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Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan Mustahik Penerima ZIS Produktif (Studi pada Lagzis Baitul Ummah Malang) Annisa Nur Rakhma; Marlina Ekawaty
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Menurut pandangan Islam, salah satu cara  untuk mengatasi masalah kemiskinan adalah melalui zakat, infak, dan sedekah (ZIS). Dalam penelitian ini ZIS didistribusikan secara produktif, yaitu ZIS diberikan dalam bentuk bantuan modal usaha. Salah satu Lembaga Amil Zakat (LAZ) lokal yang menyalurkan ZIS produkif adalah Lagzis Baitul Ummah Malang. Dengan adanya bantuan modal usaha diharapkan pendapatan penerima ZIS (mustahik) dapat meningkat yang pada akhirnya juga akan meningkatkan kesejahteraan mustahik.  Tujuan penelitian ini adalah : (1) Mengetahui bentuk distribusi ZIS produktif yang dilakukan oleh Lagzis Baitul Ummah Malang;  (2) Mengetahui pengelolaan ZIS produktif  di Lagzis Baitul Ummah Malang;  dan (3) Menganalisis faktor-faktor yang mempengaruhi kesejahteraan mustahik Lagzis Baitul Ummah Malang.  Responden dalam penelitian ini berjumlah 15 orang dengan teknik sampling yang digunakan adalah purposive sampling. Berdasarkan analisis regresi linier berganda dengan program statistik SPSS 17, menunjukkan bahwa secara bersama-sama jumlah ZIS produktif,  pendampingan usaha, lama usaha, jumlah anggota keluarga, frekuensi ZIS produktif, dan umur berpengaruh terhadap kesejahteraan mustahik Lagzis Baitul Ummah Malang. Secara parsial, variabel jumlah ZIS produktif, pendampingan usaha, lama usaha, dan jumlah anggota keluarga tidak berpengaruh signifikan terhadap kesejahteraan mustahik. Sedangkan variabel frekuensi ZIS produktif dan umur berpengaruh signifikan terhadap kesejahteraan mustahik. Kata Kunci : Kesejahteraan, Mustahik, ZIS Produktif, Regresi Berganda
The Determinant of Moslem’s Decision in Performing Commerce Zakat Payment: Case Study in Malang City, East Java Province Santi Merlinda; Umar Burhan; Marlina Ekawaty
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (830.631 KB) | DOI: 10.21776/ub.ijleg.2016.002.01.7

Abstract

Zakat has known as one of the vital instrument in economic that holds some benefits for increasing aggregate demand, expanding job opportunities, reducing poverty and triggering economic growth. As one of the large cities in East Java Province, Malang has a potential issue through commerce zakat which most of the people’s livelihood engaged to and composition of regional income (PDRB) is dominated by a commerce sector. On the other hand, it is not supported by the real condition in the field that shows the opposite compared to the low percentage of commerce Zakat payer. Based on the reason, the author is triggered to investigate and to elaborate the complexity of Moslem’s decision in performing commerce zakat payment. This research relies on Multistage Sampling Method involved 100 participants by taking location at Malang. Furthermore, the accumulated data field is analyzed through Logit Method to identify the influential factor of the decision in Zakat payment. Processed data binary logit regression determines the most influential factor of Moslem’s decision in performing commerce zakat payment in Malang which relies on the level of income and their knowledge about Zakat’s scheme. According to this result, businessmen or traders who have high income level and moderate comprehension of laws, percentage, extrapolation, nisab, and paying period of commerce zakat have bridged up into a higher probability to perform commerce zakat. Whereas level of age, formal education, non-formal education, motivation, availability of Amil Zakat Institution (LAZ) and business period do not affect the decisions.Keywords: decision to perform Zakat, Commerce Zakat, Logit Analysis, Malang City
The Farming Land Tenure by Corporation: People’s Economic Rights Protection Perspective Multifiah Multifiah; Marlina Ekawaty; Debby Radina Herdiastiti
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (586.946 KB) | DOI: 10.21776/ub.ijleg.2015.001.01.4

Abstract

Recruitment is a series of events to find and attract job applicants motivation, ability, skills and knowledge required in order to cover the flaws identified in the staffing plan. In most of the industrial age, family networks continue to complement the main base manpower recruitment. The purpose of this study is to determine the role of social capital networks as a method of recruitment. The analysis method used is descriptive qualitative approach. "Contacts " in the network to help job seekers with a very effective way to find new jobs. Social capital is measured by the extent of the network - a network of friends. Bridging social capital a person enters the labor market as well as those who are still unemployed . Salt cellar is one of the cigarette industry that leverage social capital networks in recruitment method. In addition to family networks, private networks in each individual also profitable. On the side of the ladder for example. Size of personal networks of individuals have a positive influence and should be counted on the possibility of getting a job. Private network through friends, neighbors and contacts also help candidates salt warehouse laborers to enter the enterprise. In conclusion, the significant role of social capital networks in recruitment in PT Gudang Garam Tbk Kediri, East Java. Skipped Network is friendship, family, and " contact" (personal networks).
APAKAH INDEKS PEMBANGUNAN MANUSIA DAN HOTEL MEMPENGARUHI DISPARITAS PENDAPATAN? Muhammad Amrullah; Setyo Tri Wahyudi; Marlina Ekawaty
Jurnal Ekonomi Kuantitatif Terapan 2020: Vol. 13, No.2, Agustus 2020 (pp.211-356)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JEKT.2020.v13.i02.p07

Abstract

Progress in the tourism sector does not always have a good effect on the distribution of income between regions. This happened in Bali Province which had progress in the tourism sector but apparently had problems in the form of unequal distribution of income between regions that have well-known tourism objects and areas without well-known tourist attractions. This study uses the fixed effect panel data method in the form of cross section data covering 9 districts/cities and time series data covering data for the period 2008 to 2018. This study aims to determine the effect of the tourism sector and the human development index on inequality distribution income in the Province of Bali. The results of this study found that overall, the number of hotels and the human development index had a significant effect on the inequality of income distribution. The number of hotels has no significant effect on the disparity in income distribution, while the human development index has a positive and significant effect on the income distribution inequality. Meanwhile, the influence of the Interaction Variable between the Number of Hotels and the Human Development Index obtained an insignificant influence on the income disparity in the Province of Bali.
Mitigating Income Inequality in Bali Province, Indonesia Muhammad Amrullah; Setyo Tri Wahyudi; Marlina Ekawaty
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 21, No 2 (2020): JEP 2020
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v21i2.10734

Abstract

Studying the distribution of income in a region is an important topic to know about the factors that influence the distribution of income, then find out the factors that are the solution to problems related to income distribution, and later can minimize differences in income distribution disparities between regions. This paper estimates the relationship between Unemployment, Labor Participation, Employed Workers, Elementary School Graduates, Junior High School Graduates, and Senior High School Graduates to Income Inequality in 9 districts/cities in Bali Province throughout 2008-2018. This study estimates the relationship of six independent variables to income inequality as the dependent variable using multiple panel regression analysis with the Fixed Effect Model (FEM) model in 9 districts/cities in Bali Province over period 2008-2018. The results of this study found that Unemployment, Labor Participation, Employed Workers, Elementary School Graduates, Junior High School Graduates, and Senior High School Graduates are significant to Income Inequality. Unemployment and Junior High School Graduates positively affect to Income Inequality, then Labor Participation, Employed Workers, Elementary School Graduates, and Senior High School Graduates negatively affect to Income Inequality.
PENGARUH ZAKAT TERHADAP KONSUMSI RUMAH TANGGA MUSTAHIK (STUDI PADA PENERIMA ZAKAT DARI BAZNAS KOTA PROBOLINGGO) Elok Nurlita; Marlina Ekawaty
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3734.969 KB) | DOI: 10.20473/jebis.v3i2.6329

Abstract

This article aims to analyze the effect of zakat directly and indirectly on household consumption of mustahik. The approach of this research is quantitative. Data obtained from 50 mustahik (receiver of zakat) BAZNAS Probolinggo Municipality with Proportional Random Sampling method and analyzed by Path Analysis. The results showed that zakat and the number of household members directly and indirectly affect the household consumption of mustahik. Furthermore, household income as an intermediate variable also affects the household consumption of mustahik, whereas education and age have no effect on the household consumption of mustahik, either directly or indirectly.Keywords: Poverty, Consumptive Zakat, Productive Zakat, Household Consumption, BAZNAS Probolinggo Municipality.
EFEKTIVITAS PENDISTRIBUSIAN ZAKAT PROFESI PEGAWAI NEGERI SIPIL MELALUI SISTEM WAKALAH DI KEMENTERIAN AGAMA KOTA MALANG DITINJAU DARI FIQH ZAKAT Partin Nurdiani; Marlina Ekawaty
Jurnal Ilmiah Mahasiswa FEB Vol 3, No 2: Semester Genap 2014/2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Kementerian Agama Kota Malang merupakan salah satu instansi yang menerapkan kewajiban zakat profesi bagi para PNSnya melalui sistem takjil zakat. Dari dana zakat yang terkumpul hanya 25% yang dikelola Unit Pengumpul Zakat (UPZ), sementara 75% dikembalikan kepada muzakkinya menjelang Hari Raya Idul Fitri untuk didistribusikan sendiri. Amil dalam hal ini mewakilkan penyaluran zakat ke muzakkinya. Tujuan penelitian ini yaitu untuk mengetahui praktek pendistribusian yang dilakukan oleh UPZ (25%) dan muzakkinya (75%) serta akan dilihat efektivitasnya dari sisi fiqh zakat. Penelitian  ini  merupakan  penelitian  kualitatif  dengan  menggunakan  pendekatan  deskriptif analitis. Data dikumpulkan melalui wawancara, kuesioner, dan dokumentasi. Hasil penelitian menunjukkan bahwa UPZ mendistribusikan zakatnya melalui program triwulanan dan tahunan kepada asnaf fakir, miskin, muallaf, gharim dan fisabilillah. Praktek pendistribusian yang dilakukan UPZ sebagai amil efektif karena memenuhi prinsip istiab, ikhtisas, hak, muraqhabah, al kifayah dan fauran serta dalam penyalurannya juga tepat sasaran dan diprioritaskan pada asnaf muqaddam seperti dalam Q.S At Taubah:60. PNS yang diberi wewenang menyalurkan 75% tidak menggunakan uang tersebut untuk diri sendiri dan orang-orang yang berada dalam tanggungannya. Mereka mengutamakan menyalurkan uang zakat tersebut kepada kerabat dan tetangga. Setelah itu diberikan ke masjid, panti asuhan, dan Lembaga Amil Zakat. Kondisi penerima zakat tersebut tergolong asnaf fakir, miskin, muallaf, gharimin, dan ibnu sabil, namun ada juga yang tidak termasuk kategori 8 asnaf. Praktek pendistribusian yang dilakukan oleh PNS melalui sistem kekerabatan sesuai dengan Hadist Nabi. Adanya sistem wakalah dalam distribusi zakat ini efektif bisa memberikan dampak sosial dan ekonomi yaitu bisa mempererat tali silaturahim dan memberikan jaminan sosial bagi lingkungan muzakki terutama yang tidak dijangkau LAZ, namun dari sisi penerima, ada yang tidak termasuk kategori 8 asnaf, sehingga dalam hal ini praktek pendistribusian yang dilakukan UPZ sebagai amil lebih efektif karena lebih tepat sasaran. Dari sisi pola penyaluran, keduanya sama-sama kurang optimal, semua dana zakat disalurkan dalam bentuk konsumtif sehingga zakat hanya bersifat instrumen karitas tidak sampai mampu merubah posisi mustahik menjadi muzakki.   Kata Kunci: efektivitas, pendistribusian, zakat profesi, wakalah, fiqh zakat
PENGARUH DANA PIHAK KETIGA, NON PERFORMING FINANCING, GOOD CORPORATE GOVERNANCE, RETURN ON ASSET, DAN CAPITAL ADEQUACY RATIO, TERHADAP DEBT FINANCING (Studi Pada Bank Umum Syariah Di Indonesia) Yhunas Adi Gularso; Marlina Ekawaty
Jurnal Ilmiah Mahasiswa FEB Vol 3, No 2: Semester Genap 2014/2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini bertujuan menganalisis pengaruh dari Dana Pihak Ketiga, Non Performing Financing, Good Corporate Governance, Return On Asset, dan Capital Adiquacy Ratio terhadap produk debt financing yang disalurkan oleh bank umum syariah di Indonesia. Periode penelitian dimulai dari tahun 2010 hingga tahun 2013,  bank yang menjadi sampel sebanyak 9 bank dari populasi 11 bank dengan metode  purposive sampling. Teknik analisis data mengggunakan analisis regresi data panel. Hasil regresi data panel menyebutkan bahwa NPF, GCG, ROA, CAR memiliki pengaruh namun tidak signifikan, hal tersebut disebabkan  dari sisi NPF, bank syariah telah mampu menerapkan prinsip kehati-hatian dalam  melakukan penyaluran debt financing sehingga pengaruh naik turunnya NPF terhadap debt financing tidak terlihat secara signifikan, kemudian dari sisi GCG disebabkan tolok ukur dalam penilaian tersebut bukan ditujukan kepada masyarakat yang mengajukan pembiayaan melainkan menjadi tolok ukur investor sehingga naik turunnya komposit GCG memberikan pengaruh yang tidak signifikan, dari sisi ROA karena peningkatan profitabilitas dalam mengelola dana yang dihimpun tidak dialami oleh setiap bank dan setiap tahun sehingga pengaruh ROA terhadap debt financing tidak cukup besar,  dan dari sisi CAR diduga karena modal tersebut digunakan untuk meng-cover risiko pembiayaan dan juga mengindikasikan bahwa bank mampu mengelola modalnya untuk aktivitas produktif yakni pembiayaan meskipun pengaruhnya tidak cukup besar. Berbeda dengan  DPK yang memiliki pengaruh positif dan signifikan terhadap penyaluran debt financing. Hal ini mengindikasikan bahwa Bank Umum Syariah (BUS) telah memanfaatkan dana yang dihimpun dari masyarakat untuk disalurkan kembali pada masyarakat dalam bentuk produk Debt Financing.  Kata kunci: Dana Pihak Ketiga (DPK), Non performing Financing (NPF), Good Corporate Governance (GCG), Return On Asset (ROA), Capital Adequacy Ratio (CAR), Debt Financing  
Effect of zakat (almsgiving) literacy level on muzakki’s decision to pay zakat in registered zakat institutions Atiqa Syaksena; Marlina Ekawaty
Journal of Islamic Economics, Management, and Business (JIEMB) Vol 3, No 1 (2021)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2021.3.1.8841

Abstract

Purpose – This study aims to determine the effect of the zakat (almsgiving) literacy level and several other factors on the decision of muzakki to pay zakat at the registered zakat institutions in Situbondo Regency.Method – This study uses a quantitative approach with logistic regression analysis. Result – The zakat literacy level, education, and trust have a positive and significant effect on the decision of muzakki to pay zakat at registered zakat institutions. The income variable in this study has no significant effect on the decision of muzakki to pay zakat at the registered zakat institutions in Situbondo Regency.Implication – This study gives insight about the role of zakat literacy in increasing zakat payment. This study could assist government to increase zakat payment.Originality – The use of the Simple Weighted Index (SAWI) method to find the value of the Zakat Literacy Index. 
Pemahaman Nazhir Tentang Wakaf Produktif dan Faktor-Faktor Penentunya Mochammad Zainun Nafi'uddin; Marlina Ekawaty
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol 12 No 2 (2019): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v12i2.42

Abstract

The purpose of this study was to determine Nazhir's understanding of productive waqf and its influencing factors. The subjects in this study were Nazhir in Malang City. The method used in this study is to use logistic regression analysis. The results obtained from this study indicate that 78% of Nazhir understands productive waqf. Meanwhile, the factors that significantly influence Nazhir's understanding of productive waqf include income, productive waqf training, and readiness to manage productive waqf. Keywords: Productive Waqf, Nazhir, Understanding Productive Waqf.
Co-Authors Agus Suman Ahmad Syaifudin Ajeng Kartika Galuh Al Jihad, Hizbullah Alghifary, Muhammad Syauqy Alvira Aina Amalia Rahmawati Aminnullah Achmad Muttaqin Aminullah Achmad Muttaqin Amrullah, Muhammad Angga Yanuar Triesmarandita Anggi Wahyu Muda Anggraini, Ika Khusnia Annisa Nur Rakhma Annisa Nurjannah Anugrah Pratama, Muhammad Akbar An’im Kafabih Arifiandy, Dicky Ridho Asfi Manzilati Atiqa Syaksena Aulia Rachman, Helmy Azizi, Naurah Nadzifah Aziziah, Alvina Bela, Nabela Agustin Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dewa Aditya Duyufur Rohman, Ghifary Dwi Budi Santoso Dwi Budi Santoso Elok Nurlita Elok Nurlita Emy Sudarwati Fajrul Ihsan Fathurahman, Mochamad Arbi Fifi Bahril Wahdah Majid Galuh Husadatama Galuh Husadatama, Galuh Girindra Mega Paksi Gularso, Yhunas Adi Hakimi Mohd Shafiai, Muhammad Hela, Syafina Iswan Noor Ittaqa Ramadhian Pranowo Jean Claire Nicolette Matatula Jumiyanti, Kalzum Kafabih, An’im Kartika Galuh, Ajeng Kartika Sari Kartika Sari Khairani Miftahul Kresna Sakti, Rachmad Laily, Alfauzia Noer Rochmatul Misbakhul Munir Mochammad Zainun Nafi'uddin Moh Agus Nugroho Muda, Anggi Wahyu Muda, Anggi Wahyu Muhammad Amrullah Muhammad Amrullah Muhammad Muhyiddin Robani Multifiah . Munawar Ismail Napitupulu, Febiola Nely Novia Nely Novia Novia, Nely Nugroho, Gabryna Auliya Nurhayati, Yetty NURKARTIKASARI, RIZKY Nurul Badriyah Panggabean, Krisfive Yanti Partin Nurdiani Partin Nurdiani, Partin Prayitno, Hengky S.H. Pudjihardjo Pudjihardjo Pudjihardjo, Pudjihardjo Puspitasari, Diyah Ayu Qodri, Lutfi Asnan Rahmadyanto, Bagus Rizaldi, Muhammad Rohman, Ghifary Duyufur Santi Merlinda Setyo Tri Wahyudi Setyowati RN, Wahyu Retno Sri Muljaningsih Sri Muljaningsih Sumantri, Vietha Devia Sagita Susilo Susilo Susilo Susilo Syaksena, Atiqa Tabhina, Rafa Kayla Umar Burhan Umar Burhan, Umar Wahyu Retno Setyowati RN Widiyanti, Dwi Retno Widya Rahmawati Yetty Nurhayati Yhunas Adi Gularso Yudi Arimba Wani, Yudi Arimba