Claim Missing Document
Check
Articles

Risk Management Based on Islamic Boarding School Ekaningsih, Lely Ana Ferawati; Salim, Ubud; Djumahir, Djumahir; Indrawati, Nur Khusniyah; Djakfar, Muhammad
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 11 No. 2 (2022): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.041 KB) | DOI: 10.54471/iqtishoduna.v11i2.1462

Abstract

Uncertainty is often associated with risk, in Islamic economics the concept of uncertainty becomes one of the important pillars in the Islamic risk management process. Nothing in this life is free from risks and facts in every organization and its activities. The purpose of this research is to reveal and explain in depth the implementation of Islamic boarding school risk management.The paradigm used is post-positivistic. This type of research uses case studies. The key informant is the manager of the pesantren. Data analysis was carried out by an interactive analysis of the model from Miles and Huberman. The application of risk management at the Manba'ul Ulum Islamic boarding school in Banyuwangi Regency from the results of the study stated that it was very beneficial/positive, as evidenced by the increase in the number of students studying at the pesantren after experiencing the pandemic period from 2019. Islamic values ​​frame Islamic boarding school risk management activities as a source of inspiration and aspirations. Has been applied by the predecessors and is a character that shapes the santri so that they are not shaken under any conditions, besides that it is also sourced from the Islamic values ​​​​of the Qur'an and hadith as principles, then the educational curriculum is sourced from the book of ridhotun nashihin or akhlaq.
ANALISIS PERBANDINGAN KINERJA KEUANGAN PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA Mochamad Yahya Ghozali; Lely Ana Ferawati Ekaningsih
Ekosiana Jurnal Ekonomi Syari ah Vol. 10 No. 2 (2023): EKOSIANA : JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah, STAI AN-NAJAH INDONESIA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47077/ekosiana.v10i2.450

Abstract

Penelitian bertujuan untuk menganalisis perbandingan nilai rasio profitabilitas, likuiditas dan solvabilitas perusahaan asuransi jiwa syariah di Indonesia. Jenis penelitian komparatif. Teknik pengambilan sampel menggunakan purposive sampling dengan objek Penelitian perusahaan asuransi jiwa syariah yang mempublikasikan laporan keuangannya pada lima tahun terakhir. Sumber data sekunder berupa laporan keuangan entitas syariah neraca dan laba rugi periode tahun 2016-2020. Kinerja keuangan dihitung menggunakan rasio profitabilitas (ROA dan ROE), rasio likuiditas (QR dan CR) serta rasio solvabilitas (DER dan DR). Hasil penelitian menunjukkan bahwa terdapat perbandingan kinerja keuangan syariah perusahaan asuransi jiwa syariah. Manfaat dari penelitian ini sebagai pertimbangan dalam pengambilan keputusan suatu perusahaan asuransi jiwa syariah.
Asset-Based Community Development: Barid Nizarudin Wajdi, Muh; Sa'adillah S.A.P. , Rangga; Ana Ferawati Ekaningsih, Lely; Syaiful Rizal, Hasan; Fathurrohman, Amang
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 8 No 1 (2024): May 2024
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29062/engagement.v8i1.1784

Abstract

This article explores Asset-Based Community Development (ABCD) through a bibliographic analysis, focusing on leveraging local strengths to empower communities. The study systematically reviews existing literature to assess how communities can effectively utilize their assets to address challenges, enhance social capital, and promote sustainable development. The analysis underscores the significance of community participation and highlights successful cases where the ABCD approach has led to long-term social change and resilience. The findings suggest that ABCD is a robust strategy for achieving sustainable community empowerment.
Analisis Efisiensi Penggunaan Modal Kerja Keuangan Syariah Ekaningsih, Lely Ana Ferawati; Rohmah , Faizzahtur
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 4 No. 2 (2024): Juli 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v4i2.3345

Abstract

The purpose of this study is to analyze the efficiency of the use of Islamic financial working capital at BMT UGT Sidogiri, Glenmore Branch, Banyuwangi Regency. This study uses applied research. Sampling using a purposive sampling technique. The data source used is secondary data in the form of financial reports of Islamic entities for the 2015-2019 period. The use of working capital is calculated using the liquidity ratio, debt ratio, and working capital profitability ratio. The results of the study indicate that the liquidity ratio in the form of a current ratio experienced fluctuations that tended to decrease while the debt ratio in the form of a debt-to-equity ratio experienced good fluctuations while the ratio of total debt to total assets experienced fluctuations that changed then the profitability ratio increased at the beginning of the year and decreased at the end of the year. The conclusion shows that the efficient working capital used at BMT UGT Sidogiri Glenmore Branch, Banyuwangi Regency has proven to be very efficient, this shows that BMT UGT Sidogiri Glenmore Branch, Banyuwangi can be trusted in managing its working capital as QS. Al-Anfal verse 27:8.
Revitalisasi Hukum Adat Yang Berspektif Keadilan Jender Lely Ana Ferawati Ekaningsih
At-Tahdzib: Jurnal Studi Islam dan Muamalah Vol 4 No 2 (2016): At-Tahdzib
Publisher : Sekolah Tinggi Agama Islam At-Tahdzib, Ngoro, Jombang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Wacana mengenai hukum adat, tidaklah dapat dilakukan secara terisolir tanpa melihat interaksinya dengan hukum lain (agama, negara, kebiasaan-kebiasaan), bahkan dengan hukum internasional, dalam rangka terjadinya globalisasi dan perdagangan bebas. Keadaan itu mengakibatkan idée-idee yang dibawa oleh setiap hukum, termasuk idée-idee hak asasi manusia, dapat memasuki wilayah-wilayah yang tanpa batas. Karena adanya kontak dan saling pengaruh di antara system hukum ini, maka terjadi perubahan yang tiada henti pada masing-masing system hukum, termasuk hukum adat. Namun ketika berbicara tentang masuknya instrumen hukum yang memajukan hak asasi perempuan dan keadilan gender, kajian harus dilakukan secara hati-hati, karena ternyata hukum sebagai alat rekayasa sosial, berbenturan dengan budaya patriarkhis yang sangat kuat yang bersemai dalam institusi penegakan hukum dan masyarakat. Hukum adat “gaya baru” pun tetap berisi pelanggengan subordinasi terhadap perempuan. Apa yang terjadi di India, dan Indonesia, khususmya berkenaan dengan budaya mas kawin dan dampaknya bagi perempuan, akan memperlihatkan hal tersebut.
ISLAMIC CORPORATE SOCIAL RESPONBILITY PENGARUHNYA PADA PROFITABILITAS KEUANGAN DI JAKARTA ISLAMIC INDEX/JII Lely Ana Ferawati Ekaningsih; Istiqomah, Istiqomah
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (342.109 KB) | DOI: 10.30739/jesdar.v4i1.1992

Abstract

The study aims to analyze whether there is an influence between Islamic Corporate social responsibility (X) on the financial profitability (Y) of companies in the Jakarta Islamic Index. This research uses quantitative methods. The data used is secondary data in the form of an annual report. The data analysis technique used the data normality test and then used the regression model. The research population is a company registered on the Jakarta Islamic Index totaling 30. The sample is manufacturing at JII, totaling 10 for 3 years, from 2016-2018. The results of the study show that there is an influence between Islamic Corporate Social Responsibility (X) on the financial profitability (Y) of companies in JII. This shows that disclosure and reporting of corporate social responsibility activities carried out by companies in accordance with Islamic law can increase company profitability
Sistem Pembiyayaan Pendidikan dan Pengendalian Keuangan di Mi Raudlatul Huda Huda, Miftahul; Bayani, Mufasirul; Ekaningsih, Lely Ana Ferawati
Jurnal Pendidikan Tambusai Vol. 9 No. 1 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan utuk menganalisis sistem pembiayaan pendidikan dan pengendalian keuangan di MI Raudlatul Huda, Pesanggaran, Banyuwangi. Penelitian ini menggunakan pendekatan kualitatif dengan jenis studi kasus. Data diperoleh melalui wawancara mendalam dengan kepala sekolah, bendahara, guru, dan orang tua siswa, serta observasi dan analisis dokumen terkait. Hasil penelitian menunjukkan bahwa MI Raudlatul Huda berhasil menerapkan prinsip pengelolaan keuangan yang efektif melalui transparansi, teknologi, dan pengawasan internal. Transparansi anggaran meningkatkan kepercayaan orang tua dan masyarakat, serta mendorong partisipasi mereka dalam pengembangan sekolah. Sistem informasi keuangan berbasis teknologi mempermudah pengawasan dan pelaporan real-time, meningkatkan efisiensi dan akuntabilitas. Pengawasan internal yang ketat memastikan pengeluaran sesuai rencana dan mencegah penyalahgunaan dana. Ketiga prinsip ini menciptakan sistem keuangan yang transparan dan mendukung pendidikan berkualitas, serta memperkuat hubungan antara sekolah dan masyarakat.
Implementation of Islamic Business Ethics in TABAH Products at BMT NU Gambiran Banyuwangi Asryva, Nabila Fikri; Ekaningsih, Lely Ana Ferawati
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 6 (2025): Dinasti International Journal of Economics, Finance & Accounting (January - Feb
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i6.3782

Abstract

This research aims to analyze the mechanism of Islamic business ethics in TABAH Savings products at BMT NU Gambiran Branch, Banyuwangi, East Java. The research used a descriptive qualitative approach with informants selected using purposive sampling. Data was obtained through interviews, observation and documentation, including primary and secondary data sources. The research results show that the Islamic business ethics mechanism in TABAH Savings is based on a profit sharing agreement (Mudharabah), not interest. Profits are shared fairly between BMT and customers according to the agreement. The financial transaction process is carried out honestly and transparently. However, there are obstacles in the form of customers' inconsistency in saving due to weak intentions and unstable economic conditions. Apart from that, there are issues related to customers' lack of understanding of the sharia principles that are applied, which requires further education from BMT. As a solution, BMT NU provides a daily savings pick-up and drop-off service with no minimum nominal limit. The benefit of TABAH Savings for BMT NU is to increase the outstanding value of non-SIAGA savings, while for members, this product simplifies, secures and disciplines saving activities. In conclusion, the TABAH Savings mechanism at BMT NU Gambiran Branch is in accordance with the principles and provisions of Islamic business ethics , both in terms of the contract and its implementation. However, the issues that arise need to be handled through a more intensive approach towards customers.
Legal and Social Implications of Underage Marriage in the Context of Islam and Legislation Ekaningsih, Lely Ana Ferawati
VRISPRAAK : International Journal of Law Vol 8 No 1 (2024): March 2024
Publisher : STAI Miftahul Ula Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59689/vris.v8i1.1164

Abstract

Marriage is a social institution that aims to form a harmonious and prosperous family. However, in several regions in Indonesia, the practice of underage marriage is still rampant even though there are regulations governing the minimum age of marriage, such as in Marriage Law No. 1 of 1974. This study aims to examine the factors behind the practice of underage marriage, its implications for domestic life, and how Islamic law and Indonesian positive law view this phenomenon. The results show that economic factors, culture, promiscuity, and lack of understanding of the law are the main causes of underage marriage. This practice often has a negative impact on children's health, education and welfare, and increases the risk of divorce. Therefore, it is necessary to strengthen regulations, increase public awareness, and interventions from various parties to reduce the number of underage marriages.
Risk Management Concept Development of Pondok Pesantren Educational Institutions Ekaningsih, Lely Ana Ferawati; Salim, Ubud; Djumahir, Djumahir; Indrawati, Nur Khusniyah; Djakfar, Muhammad
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 2 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.02.01

Abstract

The concept of risk management has been widely studied in terms of finance in Islamic and conventional banking, government institutions, and insurance. While research on non-financial risk management in educational institutionsis still rarely done. This article aims to propose the development of the concept of risk management for Islamic educational institutions, especially pondokpesantrenor Islamic boarding schools. This research is a qualitative research/conceptual paper by conducting theoretical and empirical studies on articles that have been published. The data is secondary data. The results of the study found that risk exists in all organizations including pondokpesantren, so it is necessary to carry out risk management. Risk must be managed appropriately and correctly because failure to manage risk has serious consequences for the organization. The risk management process in pondokpesantrenis based on the implementation of Islamic values ​​sourced from the Qur'an and Hadith. The most important contribution of this paper is to develop the concept of risk management for pondokpesantren.