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All Journal JMM17: Jurnal Ilmu Ekonomi dan Manajemen JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Tirtayasa Ekonomika (Tirtayasa Economica Journal) Jurnal Akuntansi SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan RJABM (Research Journal of Accounting and Business Management) BALANCE: Economic, Business, Management and Accounting Journal BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Oeconomicus Journal of Economics Jurnal Agrinika : Jurnal Agroteknologi dan Agribisnis Jurnal Akuntansi : Transparansi dan Akuntabilitas Journal of Agricultural Socio-Economics (JASE) Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Journal Of Business, Finance, and Economics (JBFE) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat EKONOMIKA45 Formosa Journal of Sustainable Research (FJSR) Journal of Innovation Research and Knowledge Journal of Comprehensive Science Jurnal Manajemen Bisnis dan Organisasi Dharmawangsa: International Journal of the Social Sciences, Education and Humanitis Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Innovative: Journal Of Social Science Research Jurnal Manajemen dan Ekonomi Kreatif Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan GLORY Jurnal Ekonomi dan Ilmu Sosial Jurnal Ekonomi Manajemen Akuntansi Dharma Ekonomi Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Manajemen Pariwisata dan Perhotelan Riset Ilmu Manajemen Bisnis dan Akuntansi Journal of Islamic Economics and Finance Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Ekonomi dan Pembangunan Indonesia Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Pajak dan Manajemen Keuangan JIMEK
Novi Theresia Kiak
Universitas Nusa Cendana
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Pengaruh Perubahan Kurs terhadap Return Saham Sektor Perbankan pada Masa Covid 19 Sevanya Eunike Lado; Maria Indriyani Hewe Tiwu; Novi Theresia Kiak
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 5 (2024): September : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i5.832

Abstract

The aim of this research is to determine the influence of Covid 19 which has an impact on the depreciation of the rupiah against the US dollar which then has an impact on stock prices. The case study in this research is the share price of the banking sector in the Indonesia Stock Exchange from March 1 to August 31, 2020. The population taken in this research is the banking sector listed on the Indonesian Stock Exchange. The sampling method used purposive sampling so that the number of samples obtained was 4 companies which are state-owned banking companies. Data collection is carried out by documenting data that has been published by the Indonesian Stock Exchange. Investors' reactions to information on the depreciation of the rupiah against the US dollar can be seen from the abnormal stock returns 7 days before and 7 days after information on the depreciation of the rupiah against the US dollar. The method used is the Event Study method with One Sample T-Test and Paired Test data analysis techniques.The conclusion from the results of research and data analysis from 4 state-owned banking companies listed on the Indonesia Stock Exchange during the window period is that it was found that there was no difference in Average Abnormal Return before the depreciation of the rupiah against the United States dollar (event) and after the depreciation of the rupiah against the United States dollar (event). And the paired t-test analysis shows that stock prices before the event do not affect stock prices after the event. This result shows that this market is a semi-strong market according to the Efficiency Market Hypothesis theory.
Analisis Penggunaan Mesin Electronic Data Capture (EDC) Pada Wajib Pajak Restoran Sebagai Upaya Mengoptimalkan Penerimaan Pajak Daerah di Kota Kupang Yusuf Frans Kartoma; Novi Theresia Kiak; Maria Indriyani Hewe Tiwu
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 3 No. 3 (2024): Juli : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v3i3.2753

Abstract

This research aims to explain the implementation of the policy on the use of Electronic Data Capture (EDC) machines among restaurant taxpayers in Kupang City and to explain the factors that hinder and obstruct the implementation process as well as the use of EDC machines as a payment transaction system for restaurant taxpayers in Kupang City. This study employs a descriptive qualitative approach by conducting interviews with informants from the Badan Pendapatan Daerah Kota Kupang, Bank NTT KCU Kupang, and restaurant taxpayers who have installed EDC machines. The research findings indicate that the policy on the use of Electronic Data Capture (EDC) faces several issues, both in the implementation process and in the use of EDC machines by restaurant taxpayers who have installed them. The lack of awareness, support, and readiness from restaurant taxpayers in terms of technical, administrative, and human resources aspects, as well as ineffective communication and coordination between Bapenda and Bank NTT towards taxpayers, are obstacles in the implementation process of EDC machines. From the perspective of EDC machine usage, technical problems with the machines, such as frequent errors, consumers' understanding level, the billing and tax payment system that is not yet fully digitized through the EDC machine system, the limitations of EDC machine features and services that do not yet meet the needs of restaurant taxpayers, and the human resource aspect of restaurant taxpayers who are not yet able to operate the EDC machines, constitute several non-technical factors that also hinder the use of EDC machines as a payment transaction system. Keywords: , , E
Implementasi Quick Response Code Indonesian Standard (QRIS) Untuk Pelaku Usaha Di Pasar Tradisional : Studi Kasus Pada Pasar Tradisional Di Kota Kupang Jeanet Putri Shintya Nubatonis; Fransina W. Ballo; Novi Theresia Kiak
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 2 (2024): Mei : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i2.455

Abstract

In the development of financial technology, many payment system innovations have emerged, one of which is the Indonesian Standard Quick Response Code (QRIS). This research aims to determine the implementation of QRIS for business actors in the Kupang City Traditional Market. This research uses a qualitative approach, with data collection methods conducting interviews, observation, documentation. The results of this research show that the Quick Response Code Indonesian Standard (QRIS) is an electronic payment tool to make it easier for people to carry out transactions. Through QRIS, people can feel the ease of making transactions anytime and anywhere, even outside bank operational hours. However, in its implementation there are several obstacles, namely a weak internet connection so that the transaction process carried out by traders is hampered, the cellphones owned by traders are not yet sophisticated so they cannot make transactions, lack of knowledge and a 0.3% deduction from the transaction value.
Upaya Meningkatkan Pendapatan Asli Daerah (PAD) Melalui Pengembangan Potensi Pariwisata Kabupaten Manggarai Barat Periode 2019-2022: Studi Kasus Di Wisata Alam Gua Rangko Labuan Bajo Ignasia Ayunanda Duhu; Petrus E. De Rozari; Novi Theresia Kiak
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 3 (2024): Agustus : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i3.651

Abstract

This research aims to understand the government's efforts in increasing local revenue (PAD) through the development of tourism potential in West Manggarai Regency during the 2019-2022 period, specifically focusing on the natural tourism of Rangko Cave. The process of developing tourism potential, particularly the natural tourism of Rangko Cave, requires government efforts to overcome existing challenges by using strategies to increase the PAD of West Manggarai Regency. This research employs a descriptive qualitative approach, conducting structured interviews with informants such as the Head of the Regional Revenue Agency, the Head of the Tourism Office of West Manggarai Regency, the Head of Tanjung Boleng Village, employees of the Regional Revenue Office, employees of the Tourism Office of West Manggarai Regency, and the residents of Tanjung Boleng Village. The results show that the West Manggarai government and the residents of Tanjung Boleng Village have made efforts and strategies to increase local revenue through the development of tourism potential, particularly the natural tourism of Rangko Cave, as best as possible despite several obstacles, such as a lack of supporting facilities for good and structured services, which reduce the value of the tourism site.
PENGEMBANGAN KEGIATAN WISATA MANGROVE MENJADI KAWASAN EDUWISATA DI KELURAHAN OESAPA BARAT KOTA KUPANG Lebrina Ivantry Boikh; Asriati Djonu; Novi Theresia Kiak; Januaria Orsela Bria; Rico Tenis; Audra Dyfa Tharriesitha Putry Sigit; Priastuti Adangla
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 7, No 4 (2023): December
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v7i4.19667

Abstract

ABSTRAKEkosistem mangrove merupakan salah satu ekosistem yang paling produktif dibandingkan dengan sistem ekologi lainnya. Penerapan pendekatan eduwisata pada wisata mangrove bertujuan untuk menggabungkan nilai-nilai edukasi, konservasi, dan keberlanjutan dalam satu rangkaian kegiatan. Metode yang digunakan adalah penyuluha dan pendampingan. Hasil yang dicapai adalah peserta mendapatkan pengetahuan dan keterampilan melakukan rehabilitasi dan konservasi serta pemahaman mengelola dan melestarian ekowisata mangrove menjadi kawasan eduwisata. Untuk mendukung keberlanjutan pengelolaan edukasi mangrove diberikan bibit mangrove sebanyak 1000 buah, polybag, materi edukatif berupa poster dan lifleat. Manfaat pengembangan wisata mangrove bagi masyarakat adalah meningkatkan nilai edukasi, ekologi, sosial dan ekonomi bagi masyarakat, pengelola dan pengunjung..Kata kunci: mangrove; ekowisata; oesapa barat ABSTRACTMangrove ecosystem is one of the most productive ecosystems compared to other ecological systems. The application of the edu-tourism approach to mangrove tourism aims to combine the values of education, conservation, and sustainability in one series of activities. The methods used are counseling and mentoring. The results achieved were that participants gained knowledge and skills to carry out rehabilitation and conservation as well as an understanding of managing and preserving mangrove ecotourism into an edu-tourism area. To support the sustainability of mangrove education management, 1000 mangrove seeds, polybags, educational materials in the form of posters and lifleats were given. The benefits of mangrove tourism development for the community are to increase educational, ecological, social and economic value for the community, managers and visitors. Keywords: mangroves; ecotourism; oesapa barat.
Implementasi Konsep Perikanan Tangkap dalam Pemberdayaan Masyarakat Pesisir Oesapa di Kota Kupang Patrikcs Lazarus Dedo Ngara; Fransina W. Ballo; Novi Theresia Kiak
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 6 (2024): November: MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i6.962

Abstract

The aim of this research is to determine the government's efforts to economically empower the fishing community in the Oesapa fishing village, Kupang City and determine the impact of the assistance provided by the government on community welfare. This research uses a qualitative descriptive approach. Data collection used was interviews, observation and documentation. The results of the research show that the government's efforts to empower the fishing community's economy are by optimizing fishing facilities and infrastructure that are not yet fully distributed among fishermen, improving the quality of fishermen's human resources through socialization to help the community increase community awareness of ocean sustainability, and finally utilizing marine resources and fisheries which have a positive impact on the welfare of both fishermen.
Analisis Peran Digitalisasi Koperasi dalam Pengembangan Ekonomi Wilayah Perbatasan: Studi Kasus pada KSP CU Kasih Sejahtera Kota Atambua Theresia Lorenza Jehalim Deo; Novi Theresia Kiak; Maria Indriyani H. Tiwu
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5711

Abstract

The purpose of this study is to analyze the role of cooperative digitalization in economic development in border areas, with a focus on the CU Kasih Sejahtera Savings and Loan Cooperative (SLC) in Atambua. This study uses a qualitative approach with a case study method, where data is collected through interviews, observations, and documentation. The number of informants in this study is 10 people, namely cooperative members and cooperative staff. The result of this study is that the implementation of digitalization in SLC CU Kasih Sejahtera has had a positive impact on economic development in border areas. Digitalization expands access to financial services for cooperative members, improves operational efficiency, and strengthens the connectivity of cooperatives with a wider financial network.
Analisis Faktor-Faktor Yang Mempengaruhi Permintaan Kredit Cepat Aman (KCA) Pada Kantor Pegadaian Cabang Oesapa Devin Irvandy; Fransina W. Ballo; Novi Theresia Kiak
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.674

Abstract

Quick and Safe Credit (KCA) is one of the superior service product facilities of PT Pegadaian, which is a loan based on the pawn law with easy, safe, and fast service procedures. Quick and Safe Credit (KCA) is intended to help customers and communities with the problem of investment funds and funds for working capital.This study aims to analyze the factors that influence customer/community demand for PT Pegadaian’s Quick and Safe Credit (KCA) facility. This research is a quantitative descriptive study conducted at PT Pegadaian Oesapa Branch Kupang City. Data were collected using literature study methods, questionnaires, and observations. The results showed that the level of customer income, number of customer family dependents, and level of customer education had a significant effect on the demand for Quick and Safe Credit (KCA) at the Oesapa Branch Pegadaian office. This means that the higher the customer's income, the greater the number of dependents of the customer's family, and the higher the customer's education level, the greater the demand for Quick and Safe Credit (KCA).
Analisis Moderasi Inklusi Keuangan Aplikasi Financial Technology Terhadap Penggunaan Pinjaman Online Masyarakat Kota Kupang Jelamu, Matheus Stefanus; Kiak, Novi Theresia; Tiwu, Maria Indriyani Hewe
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 4 No 2 (2024): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - September 2024
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v4i2.431

Abstract

Hadirnya Finansial Technology di era modernisasi telah banyak mengubah gaya hidup salah satunya melalui inklusi keuangan yang memberikan kemudahan akses dan pengelolaan keuangan bagi masyarakat bahwa semua lapisan masyarakat dapat mengakses dan memanfaatkan layanan keuangan. Pinjaman online adalah sarana layanan keuangan digital yang menghubungkan pemberi pinjaman dan peminjam sebagai pihak yang melakukan perjanjian pinjam meminjam melalui sistem elektronik. Penelitian ini bertujuan untuk menganalisis pengaruh Inklusi keuangan dalam memoderasi hubungan antara Finansial Technology terhadap Pinjaman Online. Metode analisis data yang digunakan dalam penelitian ini menggunakan PLS-SEM. Metode yang digunakan adalah Kuantitatif dengan pengujian Outer Model, Inner Model. Hasil analisis dengan menggunakan analisis regresi moderasi menunjukkan bahwa Inklusi Keuangan tidak dapat memoderasi hubungan antara Finansial Technology terhadap Pinjaman Online.
Pengaruh Sosialisasi Pajak, Pengetahuan Pajak, Pemahaman Pajak, dan Kesadaran Pajak terhadap Kepatuhan Wajib Pajak Bumi dan Bangunan di Kelurahan Naikliu Kecamatan Amfoang Utara Kabupaten Kupang Venci Ilona Lake; Petrus E. de Rosari; Novi Theresia Kiak
Jurnal Rimba : Riset Ilmu manajemen Bisnis dan Akuntansi Vol. 2 No. 4 (2024): November : Jurnal Rimba : Riset Ilmu manajemen Bisnis dan Akuntansi
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/rimba.v2i4.1350

Abstract

This research aims to determine the influence of tax socialization, tax knowledge, tax understanding, and tax awareness on land and building tax compliance. This research was carried out in Naikliu Village, Nort Amfoang Utara District with a population of 534 taxpayers. The method used in selecting the sample was random sampling using the slovin formula and was determined as many as 100 respondents. This type of research is included in quantitative descriptive with survey methods. The type of data used in this research is primary data obtained by distributing 100 questonnaires and the total number of questionnaires that can be processed is 100. The statistical method used multiple linear regression analysis with the help of SPSS 25 application software. The results of this research show that the Socialization variabel tax, tax knowledge, tax understanding, are partially insignificant to taxpayer compliance, meanwhile taxpayer awareness partyally has a significant effect on land and building tax compliance. Meanwhile, the variables of tax socialization, tax knowledge, tax understanding, and tax awareness together simultaneosly influence taxpayer compliance.
Co-Authors Agnes Derang Duli Agus Arnold Nalle Agustinus Beda Werang Aldarine Molidya Alina Nujum Alius Almung Anastasia Bernaria Klau Angi, Yohana F Angi, Yohana Febiani Anthon Simon Y. Kerihi Antonius Julio Lewa Djo Arthana, I Komang Asriati Djonu Audra Dyfa Tharriesitha Putry Sigit Baharudin, Govinda Abdul Gangga Ballo, Fransina W. Bambang Wiwoho, Bambang Banamtuan, Alexander Kiik Benu, Elthon Eka Putra Benyamin, Karmi Yulet Betsyebalia, Princessa Cicilia A. Tungga Cicilia Apriliana Tungga de Rozari, Petrus E. Demu, Yohanes Dethan, Minarni A Devin Irvandy Djadi, Ekalia I A Dong, Kensi Agnesty Fajrin, Fauziah Amalia Fanggidae, Apriana H.J. Farida Ayu Lestari Fransina W. Ballo Fransina Wihelmina Ballo Fransina Wilhelmina Ballo Fudikoa, Bensor Paulus Ga, Linda Lomi Gaudensius Suhendro Nardon Glori Christin Lassa Hanas, Mardi Marsalina Hawe Tiwu, Maria Indriyani Ignasia Ayunanda Duhu Imelda Aurensia Rosalia Januaria Kartika Ati Januaria Orsela Bria Jeanet Putri Shintya Nubatonis Jelamu, Matheus Stefanus Jerubu, Hilde Septine Julius Innosensius Beon Karsono, Danny Julian Kharina Lidia Priskalina Oil Kiuk, Maria Felinsia Laga Klau, Reinaldus Yohanes D Koroh, Angela Jessicca Sheyla Lay, Devvanio Lazarus D. A. Luase Lebrina Ivantry Boikh Leony Nawa Hoke Lewa Djo, Antonius Julio Lindu, Obrianus Yusuf Lodovikus Marionis Nifu Maak, Clarce Sarliana Mardiana Muslimin Maria Adriana Irama Koli Maria Antonia Radji Silli Maria Fransiska Gheli Maria I. H Tiwu Maria I. Hewe Tiwu Maria Indriyani H. Tiwu Maria Indriyani Hewe Tiwu Maria P. L. Muga Maria Prudensia Leda Muga Maria Virayati Kofi Markus Uskunia Marselina Ratu Marselina Ratu Marthen R. Pellokilla Marthen Robinson Pellokila Matheus Napoleon Mitemen Witak Mathias Efi Meilani, Margareta Yosefa Moetia Riski Sofyani Monika Wilistiani So’o Muga, Maria Prudensiana Leda Muhammad Liwaulhamdi Naninuna, Putra H. Ndun, Jublita Nendissa, Doppy Roy Nuro, Septina Obaria, Yoakim Helio Dorus Onta, Damasius Patrikcs Lazarus Dedo Ngara Pau, Sarlin P. Nawa Pello, Marco Adrian Pera, Charmelia M R De Vollys Permana, Viviany Jenkarti Petrus E. De Rosari Priastuti Adangla Rachmiyati, Nekky Ramayana Saputri Toebajoe Ratu, Marselina Renta Yustie Rico Tenis Rikhard T. Ch. Bolang Rimas, Yofita Elsiana Riski Sofyani, Moetia Sallau, Sally Selviana Ena Selvianus Imanuel Kause Semarch Dewi Ayu Putri Bida Septina Nuro Sevanya Eunike Lado simamora, virgo Siti Helmyati Taksian, Risma Rosina Tameno, Nikson Theresia Lorenza Jehalim Deo Tiara Fitriana Azhari Tiwu, Maria I H Tiwu, Maria Indriyani Hewe Tshilowa, Phathutshedzo Fancy Tungga, Cicilia A Tungga, Cicilia A. Tungga, Cicilia Apriliani Uly, Jaya Ayu Ningsih Kale Utami, Betty Silvia Ayu Venci Ilona Lake Veronika Dhina Dewelis Viktoria Wulandari Welhelmina Ballo , Fransina Yerisonsianus Peron Yohana F. Angi Yustie, Renta Yusuf Frans Kartoma Zelyn Jayanti Margaretha Ratuarat Zethsander Djawa Liunokas