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All Journal Jurnal Ekonomi Pembangunan Jurnal Ekonomi Kuantitatif Terapan IQTISHODUNA JEJAK Jurnal Ilmiah Mahasiswa FEB Journal of Indonesian Applied Economics Journal of Innovation and Applied Technology International Journal of Local Economic Governance PROFIT : Jurnal Administrasi Bisnis Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Global Review of Islamic Economics and Business Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Peuradeun Al-Muzara'ah Journal of Socioeconomics and Development Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Ilmiah Akuntansi dan Bisnis KAIBON ABHINAYA : JURNAL PENGABDIAN MASYARAKAT International Journal of Zakat (IJAZ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Pengabdian kepada Masyarakat Nusantara International Journal of Community Service Munaddhomah: Jurnal Manajemen Pendidikan Islam Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Talaa : Journal of Islamic Finance Islamiconomic: Jurnal Ekonomi Islam el-Jizya: Jurnal Ekonomi Islam Journal of International Conference Proceedings Jeksyah Journal of Business on Hospitality and Tourism Enrichment: Journal of Multidisciplinary Research and Development Journal of Development Economic and Social Studies (JDESS) Islamic Economics and finance in Focus (IEFF) Scientific Development Journal
Marlina Ekawaty
Department Of Economic, Faculty Of Economic Dan Business, Universitas Brawijaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Beyond Financial Inclusion: Digital Transformation and the Redistribution of Prosperity in the Islamic Economy Ekawaty, Marlina; Hanafiansyah, Mochammad Rizki
Jurnal Ekonomi dan Bisnis Digital Vol. 5 No. 1 (2026): January 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ministal.v5i1.16136

Abstract

This study aims to analyze the development of digital transformation in the Islamic economy over the past decade, its contribution to accelerating prosperity distribution in Indonesia, as well as the opportunities and challenges encountered. Digital transformation has been proven to play a vital role in improving financial inclusion, operational efficiency, and global competitiveness, particularly in Islamic banking, halal industries, zakat management, and mosque transformation. The research employed a systematic literature review of ten scholarly articles related to the digitalization of the Islamic economy. The analysis identified the patterns of development, contributions, opportunities, and challenges highlighted by each study. The findings reveal that digitalization drives economic growth, strengthens zakat redistribution, enhances halal industry competitiveness, and expands the socio-economic role of mosques. However, challenges such as regulatory uncertainty, low digital literacy, and cybersecurity risks remain major barriers. In conclusion, digital transformation serves as both a growth engine and a catalyst for equitable prosperity distribution within the Islamic economy.
From Redistribution to Social Justice: A PRISMA-Based Systematic Review of Islamic Social Finance and Welfare Outcomes in Developing Countries Ekawaty, Marlina; Hanafiansyah, Mochammad Rizki
Side: Scientific Development Journal Vol. 3 No. 1 (2026): Side: Scientific Development Journal
Publisher : Arbain Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/vjad9a95

Abstract

Islamic economics emphasizes social justice and equitable welfare distribution as core normative objectives, particularly through zakat, waqf, and Islamic social finance instruments. However, empirical findings on their effectiveness remain fragmented across institutional, social, and governance contexts. This study aims to systematically examine the role of Islamic social finance in promoting social justice, redistribution, and welfare. This research adopts a Systematic Journal Review approach by synthesizing peer-reviewed qualitative and quantitative studies published in reputable national and international journals. Articles were selected based on relevance, methodological rigor, and empirical focus on Islamic social finance and welfare outcomes. The findings indicate that zakat, waqf, and related instruments significantly contribute to poverty alleviation, welfare improvement, and economic empowerment. Quantitative evidence confirms statistically significant relationships between Islamic social finance distribution and welfare indicators, although governance constraints may weaken direct impacts in certain contexts. Qualitative studies highlight the importance of institutional accountability, digital integration, and productive financing models in enhancing redistributive effectiveness. In conclusion, Islamic social finance constitutes a viable and multidimensional mechanism for advancing social justice and welfare, provided it is supported by robust governance and strategic institutional integration.
Village Development Inequality in Indonesia: Mapping the Influence of Human Capital and Village Funds Hakim, Lukman; Rizaldi, Muhammad; Suman, Agus; Ekawaty, Marlina; Riza, Akmal; Zhahirah, Nasywa
Jurnal Ilmiah Peuradeun Vol. 14 No. 1 (2026): Jurnal Ilmiah Peuradeun
Publisher : SCAD Independent

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26811/peuradeun.v14i1.1307

Abstract

Village-level development disparities remain a persistent challenge in Indonesia's broader economic progress. This study aimed to map and analyze regional disparities in village development across 33 provinces in Indonesia from 2018 to 2022, using the Village Development Index (VDI) as a proxy. Employing descriptive statistical analysis and spatial mapping, the study examined the roles of two key factors: human capital, measured by the Human Development Index (HDI), and fiscal transfers, proxied by the Village Fund. The findings revealed that provinces in Java generally achieved higher VDI scores compared to those outside Java, with Bali as a notable exception. The disparities were influenced by the quality of human resources, accessibility to basic services, proximity to economic centers, and the effectiveness of Village Fund management. The study underscored the importance of strengthening human capital, improving governance in fund allocation, and addressing structural inequalities to promote more equitable and sustainable village development. These insights offer valuable implications for national policy and contribute to broader discussions on inclusive development strategies in emerging economies.
Co-Authors Agus Suman Ahmad Syaifudin Ajeng Kartika Galuh Akmal Riza Al Jihad, Hizbullah Alghifary, Muhammad Syauqy Alvira Aina Amalia Rahmawati Aminnullah Achmad Muttaqin Aminullah Achmad Muttaqin Amrullah, Muhammad Angga Yanuar Triesmarandita Anggi Wahyu Muda Anggraini, Ika Khusnia Annisa Nur Rakhma Annisa Nurjannah Anugrah Pratama, Muhammad Akbar An’im Kafabih Arifiandy, Dicky Ridho Asfi Manzilati Atiqa Syaksena Aulia Rachman, Helmy Azizi, Naurah Nadzifah Aziziah, Alvina Bela, Nabela Agustin Damayanti, Silmi Annisa Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dewa Aditya Duyufur Rohman, Ghifary Dwi Budi Santoso Dwi Budi Santoso Elok Nurlita Emy Sudarwati Fajrul Ihsan Fathurahman, Mochamad Arbi Fifi Bahril Wahdah Majid Galuh Husadatama Galuh Husadatama, Galuh Girindra Mega Paksi Gularso, Yhunas Adi Hakimi Mohd Shafiai, Muhammad Hanafiansyah, Mochammad Rizki Hela, Syafina Iswan Noor Ittaqa Ramadhian Pranowo Jean Claire Nicolette Matatula Jumiyanti, Kalzum Kafabih, An’im Kartika Galuh, Ajeng Kartika Sari Kartika Sari Khairani Miftahul Kresna Sakti, Rachmad Laily, Alfauzia Noer Rochmatul Lukman Hakim M. Umar Burhan Misbakhul Munir Mochammad Zainun Nafi'uddin Moh Agus Nugroho Muda, Anggi Wahyu Muda, Anggi Wahyu Muhammad Amrullah Muhammad Amrullah Muhammad Muhyiddin Robani Multifiah . Munawar Ismail Napitupulu, Febiola Nely Novia Nely Novia Novia, Nely Nugroho, Gabryna Auliya Nurhayati, Yetty NURKARTIKASARI, RIZKY Nurlita, Elok Nurul Badriyah Panggabean, Krisfive Yanti Partin Nurdiani Partin Nurdiani, Partin Prahara, Rahma Sandhi Prayitno, Hengky S.H. Pudjihardjo Pudjihardjo Pudjihardjo, Pudjihardjo Puspitasari, Diyah Ayu Qodri, Lutfi Asnan Rahmadyanto, Bagus Rizaldi, Muhammad Rohman, Ghifary Duyufur Santi Merlinda Setyo Tri Wahyudi Setyowati RN, Wahyu Retno Sri Muljaningsih Sri Muljaningsih Sumantri, Vietha Devia Sagita Susilo Susilo Susilo Susilo Syaksena, Atiqa Tabhina, Rafa Kayla Umar Burhan Umar Burhan, Umar Wahyu Retno Setyowati RN Widiyanti, Dwi Retno Widya Rahmawati Yetty Nurhayati Yhunas Adi Gularso Yudi Arimba Wani, Yudi Arimba Zhahirah, Nasywa