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All Journal Jurnal Paradigma Ekonomika MIX : Jurnal Ilmiah Manajemen Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Akuntansi dan Ekonomika AFEBI Economic and Finance Review Scientific Journal of Reflection : Economic, Accounting, Management and Business Profita : Komunikasi Ilmiah dan Perpajakan JURNAL AGRICA Menara Ilmu Jurnal Ekonomi Pembangunan Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Jurnal Inovasi Pendidikan Ekonomi Jurnal Informatika Ekonomi Bisnis Responsive: Jurnal Pemikiran dan Penelitian Administrasi, Sosial, Humaniora dan Kebijakan Publik Ilomata International Journal of Social Science Agrimansion: Agribusiness Management & Extension JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Agroteksos ADPEBI International Journal of Business and Social Science Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Multidisiplin West Science Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ekonomi Pembangunan Jurnal Ekonomi dan Pembangunan Indonesia
HANDRA, HEFRIZAL
Andalas University
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENGARUH KEMITRAAN, PELATIHAN, INTERNET DAN INOVASI TERHADAP PENDAPATAN INDUSTRI MIKRO KECIL DI PROVINSI SUMATERA BARAT Imelfina Musthafa; Hefrizal Handra; Edi Ariyanto; Hafiz Rahman
AGROTEKSOS, Jurnal Ilmiah Ilmu Pertanian Vol 35 No 3 (2025): Jurnal Agroteksos Desember 2025
Publisher : Fakultas Pertanian Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agroteksos.v35i3.1556

Abstract

This study aims to analyze the effects of partnerships, training, internet usage, and innovation on the income of Micro and Small Industries in West Sumatra Province. The study employs a quantitative approach using secondary data in the form of panel data. The cross-sectional unit of analysis covers 19 regencies/municipalities in West Sumatra Province, while the time-series dimension utilizes annual data for the period 2021–2023. The empirical analysis indicates that training, internet usage, and innovation have a statistically significant partial effect on income, whereas partnerships do not exhibit a significant effect. These findings suggest that training plays an important role in enhancing the capacity of Micro and Small Industries actors, while internet usage and innovation contribute to increasing Micro and Small Industries income in West Sumatra Province.
THE FINANCIAL INCLUSION OF ISLAMIC BANKING FOR LOW-INCOME COMMUNITIES: CASE STUDY IN WEST SUMATERA Neng Kamarni; Hefrizal Handra; Muslich Anshori
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 1 (2022): JANUARY-JUNE 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i1.30449

Abstract

This study aims to analyze the prospects and perspectives of low-income people in West Sumatra on financial inclusion in Islamic banking. Also, this study analyzesvarious factors that determine Islamic banking's financial inclusion and assesses the level of public expectations of the financial inclusion of Islamic banks in West Sumatra. This study applies descriptive quantitative research with primary data. Statistical toolssuch as Mann-Whitney Rank Sum U-test, Kruskal Wallis test, weighted arithmetical mean, chi-square test, and one-way ANOVA are used to reach the research's objectives. As a result, gender, age, marital status, monthly income, type of work, and status in the household are not significantly related to the level of customer expectations of financial inclusion. However, there is a significant relationship between the level of education and type of bank with the level of customer expectations of financial inclusion. The study results illustrate that low-income people in West Sumatra are familiar with Islamic banking, but many of them have not chosen to have an account in Islamic banking. The fatwa of the Council of Ulama Indonesia (MUI) and the Islamic banking system are not fully understood by the people of West Sumatra, the majority of whom are Muslims. A bank account selection is based on ease of reach and location. However, the public's view of Islamic banks is very high, as can be seen from people's expectations that Islamic banks provide a high sense of justice and comfort.
Efektivitas Dana Desa Dalam Mendorong Pembangunan Perdesaan, Penurunan Kemiskinan Dan Pengangguran Di Provinsi Lampung Irdham Riyanda; Elfindri Elfindri; Hefrizal Handra
Jurnal Profita: Komunikasi Ilmiah Akuntansi dan Perpajakan Vol 16 No 2 (2023)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Mercu Buana, Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Village Development is the 3rd Nawacita of the government, as well as a commitment of government to recognize the existence of indigenous peoples. Therefore, villages need Dana Desa (DD) as a resources in order to develop their own regions. However, the existence and the amount of DD which distributed, is not always in line with the higher level of village development level, poverty and unemployment alleviation in the village. Thus, a further analysis is needed to measure the effectiveness of DD for the village development, poverty and unemployment alleviation, especially in the Province of Lampung. The methodology in this study used paired sample t-test and independent sample t-test by comparing the period before and after the distribution of DD. The results of the study concluded that the existence of DD, on generally has an effect for village development. Eventhough, in some areas this effect has not yet been shown. The further result also conclude that the existence of DD has no effect for reducing poverty and unemployment levels in Lampung Province.
Co-Authors Ade Putra, Hafrizal Okta Ahmad Wira Ahmad Wira, Ahmad ALFI SYUKRIA Andri Devita Andy Ritonga Angraini, Nofia Arie Sukma Asrinaldi Asrinaldi Bachtiar, Nasri Donard Games Dwi Widiarsih Edi Ariyanto Efa Yonnedi Ega Steviani.H Elfindri, Elfindri Endrizal Ridwan Ferta Daforsa Fery Andrianus, Fery Gusma Yeni Hafiz Rahman Harahap, Toharuddin Harsya Saputra Heru Setiawan Heru Setiawan Irdham Riyanda Irdham Riyanda Kamarni, Neng Khaira Alfatih Marna, Jean Elikal Martoni Martoni Marya, Meri Meilisa Meilisa Meilisa Meilisa Melta Dwi Jayanti Melta Dwi Jayanti Mendra, Haris Meriska Suwatri Muhammad Hidayat Muhammad Kivlan Reftreka Nugraha Muslich Anshori Muslim, Irwan Musthafa, Imelfina Muzti, Utami Rizki Nazer, Muhammad Nursyirwan Effendi, Nursyirwan Primayesa, Elvina Purwoko, Agus Putra, Febriandi Prima Rhio Eka Saputra Sri Maryanti Sri Maryati Sri Maryati Sry Maryati SYUKRIA, ALFI Tanjung, Abdi Werry Darta Taifur Witta, Sri Rahma Yeniwati Yeniwati Yonnedi , Efa Yonnedi, Efa Yonnedi, Eva Yunidar Purnama Sari Zamzami Zamzami