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TINJAUAN SYARIAH TENTANG PENERAPAN AKAD IJARAH AL MUNTAHIYAH BI AL-TAMLIK DI PERUSAHAAN LEASING SYARIAH Mudzakkir, Muhammad Fakhruddin; Graha, Andi Nu
An-Nisbah: Jurnal Ekonomi Syariah Vol 1 No 2 (2015)
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2015.1.2.69-84

Abstract

Public need for  their fnancing  of capital  goods  in accordance with  the principles of Islam, encourages businesses and governments  to create the Islamic fnance company. Basic application of  sharia  leasing  transactions between customers through Ijarah Al Muntahiyah bi Al Tamlik contract based on the Fatwa Dewan Syariah Nasional  No. 09/DSN-MUI/IV/2000  about ijarah fnancing and Fatwa Dewan Syariah Nasional No. 27/DSN-MUI/III/2002 about Ijarah  Al  Muntahiyah  bi Al  Tamlik fnancing. Implementation of sharia fnance leasing company to its customers are still not in accordance with the provisions of DSN 27/DSN-MUI/III/2002 and hadith.Keywords : leasing fnance, ijarah al muntahiyah bi al tamlik
PELATIHAN KEWIRAUSAHAAN PENDEKATAN BUSINESS MODEL CANVAS BAGI SISWA SISWI SMK PGRI TUREN KABUPATEN MALANG Puspitosari Suharso, Arien Anjar; Asna, Asna; Wiwin K., Jacobus; Graha, Andi Nu
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

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Abstract

Survei Angkatan Kerja Nasional (Sakernas) tahun 2022 menunjukkan dari latar belakang pendidikan lulusan SMK adalah penyumbang pengangguran tertinggi yaitu sebanyak 9,42%. Perlu usaha semua pihak untuk mengembangkan lulusan SMK agar lebih produktif dan tidak menjadi pengangguran. Menanggapi fenomena di atas tersebut kami tim pengabdi melalukan survey awal pada SMK PGRI Turen Kabupaten Malang. Hasil survey tersebut tim pengabdi memandang perlu untuk memberikan Pelatihan Kewirausahaan kepada siswa siswi SMK PGRI Turen Kabupaten Malang. Tujuan Pelatihan Kewirausahaan bagi siswa – siswi Sekolah Menengah Kejuruhan tersebut membantu siswa siswi SMK PGRI Turen Kabupaten Malang memiliki pemahaman pengetahuan, ketrampilan, sikap menjadi seorang wirausaha Target khusus yang diharapkan tim pengabdi adalah mendorong siswa siswi SMK PGRI Turen Kabupaten Malang mempersiapkan diri untuk karir sebagai wirausaha sukses setelah lulus dari sekolah menengah kejuruan yang nantinya memberikan manfaat bagi diri sendiri dan masyarakat sekitar. Metode pelatihan yang akan diberikan tim pengabdi berbentuk bimbingan terpadu dimulai dengan pemberian informasi, diskusi, demonstrasi dan latihan terbimbing. Melalui pelatihan ini siswa akan dibimbing dan dilatih untuk menuangkan berbagai ide bisnis yang mereka miliki kedalam perencanaan bisnis yang komprehensif namun praktis yaitu penyusunan Business Model Canvas (BMC ). Kata kunci: Pelatihan Kewirausahaan, Business Model Canvas (BMC)
PELATIHAN PEMBUATAN SABUN CUCI PIRING SEBAGAI UPAYA PEMBERDAYAAN PEREMPUAN DI DESA PUTUK REJO KABUPATEN MALANG. Puspitosari Suharso, Arien Anjar; Wilujeng, Sri; Asna, Asna; Graha, Andi Nu
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

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Abstract

Pemberdayaan perempuan sebagai anggota masyarakat dan tergolong tenaga kerja produktif masih sangat penting dilakukan. Hal ini bertujuan untuk menumbuhkan kesadaran dan kemandirian dalam berusaha, sekaligus memperluas lapangan kerja guna meningkatkan perekonomian keluarga untuk mencapai keluarga yang bahagia dan sejahtera. Peningkatan kesejahteraan sosial dapat dilakukan dengan berbagai pendekatan salah satunya adalah melakukan pelatihan. Berkaitan hal tersebut di atas kami tim pengabdi melakukan pengabdian kali ini kepada kaum perempuan di Desa Putuk Rejo Kabupaten Malang. Pelatihan yang kami lakukan adalah pembuatan sabun cuci piring dalam bentuk cairan . Dalam kehidupan sehari-hari, sabun cuci piring merupakan salah satu kebutuhan dalam rumah tangga dimana keberadaannya berfungsi sebagai penghilang kotoran dan lemak pada peralatan makan dan masak . Tingkat kebutuhan sabun cuci piring sangat tinggi. Tingginya minat masyarakat terhadap sabun cuci piring tersebut membuka peluang usaha untuk diproduksi. Oleh karena itu pemberdayaan perempuan dalam pelatihan pembuatan sabun cuci piring merupakan langkah awal yang tepat karena proses produksinya relative mudah untuk dipelajari. Tujuan Pengabdian ini memberikan pemahaman tentang potensi usaha rumahan dan keterampilan pembuatan sabun cuci piring kepada kaum Perempuan di Desa Putukrejo Kabupaten Malang . Diharapkan, kegiatan ini dapat meningkatkan kesejahteraan ekonomi masyarakat serta mengembangkan kesadaran dan kemandirian berwirausaha. Metode yang digunakan dalam pengabdian meliputi koordinasi dengan mitra yaitu Desa Putukrejo Kabupaten Malang (khusunya kaum Perempuan ) , melaksanakan penyuluhan serta pelatihan pembuatan sabun cair, evaluasi. Hasil dari kegiatan ini berupa produk sabun cuci piring yang sudah dikemas dan dibagikan kepada warga setempat, serta terbentuknya kaum perempuan yang memiliki keterampilan dalam pembuatan sabun cuci piring. Kata kunci: Pelatihan, Produksi ,Sabun Cuci Piring ,Pemberdayaan Perempuan
PENGARUH GAYA KEPEMIMPINAN DEMOKRATIS, DISIPLIN KERJA DAN PENGEMBANGAN KARIR TERHADAP KINERJA PEGAWAI DI BALAI BESAR PEMERINTAHAN DESA DI MALANG Bili, Sherin; Graha, Andi Nu; Puspitosari Suharso, Arien Anjar
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.13884

Abstract

Employee performance plays a critical role in improving organizational progress. Various factors such as career advancement, work ethics, and democratic leadership approach impact the enhancement of employee performance. The purpose of this study was to determine, in part simultaneously, how democratic leadership style, work discipline, and career development affect employee performance in the Village Government Centre in Malang. This research makes use of quantitative methods. Using the saturation sampling technique, 35 employees of the Center for Village Government in Malang were chosen to comprise the research sample, which included the whole population. techniques for use a questionnaire to collect data. The data analysis method utilized is multiple linear regression, and SPSS 26 is the program used to do this. The study's conclusions show that career development, work discipline, and a democratic leadership style all have a substantial influence on worker performance at the Village Government Centre in Malang. A partial body of research indicates that employee productivity is significantly impacted by work discipline, career development, and democratic leadership approaches. These results highlight the potential benefits of career development, workplace discipline, and democratic leadership styles for improving worker performance. Keywords : Democratic Leadership Style, Work Discipline, Career Development, Performance Employee
Crafting The Msmes’ Performance Into Financial Literacy, Financial Inclusion, and Fintech In Emerging Countries Nu Graha, Andi; Asna, Asna; Anjar Puspitosari Suharso, Arien
International Journal of Science, Technology & Management Vol. 4 No. 5 (2023): September 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i5.940

Abstract

The informal sector in Indonesia in terms of Micro, Small and Medium Enterprises (MSMEs) plays an important role in economic development from macro and micro aspects. The majority of SME owners are aware of the value of a number of strategies for conducting business more effectively. Some of the primary strategies for maintaining MSMEs performance include financial inclusion, financial literacy, and fintech. The objectives aimed at by this investigation were: to study the impact of financial inclusion and financial literacy on SME performances, to observe the influence of mediation effect fintech on financial inclusion and MSME performance, and to examine how the fintech supports financial literacy and SME performance. A well-structured questionnaire using a quantitative research approach was utilized to gather data from 320 owners among Indonesia MSMEs. The finding research revealed that fintech contributed positively and significantly mediates the relationship between financial inclusion, financial literacy, and MSMEs performance. The research's findings aim to shed light on how to develop and promote fintech through providing services that are fair and transparent.
THE INFLUENCE OF TRANSFORMATIONAL LEADERSHIP AND WORK DISCIPLINE ON PUBLIC SERVICE QUALITY (A CASE STUDY AT SEKOTONG TENGAH VILLAGE, SEKOTONG DISTRICT, WEST LOMBOK REGENCY) Jafar Idrus; Andi Nugraha; Adi Suroso
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to examine whether transformational leadership and work discipline simultaneously influence the quality of public services, as well as to investigate the individual effects of each variable on service quality. A total of 50 respondents participated in this study, comprising village officials and community members working within the administrative environment of Sekotong Village, Sekotong District. Data were collected using a saturated sampling method through questionnaire distribution and library research, then analyzed using multiple linear regression with the assistance of SPSS 27. The findings reveal three key conclusions: first, transformational leadership has a significant effect on the quality of village public services; second, work discipline similarly affects service quality; and third, both transformational leadership and work discipline together exert a significant combined influence on the quality of village public services.
THE INFLUENCE OF TRANSFORMATIONAL LEADERSHIP AND WORK DISCIPLINE ON PUBLIC SERVICE QUALITY (A CASE STUDY AT SEKOTONG TENGAH VILLAGE, SEKOTONG DISTRICT, WEST LOMBOK REGENCY) Jafar Idrus; Andi Nugraha; Adi Suroso
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine whether transformational leadership and work discipline simultaneously influence the quality of public services, as well as to investigate the individual effects of each variable on service quality. A total of 50 respondents participated in this study, comprising village officials and community members working within the administrative environment of Sekotong Village, Sekotong District. Data were collected using a saturated sampling method through questionnaire distribution and library research, then analyzed using multiple linear regression with the assistance of SPSS 27. The findings reveal three key conclusions: first, transformational leadership has a significant effect on the quality of village public services; second, work discipline similarly affects service quality; and third, both transformational leadership and work discipline together exert a significant combined influence on the quality of village public services.
PENGUATAN KEBEKERJAAN DAN KEWIRAUSAHAAN MELALUI PELATIHAN DIGITAL ENTREPRENEURSHIP DALAM MENGHADAPI TANTANGAN GLOBAL BAGI SISWA SMKN 2 KOTA BATU Arien Anjar Puspitosari Suharso; Kristina Sedyastuti; Dianawati Suryaningtyas; Andi Nu Graha
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 8 No. 2 (2026): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v8i2.19998

Abstract

Perkembangan globalisasi dan transformasi digital telah membawa perubahan signifikan terhadap dunia kerja dan dunia usaha. Kondisi tersebut menuntut generasi muda, khususnya siswa Sekolah Menengah Kejuruan (SMK), untuk memiliki kompetensi kebekerjaan dan jiwa kewirausahaan yang adaptif terhadap perkembangan zaman. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman dan keterampilan siswa SMKN 2 Kota Batu mengenai kebekerjaan dan kewirausahaan dalam menghadapi tantangan global. Metode pelaksanaan kegiatan menggunakan pendekatan edukatif-partisipatif melalui pelatihan, diskusi, simulasi bisnis, dan praktik digital marketing. Materi pelatihan meliputi keterampilan kerja abad 21, mindset kewirausahaan, peluang usaha digital, dan strategi pemasaran berbasis media sosial. Hasil kegiatan menunjukkan adanya peningkatan pemahaman siswa mengenai pentingnya kompetensi kerja, kreativitas, inovasi, dan pemanfaatan teknologi digital dalam dunia usaha. Selain itu, siswa mampu menyusun ide bisnis sederhana serta memahami penggunaan media sosial sebagai sarana promosi produk. Kegiatan pengabdian ini memberikan dampak positif terhadap peningkatan motivasi siswa untuk siap memasuki dunia kerja maupun menciptakan usaha mandiri berbasis digital. Dengan demikian, program pengabdian ini dinilai efektif dalam membangun kesiapan generasi muda menghadapi tantangan global melalui penguatan kebekerjaan dan kewirausahaan. Kata Kunci: Kebekerjaan, Kewirausahaan, Tantangan Global, Digital Entrepreneurship Abstract The advancement of globalization and digital transformation has brought significant changes to the world of work and business. These conditions require the younger generation, particularly vocational high school (SMK) students, to possess employability skills and an entrepreneurial spirit that can adapt to the changing times. This community service activity aims to enhance the understanding and skills of students at SMKN 2 Kota Batu regarding employability and entrepreneurship as they face global challenges. The activity was implemented using an educational-participatory approach through training, discussions, business simulations, and digital marketing practices. The training materials covered 21st-century work skills, an entrepreneurial mindset, digital business opportunities, and social media-based marketing strategies. The results of the activity demonstrated an increase in students’ understanding of the importance of work competencies, creativity, innovation, and the utilization of digital technology in the business world. Additionally, students were able to develop simple business ideas and understand the use of social media as a tool for product promotion. This community service activity had a positive impact on increasing students’ motivation to prepare for entering the workforce or creating their own digital-based businesses. Thus, this community service program is considered effective in building the readiness of the younger generation to face global challenges through the strengthening of employability and entrepreneurship. Keywords: Employability, Entrepreneurship, Global Challenges, Digital Entrepreneurshi
PENGARUH KOMPETENSI, EFIKASI DIRI (SELF EFFICACY), DAN KUALITAS KEHIDUPAN KERJA (QUALITY OF WORK LIFE) TERHADAP KINERJA PEGAWAI PERUSAHAAN DAERAH AIR MINUM (PERUMDAM) TIRTA MAHAMERU LUMAJANG Rommy Wahyu Hidayat; Dianawati Suryaningtyas; Andi Nu Graha
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19053

Abstract

This study aims to analyze the impact of competence, self-efficacy, and quality of work life on employee performance at Perumdam Tirta Mahameru Lumajang. This study relies on primary quantitative data specifically for permanent employees, with a sample of 50 permanent staff members. Data collection was conducted using a questionnaire that applies a Likert scale. To analyze the data, a multiple linear regression method was used through SPSS software. The results of the study indicate that competence, self-efficacy, and quality of work life simultaneously have a significant positive influence on employee performance at Perumdam Tirta Mahameru Lumajang. When viewed individually, competence and quality of work life show a positive and significant influence on employee performance, while self-efficacy has a positive impact although not significant. These findings suggest that to increase employee confidence and belief, the company should include additional factors through training programs to strengthen competencies in each division, as well as increase self-confidence through soft skills and hard skills training. Thus, it is expected that employee self-efficacy can increase and have a more significant impact on the overall performance of Perumdam Tirta Mahameru Lumajang. Keywords : Competence, Self Efficacy, Quality of Work Life, Employee Performance.
The Influence Of Organizational Culture, Work Environment And Job Satisfaction On Organizational Commitment In Educational Foundations Mujitahid; Andi NU Graha; Dianawati Suryaningtyas
Jurnal Ranah Publik Indonesia Kontemporer (Rapik) Vol. 6 No. 1 (2026): Juli
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/rapik.v6i1.150

Abstract

Organizational commitment and the factors that influence it have been widely discussed in previous studies, but there are still few studies that examine the influence of organizational culture, work environment and job satisfaction simultaneously on organizational commitment in foundations. The purpose of this study is to analyze the influence of organizational culture, work environment and satisfaction on organizational commitment. The type of research used in this study is quantitative research. The study was conducted at the Al Muwahidin Lelede Foundation. The target in this study were all permanent employees of the Al Muwahidin Lelede Foundation. The population was all permanent employees of the Al Muwahidin Lelede Foundation, which amounted to 81 employees. Organizational culture, work environment, and job satisfaction have a significant influence on organizational commitment, because organizational commitment is formed by indicators of affective commitment, continuance commitment and normative commitment, it turns out that the dominant results are in the affective commitment indicator. It is recommended to improve organizational commitment factors, attention needs to be paid 3 to normative commitment by having responsibility to help the organization achieve its goals. To improve organizational culture, attention needs to be paid to maintaining and maintaining work stability with the foundation having the ability to adapt to change, but still maintaining work stability.