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All Journal TINGKAP Matra Pembaruan: Jurnal Inovasi Kebijakan Jurnal Bina Praja Jurnal Tata Kelola dan Akuntabilitas Keuangan Negara Jurnal Ilmu Administrasi Negara (JUAN) Jurnal Educatio FKIP UNMA Jurnal Integritas Serasan Sekundang Jurnal Penelitian Transportasi Darat
Suci Emilia Fitri
Unknown Affiliation
Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Transportation Other

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Mentransformasi Keuangan Usaha Mikro Kecil dan Menengah: Mendongkrak Pertumbuhan Melalui Inovasi di Kabupaten Lombok Tengah Fathurrahman; Fitri, Suci Emilia
Jurnal Bina Praja Vol 16 No 1 (2024)
Publisher : Research and Development Agency Ministry of Home Affairs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21787/jbp.16.2024.97-109

Abstract

This study discusses the challenges faced by MSMEs. This study focuses on the importance of innovation as a transformer for micro, small, and medium enterprises, especially in the financial sector of Central Lombok Regency. The increasingly difficult challenges faced by Micro, Small, and Medium Enterprises are in Central Lombok Regency. This study uses a qualitative-exploratory approach. The study locus is Central Lombok Regency. Primary data collection was carried out using 3 (three) techniques. In-depth interviews were conducted with Micro, Small, and Medium Enterprises, the financial sector, and other stakeholders involved in Micro, Small, and Medium Enterprises activities and ecosystems. Next, observations were carried out on activities to better understand the daily operations and challenges faced by Micro, Small, and Medium Enterprises. In an effort to confirm the data and information obtained, a focus group discussion (FGD) was then carried out as part of the triangulation technique in qualitative methods. This study finds that fostering interaction among Micro, Small, and Medium Enterprises is key to their growth and sustainability. Whether through traditional partnerships or digital platforms, Micro, Small, and Medium Enterprises can benefit from coming together to increase their competitiveness and contribute to overall economic development. Apart from that, the financial transformation of Micro, Small, and Medium Enterprises through innovation opens up growth opportunities and increases competitiveness in the digital era. The government and various related parties must continue to work together to support the financial transformation of Micro, Small, and Medium Enterprises. This can be achieved by providing adequate digital infrastructure, fintech education and training programs, and regulations that support the growth of Micro, Small, and Medium Enterprises. In addition, this study recommends that the government, private sector, Micro, Small, and Medium Enterprises, and other stakeholders work together to overcome challenges and realize financial improvements for Micro, Small, and Medium Enterprises through sustainable innovation in Central Lombok Regency.
THE IMPLEMENTATION OF RESTRUCTURING PROGRAM AND ACTIVITIES BASED ON THE MONEY FOLLOW PROGRAM IN REGIONS Pranasari, Melati Ayuning; Fitri, Suci Emilia
Jurnal Tata Kelola dan Akuntabilitas Keuangan Negara Vol. 6 No. 2 (2020): JTAKEN Vol. 6 No. 2 December 2020
Publisher : Badan Pemeriksa Keuangan Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28986/jtaken.v6i2.447

Abstract

The current planning and budgeting paradigm has changed from money follows function into money follows program but this paradigm is considered to not provide clear and concrete benefits. Likewise, the implementation of the money follows program was still problematic, such as program restructuring and problematic activities. Based on these problems, the purpose of this study is to determine the implementation of restructuring programs and activities of local governments and the factors that support and hinder the implementation of restructuring programs and activities in local governments since the enactment of the money follows program. The method used in this study is a descriptive method with a qualitative approach. The results show that programs and activities planned by using the money follow program approach have been implemented in several locus study areas (West Sumatra Province, West Java Province, and Yogyakarta Province). However, the implementation still varies. There are still doubts for the regions in the implementation, especially because it is related to the legal basis. Likewise, there are several inhibiting factors such as human resources, policy substance, implementer behavior, and network interactions. For this reason, the study concludes that it is necessary to make adjustments to the central government policies related to regional development planning guidelines and budget allocation.  
Co-Authors Adi Suhendra, Adi Afriyanni Andari, Tania Azanda, Siti Hanifa Azim, Pahrul Azmi Listya Anisah Barsei, Adhityo Nugraha Budiarti, Menik Eny Setyaningsih, Eny Fahrani, Novi Savarianti Fathurrahman Gunawan, Fransiskus Xaverius Candra Hanifah, Vyta Wahyu Harefa, Herman Yaarozatulo Herie Saksono, Herie Hertasning, Bram Hidayat, Bachtari Alam Imam Radianto Anwar Setia Putra Imam Radianto Anwar Setia Putra, Imam Radianto Anwar Setia Indarti, Dian Martha Majid, Nurkholis Manoby, Worry Mambusy Masbiran, Vivi Ukhwatul Melati Ayuning Pranasari Mesa, Asinkritus Ngongo Lalu Manu Mudhofir, Muhammad Rifqi Tirta Nadia Putri Nur Khaririyatun, Nur Nurhuda Firmansyah Pranasari, Melati Ayuning Purwadi Purwadi Putu Mahendri, I Gusti Ayu Ramadhan, Arif Ray Ferza, Ray Rosidah Rosidah Rosidah Sabtohadi, Joko Safira, Evi Maya Savira, Evi Maya Simandjorang, Bonataon Maruli Timothy Vincent Syah, Robby Firman Tini Apriani, Tini Triana Lidona Aprilani Utami, Karina Juniarti Vian, Ilham Sefti Witra Apdhi Yohanitas Yulia Fitriani