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All Journal EkoBis ( Ekonomi & Bisnis ) Jurnal Manajemen Terapan dan Keuangan E-Jurnal Ekonomi dan Bisnis Universitas Udayana Ekuitas: Jurnal Pendidikan Ekonomi Business UHO: Jurnal Administrasi Bisnis Informatika Mulawarman: Jurnal Ilmiah Ilmu Komputer Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business JMM (Jurnal Masyarakat Mandiri) Jurnal AKSI (Akuntansi dan Sistem Informasi) Jurnal Riset Inspirasi Manajemen dan Kewirausahaan OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Almana : Jurnal Manajemen dan Bisnis E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis JAD: Jurnal Riset Akuntansi & Keuangan Dewantara JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi ACADEMICS IN ACTION Journal of Community Empowerment Syntax Idea Dinasti International Journal of Education Management and Social Science Performance : Jurnal Bisnis dan Akuntansi Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) JAMIN : Jurnal Aplikasi Manajemen dan Inovasi Bisnis Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Syntax Transformation BUDGETING : Journal of Business, Management and Accounting Journal of Management and Bussines (JOMB) Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Ilmiah Wahana Pendidikan Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal of Research in Social Science and Humanities Indonesian Journal of Innovation Studies Jurnal Akuntansi dan Keuangan Annals of Human Resource Management Research Jurnal Indonesia Sosial Sains Journal of Economics and Management Scienties IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekuitas Jurnal Pnedidikan Ekonomi Journal of Ekonomics, Finance, and Management Studies
Dicky Jhoansyah
Muhammadiyah Sukabumi University
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The Influence of the Human Resource Information System ( HRIS), Organizational Culture, Financial Incentives, and Flexible Working Space (FWS) On Employee Performance (Survey of PT Cloud Hosting Indonesia employees) Saidah, Siti Aulia; Jhoansyah, Dicky; Nurmala, Resa
Journal of Research in Social Science and Humanities Vol 4, No 2 (2024)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v4i2.119

Abstract

This research is a study to examine the application of Human Resource Information System (HRIS), Organizational Culture, Financial Incentives and Flexible Working Space (FWS) on employees of PT. Cloud Hosting Indonesia. Specifically, the purpose of conducting research at PT Cloud Hosting Indonesia is to find out management practices in applying the concepts of HRIS, Organizational Culture, Financial Incentives and FWS along with their influence on Employee Performance, especially for employees of PT Cloud Hosting Indonesia. The scope of this research will measure the relationship between research variables both dependent variables and independent variables using quantitative methods, namely multiple linear regression methods. In this study, a research sample was taken from employees of PT Cloud Hosting Indonesia and obtained a total of 60 respondents with a sampling method using a questionnaire distributed to all employees at PT Cloud Hosting Indonesia. The results of respondents' responses from the questionnaire were processed so that the results obtained that the HRIS variables, Organizational Culture, Financial Incentives and FWS, all have a relationship between variables and a significant influence on employee performance variables at PT. Cloud Hosting Indonesia.
Analysis Of Company Growth and Liquidity on Profitability (Financial study on property and real estate sub-sectors listed on the on the IDX) Syaban, Agil; Ramdan, Asep M.; Jhoansyah, Dicky
Jurnal AKSI (Akuntansi dan Sistem Informasi) Vol. 9 No. 1 (2024)
Publisher : Politeknik Negeri Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32486/aksi.v9i1.620

Abstract

If the company decides to set a large amount of working capital, it is likely that the liquidity level will be maintained but the opportunity to earn a large profit will decrease, which in turn has an impact on decreasing profitability. The purpose of this study is to determine company growth, company liquidity, and profitability in the property and real estate sub-sector listed on the IDX for the period 2019 - 2021. The research methods used in this study are associative and descriptive methods with a quantitative approach. The population in this study is the property and real estate sub-sector listed on the IDX for the period 2019 - 2021, with the number of samples used in the study, namely 20 manufacturing companies. The data collection techniques used in this research are documentation and literature study. The data analysis techniques used in this study are Descriptive Statistical Techniques, Multiple Correlation Coefficients, Coefficient of Determination, Simultaneous Test, Multiple Linear Regression, and Hypothesis Testing. The results of this study indicate that the statistical test results show the tcount of the variable Company growth (X1) of 2.248> 2.000995 then Ho is rejected and Ha is accepted. It can be seen that company growth has a significant effect on profitability. Based on the results of statistical tests, the tcount of the Liquidity variable (X2) is 2.018> 2.000995, so Ho is rejected and Ha is accepted. It can be known that liquidity has a significant effect on profitability
Analisis Norma Subjektif Dalam Memediasi Hubungan Pengetahuan Konsumen Terhadap Keputusan Menjadi Nasabah Bank Syariah Alfana Duwi Alamanda; Ramdan, Asep Muhammad; Jhoansyah, Dicky
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.2466

Abstract

Berkembangnya bank syariah yang ada di Indonesia menunjukkan bahwa keputusan konsumen menggunakan bank syariah semakin baik. Keputusan ini didorong oleh adanya norma subjektif dimana konsumen lebih percaya pada rekomendasi orang yang pernah menggunakan bank dibandingkan promosi yang diberikan. Munculnya anggapan bahwa bank syariah dan bank konvensional itu sama menandakan kurangnya pengetahuan konsumen sehingga mengakibatkan sulitnya meningkatkan keputusan menjadi nasabah bank syariah. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh norma subjektif dalam memediasi hubungan pengetahuan konsumen terhadap keputusan menjadi nasabah bank syariah. Metode deskriptif asosiatif dengan pendekatan kuantitatif digunakan dalam penelitian ini. Sampel penelitian ini sebanyak 250 nasabah Bank Syariah Indonesia (BSI) di Universitas Muhammadiyah Sukabumi yang diambil dengan teknik probability sampling. Metode analisis data yang digunakan yaitu Structural Equation Modeling (SEM) dengan bantuan aplikasi AMOS 26. Hasil dari penelitian menunjukkan bahwa pengetahuan konsumen berpengaruh secara positif dan signifikan terhadap norma subjektif, norma subjektif berpengaruh secara positif dan signifikan terhadap keputusan menjadi nasabah, dan norma subjektif memediasi secara positif dan signifikan hubungan pengetahuan konsumen terhadap keputusan menjadi nasabah.
Pengaruh Rasio Likuiditas, Leverage Dan Ukuran Perusahaan Terhadap Financial Distres Listiawati, Pika; Komariah, Kokom; Jhoansyah, Dicky
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.4648

Abstract

Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh secara simultan dan parsial dari likuiditas, leverage dan ukuran perusahaan terhadap financial distress. Populasi dalam penelitian ini adalah perusahaan sub sektor makanan dan minuman yang terdaftar di Bursa Efek Indonesia periode 2020 - 2022. Metode yang digunakan adalah metode kuantitatif dengan pendekatan deskriptif asosiatif. Dengan jumlah sampel sebanyak 10 perusahaan yang diambil dari populasi sebanyak 27 perusahaan subsektor makanan dan minuman. Dengan pengambilan sampel secara purposive sampling. Variabel penelitian ini terdiri dari variabel dependen yaitu financial distress, dan variabel independen yaitu likuiditas, leverage dan ukuran perusahaan. Dengan menggunakan teknik pengumpulan data sekunder dan analisis statistik deskriptif, uji asumsi klasik dengan uji non-rmality, uji multikolinearitas, uji autokorelasi, uji heteroskedastisitas, koefisien determinasi, koefisien korelasi berganda, uji parsial (t) dan uji simultan (f). Hasil statistik uji f (Uji Simultan) menunjukkan bahwa variabel independen yaitu likuiditas, leverage dan ukuran perusahaan secara simultan atau bersama-sama berpengaruh signifikan terhadap financial distress. Berdasarkan hasil statistik uji t (uji parsial) likuiditas berpengaruh positif dan tidak signifikan terhadap financial distress. Sedangkan leverage berpengaruh negatif terhadap financial distress. Dan ukuran perusahaan berpengaruh positif dan tidak signifikan terhadap financial distress.
Pengaruh Price to Book Value, Net Profit Margin, Earning Per Share dan Return On Investment Terhadap Harga Saham : Studi Keuangan pada Bank Umum Swasta Nasional yang Terdaftar di Bursa Efek Indonesia Periode 2021-2023 Elsa Yuniar; Dicky Jhoansyah; Resa Nurmala
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.3042

Abstract

Banking is one of the financial sectors that is in great demand by investors to invest their capital. This is because the banking sector is a vital sector in a country so it attracts a lot of investor interest. The share price of National Private Commercial Banks has decreased since the last 3 years. One of the factors that influence the rise and fall of share prices is the company's internal factors, including the level of profits obtained, the level of risk faced, and the company's performance. The aim of this research is to analyze the influence of Price to Book Value (PBV), Net Profit Margin (NPM), Earning per Share (EPS), and Return on Investment (ROI) on Stock Prices. The linear regression analysis method is used to evaluate the relationship between the independent variables (PBV, NPM, EPS, and ROI) and the dependent variable (share price). The method used in this research is associative descriptive with a quantitative approach. The sampling technique used is a saturated sample and data analysis using classical assumption test techniques, correlation coefficient test, determination, simultaneous test, multiple linear regression and partial test. Price to Book Value has a calculated t value of 3,908 > from t table and a significant value of 0.001 < 0.05, which means that there is a positive and significant influence between Price to Book Value on Stock Prices. Net Profit Margin has a calculated t value of -0.565 < from t table and a significant value of 0.576 > 0.05, which means that there is a negative and insignificant influence between Net Profit Margin on Share Prices. Earning Per Share has a calculated t value of 3.761 > from the t table with a significant value of 0.001 < 0.05, which means that there is a positive and significant influence between Earning Per Share on Share Prices. Return On Investment has a calculated t value of -1.283 < from the t table with a significant value of 0.208 > 0.05 which can be interpreted as meaning that there is a negative and insignificant influence between Return On Investment on Share Prices.
Implementasi Peningkatan Kerja Sama Tim, Work Life Balance, Trasformational Leadership Terhadap Kinerja Karyawan: Studi pada Karyawan PT. Pegadaian Cabang Sukabumi Ria Mulvianti; Dicky Jhoansyah; Resa Nurmala
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.3254

Abstract

In the era of globalization, the role of human resources for companies is becoming increasingly important, human resources determine the survival of the company. Human resources aim to develop the company. Pegadaian is a State-Owned Enterprise (BUMN) which has the status of a People's Credit institution with a Community Savings system to be able to meet needs to be effective. The aim of this research is to determine the implementation of teamwork, work life balance, transformational leadership on employee performance at PT. Sukabumi branch pawn shop. The method used in this research is a quantitative method with a descriptive approach. The sample in this study was 33 samples who were employees of PT. Pegadaian Sukabumi Branch using saturated sampling technique. Data was obtained through a research questionnaire distributed to all samples containing 20 statements regarding the variables of teamwork, work life balance, transformational leadership and employee performance, using an Ordinal measurement system. The data obtained was carried out various tests such as validity tests and reliability tests, classic assumption tests and then analyzed using SPSS 26 software testing. The results of the research showed that there was a significant influence between the variables of teamwork and work life balance on employee performance, but there were negative results for the variables. Transformational leadership on employee performance.
The Role of Brand Image in Mediating The Influence of Electronic Word of Mouth (E-Wom) on Purchase Intention Fauzi Ikhsan Fazrin; Kokom Komariah; Dicky Jhoansyah
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3095

Abstract

This study was conducted to examine the effect of Electronic Word of Mouth (E-WOM) on brand image and purchase intention, as well as the mediating role of brand image in the relationship between E-WOM and purchase intention. The phenomenon observed is the increasing role of online reviews and digital recommendations in shaping consumers' perceptions of brands and their purchasing decisions. This study used descriptive and associative methods with a quantitative approach. The study population was 356,410 residents of Sukabumi City, with a sample of 200 people randomly selected through probability sampling technique. Validity and reliability testing was conducted using SPSS version 23. The results showed that E-WOM had a significant effect on brand image with all items on the E-WOM variable and brand image declared valid (r_hitung > r_kritis). In addition, brand image also has a significant influence on consumer purchase intention. Brand image acts as a mediator that strengthens the influence of E-WOM on purchase intention. Cronbach's Alpha values for brand image, E-WOM, and purchase intention show high reliability (>0.60). In conclusion, E-WOM and brand image have an important role in shaping consumer purchase intention, with brand image strengthening the relationship between E-WOM and purchase intention. Effective marketing strategies should focus on improving brand image and leveraging E-WOM to drive consumer purchase decisions.
Analysis of Social Media Influencers on Purchase Intention through Perceived Value as a Mediating Variable Bunga Hanifah; Asep Muhamad Ramdan; Dicky Jhoansyah
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3144

Abstract

Lazada, one of the largest e-commerce in Southeast Asia, experienced a decrease in the number of visitors in early 2023. This study aims to analyze the influence of social media influencers on purchase intention through perceived value as a mediating variable for Lazada users in Sukabumi City. The research method used is quantitative with a sample size of 180 respondents. Data analysis techniques using Structural Equation Modeling Partial Least Square (SEM-PLS). The results showed that social media influencers have a positive and significant effect on perceived value. Social media influencers have no significant effect on purchase intention. Perceived value has a positive and significant effect on purchase intention. Perceived value is not effective in mediating the relationship between social media influencers and purchase intention, because the direct effect is greater than the indirect effect. In conclusion, Lazada needs to increase the role of social media influencers and perceived value to encourage user purchase intention, but it needs a more effective strategy in integrating these two factors.
Analisis Likuiditas, Tax Avoidance, Pertumbuhan Penjualan dan Pertumbuhan Laba Terhadap Nilai Perusahaan: Studi Keuangan pada Perusahaan Subsektor Tekstil dan Garmen yang Terdaftar di Bursa Efek Indonesia Tahun 2022 Resti Yunisa; Dicky Jhoansyah; Kokom Komariah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3121

Abstract

The aim of this research is to find out how the influence of Liquidity, Tax Avoidance, Sales Growth and Profit Growth on Company Value is described. The population in this research is textile and garment sub-sector companies listed on the Indonesia Stock Exchange for the 2022 period. The method used is a quantitative method with an associative descriptive approach. With a total sample of 19 with saturated sampling. Using secondary data collection techniques and descriptive statistical analysis, classic assumption tests with normality test, multicollinearity test, heteroscedasticity test, coefficient of determination, multiple correlation coefficient, multiple linear regression test, partial test (t) and simultaneous test (f). The statistical results of the f test (Simultaneous Test) show that there is a simultaneous and significant influence of the variables Liquidity, Tax Avoidance, Sales Growth, Profit Growth on Company Value. Based on the statistical results of the t test (partial test), liquidity has a negative and significant effect on Company Value. Meanwhile, Tax Avoidance has a positive and insignificant effect on Company Value. Furthermore, Sales Growth has a positive and significant effect on Company Value. And Profit Growth has a negative and insignificant effect on Company Value.
Analisis Non Performing Loan, Biaya Operasional Pendapatan Operasional, dan Free Cash Flow Terhadap Nilai Perusahaan Neng Nia Fania; Dicky Jhoansyah; Faizal Mulia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3393

Abstract

The research was aimed at determining the influence of Non Performing Loan, operating expenses to operating income, and free cash flow on firm value conducted in the banking sektor listed on the Indonesian Stock Exchange periode 2018-2022. The object of the research were Non Performing Loan (X1), Operating Expenses to Operating Income (X3), free cash flow (X3), and Firm Value (Y). the research used descriptive and associative methods with quantitative approach. The technique of sampling deployed in the research was non probability sampling approach, namely the purposive sampling technique. The techniques of analysing data applied were test of coefficient of multiple correlation and coefficient of determination, multiple linear regression test, partial test (t-test), and simultaneous test (f test). Based on the result of the research show that there is a relationship of  Non Performing Loan, operating expenses to operating income, and free cash flow toward firm value which is aggregated to 0,659, indicating that the relationship of Non Performing Loan, operating expenses to operating income, and free cash flow toward firm value is included to a strong relationship criteria. Moreover, the result of partial test show that Non Performing Loan negative and significant influence toward firm value, operating expenses to operating income negative and significant influence toward firm value, and free cash flow has positive and insignificant influence toward firm value.
Co-Authors Acep Samsudin Afra Maulia Ai Nurhalimah Aisha, Salsabil Alayya, LA Syara Alfana Duwi Alamanda Aliya Nurfauzia Amira Tussa'Adah Anak Agung Gede Sugianthara Andi Sopandi Andre Reymon Nirwana Aneu Lutfiana Anggita Dwi Rahmatika Anisa Nur Oktaviani Annisa, Annisa Mardiana Ramdhani Any Octaviany Asep Muhamad Ramdan Asep Muhammad Ramdan Aufa Salwa Hidayat Aulia Agustian Awaliyah, Nanda Putri Bagja Pasca Ramadhan Bilqis Nabillah Galih Bima Zikrillah Haq Bobby Billian Ramadhan Bunga Hanifah Cindy Fitriya Dara Almira Deni Muhammad Danial Deria Cahya Fitriadi Desti Karimah Deuis kartinah Dewi, Fitriani Deya Mentari Octavia Anugerah Dina Apriani Dion Setianto Elsa Amaliana Elsa Gusfryani Elsa Yulianti Elsa Yuniar Erik Candra Pertala Erry Sunarya Erry Sunarya Fadhila Wanda Hidayati Faizal Mulia Z Fajar Bayhaq, Tegar Fauzi Ikhsan Fazrin Febriani, Selvy Fendira lutfianisa Fhirda Putriana Ulpa Fikri Ahmad Fauzi Gunawan, Meilani Gusfryani, Elsa Hana Alvita Haniifah , Khairunnisa Hanna Friska P Friska P Hudaya, Syalva Fauzia Ilham Purnama Putra Intan Firmantiny Yulia Intana Audri Frikatiani Ira Ardyani Isa, Indra Griha Tofik Iwan Rizal Setiawan Jauza Dzahabiyya Juliaristanti, Vira Karin Maulia Sulaeman Kokom Komariah Kokom Komariah Lala Febby Ardiany Leonita Siwiyanti Lia Amelia Lienry Salsia Putri Suryadi Linda Novita Dewi Lindiana, Resa Lisnawati Lisnawati Lisnawati Lisnawati Lisnawati Listiawati, Pika Lulu Almarjan Lulu Luciana Luthfi Aulazia Fatahillah Mazzlida Mat Deli Mila Almaudina Mita Tri Utami Mitha Tri Mutiar Moch Lutfi Gunawan Mochamad Anton Wiguna Saputra Mochammad Sigit Satibi Muhamad Ramdan, Asep Muhammad Rahmatullah, Muhammad Muhammad Tasbit Hamzah Ramdani Murty, Try Mustika Nabila Salsabila Rahman Najma Alifia Nanda Putri Awaliyah Nazri Raihan, Muhammad Nazriel, Muhammad Neneng Maesyarah Neng Nia Fania Nor Norisanti Novy Anggraini Nurdianti, Resti Nurjanah, Disa Siti Nurmala, Resa Pika Pirliana Pitriani, Elsa Priyanti Handayani R Deni Muhammad Danial Rahmatika, Anggita Dwi Raihan Mughits Shalshabill Ramdan, Asep M. Ramdan, Asep Muhammad Ramdani, Muhamad Sahrul Rana Putra Pamungkas Refi Sandria Oktapiadi Reina Riswanti Pertiwi Reni Uniana Resa Nurmala Resta Restiani Resti Juwita Resti Yunisa Restiani, Resta Ria Mulvianti Riana Afriansyah Rifki Ramdhan Rika Indriani Rika Nur Rahmawati Rima Praditya Septiani Rini Anisa Riri Rifardi Riska Riska Riska Riska Risma Melati Risnanamawati Risnanamawati Rivaldi Muslim Ruswandi Rizki Akbari Rizky Anugerah Pratama Rosanti Rosanti Sahira Nurjehan Saidah, Siti Aulia Salsabil Aisha Salsabila Khoirunnisa Sami Raras Sarah Nurlaeli Tanzil Selawati Selawati Setianto, Dion Siti Nur Syipa Siti Nuraeni Sonia Firdaus Sopyan Saori Srimaulani, Vina Sulaeman, Karin Maulia Sunarya, Erry Sunarya, Erry Suryana, Erry Syaban, Agil Syawaliyah, Nisrina Syifaurrohmah, Syifaurrohmah Tarisa Nur Fadilah Tetty Sufianty zafar Ujang Sumarwan Uniana, Reni Vira Juliaristanti Wahyu Restu Illahi Widya Nindi Pratiwi Wijaya, Sukma Winda Astri HIdayat Windi Yanti Wiwin Rosmiyanti Agustin Yeti Laelasari Yoga Mudofar Bahri Zafar, Tetty Suffianty Zafar, Tetty Sufianty Zahra, Nadabila