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All Journal JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN Jurnal Manajemen dan Organisasi Jurnal Manajemen dan Agribisnis Jurnal Manajemen Teknologi Majalah Geografi Indonesia Analisis Kebijakan Pertanian Jurnal Pengelolaan Sumberdaya Alam dan Lingkungan (Journal of Natural Resources and Environmental Management) Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Wilayah dan Lingkungan Jurnal Tataloka FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Jurnal Penelitian Pendidikan IPA (JPPIPA) AFRE Accounting Financial Review Jurnal Resolusi Konflik, CSR dan Pemberdayaan (Jurnal CARE) Al-Muzara'ah AFEBI Economic and Finance Review Journal of Socioeconomics and Development Indonesian Journal of Socio Economics JSHP (Jurnal Sosial Humaniora dan Pendidikan) EKUITAS (Jurnal Ekonomi dan Keuangan) Economics and Finance in Indonesia Jurnal Bisnis Tani Analisis Kebijakan Pertanian EKOMABIS: Jurnal Ekonomi Manajemen Bisnis
Yeti Lis Purnamadewi
Department Of Economics, Faculty Of Economics And Management, Bogor Agricultural University Indonesia
Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Materials Science & Nanotechnology Physics Social Sciences Other

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Developing a Logic Model for Evaluating Women's P2P Lending Programs : Pengembangan Logic Model untuk Mengevaluasi Program P2P Lending Perempuan Primadhita, Yuridistya; Effendi, Jaenal; Purnamadewi, Yeti Lis; Firdaus, Muhammad
EKOMABIS: Jurnal Ekonomi Manajemen Bisnis Vol. 6 No. 01 (2025): Ekomabis Edisi Januari 2025
Publisher : LPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/ekomabis.v6i01.2336

Abstract

Financial inclusion remains a significant challenge for women entrepreneurs in Indonesia, particularly in rural areas where access to formal financial institutions is limited. Peer-to-peer (P2P) lending has emerged as an alternative financing solution, with platforms like Amartha pioneering fintech lending specifically for women. Purpose: This study aims to evaluate the effectiveness of women-focused P2P lending programs in enhancing financial inclusion and examine the relationship between inputs, outputs, outcomes, and impacts in the P2P lending model. Methodology: The study employs qualitative analyses by logic model to provide a comprehensive evaluation of Amartha’s women-focused P2P lending program. Findings: This study finds that Amartha's P2P lending model expands women's access to capital and improves their well-being. Originality: This study using the logic model to assess the impact of women-focused P2P lending programs, particularly in terms of inputs, outputs, outcomes, and impacts on women’s economic empowerment and financial inclusion. Inklusi keuangan masih menjadi tantangan besar bagi pelaku usaha perempuan di Indonesia khususnya di daerah pedesaan, dimana akses terhadap lembaga keuangan formal masih terbatas. Peer-to-peer (P2P) lending muncul sebagai solusi alternatif pembiayaan dengan platform seperti Amartha yang memelopori pinjaman fintech khusus untuk perempuan. Tujuan: Penelitian ini bertujuan untuk mengevaluasi efektivitas program P2P lending yang berfokus pada perempuan dalam meningkatkan inklusi keuangan dan menganalisis hubungan antara input, output, outcome, dan dampak P2P lending. Metodologi: Penelitian ini menggunakan analisis kualitatif dengan model logika untuk memberikan evaluasi komprehensif terhadap program pinjaman P2P Amartha yang berfokus pada perempuan. Temuan: Studi ini menemukan bahwa model pinjaman P2P Amartha memperluas akses perempuan terhadap modal dan meningkatkan kesejahteraan. Orisinalitas: Studi ini menggunakan model logika untuk menilai dampak program pinjaman P2P yang berfokus pada perempuan, khususnya dalam hal input, output, outcome, dan dampak terhadap pemberdayaan ekonomi dan inklusi keuangan perempuan.
State-Owned Islamic Banks Merger Impact on Capital Quality and Market Share of National Islamic Banking Lauda, Farhan; Purnamadewi, Yeti Lis; Beik, Irfan Syauqi
AFRE (Accounting and Financial Review) Vol. 7 No. 3 (2024)
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v7i3.14433

Abstract

This study aims to analyze the impact of the merger of three state-owned Islamic banks on the capital quality and market share of national Islamic banking and identify the factors influencing them. The research employs a quantitative approach using monthly time series data from 2018 to 2023. Data analysis was conducted using a paired sample t-test, Wilcoxon Sign-Test and Vector Error Correction Model (VECM). The results show significant difference in the market share of national Islamic banking before and after the merger, though there was no significant difference in the average of CAR. VECM analysis reveals that NPF, ROE, BOPO, and FDR influence CAR and market share of Islamic banking in the long term, while FDR has a significant effect on CAR in the short term. The merger significantly affects CAR but not the market share of Islamic banking, whereas controlling shareholders (PSP) decisions significantly impact market share of Islamic banking. JEL Classification: C14, G21, G28 DOI: https://doi.org/10.26905/afr.v7i3.14433
The Analysis of Dairy Farming Efficiency in East Java: Evidence Post The Foot and Mouth Disease Outbreak Asmara, Alla; Purnamadewi, Yeti Lis; Rindayanti, Wiwiek; Achsani, Muhammad Nur Faaiz; Abdullah, Asaduddin; Fadhillah, Naufal; Fitri, Tiara Anisa
Jurnal Manajemen dan Agribisnis Vol. 22 No. 1 (2025): JMA, Vol. 22 No. 1, March 2025
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jma.22.1.65

Abstract

Background: Foot and Mouth Disease is a highly contagious disease in livestock that can cause great economic losses when there is an outbreak of the disease.Purpose: This study examines the characteristics and dynamics of milk production on smallholder farms in East Java after the outbreak of foot and mouth diseaseDesign/methodology/approach: The regencies of Malang and Pasuruan are the research locations because they are the centers of milk production in East Java. To obtain a representative sample, farmer households were disaggregated by farm location, with a total of 93 farmer households surveyed 45 from Malang Regency and 48 from Pasuruan Regency. East Java Province was recorded to have 282.364 dairy cows in 2022, accounting for 56% of the national dairy cattle population, making it the key region in dairy cattle production. Through a comparative analysis of key factors, such as feed management, labor efficiency, and animal composition, the study revealed significant differences in milk production between the two regions.Findings/Result: The study found that the number of lactating cows positively impacted milk production, with farmers in both Malang and Pasuruan effectively optimizing concentrate feed. However, labor management challenges in Pasuruan hindered full resource utilization, highlighting the need for improved labor practices. To sustain dairy farming in East Java, tailored strategies that address regional differences, optimize resources, enhance labor quality, and invest in disease prevention and farmer education are essential for increasing productivity and resilience. Conclusion: Policy implications highlight the need for targeted training programs, improved measures to prevent the spread of foot and mouth disease (FMD), and better access to veterinary services to support farmers in adapting to FMD. Ultimately, strengthening resilience in the dairy farming sector is critical to ensuring the sustainability and productivity of dairy farming in East Java.Originality/value (State of the art): This study provides novel insights by not only analyzing the dynamics of milk production in these regions post-FMD but also by examining the specific factors affecting recovery, such as feed management, labor efficiency, and animal composition. This study offers a comparative analysis between the two major dairy-producing areas in East Java. Keywords: dairy farming, foot and mouth disease, milk production, lactating cow, resource management
Evaluating the Impact of Cooperative Services on Dairy Farm Performance in North Cianjur: An Importance-Performance Analysis Approach Dahri Tanjung; Alla Asmara; Yeti Lis Purnamadewi; Anita Ristianingrum; Intani Dewi; Liisa Firhani Rahmasari
Jurnal Penelitian Pendidikan IPA Vol 11 No 3 (2025): March
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i3.10595

Abstract

The Foot-and-Mouth Disease (FMD) outbreak has worsened the performance of dairy farming and Milk Producers Cooperative (KPS). Therefore, this study aims to evaluate the effectiveness of cooperatives in supporting dairy farmers in North Cianjur, Indonesia. Using Importance-Performance Analysis (IPA), we assess the role of cooperative services in the performance of its dairy farming members. The results indicate that livestock health and reproduction services are highly prioritized, while education and training programs need improvement, along with a significant relationship between the performance of cooperative services and the businesses of its members. These findings emphasize cooperatives' importance in sustaining small-scale dairy farming performance and provide recommendations for service enhancement.
Comparison of the Performance of Feed A and Feed B on Productivity and Cost Efficiency at Surodadi Farm, Sleman Dahri Tanjung; Ananda Manurung; Warcito Warcito; Yeti Lis Purnamadewi
Jurnal Penelitian Pendidikan IPA Vol 11 No 5 (2025): May
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i5.11061

Abstract

This study aims to evaluate the productivity and feed efficiency of laying hens through a comparative analysis of two commercial feed types, Feed A and Feed B. A quantitative approach was employed, utilizing independent samples t-test and Revenue to Cost (R/C) ratio analysis. Sample size was determined using Slovin's formula based on uniform criteria of flock size, age, and cage dimensions, resulting in a minimum requirement of 385 hens. To improve accuracy, 2952 Lohmann Brown hens (35–54 weeks old) were used, distributed equally in two cages of 1476 hens each. Key performance indicators included Hen Day Production (HDP), egg mass (g/hen/week), Feed Conversion Ratio (FCR), and net income. The results showed that Feed B provided better performance across all metrics. HDP for Feed B reached 91.49%, higher than Feed A at 88.75%. Total egg mass produced per cage for Feed B was 1638 kg, exceeding Feed A at 1554 kg. Feed B also recorded a more favorable FCR (2.14 vs. 2.25), indicating more efficient feed utilization. Economically, although Feed B was slightly more expensive (IDR 6,352/kg) than Feed A (IDR 6,268/kg), it generated a higher net income of IDR 6,434,870 for the total flock (2952 hens) over the study period. The R/C ratio for Feed B was 1.21, compared to 1.15 for Feed A, indicating relatively greater profitability. These findings suggest that Feed B is a more efficient and economically advantageous option for commercial layer operations aiming to optimize productivity and returns.
Religious Values, Profit, and Perceived Risk: Understanding Muslim Investor Preference in Female-Centered P2P Lending Yuridistya Primadhita; Jaenal Effendi; Yeti Lis Purnamadewi; Muhammad Firdaus
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 1 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i1.6047

Abstract

This study investigates the influence of religious values, profit orientation, and perceived risk on Muslim investor preferences in female-centered peer-to-peer (P2P) lending. It is situated at the nexus of Islamic finance, gender-focused fintech, and behavioral economics. The analysis underscores the increasing participation of investors in digital financial platforms that cater specifically to female borrowers. A quantitative method is applied, employing Structural Equation Modeling–Partial Least Squares (SEM–PLS) to analyze data collected from 212 respondents. The results indicate that religious values, profit orientation, and perceived risk significantly shape Muslim investor preferences. Among these factors, perceived risk exerts the strongest influence, followed by religious values and profit orientation. These findings suggest that perceived risk plays a dominant role in investment decision-making, even within frameworks guided by religious principles. This study contributes to the literature by integrating religious, economic, and behavioral perspectives to advance the understanding of investor preferences in Sharia-compliant financial innovations. The results highlight the importance for fintech platforms to align strategic design with investor perceptions of risk and religious adherence to foster greater engagement in female-centered P2P lending.
Co-Authors . Dahri Abdullah, Asaduddin Achsani, Muhammad Nur Faaiz Adrian Tri Sasongko Agit Kriswantriyono Alexandi, Muhammad Findi Alfianita Rakasiwi Putri Alla Asmara Ananda Manurung Anggi Meiri Anita Ristianingrum Arief Daryanto Arya Hadi Dharmawan Asti Yayuk Wahyuni Bambang Juanda Dahri Tanjung Dahri Tanjung Dedi Budiman Hakim Deni Lubis Didik Suharjito Edi victara Tinambunan Edo Pramana Putra Fadhillah, Naufal Fitri, Tiara Anisa Hakim Miftakhul Huda Iis Mardiansyah Ilhamdi Ilhamdi Intani Dewi Irfan Syauqi Beik JAENAL EFFENDI Lalu Ardhian Mustapa Lauda, Farhan Leonita Arshinta Cinara Leran Putri, Mutiara Virgia Mangara Tambunan Meidiza Dwi Orchidea Muhammad Firdaus Muhammad Firdaus Muhammad Firdaus Muhammad Firdaus Mukhamad Najib Mutiara Fahmi Neneng Hasanah Ninuk Purnaningsih Pudji Muljono Putra, Bramanda Winiar Rahmasari, Liisa Firhani Rahmat Hidayat RAMADHANI, Atika Prissila Ratih Kurnia Hidayati Rina Oktaviani Rina Oktaviani Rindayanti, Wiwiek S Syahrial Sahara Sahara Sahara Sarwititi Sarwoprasodjo Silmy Kania Rizka Siregar, Malik Abdul Azis Sri Mulatsih Sri Mulatsih Tanti Novianti Ulul Hidayah Vernanda Fairuz Warcito Wiwiek Rindayati Yulia Puspadewi Wulandari Yuridistya Primadhita