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All Journal IJTIHAD Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam Et-Tijarie: Jurnal Hukum dan Bisnis Syariah Jurnal Ilmiah Pangabdhi Edukasi Islami: Jurnal Pendidikan Islam Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan MALIA Unes Law Review Madinah: Jurnal Studi Islam Al-Musthofa: Journal of Sharia Economics Hikmah Al Huquq : Journal of Indonesian Islamic Economic Law Academia Open Indonesian Journal of Law and Economics Review Nuris Journal of Education and Islamic Studies Jurnal Ekonomi Syariah dan Bisnis Edukasia: Jurnal Pendidikan dan Pembelajaran Nuris Journal of Education and Islamic Studies Santri: Journal of Student Engagement West Science Law and Human Rights Qawwam Al-Faruq Journal of Islamic Economic Laws
Khoirun Nasik
Program Studi Hukum Bisnis Syariah Universitas Trunojoyo Madura
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Other

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Tinjauan Fatwa Dsn-Mui Tentang Akad Murabahah Terhadap Pemberian Modal Di Pnm Mekaar Syariah Wulandari, Putri; Nasik, Khoirun
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 2 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i2.10826

Abstract

Sebagai lembaga keuangan syariah, PNM Mekaar Syariah mengkhususkan diri dalam pembiayaan sesuai asas syariah, terutama melewati penggunaan akad murabahah.Dalam praktek penyediaan modal, PNM Mekaar Syariah Cabang Prambon menggunakan kombinasi kontrak murabahah dan wakalah. Tujuan dari penelitian ini termasuk memahami konsep murabahah sebagaimana diuraikan Fatwa DSN-MUI No. 04 dalam DSN-MUI/IV/2000. Lebih lanjut untuk mencoba untuk mengevaluasi relevansi penelitian Hal ini berdasarkan ketentuan keuangan dalam DSN-MUI No.04/DSN-MUI/IV/2000 pembiayaan usaha berbasis Murabahah, terutama dalam konteks operasional PNM Mekaar Syariah Cabang Prambon. Pendekatan kualitatif diterapkan dengan penekanan pada metodologi deskriptif kualitatif dalam penyelidikan ini. Sumber data primer mencakup pengamatan serta percakapan. Selain itu, data tambahan dikumpulkan dari sumber-sumber seperti situs web,literatur termasuk buku, jurnal, dan penelitian sebelumnya. Temuan penelitian menunjukkan mayoritas Eksekusi Perjanjian konsesi di PNM Mekaar Syariah Prambon, Kabupaten Nganjuk sebagaimana putusan Nomor Fatwa DSN-MUI : 04/DSN-MUI/IV/2000. Walaupun begitu, masih ada Fatwa DSN-MUI tidak ditaati, sehingga menyebabkan ketidaksesuaian dengan pedoman akad murabahah. Terutama, terdapat fatwa yang belum diamalkan karena tidak terlihat dalam kegiatan operasional PNM Mekaar Syariah sehingga tidak dapat diterapkan. Di samping itu, ada ketidaksesuaian yang mencolok dalam penggabungan akad murabahah dengan akad wakalah. Walaupun secara teoritis keduanya berbeda, dalam prakteknya, PNM Mekaar menggabungkan kedua akad tersebut, di mana nasabah hanya mewakilkan proses pembelian setelah akad dilakukan. Hal ini menyalahi ketentuan jual beli secara murabahah, karena barang yang diperjualbelikan belum tentu menjadi milik penjual atau PNM Mekaar Syariah pada saat akad disepakati. Dengan begitu perlu adanya penyesuaian dan pemantapan dalam pelaksanaan akad agar sesuai asas syariah.
Pendampingan Sertifikasi Halal Self Declare bagi UMKM Pangan di Desa Pasanggar Nasik, Khoirun; Ardyansyah, Farid; Hammam, Hammam
Santri : Journal of Student Engagement Vol. 4 No. 2 (2025): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v4i2.1721

Abstract

This service aims to improve the understanding and implementation of halal certification through a self declare scheme for Micro, Small, and Medium Enterprises (MSMEs) in the food and beverage sector in Pasanggar Village, Pegantenan District, Pamekasan Regency. The background of this activity is based on the mandate of the Job Creation Law Number 11 of 2020, which requires all business products to be halal certified. The implementation method includes initial surveys, focus group discussions, socialization regarding halal concepts and certification procedures, direct assistance in creating Business Identification Numbers, and the submission of halal certification through the SIHALAL platform. The results indicate that before the program was implemented, there were no SMEs in Pasanggar Village that had halal certification. After three months of intervention (September–November 2023), 18 SMEs successfully obtained halal certification. These findings demonstrate that an integrated approach through focus group discussions, socialization, and assistance is effective in accelerating the self-declaration-based halal certification process among SME actors
The Role of The Taysir Manhaji Method in The Development of Islamic Economic Law in Indonesia Through DSN-MUI Fatwas Musadad, Ahmad; Baihaqi; Nasik, Khoirun; Khazin, A. Mufti; Syaifudin, Mochamad
Journal of Islamic Economic Laws Vol. 8 No. 01 (2025): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v8i01.7607

Abstract

This study examines the role of the taysir manhaji method in the development of Islamic economic law in Indonesia through the fatwas of the National Sharia Council–Majelis Ulama Indonesia (DSN-MUI). Taysir manhaji refers to a methodological approach that facilitates legal decision-making with ease and flexibility, allowing Islamic legal rulings to adapt to changing economic realities. By applying fiqh principles, DSN-MUI has issued fatwas addressing contemporary financial practices, including wadiah, mudarabah, currency exchange, and Islamic hedging. This research employs a qualitative approach, combining document analysis and interviews to explore the practical implementation of taysir manhaji in DSN-MUI fatwas. The findings reveal that this method serves as a bridge between classical fiqh and modern financial practices while upholding maqasid al-shari‘ah (the objectives of Islamic law). Its flexibility enables practical solutions, as exemplified by DSN-MUI fatwas No. 1, 5, 18, and 22, without compromising fundamental Islamic legal principles. The study underscores the taysir manhaji method's significant contribution to the evolution of Islamic economic law, demonstrating its ability to accommodate modern economic demands while preserving the integrity of shari‘ah principles. Furthermore, it highlights the necessity of adaptability in Islamic legal thought to address the complexities of the global economic landscape.
Analisis Implementasi Label Halal pada Produk Usaha Mikro Kecil Menengah Makanan Mie Setan di Desa Pakong Persfektif Undang-Undang No. 33 Tahun 2014 Hasanah, Uswatun; Nasik, Khoirun
Hikmah Vol. 21 No. 1 (2024): Januari-Juni 2024
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v21i1.313

Abstract

Pakong Village is a village where the entire community adheres to Islam, where the population is increasing day by day. This increase in population is very influential, one of which is in the food industry, so that consumer demand is increasing and the types of food offered are also diverse. However, it is not uncommon for producers to lack understanding of the importance of product labeling. This research aims to find out the types of haram and halal food in terms of ingredients and processing, as well as analyze related halal certification and halal label status on devil noodle products which are currently a favorite of various circles of society. This research uses a qualitative method with an empirical juridical approach. Data were collected through observations and interviews with several consumers and producers. The results show that some producers still have not applied the halal label correctly, which has resulted in concerns among Muslim consumers. Consumer responses indicate that there is a demand to immediately change the product name to reflect its halalness. The impact of this research is to provide benefits for producers in improving compliance with halal standards and for consumers in ensuring the halalness of the products consumed, as well as being a learning material for various related parties
Human Resource Readiness for Big Data-Based Halal Tourism Meriandini, Nanik Dela; Ardyansyah, Farid; Nasik, Khoirun
Indonesian Journal of Law and Economics Review Vol. 20 No. 4 (2025): November
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v20i4.1330

Abstract

General Background: Halal tourism has emerged as a rapidly growing global industry that integrates Islamic values with modern tourism practices. In the digital era, the use of big data technology has become essential to enhance competitiveness and optimize tourism management. Specific Background: Madura, known for its strong Islamic culture and diverse natural attractions, holds great potential for halal tourism development. However, effective implementation depends on the readiness of human resources (HR) to utilize big data strategically. Knowledge Gap: Despite increasing research on halal tourism, few studies have analyzed HR readiness in adopting big data for halal tourism management, particularly in socially and religiously distinctive regions like Madura. Aims: This study aims to analyze the readiness of Madura’s HR in managing halal tourism through big data utilization using a qualitative descriptive method and SWOT analysis with IFAS–EFAS matrices. Results: Findings show that Madura’s HR demonstrates strong conceptual and social readiness, supported by government policies and youth adaptability, yet faces challenges in digital literacy and infrastructure. Novelty: The integration of HR readiness assessment with big data indicators (5V) and SWOT analysis provides a unique framework for digital-based halal tourism evaluation. Implications: The study contributes to policy formulation and HR capacity-building strategies to strengthen Madura’s competitiveness in global halal tourism. Highlights:   Highlights Madura’s HR adaptability in managing halal tourism through big data. Identifies digital literacy and infrastructure gaps as key development challenges. Proposes strategic HR capacity-building for global halal tourism competitiveness. Keywords: Human Resource Readiness, Halal Tourism, Big Data, Digital Literacy  
Optimizing Big Data for Human Resource Development in Madura’s Halal Tourism Sholehah, Ummadinatus; Ardyansyah, Farid; Nasik, Khoirun
Academia Open Vol. 10 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.10.2025.12745

Abstract

General Background: Halal tourism has emerged as a strategic sector for enhancing regional competitiveness, particularly in Madura, where religious and cultural values form a strong foundation. Specific Background: Despite its potential, the development of halal destinations in Madura faces challenges related to the limited digital literacy and managerial capacity of local human resources. Knowledge Gap: Previous studies on the use of big data in tourism have mainly focused on digital business contexts, leaving a gap in understanding its role in strengthening human resources within halal tourism, especially in localized settings. Aims: This study aims to formulate strategies for improving the quality of halal tourism human resources through big data utilization using SWOT analysis. Results: Findings show that big data enhances the capacity of destination managers by enabling trend identification, targeted training, and data-driven decision-making. The analysis produced four strategies—aggressive, diversification, defensive, and survival—focusing on service innovation, capacity building, data security, and collaboration. Novelty: This research offers an integrative model linking digital technology and religious-cultural values for halal tourism management. Implications: The study contributes to academic discourse on digital-based destination management and provides practical insights for policymakers and stakeholders to strengthen Madura’s competitiveness in sustainable halal tourism. Highlights: Strengthens HR quality through big data-driven strategies. Integrates digital innovation with local religious values. Enhances Madura’s competitiveness in halal tourism development. Keywords: Big Data, Human Resources, Halal Tourism, SWOT Analysis
Penguatan Konsep Mu’amalah dan Kewirausahaan untuk Membangun Kemandirian Ekonomi Santri Qomaro, Galuh Widitya; Dzikrulloh, Dzikrulloh; Hanifah, Luluk; Rahman, Taufiqur; Sunariyah, Anik; Nasik , Khoirun
Santri : Journal of Student Engagement Vol. 4 No. 1 (2025): Santri : Journal of Student Engagement
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/santri.v4i1.1270

Abstract

This community service program aims to build independence and entrepreneurial character among the students of Pondok Pesantren Nurul Amanah Bangkalan through the Asset-Based Community Development (ABCD) approach. The activity involved 10th and 11th-grade students in entrepreneurship training based on the pesantren's business units, such as Bakso Gibras, Nasi Ayam Chili Padi, AMDK, mushroom cultivation, and catfish farming. The methods used include theoretical training on mu'amalah in the context of sharia entrepreneurship and hands-on experience in the pesantren's business units. The results show that the students actively participated in the operations of these businesses and were able to identify opportunities and challenges in managing the businesses. With the ABCD approach, the students gained not only entrepreneurial skills but also social and religious values that support the economic development of the pesantren. This program successfully contributed to the empowerment of the students while developing the pesantren's business units as a sustainable learning tool.
THE ANALISIS MAQASID AL-SHARI’AH (HIFDL AQL & HIFDL MAL) TENTANG TINGKAT KESEJAHTERAAN PERAJIN BATIK BERBASIS KEMITRAAN UMKM DI TANJUNGBUMI BANGKALAN Akhiruddin, Syahrul; Nasik, Khoirun
Qawwam : The Leader's Writing Vol. 4 No. 1 (2023): June
Publisher : Fakultas Ushuluddin Adab dan Dakwah Insitut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/qawwam.v2i2.121

Abstract

The batik craft sector in Bangkalan occupies the region's first leading potential. More than five sub districts are centers that produce a lot of batik. This sector is expected to be able to support and accelerate economic growth to eradicate poverty. Tanjungbumi is one of the centers of batik, starting from the wives who divert their anxiety with batik activities because they are waiting for their husbands to go to sea. Meanwhile, the basic philosophy of the Madurese which is Islam considers batik work as an opportunity to work. Their philosophy of life considers batik as an opportunity to work. Besides developing as a work of art, batik is also a promising industry. The potential of batik is so great to be developed. This research is structured using qualitative research methods, namely observing people in their environment, interacting with them, trying to understand their language and interpretation of the world around them with the aim of gaining understanding and understanding of an event or human behavior in an organization or institution. Sources of data used in this study using primary and secondary data sources, most batik artisans are women who are more tenacious and patient in doing a job, moreover the process of making batik takes a long time, it can take weeks or even years. Of course the process requires a lot of intervention starting from fabric making, basic batik painting, motif drawing, painting, color locking and other processes. One step is carried out by one person and the cost varies depending on the difficulty. Compared to civil servants, the salary is certainly higher, but the most important thing is to get blessings. Can meet daily needs, even still able to save. Of course, for children's school fees, even though they have not been able to go to college.
The Sharia Compliance Analysis of the Mudharabah Contract at PT Permodalan Nasional Madani Mekaar Syariah Wulandari, Putri; Nasik, Khoirun
MALIA: Jurnal Ekonomi Islam Vol 15 No 1 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v15i1.4370

Abstract

Financial institutions in Islam are governed by rules of halal (permissible) and haram (forbidden). One example of an Islamic financial institution is PNM Mekaar Syariah, which operates under various Sharia contracts. To ensure its Sharia compliance, it is necessary to analyze its pillars, conditions, and mechanisms. The objective of this research is to examine the Sharia compliance of the Mudharabah contract used in capital financing at PNM Mekaar Syariah, focusing on the branch in Prambon. This study adopts a qualitative descriptive approach. The findings reveal that PT PNM Mekaar offers Sharia-compliant capital financing products, as demonstrated by the research findings on the practice of capital provision by PNM Mekaar Syariah to its customers. However, there are some pillars and conditions that do not align with Sharia principles, leading to the deterioration of the Mudharabah contract's validity.
A Model for Supporting Halal Certification Through the Self-Declaration Pathway in Bakorwil IV Pamekasan from the Perspective of Maslahah Syariva, Lailatul; Nasik, Khoirun; Ardyansyah, Farid
West Science Law and Human Rights Vol. 2 No. 01 (2024): West Science Law and Human Rights
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wslhr.v2i01.387

Abstract

Pendampingan sertifikasi halal jalur self-declare bertugas mendampingi pelaku usaha mikro dan kecil menengah dalam memenuhi persyaratan kehalalan produk. Self deklarasi adalah pernyataan status halal produk UMK secara mandiri. Pelaku usaha dapat melakukan selfdeclare jika telah memenuhi persyaratan tertentu, yaitu harus ada pendampingan oleh pendamping proses produk halal (PPH) yang terdaftar. Jalur sertifikasi halal dengan selfdeclare bagi pelaku UMKM harus berdasarkan beberapa kriteria. Kriteria yang wajib dipenuhi pelaku UMKM untuk menyatakan diri adalah produknya tidak berisiko, menggunakan bahan yang sudah dipastikan kehalalannya, dan proses produksi yang dipastikan kehalalannya serta sederhana. Maka dari itu, penulis megambil judul “Model Pendampingan Sertifikasi Halal Jalur Self-Declare Bakorwil Pamekasan Perspektif Maslahah” Metode penelitian yang digunakan adalah metode penelitian kualitatif, yang mana proses pencarian datanya melalui teknik observasi, wawancara, dan dokumentasi. Metode ini di pilih agar data penelitian dapat bersifat mendalam dan menyuluruh mengenai analisis maslahah tentang model pendampingan sertifikasi halal jalur selfdeclare Bakorwil Pamekasan prespektif maslalah. Tujuan penelitian tentang Model Pendampingan Sertifikasi Halal Jalur Self-Declare Bakorwil IV Pamekasan Prespektif Maslahah adalah untuk menganalisis sistem sertifikasi halal dalam kategori Self-Declare. Yang mana kategori Self-Declare yaitu salah satu dari kebijakan sertifikasi halal yang dibuat oleh Badan Penyelenggara Jaminan Produk Halal (BPJPH). Penelitian ini bertujuan untuk mempertanyakan apakah kategori Self-Declare adalah solusi terbaik untuk meningkatkan jumlah sertifikasi halal dan mencapai keseimbangan antara jumlah yang tersedia dan permintaan produk halal. Hal ini penting karena meskipun permintaan produk halal di Indonesia terus meningkat dan jumlah yang tersedia masih kurang. Penelitian ini juga akan membahas dampak dari model pendampingan sertifikasi halal terhadap kesejahteraan masyarakat.
Co-Authors Abdulloh Musa Syahrul Adhim Ahmad Musadad Akhiruddin, Syahrul Asmoi, Asmoi Dwi Saputro, Sigit Dzikrulloh, Dzikrulloh Fajar Farid Ardyansyah Galuh Widitya Qomaro Hammam Hammam Hammam, Hammam Hanifah, Luluk Khazin, A. Mufti Lailatul Syariva Laily Anggraini Meriandini, Nanik Dela Mochamad Syaifudin, Mochamad Muhammad Fajar Mustaniroh Mustofa, Winanda Muttaqin Choiri Nahidloh, Shofiyun Pujiati , Tri Pujiati, Tri PUTRI WULANDARI Rasiman, Iman Septi Tri Wulandari Setiawan, Firman Sholehah, Ummadinatus Sunariyah, Anik Syariva, Lailatul Taufiqur Rahman Taufiqur Rahman, Taufiqur Tri Wulandari , Septi Uswatun Hasanah Zahro, Umi Indasyah Zakaria, Aprian