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DETERMINAN CAPITAL BUFFER: KAJIAN EMPIRIK INDUSTRI PERBANKAN NASIONAL Haryanto, Sugeng
Jurnal Ekonomi Modernisasi Vol. 11 No. 2 (2015): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.21 KB) | DOI: 10.21067/jem.v11i2.872

Abstract

Penelitian ini menganalisis faktor-faktor yang mempengaruhi Capital Buffer. Di mana variabel likuiditas,  ukuran bank, Risiko (NPL), profitabilitas dan efisiensi sebagai variabel prediktor. Penelitian ini dilakukan pada bank yang go publik di Bursa Efek Indonesia, dengan periode penelitian tahun 2008-2013. Capital Buffer merupakan selisih antara CAR bank dengan ketentuan CAR. Tujuan penelitian ini adalah untuk menganalisis pengaruh likuiditas,  ukuran bank, risiko, profitabilitas dan  efisiensi terhadap Capital Buffer, baik secara simultan maupun parsial. Teknik analisis yang digunakan regresi berganda. Hasil penelitian menunjukkan bahwa secara simultan likuiditas, ukuran bank, risiko, profitabilitas dan efisiensi berpengaruh signifikan terhadap Capital Buffer. Secara parsial ukuran perusahaan, risiko dan profitabilitas berpengaruh terhadap capital buffer, sedngkan likuiditas dan efisiensi tidak berpengaruh terhadap capital buffer.
KEMAMPUAN DAN PEMANFAATAN KREDIT OLEH IRT DALAM UPAYA PENGEMBANGAN USAHA: PADA PENGUSAHA KRIPIK TEMPE Haryanto, Sugeng
Jurnal Keuangan dan Perbankan Vol 12, No 1 (2008): January 2008
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (145.423 KB) | DOI: 10.26905/jkdp.v12i1.880

Abstract

This research explained the ability and the credit use in home made business namelytempe crispy chips. The sample of this research was home made business in Tugu sub district,Trenggalek regency that made tempe crispy chips. Credit for business was a factor which hada very important role in supporting the increase of a business. Credit giving was an injectionhoped to create capital for people economy activity and to increase production. This researchintended to 1) know the ability of home made industry in taking credit from micro financeunit, and 2) know the credit used by home made industry in increasing the business. Homemade industry had an ability to take credit from a bank. They all had accepted credit fromlocal government distributed through BPR (people Credit Bank) namely credit program. Credituse was not only used for increasing business but also for fulfilling other household needs.
Mampukah Good Corporate Governance dan Risiko Kredit Sebagai Prediktor Financial Distress? Elysa Listiana Putri; Sugeng Haryanto; Riril Mardiana Firdaus
AFRE (Accounting and Financial Review) Vol 1, No 1 (2018): July
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (467.399 KB) | DOI: 10.26905/afr.v1i1.2291

Abstract

This study aims to predict financial distress at Bank foreign exchange (BUSN) by using GCG analysis, credit risk, profitability, capital adequacy ratio and bank size. GCG, credit risk, and profitability. The population in this research is 35 BUSN of foreign exchange registered in Bank Indonesia. Sampling technique used purposive sampling. The sample size is 17 banks. Data analysis technique using linear regression. This research performs 4 regression test that is in BUSN of foreign exchange for all condition, financial distress condition, grey area condition, and condition of non-financial distress. The results of this study indicate that GCG and credit risk have no effect on financial pressure for all conditions, financial distress condition, grey area condition, and non-financial distress condition. Profitability affects financial difficulties for all conditions, grey area conditions and non-financial distress conditions. CAR affects financial difficulties for all conditions, grey area conditions and non-financial pressure conditions. Profitability and CAR have no effect on financial difficulties for grey area conditions. The size of the bank affects financial difficulties in all conditions and greys, whereas in the financial distress position the size of the bank does not affect financial distress. DOI:  https://doi.org/10.26905/afr.v1i1.2291
Determinan Efisiensi Bank: Analisis Bank Di Indonesia Sugeng Haryanto
AFRE (Accounting and Financial Review) Vol 1, No 1 (2018): July
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.732 KB) | DOI: 10.26905/afr.v1i1.2230

Abstract

This research analyzes the factors influencing bank efficiency. Bank efficiency is measured by BOPO. Predictable variable use risk, which is proxied with non-performance loan (NPL), bank size, and CAR. Population in research is in the national banking industry which goes public in BEI, research period 2009-2016. Sampling technique used purposive sampling, with the criterion of the bank has gone public before the year 2008 and the bank publishes financial report year 2009-2016. The sample of research is 23 banks. The purpose of this study was to analyze the effect of bank risk, bank size and CAR to efficiency either simultaneously or partially. The analytical technique used multiple linear regression. The results showed simultaneously bank risk, bank size and CAR effect on efficiency. Risks, bank size and CAR affect the efficiency in a negative direction. The scale of economics does not apply in the industry of national banks. Increasing the CAR as a countercyclical capital buffer (CCB) to control the occurrence of systematic risk can reduce credit growth, can impact the decrease in bank income. DOI: https://doi.org/10.26905/afr.v1i1.2230
Bank Size, Risk and Market Discipline with A Deposit Insurance: Evidence of Banking in Indonesia Sugeng Haryanto; Grahita Chandrarin; Yanuar Bachtiar
AFRE (Accounting and Financial Review) Vol 2, No 2 (2019): December
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v2i2.3717

Abstract

The Indonesian banking system has implemented a deposit guarantee. Deposit guarantees are carried out in order to provide a sense of security for customers. Moral hazard tends to be higher in the banking industry This study aims to examine the relationship of bank characteristics with market discipline. Bank characteristics include: capital, bank risk, profitability, efficiency and bank size. The population in this study is banks in Indonesia. The sample selection uses a purposive sampling method. The number of samples of 30 banks with peroide 2009-2015. Data analysis techniques used multiple linear regression. The results showed the profitability and size of the bank affect market discipline. Where profitability and bank size have a positive effect on market discipline. This research has implications for the importance of banks in increasing bank assets, especially for private banks. DOI: https://doi.org/10.26905/afr.v2i2.3717
Respon Mikro Organisme Lokal Bonggol Pisang Terhadap Produksi Kacang Panjang (Vigna Unguiculata) Samad, Sofyan; Abdullah, Hayun; Haryanto, Sugeng; Mahmud, Shubzan Anandi
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : CV. Ridwan Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.035 KB) | DOI: 10.36418/syntax-literate.v6i10.4312

Abstract

Kacang panjang adalah sayuran meningkatkan kecerdasan. Tujuan mengetahui respon mikro organisme lokal (MOL) bonggol pisang terhadap produksi tanaman kacang panjang. Tempat di kelurahan Fitu Kecamatan Ternate Selatan dari bulan September - Oktober 2019. Bahan benih kacang panjang, air kelapa, mikro ordanisme lokal (MOL) bonggol pisang, air cucian beras, gula. Rancangan acak kelompok 1 faktor dan 3 ulangan. Perlakuan dengan 5 taraf pupuk MOL bonggol pisang yaitu tanpa MOL bonggol pisang per lite air (B0)., MOL bonggol pisang 400 ml per lite air (B1)., MOL bonggol pisang 800 ml per lite air (B2)., MOL bonggol pisang 1200 ml per lite air (B3)., MOL bonggol pisang 1400 ml per lite air (B4). Hasil analisis ragam menunjukkan pupuk organik cair mikro organisme lokal (MOL) bonggol pisang pada dosis 1400 ml (B4) menhasilkan tinggi tanaman 17 cm dan 14 helai hal ini terjadi pada umur 14 HST . Demikian juga komponen jumlah bunga terbentuk 5 bunga panen pertama dan 5 bunga panen kedua, jumlah polong terbentuk 8 polong panen pertama dan 8 polong panen kedua. Komponen panjang polong 82 cm panen pertama dan panjang polong 83 cm panen kedua. Sedangkan diameter polong 4 mm panen pertama dan diameter polong 5 mm panen kedua. Komponen bobot polong 387 g panen pertama dan 437 g panen kedua. Pupuk organik cair mikro organisme lokal bonggol pisang sangat baik untuk digunakan peningkatkan produksi tanaman kacang panjang dan tanaman hortikultura lainnya.
Growth Opportunity and Firm Value in Indonesian Manufacturing Firms Sugeng Haryanto; Sunardi Sunardi; Eko Ariestanto; Prihat Assih; Adi Suroso; Zaenal Aripin
AFRE (Accounting and Financial Review) Vol 5, No 3 (2022): November 2022
Publisher : Postgraduate Program Merdeka University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/afr.v5i3.8936

Abstract

This study aims to analyze the effect of investment decisions, funding decisions, dividend decisions on firm value and whether growth opportunity affects the relationship between investment policy, funding policy and dividend policy on firm value. This research was conducted on a manufacturing company that went public on the Indonesia Stock Exchange. The number of samples in the study was 92 companies with a research period of 2015-2020 so that the amount of data analysis was 552. The data analysis technique used moderated regression analysis (MRA). The results of the study found that investment decisions have a negative effect on firm value. While funding decisions, dividend decisions have a positive effect on firm value. Growth opportunity is able to strengthen the influence of investment decisions on firm value. Growth opportunities weaken funding and dividend decisions. The results of this study indicate that growth opportunity is important information for investors, because it will be related to the sustainability and prospects of the company in the future.DOI: https://doi.org/10.26905/afr.v5i3.8936
New Fomula Organic Liquid Fertilizer (Poc Fb) On The Production Of Lettage (Lactuca sativa L) Samad, Sofyan; A. Mahmud, Shubzan; Haryanto, Sugeng; Abdullah, Hayun
Agrikan Jurnal Agribisnis Perikanan Vol. 15 No. 1 (2022): Agrikan: Jurnal Agribisnis Perikanan
Publisher : Fakultas Pertanian, Universitas Muhammadiyah Maluku Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1253.029 KB) | DOI: 10.52046/agrikan.v15i1.1013

Abstract

Lettuce (Lactuca sativa L.) is a vegetable of the world community for salads, fresh vegetables and lettuce leaf juice. The purpose of this study was to determine the growth and production of lettuce plants. Methods: January - April 2021. Farmers' gardens in Gambesi Village, Ternate, North Maluku. Lettuce seed plant material, new formula liquid organic fertilizer (POC FB) and with treatment consisting of: Treatment without new formulation liquid organic fertilizer (POCFB) 1 liter of water/3 polybags (A1), 5 cc of POCFB treatment / 1 liter of water/3 polybags (A2)., POCFB treatment 10 cc/1 liter of water/3 polybags (A3)., POCFB treatment 15 cc/1 liter of water/3 polybags (A4)., POCFB treatment 20 cc/1 liter of water/3 polybags (A5 ). Agronomic parameters include: 1) Lettuce height (cm), 2) lettuce leaf number, 3) Length (cm), 4) Fresh weight of sample (g) with analysis of variance (Anova). The results of the analysis of variance showed that the treatment of POCFB 20 cc/L water/3 polybags (A5) affected all parameters of lettuce observation, age 10 DAP was 5 cm high, at 20 DAP the highest was 9 cm and at 30 DAP the height was 18 cm. Meanwhile, at harvest, the maximum number of lettuce leaves was 6, the longest leaf was 17 cm, and the heaviest sample weight was 118 g when compared to other treatments. Macro and micro elements in POCFB so as to encourage, accelerate the increase in size, length of lettuce.
Mampukah publikasi akuntansi lingkungan menjadi pengungkit kinerja keuangan Setiyanto, Arga Rizki; Haryanto, Sugeng; Sunardi, Sunardi
Jurnal Ekonomi Modernisasi Vol. 19 No. 3 (2023)
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jem.v19i3.9139

Abstract

The main goal of a company is profit. A great company will find the best method to make profit and also preserve nature. The objective of this study is to determine how a firm's size and age affect its financial performance through the use of environmental accounting disclosure levels. This study is a combined study with quantitative information. The object of this study is the manufacturing industry on the BEI. The results of this study are company size, age, and environmental accounting disclosure have no direct influence on the financial performance. This study also found that the level of environmental accounting disclosure is directly influenced by company size and age. In addition, this study also shows that the impact of firm size and firm age on a company's financial performance can be lowered when a company uses the disclosure strategy of environmental accounting.
The Effect of Information Quality, System Quality, Ease of Use on User Satisfaction’s Qris (Quick Response Indonesian Standard) in SME’S Rachmacandrani, Neni; Natsir, Mokhamad; Respati, Harianto; Haryanto, Sugeng; Setiyadi, Sina
Journal of Economics and Public Health Vol 2 No 1 (2023): Journal of Economics and Public Health: March 2023
Publisher : Global Health Science Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37287/jeph.v2i1.1572

Abstract

This study aims to determine the effect of information quality, system quality, and ease of transaction on QRIS user satisfaction in Batik Blimbing Malang MSMEs. The population of this research is consumers of Batik Blimning Malang City who use the QRIS (Quick Response Indonesian Standard) application. The sampling method used in this study was random sampling method, namely by using a simple random sampling technique. The number of samples in this study was 103. The model and data collection used a questionnaire. The analytical method used is multiple regression analysis. The results of the study found that information quality did not significantly influence QRIS user satisfaction. Then, system quality and ease of transaction have a positive and significant effect on satisfaction. Ease of transaction is the most dominant variable affecting user satisfaction.