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All Journal JMARS: Jurnal Mosaik Arsitektur Prosiding Seminar Nasional Sains Dan Teknologi Fakultas Teknik Journal The Winners DEDIKASI JURNAL MAHASISWA JAM : Jurnal Aplikasi Manajemen JURNAL EKONOMI UHO Binus Business Review International Journal of Social Science and Business Patria Artha Management Journal Jurnal Samudra Ekonomi dan Bisnis Jurnal Ilmiah Mandala Education (JIME) JISIP: Jurnal Ilmu Sosial dan Pendidikan JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Diklat Review : Jurnal manajemen pendidikan dan pelatihan Jurnal Pendidikan Teknologi Informasi dan Vokasional Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Management - Small and Medium Enterprises (SME's) TAJDID: Jurnal Pemikiran Keislaman dan Kemanusiaan Jurnal Kesehatan Tambusai Lumbung Inovasi: Jurnal Pengabdian Kepada Masyarakat JagoMIPA: Jurnal Pendidikan Matematika dan IPA Journal Of Human And Education (JAHE) Pustaka Karya : Jurnal Ilmiah Ilmu Perpustakaan dan Informasi Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Artificial Intelligence and Digital Business Eastasouth Journal of Effective Community Services The Es Economics and Entrepreneurship The Eastasouth Management and Business Tadulako International Journal of Applied Management (TaJAM) West Science Business and Management West Science Journal Economic and Entrepreneurship West Science Interdisciplinary Studies TONGKONAN: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Kreatif Indonesia West Science Accounting and Finance West Science Interdisciplinary Studies West Science Social and Humanities Studies ANOA: Jurnal Pengabdian Masyarakat Fakultas Teknik Adpebi Science Series Eko dan Bisnis: Riau Economic and Business Review
Darman Darman
BINUS University
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THE EFFECT OF TRAINING, COMPETENCE, AND WORK MOTIVATION TOWARD EMPLOYEES PERFORMANCE AT HEAD OFFICE OF PT. BANK SULTENG Feby, Feby; Idris, Idris; Darman, Darman
JURNAL INTERNASIONAL UNIVERSITAS TADULAKO Vol 3 No 1 (2021): May : Tadulako International Journal of Applied Management
Publisher : Master of Management Study Program, Faculty of Economics and Business, Tadulako University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (415.427 KB) | DOI: 10.59769/tajam.v3i1.20

Abstract

This research intends to analyze the effect of training, competence and work motivation toward employees performance at PT. Central Sulawesi Bank. This is descriptive-verificative research. The data obtained were analyzed through Multiple Linear Regression analysis. Respondents involved were 65 permanent employees who have attended training. The results show that training, competence and motivation simultaneously had a significant effect on employee performance at Head Office PT. Bank Sulteng with an Adjusted R Square value of 34.2%. Partially, training has a positive effect but not significant to employee performance at PT. Bank Sulteng Head Office, competence has a positive and significant effect on employee performance at Head Office PT. Central Sulawesi Bank and motivation have a positive effect but not significant on employee performance at Head Office PT. Bank Sulteng. Keywords: Training, Competence, Work Motivation, Employee Performance
THE DIGITAL MARKETING TO INFLUENCE CUSTOMER SATISFACTION MEDIATED BY PURCHASE DECISION Bachri, Syamsul; Putra, Setiawan Mandala; Farid, Erwan Sastrawan; Darman, Darman; Mayapada, Arung Gihna
Jurnal Aplikasi Manajemen Vol. 21 No. 3 (2023)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2023.021.03.03

Abstract

Consumer satisfaction and purchasing decisions made by consumers have always been a concern of marketers, taking into account these two aspects can encourage businesses to develop. Digital marketing is one of the factors that can shape consumer satisfaction and purchase decisions. For this reason, this study aims to prove whether there is an influence between digital marketing on purchasing decisions and consumer satisfaction, the influence of purchasing decisions on consumer satisfaction, and to prove whether purchasing decisions can mediate the relationship between digital marketing and customer satisfaction. This study, using Structural Equation Modeling (SEM) Partial Least Squares (PLS) analysis to test the hypothesis. This study also using a non-probability sampling method through a judgmental sampling technique. The minimum number of samples in using SEM is 100-200 samples, and this study uses a sample of 100 respondents. The results of the study show that digital marketing influences purchasing decisions and also influences consumer satisfaction. Other findings show that purchasing decisions have a positive effect on consumer satisfaction. The research findings also show that purchasing decisions can positively mediate the relationship between digital marketing and consumer satisfaction. The findings of this study have practical implications especially transformations in digital-based marketing strategies. The use of various digital marketing strategies such as email marketing, search engine optimization, search engine marketing, content marketing, social media marketing, etc., can help companies or marketers to increase consumer decisions in making purchases which at the last can build their satisfaction.
Attitudes and Digital Financial Literacy towards Performance through the Behavior of Small and Medium Enterprises in Palu City Fattah, Vitayanti; Surayya, Surayya; Husnah, Husnah; Nurdin, Dhayani; Darman, Darman; Nofal, Muhammad
International Journal of Social Science and Business Vol. 9 No. 1 (2025): February
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v9i1.87572

Abstract

The proliferation of micro, small, and medium enterprises (MSMEs) has emerged as a pivotal catalyst for economic proliferation. Discussions concerning MSMEs encompass a wide scope, as they pertain to the economic well-being of numerous small communities. The present study aspires to ascertain the impact of attitudes and digital financial literacy on performance, as evidenced by the actions of MSMEs in Palu City. This research was conducted employing a survey method, targeting MSMEs operating within the food and beverage sector in Palu City. This study utilizes a quantitative approach, collecting data through the distribution of questionnaires. The population and sample consist of 92 MSMEs in Palu City. The hypotheses were tested using Smart-PLS analysis. The results indicate that financial attitude and digital financial literacy do not significantly influence the performance of MSMEs in Palu City. However, financial management behavior moderates the influence of financial attitude and digital financial literacy on the performance of MSMEs in Palu City.
PENGARUH RETURN ON EQUITY DAN DEBT TO EQUITY RATIO TERHADAP RETURN SAHAM PADA PERUSAHAAN INDEKS LQ-45 YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2022 Reswita, Yefri; Yoda, Tilawatil Ciseta; Darman, Darman; Syaiful, Syaiful; Ahzari, Sarah Nur
Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Vol 11, No 1 (2025): VOLUME XI NO. 1 APRIL 2025
Publisher : Jurnal Menara Ekonomi : Pelatihan dan Kajian Ilmiah Bidang Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/me.v11i1.6616

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh variabel Return On Equity (ROE) dan Debt to Equity Ratio (DER) terhadap return saham. Jenis penelitian data yang digunakan dalam penelitian ini adalah kuantitatif yang berupa data sekunder dari laporan keuangan perusahaan indeks LQ45 pada tahun 2018-2022 yang terdaftar di Bursa Efek Indonesia (BEI). Pemilihan sampel dalam penelitian ini menggunakan purposive sampling. Populasi yang digunakan dalam penelitian ini adalah perusahaan indeks LQ45 yang terdaftar di Bursa Efek Indonesia (BEI) periode 2018-2022 sebanyak 36 perusahaan. Pengujian hipotesis dilakukan dengan menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa ROE secara parsial berpengaruh positif terhadap return saham. Hal ini terbukti dari hasil uji t, dimana nilai thitung 0,0400,05. DER secara parsial tidak berpengaruh terhadap return saham. Hal ini terbukti dari hasil uji t, dimana nilai thitung 0,1940,05. Sementara itu, secara simultan ROE dan DER berpengaruh signifikan terhadap return saham dengan hasil uji f, dengan nilai sebesar 0,0450,05. Koefisien determinasi diperoleh hasil sebesar 0,030. Artinya bahwa variabel ROE dan DER dapat menjelaskan variabel return saham sebesar 3% dan sisanya dijelaskan oleh variabel lainnya yang tidak diteliti.Kata Kunci: Return Saham, Return On Equity dan Debt to Equity Ratio  
PELATIHAN PENGGUNAAN APLIKASI MOBILE PEMBELAJARAN BAHASA INGGRIS ANDROID UNTUK MENINGKATKAN KEMAHIRAN BAHASA INGGRIS SISWA DI SMP NEGERI 11 MIMIKA darman; Darman, Darman; Lapu, Lukas
TONGKONAN: JURNAL PENGABDIAN MASYARAKAT Vol 1 No 2 (2022): Vol 1 No 2 (2022): Tongkonan: Jurnal Pengabdian Masyarakat
Publisher : FKIP UKI TORAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (379.27 KB) | DOI: 10.47178/tongkonan.v1i2.1760

Abstract

Kegiatan PKM ini dilaksanakan selama 6 bulan di SMP Negeri 11 Mimika. Jumlah peserta yang mengikutinya yaitu 46 orang yang dibagi kedalm dua kelompok. Kegiatan ini dilakukan 3 kali dalam seminggu. Dari hasil pengabdian kepada masyarakat (PKM) yang dilaksanakan di SMP 11 Mimika selam 6 bulan bahwa kegiatan ini disambut positif oleh peserta. Penggunaan aplikasi mobile dalam kegiatan pembelajaran dapat meningkatkan minat, antusias serta motivasi siswa di SMP 11 Mimika dalam belajar bahasa Inggris. adapun peningkatan kemampuan bahasa inggris setelah mengikuti pelatihan memperlihatkan hasil yang positif. Ada perbedaan nilai rata-rata yang cukup jauh sebelum dan sesudah mengikuti latihan dari lima aspek yang dinilai. Nilai kosakata meningkat dari nilai rata sebelum pelatihan yaitu 30 meningkat menjadi 83,3 setalah mengikuti pelatihan, Speaking juga mengalami peningkatan dari 36,6 menjadi 86,6, kemudian nilai grammar dari 23,3 meningkat menjadi 80, sementara nilai reading 30 meningkat menjadi 80.
Efektivitas dan Efisiensi Pengelolaan Pendapatan Asli Daerah untuk Menjamin Ketercukupan Kapasitas Fiskal Daerah Otonom Baru Kabupaten Mamuju Utara Provinsi Sulawesi Barat Tope, Patta; Darman, Darman
Jurnal Aplikasi Manajemen Vol. 12 No. 1 (2014)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effectiveness and efficiency of the local original income management, as well as an improved formulation of the local original income to ensure the adequacy and efficiency of local fiscal capacity in the new autonomous region in West Sulawesi. Based on these objectives, we used analysis of effectiveness and efficiency ratio source revenue targets by local governments and real potential. The results of the analysis indicate effectiveness ratio based on the target area of tax management effective while the analysis is based on the potential showed opposite results not effective. This suggests that the target of the government's tax revenue is small in area or not adapted to the existing potential. In addition, the local government budget spent compared to the amount of revenues classified as ery efficient. If connected with the analysis of the effectiveness of taxes and levies based on the potential that are not effective, then this indicates that the low budget/expenses incurred Northern Mamuju Government result in low tax revenues and levies.
THE ROLE OF FINANCIAL LITERACY AND FINANCIAL ATTITUDE IN INCREASING INCOME Hikmah, Nurul; Munawarah, Munawarah; Darman, Darman; Risendy, Rian
Journal of Management Small and Medium Enterprises (SMEs) Vol 18 No 2 (2025): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v18i2.20508

Abstract

This research investigates the impact of financial literacy and financial attitudes on MSME income in South Palu using a quantitative approach. Primary data was collected directly from respondents through questionnaires, with data sources coming from MSME owners in the South Palu region. SPSS was used for data analysis. The findings reveal that both financial literacy and financial attitudes significantly contribute to increasing MSME income. MSME owners with strong financial literacy can allocate budgets efficiently, cut unnecessary expenses, and optimize business potential. Positive financial attitudes, such as discipline, financial commitment, and prioritizing decision-making, form the core of business success. Financial attitudes play a more substantial role than financial literacy, as they are more directly applicable in decision-making. Financial literacy offers the knowledge, but without the right attitude, it remains theoretical and ineffective in practice. Keywords: Financial Literacy; Financial Attitude; MSME Income; MSME
STRATEGY OF FINANCIAL MANAGEMENT OF MSMEs IN THE DIGITAL 5.0 ERA OF PALU BUSINESS INCUBATOR Bosara, Christina Agnelya; Kadang, Juliana; Darman, Darman; Bidin, Cici Rianty K.
Journal of Management Small and Medium Enterprises (SMEs) Vol 18 No 2 (2025): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v18i2.20514

Abstract

This study aims to analyze the financial management strategies of MSMEs in the digital 5.0 era, focusing on four main indicators, namely budget planning and use, financial recording, financial reporting, and financial control. The research was conducted on 31 MSMEs registered at the Palu City Business Incubator, using descriptive quantitative methods. Data were collected through a questionnaire with a Likert scale and analyzed using descriptive statistics through frequency tabulation. The results showed that the majority of MSMEs have implemented financial management strategies well in the aspects of financial planning, recording, and control. The utilization of digital technology is proven to support the effectiveness of financial management, especially in preparing budgets, recording transactions, and monitoring cash flow in real-time. However, in the aspect of financial reporting, there are still shortcomings, where most MSMEs have not prepared complete financial reports such as balance sheets, income statements, and cash flows. Nevertheless, some MSMEs have used digital technology to prepare financial reports more quickly and accurately. Overall, this study indicates that the financial management of MSMEs in the digital 5.0 era is quite good but still requires strengthening in the aspect of financial reporting to support business sustainability. Keywords: Financial Management Strategy; MSMEs; Digital Era 5.0; Financial Planning; Financial Recording; Financial Reporting; Financial Control
Strategi Peningkatan Profitabilitas UMKM Makanan dan Minuman di Kota Palu Nurhayana, Nurhayana; Kadang, Juliana; Darman, Darman; Samudra, Suryadi
Jurnal Samudra Ekonomi dan Bisnis Vol 16 No 3 (2025): JSEB
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v16i3.11116

Abstract

The purpose of this study was to examine approaches used to increase the profitability of food and beverage MSMEs in Palu City. The sample used was 40 MSMEs. Data collected through questionnaires and interviews were then analyzed using multiple linear regression. The findings indicate that digital marketing have the greatest impact on MSME profitability, followed by financial management and product innovation. Social media and e-commerce are two examples of effective digital marketing techniques that can increase target market awareness and company revenue. Furthermore, efforts to maintain company stability and competitiveness are facilitated by innovative product development and sound financial management. A combination of these three strategies is recommended to significantly increase MSME profitability.
PENGEMBANGAN VIDEO PEMBELAJARAN INTERAKTIF PENDIDIKAN AGAMA ISLAM MATERI TANDA-TANDA BALIGH DI SDN 78 KENDARI Rahmadani, Nilam; Darman, Darman; Saputra, Hendra Nelva
Tajdid: Jurnal Pemikiran Keislaman dan Kemanusiaan Vol 9 No 2 (2025): Oktober
Publisher : LP2M IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/tadjid.v9i2.4758

Abstract

Materi tanda-tanda baligh dalam Pendidikan Agama Islam sering kali sulit dipahami siswa sekolah dasar karena bersifat abstrak dan sensitif. Berdasarkan kondisi di kelas IV SDN 78 Kendari, proses pembelajaran masih mengandalkan metode ceramah yang membuat siswa kurang aktif dan merasa canggung. Rumusan masalah penelitian, bagaimana mengembangkan video pembelajaran interaktif yang sesuai untuk menyampaikan materi tanda-tanda baligh agar mudah dipahami. Tujuan penelitian, menghasilkan video pembelajaran interaktif yang layak digunakan dan menarik serta dapat meningkatkan pemahaman siswa. Research and Development (R&D) dipilih sebagai metode dengan model ADDIE yang mencakup lima tahapan yaitu analisis, perancangan, pengembangan, implementasi, dan evaluasi. Hasil penelitian ini dinilai sangat layak digunakan oleh ahli media dengan rata-rata 90,74% dan oleh ahli materi dengan rata-rata 87,27%. Implementasi terhadap 17 siswa menunjukkan respon positif dengan nilai rata-rata 89,41%. Kesimpulannya, video pembelajaran yang di kembangkan sangat layak dan mudah digunakan dalam meningkatkan pemahaman siswa terhadap materi tanda-tanda baligh sebagai pembelajaran alternatif.
Co-Authors Abdulkadir Bajamal, Jinan Abdullah, Wiranto S Afrida Afrida Ahyan, Rian Rifaldi Ahzari, Sarah Nur Aksa, Ikhuzain Maftuh Anani, Siske Andini Hilumalo, Anggi Nur anggraen, iin Arbiansyah Arbiansyah, Arbiansyah Arung Gihna Mayapada Asbar Tantu Asriadi Asriadi Astari, Silvy Bosara, Christina Agnelya Cici Rianty K. Bidin Ciseta Yoda, Tilawatil Damasri, Wulan Dunggio, Titin Eko Sudarmanto Elrix Doirebo, Hans Yohanes Enny Noegraheni, Enny Erwan Sastrawan Fajriani, Alfiah Feby, Feby Fitriani Fitriani Fitriani HP, Dinda Hadjatu, Sri Halwiah, Nur Hartiwi Prabowo, Hartiwi Hendra Nelva Saputra Hery Widijanto Hesti Evrianti Husnah Husnah Ibrahim, Akhmad Fadli Ibrahim, Ely Idris Idris Ilham, Muh. Insiani, Naya Judijanto, Loso Juliana Kadang Kadjintuni, Zulaiha Khairul, Weni Kuku, Celsi La Ode Ichlas Syahrullah Yunus Lapu, Lukas Lukman Setiawan Ma'ruf, Fatmah Mallo, Abd. Gafar Mansur, Rahmawati Mardin, Mardin Maruf, Fatmah Mawati, Mawati Miftahul Jannah MUH. YUNUS KASIM, MUH. YUNUS KASIM MUHAMMAD ALI Muliana, Muliana Munawarah Munawarah, Munawarah Musa , Maman Musa, Maman Muslimin Muslimin Nanda Nanda Napu, Karlina Nofal, Mohammad Nofal, Muhammad Noviana Djou, Sitti Husna Nurdin, Dhayani NURDIN, DJAYANI Nurhabibah Nurhabibah Nurhayana, Nurhayana Nurul Hikmah Patta Tope Pricylia Chintya Dewi Buntuang Rachma, Azis Rachman, Azis Rahmadani, Nilam Rauf, Nuzmerini Razilu, Zila Reswita, Yefri Rianty, Cici Rina Febriani, Rina Febriani Risendy, Rian Rizkiani Iskandar Rosa, Devi Triana Salahuddin Salahuddin Salim, Muh. Samalua Waoma Saputra, Faldi Sari, Dwi Oktia Setiawan Mandala Putra Sinarti, Andi Sitti Husna Noviana Djou Suandi, Edi Suleman, Marno Surayya, Surayya Syaiful . Syamsiar, Syamsiar Syamsul Bachri Syarifnur, Syarifnur Taslim Taslim Tontik, Deysi Tri Setiawati Maulana Utami , Eva Yuniarti Vitayanti Fattah Wanda Putri, Nurisnaini Afifah William Indra S. Mooduto winarti, eko Yahya, Siskawaty Yoberth Kornelius Zainuddin, Fatlina