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Pengaruh Penyaluran Kredit Usaha Pedesaan dan Peran Kredit Usaha Rakyat Terhadap Perkembangan UMKM Pada PT Bank Rakyat Indonesia (PERSERO),Tbk. Unit Jati Mulyo Amelia Anwar
Business and Enterpreneurship Journal (BEJ) Vol 2, No 1 (2021)
Publisher : Business and Enterpreneurship Journal (BEJ)

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Abstract

This study aims to determine the effect of rural business credit, people’s business credit against the development of UMKM at PT Bank People Indonesian (Persero),Tbk. Mulyo Teak Unit. The data used in this report are primary data namely data obtained directly from the source, spread to respondents. Rural business loan customer 50 people, people’s business credit customers 50 people at PT Bank Rakyat Indonesian (Persero),Tbk. Unit Jati Mulyo. The results in this study indicate that influence rural business credit significantly positive influence on the development of UMKM this can be seen from the results of the t test results of significance value are 0,000 0,05 with t count 8,139 ttable 1,984, the effect of people’s business credit significantly positive influence on the development of UMKM this can be seen from the results of the t with the significance is 0,001 0,05 from the fcalculated value 3,524 ttable 1,984, the influence rural business credit, people business credit against the development of UMKM this can be seen from the test results test f as big 0,000b 0,05 from the fcalculated value 144,043 ftable 3.09. Thus it can be concluded that the variable of rural business credit distribution for, people’s business credit simultaneously has a significant effect o the development of UMKM Keyword: rural business credit, people’s business credit, the development of UMKM
PENGARUH CAPITAL ADEQUACY RATIO (CAR), FINANCING TO DEPOSIT RATIO (FDR), NON PERFOMING FINANCING (NPF), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM SYARIAH TAHUN 2015-2018 Rudi Ramadhani; Amelia Anwar; Eka Travilta Oktaria
Business and Enterpreneurship Journal (BEJ) Vol 2, No 2 (2021)
Publisher : Business and Enterpreneurship Journal (BEJ)

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Abstract

This study aims to determine the effect of knowing the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Operational Expenditures on Operating Income (BOPO) on Return on Assets (ROA) at Banks Sharia General in 2015-2018. This study uses quantitative data with secondary data sources in the form of financial statements. The sampling technique used was purposive sampling and obtained a sample of 4 Islamic banks. Data taken from quarterly financial reports obtained from the official website of each bank is a research sample. The results of this study show that the results of the test simultaneously (Test F) obtained F count 73,367 f table 2,53 with a significant result of 0,000 0,05, which means that CAR, FDR, NPF and BOPO jointly influence and significant to ROA. While the test results t (1) CAR has a value of t count 2.195 t table 2.00172 with a significant level of 0.032 0.05, which means that CAR has a positive and significant effect on ROA. (2) FDR has a value of t count 2.333 t table 2.00172 with a significant level of 0.023 0.05, which means that FDR has a positive and significant effect on ROA. (3) NPF has a value of t count 1.437 t table 2.00172 with a significant level of 0.156 0.05, which means that NPF has no effect and is not significant towards ROA. (1) BOPO has a value of t count -14.915 t table 2.00172 with a significant level of 0,000 0.05 which means that BOPO has a negative effect and is significant for ROA.Keywords: CAR, FDR, NPF, BOPO and ROA
ANALISIS PENGARUH JANGKA WAKTU PINJAMAN DAN STATUS PEKERJAAN TERHADAP TINGKAT KELANCARAN PENGEMBALIAN KREDIT Amelia Anwar; Nety Kumalasari; Agung Rachmadi
Jurnal Manajemen dan Bisnis Vol 14, No 1 (2023): April
Publisher : Universitas Bandar Lampung (UBL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/jmb.v14i1.3120

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh jangka waktu pinjaman dan status pekerjaan terhadap tingkat kelancaran pengembalian kredit di PT Pegadaian Syariah. Jangka waktu pinjaman dan status pekerjaan merupakan faktor yang dapat mempengaruhi kemampuan peminjam dalam mengembalikan pinjaman secara tepat waktu. Penelitian ini menggunakan metode analisis data sekunder, di mana data yang digunakan adalah data historis pinjaman di PT Pegadaian Syariah. Variabel yang diamati meliputi jangka waktu pinjaman, status pekerjaan, dan tingkat kelancaran pengembalian kredit. Data dianalisis menggunakan teknik regresi statistik untuk mengidentifikasi hubungan antara variabel-variabel tersebut. Hasil penelitian menunjukkan bahwa jangka waktu pinjaman memiliki pengaruh signifikan terhadap tingkat kelancaran pengembalian kredit. Selain itu, status pekerjaan juga memiliki pengaruh signifikan terhadap tingkat kelancaran pengembalian kredit.
Pendampingan Pembuatan Laporan Keuangan Pada Usaha Dagang Ud. Palwa Group Hasbullah Hasbullah; Dewi Silvia; Amelia Anwar; Moli Perani; Eva Desriantika
Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Vol. 2 No. 3 (2023): Juli : Jurnal Inspirasi Mengabdi Untuk Negeri
Publisher : Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/sejahtera.v2i3.1081

Abstract

Community service activities to provide knowledge about assisting in the preparation of financial reports at UD. Palwa group. This activity was carried out on May 4 2023 to May 11 2023. The method of activity is by presenting material, discussions, training and mentoring. a series of community service activities as follows: the implementing team presents material on preparing financial reports, the practice of making financial reports manually and digitally, solicits participant feedback regarding the quality of the training including material understanding, activity benefits and activity implementation satisfaction.
Pengaruh Pengendalian Internal, Kompemnsasi Financial, dan Kompensasi non Financial terhadap kinerja Karyawan di Rumah Sakit Advent Bandar Lampung Amelia Anwar; Yosi Pratiwi
Business and Enterpreneurship Journal (BEJ) Vol 3, No 2 (2022)
Publisher : Universitas Mitra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57084/bej.v3i2.892

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh pengendalian internal, kompensasi finansial dan kompensasi non finansial terhadap kinerja karyawan di Rumah Sakit Advent Bandar Lampung. Data yang digunakan dalam penelitian ini adalah data primer. Selanjutnya, teknik pengumpulan data yang digunakan dalam penelitian ini adalah survei yang menggunakan google form untuk mengumpulkan data. Dalam penelitian ini peneliti menggunakan metode uji t dan metode uji f dengan bantuan program SPSS versi 26. Berdasarkan hasil perhitungan nilai koefisien regresi masing-masing variabel yaitu pengendalian intern sebesar 24,1%, kompensasi finansial sebesar 51,7% dan kompensasi non finansial sebesar 17,6% terhadap kinerja pegawai. Sedangkan hasil nilai koefisien determinasi, pengendalian intern, kompensasi finansial dan kompensasi non finansial diketahui memiliki pengaruh sebesar 73,4% terhadap kinerja pegawai di RS Advent Bandar Lampung, sedangkan sebesar 26,6% dijelaskan oleh variabel lain.
Pengaruh Penyaluran Kredit Usaha Pedesaan dan Peran Kredit Usaha Rakyat Terhadap Perkembangan UMKM Pada PT Bank Rakyat Indonesia (PERSERO),Tbk. Unit Jati Mulyo Amelia Anwar
Business and Enterpreneurship Journal (BEJ) Vol 2, No 1 (2021)
Publisher : Universitas Mitra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57084/bej.v2i1.1021

Abstract

This study aims to determine the effect of rural business credit, people’s business credit against the development of UMKM at PT Bank People Indonesian (Persero),Tbk. Mulyo Teak Unit. The data used in this report are primary data namely data obtained directly from the source, spread to respondents. Rural business loan customer 50 people, people’s business credit customers 50 people at PT Bank Rakyat Indonesian (Persero),Tbk. Unit Jati Mulyo. The results in this study indicate that influence rural business credit significantly positive influence on the development of UMKM this can be seen from the results of the t test results of significance value are 0,000 0,05 with t count 8,139 ttable 1,984, the effect of people’s business credit significantly positive influence on the development of UMKM this can be seen from the results of the t with the significance is 0,001 0,05 from the fcalculated value 3,524 ttable 1,984, the influence rural business credit, people business credit against the development of UMKM this can be seen from the test results test f as big 0,000b 0,05 from the fcalculated value 144,043 ftable 3.09. Thus it can be concluded that the variable of rural business credit distribution for, people’s business credit simultaneously has a significant effect o the development of UMKM Keyword: rural business credit, people’s business credit, the development of UMKM
PENGARUH CAPITAL ADEQUACY RATIO (CAR), FINANCING TO DEPOSIT RATIO (FDR), NON PERFOMING FINANCING (NPF), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM SYARIAH TAHUN 2015-2018 Rudi Ramadhani; Amelia Anwar; Eka Travilta Oktaria
Business and Enterpreneurship Journal (BEJ) Vol 2, No 2 (2021)
Publisher : Universitas Mitra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57084/bej.v2i2.1030

Abstract

This study aims to determine the effect of knowing the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Operational Expenditures on Operating Income (BOPO) on Return on Assets (ROA) at Banks Sharia General in 2015-2018. This study uses quantitative data with secondary data sources in the form of financial statements. The sampling technique used was purposive sampling and obtained a sample of 4 Islamic banks. Data taken from quarterly financial reports obtained from the official website of each bank is a research sample. The results of this study show that the results of the test simultaneously (Test F) obtained F count 73,367 f table 2,53 with a significant result of 0,000 0,05, which means that CAR, FDR, NPF and BOPO jointly influence and significant to ROA. While the test results t (1) CAR has a value of t count 2.195 t table 2.00172 with a significant level of 0.032 0.05, which means that CAR has a positive and significant effect on ROA. (2) FDR has a value of t count 2.333 t table 2.00172 with a significant level of 0.023 0.05, which means that FDR has a positive and significant effect on ROA. (3) NPF has a value of t count 1.437 t table 2.00172 with a significant level of 0.156 0.05, which means that NPF has no effect and is not significant towards ROA. (1) BOPO has a value of t count -14.915 t table 2.00172 with a significant level of 0,000 0.05 which means that BOPO has a negative effect and is significant for ROA.Keywords: CAR, FDR, NPF, BOPO and ROA
LITERASI PENYUSUNAN LAPORAN KEUANGAN DAN PAJAK DI SMP 17 KOTA BANDAR LAMPUNG Yulistina Yulistina; Dewi Silvia; Amelia Anwar; Salsabrina Windo Putri Deffi
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 3 (2023): Volume 4 Nomor 3 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i3.17345

Abstract

Kegiatan pengabdian kepada masyarakat untuk memberikan pengetahuan tentang Literasi penyusunan laporan keuangan dan pelaporan pajak untuk Koperasi Waway Hati Di SMP 17 kota Bandar Lampung. Metode kegiatan dengan pemaparan materi, diskusi, pelatihan dan pendampingan. rangkaian kegiatan pengabdian kepada masyarakat sebagai berikut: tim pelaksana menyajikan materi tentang penyusunan laporan keuangan dan pembuatan laporan pajak, hasil kegiatan pengabdian ini yaitu adanya peningkatan pemahaman peserta mengenai pemahaman materi, manfaat kegiatan dan kepuasan pelaksanaan kegiatan, selain itu diharapkan dari pelatihan ini pengurus koperasi Waway Hati dapat membuat laporan keuangan dan membuat laporan pajak
PENGARUH BOPO, CAR, DAN LDR TERHADAP KINERJA KEUANGAN PADA PERBANKAN SYARIAH YANG GO PUBLIC DI BEI 2019 – 2022 Novita Sri Wulandari; Amelia Anwar; Siti Khoirina; ghia subagja
Jurnal Kompetitif Bisnis Vol 1 No 12 (2023): Jurnal Kompetitif Bisnis
Publisher : Jurusan Administrasi Bisnis, FISIP, Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.0120/ss

Abstract

This research aims to determine the influence of BOPO, CAR, and LDR on financial performance in Islamic banking that goes public on the IDX 2019 - 2022. This research uses quantitative data with secondary data sources in the form of financial reports. The sampling technique used was purposive sampling and a sample of 10 Islamic banks was obtained. Data taken from quarterly financial reports obtained from the official website of each bank is the research sample. The results of this research show that the results of simultaneous testing (F Test) obtained an Fcount of 20,581 with an Ftable value of 2.87 with a significant result of 0.000 <0.05, which means that BOPO, CAR and LDR together have a significant influence on ROE. Meanwhile, the results of the t test (1) The tcount value for the BOPO variable is 1.056 < 2.024 or tcount < ttable and the sig value is 0.298 > 0.05 or the sig value < 0.05. So that H1 is rejected and H0 is accepted, it can be interpreted that the variable BOPO (X1) partially has no significant influence on ROE (2) CAR of 2.985 > 2.024 or tcount > ttable and a sig value of 0.005 < 0.05 or sig value > 0 .05 so it has a positive and significant effect on ROE. (3) LDR of 7.213 > 2.024 or tcount > ttable and a sig value of 0.000 < 0.05 or sig value > 0.05 so that it has a positive and significant effect on ROE.
Upgrading Pembuatan Laporan Keuangan dengan Sistem Enterprise Service Bus pada Seven Retail Group Dodik Maiwan; Amelia Anwar
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i1.274

Abstract

Potential weaknesses faced by the company. So it is necessary to consider the aspects of process inefficiency, risk of work errors, delays in information, lack of transparency, high operational costs, vulnerability to data loss and difficulties in monitoring performance. In the current era of globalization and digitization, companies face pressure to increase operational efficiency and accountability in presenting financial information. By using the PALS (Pasticipatory Action Learning System) method, where this method basically involves accounting staff in the process of upgrading the Enterprise Service Bus (ESB) system from 30 accounting staff and 5 staff will be taken for the interview sample in this research. From the problems currently faced by companies in managing financial reports, they have not been able to carry out systematic recording. With better data integration using ESB, a company's various systems and applications can be connected and communicate well. In real-time reporting compared to manual (conventional) recording which requires processing time, ESB allows for better real-time financial reports.