Utami
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 5, No 1 (2021)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v5i1.10937

Abstract

Measurement of Islamic banking financial performance using conventional methods shows unsatisfactory results. This method tends to prioritize profit and override sharia compliance. This study aims to measure the financial performance of 16 selected Sharia Rural Banks in Indonesia during the 2018-2020 period. Meanwhile, the measuring instrument used is Shariah Conformity and Profitability (SCnP). The results showed that there were only 11 Sharia Rural Banks that were included in quadrant 1 meaning that the bank was performing well with a high level of sharia compliance and high profitability. There are 5 Sharia Rural Banks  that are included in quadrant 2, namely banks that perform quite well with high levels of sharia compliance and low profitability
Peran Pembiayaan Syariah Terhadap Pengembangan UMKM: Studi Pada Pengusaha Emping Melinjo di Kabupaten Pandeglang Isti Nuzulul Atiah; Najmudin Najmudin; Moh. Ainun Najib
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 4, No 1 (2020)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v4i1.8179

Abstract

The Role of Sharia Financing for the Development of MSMEs: A Study of Emping Melinjo Enterpreneurs in Pandeglang District. Islamic finance is one of the programs owned by Islamic banking to play and develop its financial assets, especially to finance the real sector such as MSMEs. The types of Islamic finance itself are diverse, ranging from mudaraba, musharaka and so on. However, an understanding of the types of Islamic financing and their uptake still tends to ocuur in urban areas that are still lagging behind, such as Pandeglang Regency are still inadequate, while the SME sector emping gums a lot and mushroomed in the area. This research uses descriptive qualitative method with Miles and Huberman data analysis models. This research is oriented to find out the type of Islamic financing that is of interest by emping melinjo enterpreneurs in Pandeglang Regency, factors that influence the choice of financing and capital management of Islamic financing by emping melinjo enterpreneurs in Pandeglang Regency. The results of this study are the types of financing provided to emping melinjo enterpreneurs in Pandeglang district, namely murabahah and qardhul hasan, factors influencing the selection of these financing are because both of the financing are considered easier and simpler, besides qardhul hasan financing is more profitable because the entrepreneur doesn’t need add margin to the lender for the principal funds lent.
PENGARUH PONDOK PESANTREN TERHADAP PEMBERDAYAAN EKONOMI PEREMPUAN DESA SEKITAR (Studi Pada Pondok Pesantren Modern Assaadah Desa Dahu Kecamatan Cikeusal Serang Banten) Najmudin Najmudin; Ma’zumi Ma’zumi; Hasuri Hasuri
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 3, No 2 (2019)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v3i2.6583

Abstract

This study aims to follow up and develop previous research by analyzing how much influence the Islamic boarding school has on the economic empowerment of women in surrounding villages. This study examines the influence of ijarah on women's economic empowerment, the effect of wakalah bil ujrah on women's economic empowerment and the influence of pesantren on women's economic empowerment. The objects of this study were the instructors of Islamic boarding schools, santri, BMT managers of pesantren and women from surrounding villages. This research uses quantitative methods using descriptive research and causal research. Data from the two variables above were analyzed using the SPSS v.19 program. the population in this study were santri, managers of BMT pesantren and women from surrounding villages. The data used in this study are primary data, through the distribution of questionnaires to 60 respondents consisting of santri, BMT pesantren managers and village women around Dahu village, Cikeusal sub-district, Serang Regency, Banten. Based on the results of data analysis, it was concluded that ijarah partially had a significant effect on women's economic empowerment. because the t value is greater than t table (7,937> 1,672) and the significance value is smaller than the α value (0,000 <0.05). wakalah bil ujrah partially has a significant effect on women's economic empowerment, because the value of t arithmetic is greater than t table (5,738> 1,672) and the significance value is smaller than the value of α (0,000 <0.05). Islamic boarding school has a positive and significant influence on the women economic empowerment in surrounding villages with a calculated F value greater than f table (233,491> 3.16) and a significance smaller than α (0,000 <0.05).
Minat Milenial Kota Serang Dalam Berwakaf Uang Melalui Platform Digital Di Masa New Normal Najmudin Najmudin; Isti Nuzulul Atiah; Sujai Sujai; Abdul Aziz
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.17737

Abstract

This study aims to determine (1). Effect of cash waqf literacy on interest in cash waqf through digital platforms. (2 Effect of trust on interest in cash waqf through digital platforms. And (3). Effect of simultaneous cash waqf literacy and trust on interest in cash waqf through digital platforms. The object of this research is the millennial community living in Serang City, Banten Province. Research methods The method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) cash waqf literacy has a positive and significant effect on interest in waqf money through digital platforms (2 trust has a positive and significant effect on interest in cash waqf through digital platforms. And (3) money waqf literacy and trust simultaneously have a positive and significant effect on interest in cash waqf through digital platforms. interest in cash waqf is influenced by literacy cash waqf and confidence is 32 percent, while the remaining 68 percent is influenced by other variables not examined in this study.
A Decision To Pay Zakat On Zakat Management Organizations: Factors Of E-Promotion And E-Service Quality Najmudin, Najmudin; Syihabudin, Syihabudin; Ma'zumi, Ma'zumi; Suja'i, Suja'i; Maelani, Puspita; Aziz, Abdul
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 2 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i2.23058

Abstract

This study aims to determine 1. The effect of e-promotion on the decision to pay zakat in zakat management organizations, 2. The effect of e-service quality on the decision to pay zakat in zakat management organizations, And 3. The effect of e-promotion and e-service quality on the decision to pay zakat in zakat management organizations. The object of this research is the Muzakki who have paid zakat to zakat management organizations both LAZ and BAZNAS, Banten Province, with 96 respondents. The research method used is quantitative. Methods of data collection using a questionnaire. Data were analyzed using a multiple linear regression test. The results of this study indicate that (1). E-Promotion significantly and positively effects decision to pay zakat in zakat management organizations. 2. E-Service quality significantly and positively effects decision to pay zakat in zakat management organizations, And 3. E-Promotion and E-Service Quality simultaneously have a positive and significant effect on the decision to pay zakat in zakat management organizations. The total contribution effect of e-promotion and e-service quality to the decision to pay zakat is 21 percent, while the remaining 79 percent is effected by other factors not examined in this study.
Pengetahuan dan Kesadaran Zakat; Implikasinya Terhadap Minat Karyawan Usaha Menengah Besar (UMB) untuk Membayar Zakat Pada BAZNAS Najmudin, Najmudin; Ahyakudin, Ahyakudin; Pardiansyah, Elif; Sujai, Sujai; Maelani, Puspita; Sari, Rasidah Novita
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.20114

Abstract

This study aims to determine (1). The effect of zakat knowledge on interest in paying zakat at BAZNAS. (2. Effect of zakat awareness on interest in paying zakat at BAZNAS. And (3). Effect of knowledge and understanding of zakat on interest in paying zakat at BAZNAS. The object of this research is employees of Large and Medium Enterprises (UMB) in Banten Province. The research method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) Zakat knowledge has a significant positive effect on the intention to pay zakat at BAZNAS. (2 Awareness of zakat on interest in paying zakat at BAZNAS. And (3). Knowledge and awareness of zakat simultaneously significantly positively affect interest in paying zakat on BAZNAS. Interest in paying zakat at BAZNAS Banten Province is influenced by the knowledge and understanding of zakat employees by 48.3 percent. In comparison, the remaining 51.7 percent is influenced by other variables not examined in this study.
Pengaruh Pemberdayaan Wanita Terhadap Pertumbuhan Ekonomi Melalui Usaha Makanan Halal (UMKM) Atiah, Isti Nuzulul; Najib, Mohamad Ainun; Najmudin, Najmudin
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 1 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i1.25807

Abstract

This research aims to analyze the relationship between women's empowerment and economic growth through halal food MSMEs. This research use the path analysis method (Structural Equation Modeling - SEM) to examine the relationship between women's empowerment variables (such as education, access to resources, and role in decision making) and economic growth through a mediator variable, namely the performance of halal food MSMEs. The results of this research show that based on the SEM test results, women's empowerment (through access to education, capital and policy support) significantly improves the performance of halal food MSMEs. Likewise, better performance of MSMEs contributes significantly to economic growth (increasing GDP, employment, and increasing living standards). This means that women's empowerment also has a direct influence on economic growth, although it is smaller than the influence through the performance of MSMEs
A Role Of Well-Being In Mediating Relationship Between Work Commitment And Religious Teacher's Performance Najmudin, Najmudin; Syihabudin, Syihabudin; Ma'zumi, Ma'zumi; Suja'i, Suja'i; Jakaria, Jakaria; Najib, Mohamad Ainun
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 2 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i2.29841

Abstract

This research aims to determine the direct and indirect relationships between the variables of work commitment and the performance of Islamic boarding school religious teachers in Serang Regency, Banten Province. (1) Does work commitment significantly influence the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province? (2) Does work commitment significantly influence the well-being of modern Islamic boarding school religious teachers in Serang Regency, Banten Province? (3) Does well-being have a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province? (4) Does work commitment, through well-being, have a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency? The population of this study consists of all modern Islamic boarding school religious teachers in Serang Regency, Banten Province. The sample size is 84 individuals, obtained by multiplying the total number of indicators by 7, according to Ferdinand's theory. Data collection was done by distributing questionnaires via Google Forms. The data were processed using Smart PLS software version 3.2.9 and analyzed using path analysis. The results of this study indicate that (1) Work commitment has a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province. (2) Work commitment has a significant positive influence on the well-being of modern Islamic boarding school religious teachers in Serang Regency, Banten Province. (3) Well-being has a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province. (4) Work commitment, through well-being, has a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency.
Ranking The Strictness Level Of Sharia Stock Screening Standards: A Comparative Analysis Of Global Sharia Stock Indices Fatoni, Ahmad; Utami, Kurnia Dwi Sari; Najmudin, Najmudin; Fakhrudin, Muhamad
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 1 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i1.32378

Abstract

This study aims to rank the level of strictness in Sharia stock screening standards across five major indices DJIM, MSCI Islamic, FTSE Shariah, KLSI, and ISSI. The research uses a qualitative-comparative analysis with a weighted scoring approach based on five key indicators: debt ratio, non-halal income tolerance, prohibited sectors, purification mechanisms, and technical screening methods. The results show that DJIM and MSCI fall into the very strict category, FTSE and KLSI are moderate, while ISSI is categorized as lenient. This variation provides important insights for investors and regulators in assessing how far an index reflects Sharia compliance and prudential standards.