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PENGARUH JANGKA WAKTU PINJAMAN DAN STATUS PEKERJAAN TERHADAP TINGKAT KELANCARAN PENGEMBALIAN KREDIT Anwar, Amelia; Kumalasari, Nety; Rachmadi, Agung
Jurnal Manajemen dan Bisnis Vol 13, No 2 (2023): April
Publisher : Universitas Bandar Lampung (UBL)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/jmb.v13i2.4264

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh jangka waktu pinjaman dan status pekerjaan terhadap tingkat kelancaran pengembalian kredit di PT Pegadaian Syariah. Jangka waktu pinjaman dan status pekerjaan merupakan faktor yang dapat mempengaruhi kemampuan peminjam dalam mengembalikan pinjaman secara tepat waktu. Penelitian ini menggunakan metode analisis data sekunder, dimana data yang digunakan adalah data historis pinjaman di PT Pegadaian Syariah. Variabel yang diamati meliputi jangka waktu pinjaman, status pekerjaan, dan tingkat kelancaran pengembalian kredit. Data dianalisis menggunakan teknik regresi statistik untuk mengidentifikasi hubungan antara variabel-variabel tersebut. Hasil penelitian menunjukkan bahwa jangka waktu pinjaman memiliki pengaruh signifikan terhadap tingkat kelancaran pengembalian kredit. Selain itu, status pekerjaan juga memiliki pengaruh signifikan terhadap tingkat kelancaran pengembalian kredit.
Pengaruh Gaya Kepemimpinan, Kompensasi, Dan Pelatihan Kerja Terhadap Produktivitas Kerja Perum Damri Setiawan, Dony; Anwar, Amelia; Ekatama, M Renandi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1178

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh gaya kepemimpinan, kompensasi, dan pelatihan kerja terhadap produktivitas kerja karyawan pada perum DAMRI cabang lampung. Metode penelitian yang digunakan adalah metode kuantitatif dengan teknik pengumpulan data kuesioner, wawancara, dan observasi dengan sekala liker. Populasi dalam penelitian ini adalah 234 karyawan dengan menggunakan teknik purposive sampling. Teknik purposive sampling adalah pemilihan sempel yang dilakukan berdasarkan karakteristik atau atribut khusus yang dianggap memiliki hubungan yang signifikan dengan karakteristik atau atribut populasi yang telah diketahui sebelumnya. Hasil penelitian menunjukan bahwa gaya kepemimpinan, kompensasi, dan pelatihan kerja, secara silmultan berpengaruh terhadap produktivitas kerja karyawan. Hal ini yang ditunjukan oleh nilai F hitung > F tabel (6,990 > 2,74) dan nilai signifikan lebih kecil dari 0,05 yaitu (0,000 < 0,05). Dan Adjusted R Square sebesar 0,241, artinya konstribusi gaya kepemimpinan, kompensasi, dan pelatihan kerja adalah 24,1%. Sedangkan selisihnys (100-24,1% = 75,9%) dijelaskan oleh faktor atau variabel lain yang tidak digunakan dalam penelitian ini.
Employee Engagement as a Moderating Variable of the Influence of Resonant Leadership on Employee Performance Ahmad Abroza; Teguh Setiawan Wibowo; Rieneke Ryke Kalalo; Amelia Anwar; Nety Kumalasari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 3 (2025): : All articles in this issue include authors from 3 countries of origin (Indone
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i3.7880

Abstract

This research is a quantitative study with an explanatory approach. The data used in this study is primary data obtained by the researcher from 335 Mandala Finance employees spread throughout Indonesia. The data obtained by the researcher was analyzed using the smart PLS 4.0 analysis tool. The result in this article show that The first hypothesis in this study aims to determine whether Resonant Leadership Style can have a positive relationship and a significant influence on Employee Performance variables. This is because the P-Values ​​in this article are positive and have a value below the 0.05 significance level, namely 0.003. These results indicate that Resonant Leadership Style can make employees more obedient, more compliant, company targets and visions can be easily achieved, can make the company stable, and ultimately can improve Employee Performance.. However, the results in this study show even more significant results. The researchers believe this is because the selection of Resonant Leadership Style as an independent variable is different from the five studies above which only used General Leadership Style as an independent variable. In addition, the second hypothesis in this study can also be accepted because the P-Values ​​are positive and below the significance level of 0.05, which is 0.000, which is more significant than direct testing. Based on this, it can be concluded carefully that employee involvement can also help and even strengthen the influence of the Employee Involvement variable on Employee Performance because employees who are increasingly involved in company activities can make employee skills increase so that if this is accompanied by a Resonant Leadership Style, it can make Employee Performance even more significantly increase.
Pengaruh Kualitas Pelayanan dan Kinerja Karyawan Terhadap Kepuasan Anggota KSPPS Fastabiq Khoiro Ummah Cabang Tambakromo Sabila Vitra Meliyana; Amelia Anwar
Jurnal Manajemen Riset Inovasi Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen Riset Inovasi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v2i1.2161

Abstract

KSPPS Fastabiq Khoiro Ummah Tambakromo branch is one of the KSPPS Fastabiq Khoiro Ummah branch offices located in Tambakromo district, Pati district. The aim of this research is to find out whether the variables of service quality and employee performance affect the satisfaction of members of the KPPS Fastabiq Khoiro Ummah Tambakromo branch. The method used is associative because it aims to determine the cause and effect of two or more variables. The sample was obtained from 100 respondents, savings members of the KSPPS Fastabiq Khoiro Ummah, Tambakromo Branch. The questionnaire method is the sampling technique used. Data is processed using reliability tests, validity, multiple liner regression tests, simultaneous tests. From the results of statistical tests there is a positive and significant influence simultaneously on the variables of service quality and employee performance on KSPPS member satisfaction. Fastabiq Khoiro Ummah Tambakromo branch is proven by an Fcount value of 133,016 and a significance level of 0.000 which is smaller than the significance level of 0.05, because Fcount is greater than Ftable which is 2.36. So it can be decided that the hypothesis is accepted which states that there is a significant influence and simultaneous between service quality and employee performance on member satisfaction of KSPPS Fastabiq Khoiro Ummah Tambakromo branch.
Pengaruh Manajemen Pengelolaan Pamsimas Terhadap Kepuasan Pelanggan Desa Gempolrejo Dusun Sumberjo Kecamatan Tunjungan KAB. Blora Saryono Saryono; Amelia Anwar
Jurnal Manajemen Riset Inovasi Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen Riset Inovasi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/mri.v2i1.2208

Abstract

Pamsimas is a program implemented by the government to help the community in providing drinking water and overcoming difficulties in getting clean water. This research aims to determine the influence of Pamsimas Management on Customer Satisfaction of Community-Based Drinking Water (PAMSIMAS). The Pamsimas program is one of the programs implemented by the Indonesian Government. The aim of this research is to find out about the "Influence of Pamsimas Management on Customer Satisfaction in Gempolrejo Village, Sumberjo Hamlet, Tunjungan District, Blora Regency" to see how the Pamsimas program is in terms of its management, researchers want to know what strategies management uses to overcome water problems during the dry season. and the level of community satisfaction. Researchers use data collection techniques with techniques; interviews, observation, documentation and using qualitative data analysis techniques. Indicators of the success of the Pamsimas program are: Fulfillment of clean water needs every day and a good level of community satisfaction. Research results related to the success and strategy of providing community-based drinking water in Gempolrejo village, Sumberjo hamlet. The program is said to be successful because Porgam's objectives have been achieved, but there are still obstacles in several aspects, such as a lack of water during long dry periods and a lack of community satisfaction. In this case, support from the government and society is really needed.
Pengaruh Laporan Audit terhadap Sustainability Perusahaan dengan Management Discussion and Analysis (MD&A) sebagai Variabel Moderasi pada Sektor Perbankan di Indonesia Masthuroh, Masthuroh; Darajat, Ulfah Alfiyah; Anwar, Amelia
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2714

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Penelitian ini menganalisis  pengaruh laporan audit terhadap kinerja keberlanjutan perusahaan perbankan Indonesia, dengan Management Discussion and Analysis (MD&A) sebagai variabel pemoderasi. Metode kuantitatif diterapkan dengan menggunakan data sekunder dari laporan tahunan, laporan keberlanjutan, dan laporan audit bank-bank yang terdaftar di BEI selama periode 2021-2024, penelitian ini menganalisis 100 observasi dengan teknik regresi linier berganda. Hasil penelitian menunjukkan bahwa laporan audit berkualitas berpengaruh positif signifikan terhadap keberlanjutan perusahaan. Temuan utama mengungkap bahwa MD&A berperan sebagai moderator yang signifikan dan memperkuat pengaruh positif laporan audit terhadap keberlanjutan. Penelitian ini memberikan implikasi penting bagi regulator dan praktisi perbankan mengenai perlunya kombinasi audit independen dan pengungkapan MD&A yang transparan untuk meningkatkan praktik keberlanjutan.
PENGARUH BOPO, CAR, DAN LDR TERHADAP KINERJA KEUANGAN PADA PERBANKAN SYARIAH YANG GO PUBLIC DI BEI 2019 – 2022 Wulandari, Novita Sri; Anwar, Amelia; Khoirina, Siti; subagja, ghia
Jurnal Kompetitif Bisnis Vol. 1 No. 3 (2023): Jurnal Kompetitif Bisnis
Publisher : Jurusan Administrasi Bisnis, FISIP, Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the influence of BOPO, CAR, and LDR on financial performance in Islamic banking that goes public on the IDX 2019 - 2022. This research uses quantitative data with secondary data sources in the form of financial reports. The sampling technique used was purposive sampling and a sample of 10 Islamic banks was obtained. Data taken from quarterly financial reports obtained from the official website of each bank is the research sample. The results of this research show that the results of simultaneous testing (F Test) obtained an Fcount of 20,581 with an Ftable value of 2.87 with a significant result of 0.000 <0.05, which means that BOPO, CAR and LDR together have a significant influence on ROE. Meanwhile, the results of the t test (1) The tcount value for the BOPO variable is 1.056 < 2.024 or tcount < ttable and the sig value is 0.298 > 0.05 or the sig value < 0.05. So that H1 is rejected and H0 is accepted, it can be interpreted that the variable BOPO (X1) partially has no significant influence on ROE (2) CAR of 2.985 > 2.024 or tcount > ttable and a sig value of 0.005 < 0.05 or sig value > 0 .05 so it has a positive and significant effect on ROE. (3) LDR of 7.213 > 2.024 or tcount > ttable and a sig value of 0.000 < 0.05 or sig value > 0.05 so that it has a positive and significant effect on ROE.
Development of Micro, Small, and Medium Enterprises (MSMEs) as an Effort for Economic Recovery Post-COVID-19 Pandemic Ago, Gordius; Mardiah, Ainil; Suarmanayasa, I Nengah; Anwar, Amelia
International Journal of Economics (IJEC) Vol. 4 No. 1 (2025): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v4i1.920

Abstract

The purpose of this study was to determine MSME development as an effort to recover the economy after the COVID-19 pandemic. The method used is a qualitative research method with a field research approach, and the research location is in Pamekasan Regency, East Java. The analysis was carried out by researchers using an interactive model from Miles Huberman that is related to the role of the Pamekasan Regency Government, especially the Pamekasan Regency Cooperative Service, in implementing MSME development policies after the COVID-19 pandemic. Data collection in this study was carried out through a literature review by collecting various articles and books related to MSMEs in Pamekasan Regency, interviews, and field documentation according to the research criteria. The results of this study showed that post-Covid 19 pandemic economic recovery efforts, especially in Pamekasan district, have been carried out by the Cooperative Service by providing guidance in the forms of support, enabling, protection, maintenance, strengthening, and maintenance through activities such as training, financial assistance, access to credit, people's businesses (KUR), and others.
PERAN PRODUK ARRUM DALAM MENINGKATKAN KESEJAHTERAAN NASABAH PERSPEKTIF EKONOMI SYARIAH Anwar, Amelia; Kumalasari, Nety
Tijarah: Jurnal Ekonomi Syariah Vol 2, No 2 (2023): Tijarah: Jurnal Ekonomi Syariah
Publisher : CV Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/tijarah.v2i2.297

Abstract

Berawal dari munculnya berbagai macam lembaga keuangan pembiayaan mikro. Pegadaian syariah hadir menawarkan produk pembiayaan mikro berbasis syariah. Penelitian ini bertujuan untuk mengetahui peran produk ar-rahn untuk usaha mikro (ARRUM) dalam meningkatkan kesejahteraan nasabah prespektif ekonomi syariah pada Pegadaian Syariah Raden Intan Lampung. Penelitian ini merupakan penelitian lapangan dianalisis secara deskriptif kualitatif dengan proses pengumpulan data menggunakan interview, observasi dan dokumentasi sebagai metode penunjang. Hasil penelitian menunjukan produk ARRUM pada Pegadaian Syariah merupakan solusi yang memiliki peran meningkatkan kesejahteraan prespektif dalam Ekonomi Syariah dengan memberikan bantuan modal usaha kepada nasabah.
PENDAMPINGAN MANAJEMEN USAHA INDUSTRI RUMAHAN PADA PRODUK RENGGINANG KOTA METRO Anwar, Amelia; Yulistina, Yulistina; Kumalasari, Nety; Herlambang, Dian
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.28938

Abstract

Perkembangan dunia modern menciptakan tekanan yang besar terhadap pelaku usaha dewasa ini, tidak terkecuali Usaha Mikro Kecil Menengah (UMKM). Perubahan teknologi, budaya, dan makanan kekinian yang cepat dibandingkan dengan makanan ringan tradisional menciptakan kompetisi pasar yang tinggi. Hal ini berdampak terhadap daya saing UMKM yang memiliki keterbatasan dari manajemen produksi. Keterbatasan pengetahun terhadap perkembangan dunia modern membuat UMKM yang memproduksi olahan rengginang ini semakin sempit ditengah persaingan yang begitu ketat. Pelaksanaan pengabdian masyarakat ini menyasar pada salah satu UMKM pelaku usaha yang merasakan dampak ini yaitu usaha industri rumahan produk Rengginang ibu Eni Kota Metro. Untuk itu dibuat manajemen produksi rengginang agar memudahkan produsen dalam administrasi pembukuan sebagai usaha, meningkatkan hasil produksi yang berkualitas dan memiliki daya tarik, efisiensi serta konsumen mudah dalam mencari produk Rengginang.