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Pengaruh Religiusitas Dan Pengetahuan Produk Bank Syariah Terhadap Keputusan Masyarakat Menabung Di Bank Syariah (Studi Kasus Masyarakat Kec. Air Joman) Harahap, Nur Rizky Ardianty; Hasanah, Uswah
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4438

Abstract

This study aims to examine and determine the effect of religiosity and product knowledge of Islamic banks on people's decisions to save in Islamic banks. Research Methods This thesis is a type of quantitative research. This study uses one independent variable and one dependent variable. The independent variables in this study are religiosity and product knowledge, while the dependent variable in this study is people's interest in saving in Islamic banks. The data collection technique in this study was in the form of questionnaires distributed to 100 respondents. In analyzing the data, the researcher uses data analysis with several steps to test the validity of the data, test the reliability, test the simple regression and test the hypothesis. The results of the hypothesis test carried out show that the significance value for the influence of religiosity (X1) and product knowledge (X2) on people's decisions to save in Islamic banks (Y) is 0.000 <0.05 and fcount 589.875 > ftable value 3.090, so this proves that significantly Simultaneously, religiosity (X1), product knowledge (X2) has a positive and significant effect on people's decisions to save in Islamic banks (Y).
Determinant Models of Sharia Financial Literacy Muslim Students in Indonesia: A Multidimensional Approach Sihotang, Mutiah Khaira; Hasanah, Uswah; Hayati, Isra
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2482

Abstract

The Sharia financial institutions in Indonesia, especially the city of Medan, are growing and continuing to compete with the existing conventional finance institutions. This should be combined with public knowledge of the sharia financial institutions. Therefore, there is a need for education toward the financial literature of sharia for the whole layer of society, from parents to children. This research aims to find out the determination factor of the financial literature of sharia in muslim  students in indonesia. The dependent variables used in this study are parent income, student learning achievements, information and religious sources with sharia financial literacy as independent variables. Sampling in this study uses purposive sampling. The population in this study was the muslim students who were in the Medan city, Indonesia. The study used a quantitative approach where primary data was obtained through the dissemination of the questionnaire, with the total sample of 180 people. The study was tested for validity and reliability. The data is then analyzed with double regression. All phases of testing and data analysis are carried out with the help of SPSS. The results of this study stated that the variable learning performance and information sources have a significant influence on the financial literacy of muslim students in the city of Medan, Indonesia. Income and religious variables do not affect student financial literacy. This is seen from the t-test with a significance value > 0.05.
Hubungan Diantara Beberapa Sifat Fisika Tanah pada Penggunaan Lahan Berbeda Widjajanto, Danang; Monde, Anthon; Rahman, Abdul; Zainuddin, Rachmat; Hasanah, Uswah; Prahastuti, Sri Wahidah; Nurfadila, Nurfadila; Gailea, Rosmaniar
Agroland: Jurnal Ilmu-ilmu Pertanian Vol 31 No 3 (2024): Desember
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/agrolandnasional.v31i3.2336

Abstract

Penelitian ini bertujuan untuk menentukan keeratan hubungan antara beberapa sifat fisika tanah pada beberapa penggunaan lahan berbeda. Survai tanah stratifikasi dilakukan pada penggunaan lahan sawah, hutan, dan cabai. Analisis sifat fisika tanah dilakukan di Laboratorium Ilmu Tanah, Fakultas Pertanian, Universitas Tadulako. Hasil penelitian menunjukkan bahwa perubahan penggunaan lahan hutan menjadi pertanian intensif menyebabkan perubahan bobot volume, konduktivitas hidrauik, karbon organik, dan kadar air tanah kapasitas lapang. Keeratan hubungan diantara bobot volume tanah dan kadar air kapasitas lapang maupun bobot volume tanah dan konduktivitas hidraulik tergolong pada kriteria kuat dan sangat kuat. Hubungan diantara karbon organik dengan konduktivitas hidraulik maupun karbon organik dan kadar air kapasitas lapang tergolong kriteria sedang dan kuat.
THE INFLUENCE OF RELIGIUS, BANK PRODUCTS AND IMAGE ON CUSTOMERS' DECISIONS TO SAVE AT BPRS AMANAH INSAN CITA lestari, putri; Hasanah, Uswah
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8, No 1 (2024): IJEBAR : Vol. 8, Issue 1, March 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i1.12750

Abstract

This research aims to determine the influence of religiosity, products and bank image on customer decisions at BPRS Amanah Insan Cita. This type of research is quantitative research. The sampling technique in this research was a purposive sampling technique using saturated samples where the total sampling was determined by customers at BPRS Amanah Insan Cita, totaling 32 customers. The reason for using the entire population as a sample is because it represents the entire population because if the population is less than 100, then the entire research sample is used, therefore the researcher took 32 samples taken from all customers. The variables in this study are divided into independent variables (X) and dependent variables (Y). Independent variables include religiosity (X1), product (X2) and company image (X3), while the dependent variable is the decision to save (Y). The research results show that there is a partial influence of religiosity, products and bank image on customer decisions at BPRS Amanah Insan Cita. This can be seen from the results of the t test on each variable where the significant value is
KARAKTERISTIK FISIKA TANAH PADA BEBERAPA PENGGUNAAN LAHAN DI DESA MALEWA KECAMATAN TOJO BARAT KABUPATEN TOJO UNA-UNA Mengawa, Reni Gloria; Hasanah, Uswah; Zainuddin, Rachmat
AGROTEKBIS : JURNAL ILMU PERTANIAN (e-journal) Vol 13 No 1 (2025): Februari
Publisher : Fakultas Pertanian, Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/agrotekbis.v13i1.2447

Abstract

Penelitian ini bertujuan untuk mendeskripsikan karakteristik fisika tanah pada beberapa penggunaan lahan tanaman kakao, cengkeh, dan padi. yang ada di Desa Malewa Kecamatan Tojo Barat, Kabupaten Tojo Una-Una.Penelitian dilaksanakan mulai bulan juli Sampai dengan bulan September 2019. Analisis karakteristik fisika dilakukan di Laboratorium Unit Ilmu Tanah Fakultas Pertanian Universitas Tadulako, Palu. Hasil penelitian menunjukkan bahwa karakteristik fisika tanah pada beberapa penggunaan lahan memiliki kelas tekstur yang beda, pada penggunaan lahan cengkeh kelas tekstur lempung berliat, penggunaan lahan kakao kelas tekstur lempung berdebu, dan penggunaan lahan padi sawah kelas tekstur lempung berdebu. Konduktivitas hidrolik jenuh, pada setiap penggunaan lahan memiliki kriteria cepat, sedang, dan sangat cepat. Bobot isi tanah pada setiap penggunaan lahan tergolong dalam kriteria berat dan sedang. Porositas pada setiap penggunaan lahan memiliki kriteria baik dan jelek. Kadar air kapasitas lapang pada penggunaan lahan memiliki kriteria sedang dan rendah. Sedangkan bahan organik pada penggunaan lahan memiliki kriteria tinggi.
Strategies for Islamic Financial Management at Educational Institution: Taskah Al-Fikh Orchard, Ayer Tawar, Penang, Malaysia Kabeakan, Jesica; Hasanah, Uswah
Journal of English Language and Education Vol 10, No 2 (2025)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jele.v10i2.696

Abstract

This study to analyze the sharia financial management strategies applied at Taskah Al-Fikh Orchrad Ayer Tawar Penang Malaysia. Management in accordance with sharia principles is very important in every financial activity carried out by the institution. This study uses a qualitative approach with in-depth interviews with managers and analysis of relevant documents. The results of the study show that the strategies implemented include sharia based budget planning, zakat fund management, and strict transaction supervision. Overall, the management, and strict transaction supervision. Overall, the management of sharia law at Taskah Al-Fikh orchard has succeeded in maintaining smooth perations and compliance with sharia law, although there are still challenges faced and need to be improved.
PERTUMBUHAN AWAL DAN EVAPOTRANSPIRASI AKTUAL TANAMAN TOMAT (Lycopersicum esculentum Mill) PADA BERBAGAI UKURAN AGREGAT INCEPTISOLS Hasanah, Uswah; Ardiyansyah, Ardiyansyah; Rosidi, Ayip
Agroland: Jurnal Ilmu-ilmu Pertanian Vol 17 No 1 (2010): Maret
Publisher : Universitas Tadulako

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Soil structural unit distribution in seedbed tilth can affect plant growth, in part by modifying hydraulic properties and resistance of soil. The purpose of the study was to determine the early growth and actual evapotranspiration of tomato plant as influenced by various soil aggregate sizes. Soil bulk density, shoot and root dry matter, root length, and evapotranspiration of tomato plant grown on <0.5 mm, 0.5.0-2.0 mm, 2.0-4.0 mm, and >4 mm of aggregate sizes were determined 5 weeks after planting. The bulk density consistently decreased with increasing aggregate size. Shoot dry matter in the 0.5-2.0 mm aggregate size was 3.34 g which was twice and 1.3 times greater than that in 2.0-4.0 mm and < 0.5 mm aggregate size, respectively. Similar trend was also shown by root dry matter and root length. The root length was greatly reduced in 2.0-4.0 mm aggregate size. Actual evapotranspiration in <0.5 mm was 28.56 cm slightly higher than in 0.5-2.0 mm aggregate size.
Implementation of Human Resource Management in Enhancing Teacher Performance at Phatnawitya School, Yala, Thailand Ady, Syifa Salsabilla Frisca; Hasanah, Uswah
Journal La Bisecoman Vol. 6 No. 1 (2025): Journal La Bisecoman
Publisher : Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journallabisecoman.v6i1.2052

Abstract

This study aims to examine the implementation of Human Resource Management (HRM) in enhancing teacher performance at Phatnawitya School, Yala, Thailand, as well as to identify the obstacles faced in this process. A qualitative research approach was employed to gain an in-depth understanding of HRM implementation in the school setting. The findings reveal that HRM practices at Phatnawitya School have been effectively carried out, as evidenced by structured human resource planning, recruitment of qualified professionals, a systematic selection process, and job placements that align with school needs and teacher competencies. Additionally, the implementation of planned training programs and comprehensive performance evaluations contributes to overall improvement in teacher performance. Despite these strengths, several challenges persist, particularly regarding punctuality in morning attendance. Delays in teacher attendance negatively impact instructional time, reducing opportunities for both in-class and extracurricular learning. This issue presents a significant barrier to maximizing students’ knowledge acquisition. Addressing these obstacles through enhanced HRM strategies is essential to ensuring optimal teacher performance and educational outcomes at Phatnawitya School.
Al-Quran Learning Management in the Integrated Class of Muhammadiyah 01 Junior High School Medan Kota Branch Nasution, Ina Zainah; Hasanah, Uswah; Ulwan, Mishiyyah Nashih
Al-Ulum: Jurnal Pendidikan Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-ulum.v6i2.12441

Abstract

The purpose of this study was to determine the planning, organization, implementation, and evaluation of Al-Quran learning in the integrated class of SMP Muhammadiyah 01. The research data instruments were observation, interview and document study. The results revealed that the integrated class of Muhammadiyah 01 Junior High School carried out the management of Al-Quran learning very well. Learning planning includes the completeness of the learning tools of subject teachers. The uniqueness of the implementation of Al-Quran learning in integrated classes can be seen from the distribution of class hours. The integrated class has six hours of Al-Quran lessons including 2 hours of Al-Quran lessons, 2 hours of Al-Quran Hadith lessons, 2 hours of Tahfiz Al-Quran lessons. Another uniqueness of Al-Quran learning management in integrated class is in the organization of learning. The organization of learning is done since the beginning of the learning year by making remedial Iqra class for students who are not fluent in reading Al-Quran and Tahfiz class. The implementation or application in learning every teacher is able to manage the class well, so that the teaching and learning process can run optimally. Evaluation is also carried out daily, monthly, midterm, and semester. The evaluation of learning in the integrated class is carried out in various ways, namely oral, written, and demonstration of reading skills. 
Pemberdayaan Ekonomi dan Kewirausahaan: Mengatasi Monotoni Sumber Mata Pencaharian Turun Temurun di Desa Telaga Jernih Julia Rafika; Uswah Hasanah
Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat Vol. 1 No. 4 (2024): Oktober: Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/bersama.v1i4.734

Abstract

Real Work Lecture (KKN) is a community service program by students that aims to empower the community with a cross-disciplinary and sectoral approach. The KKN program in Telaga Jernih Village, Secanggang District, Langkat Regency, aims to overcome the problem of monotonous hereditary livelihoods and open up new business opportunities through economic empowerment and entrepreneurship. Before the program was implemented, most villagers relied on the agricultural sector, especially oil palm and rice, which made the village economy vulnerable to price fluctuations and environmental conditions. This program focused on socialization about livelihood diversification, entrepreneurial skills training, and reducing plastic waste by converting it into products with economic value. Through this training, the community was invited to see local potential that could be developed into new business opportunities. The results of the implementation of this KKN showed an increase in community understanding of the importance of business diversification and the application of skills acquired in starting small businesses in the fields of agricultural processing and plastic waste recycling. Several residents have started new businesses supported by the skills taught during the training. However, several challenges such as low digital literacy and limited access to capital are still obstacles to business development. Therefore, a follow-up program is needed that focuses on developing digital skills and access to capital to support the sustainability of the business that has been pioneered. Overall, this KKN program has succeeded in providing a positive impact on the Telaga Jernih Village community and can be a model for local potential-based economic empowerment in other villages.
Co-Authors A. Lanyala, Andi Aghir A.A. Ketut Agung Cahyawan W Abd. Rahim Thaha Abd. Rahman Abda Abda Abdul Rahman Abdul Rahman Abdul Rahman Ady, Syifa Salsabilla Frisca Agustivana Mahardika Amiruddin Amiruddin Anas Latae Andi Aghir A. Lanyala Andi Idham M Anthon Monde Anthon Monde Anthon Monde Anthon Monde Anthon Monde Ardiyansyah Ardiyansyah Arifni Intan Tsaniyatul A'tadila Ayip Rosidi Danang Widjajanto Danang Widjajanto Dimas Awaludin Dinda Puspita Tanjung Efry Kurnia Elijonnahdi Elijonnahdi Elni Elni Fadhilah Nurrochmah Farah Aliyah Nafiza Sembiring Fathul Azis Fera Ferdian Suete Fikri Rizalsyah Harahap Fira Fermila Lawenga Fitriani Fitriani Frans Yunus Halim, Suhasrianto S Hangga Parnianto Harahap, Nur Rizky Ardianty Hasyim, Syafria Henry N Barus Henry N Barus I Ketut Suartana . Imam Wahyudi Imelda Saragih Isra Hayati Japar, Karmila Julia Rafika Jumarni Jumarni Jusman Jusman Kabeakan, Jesica Kasmawati Kasmawati Khairatun Hisan Lainatul Mudzkiyyah Latae, Anas Leonidas Paarrang Lisa Lisa, Lisa M. Iqbal M. Iqbal Mengawa, Reni Gloria Mochammad Imron Awalludin Moh Akbar Moh. Adnan Khaliq Muh. Subair G Baso Muhammad Anshar Muhammad Basir Muhammad Natsir Muhammad Nuzul Napitupulu Muhammad Rivai Muhammad Yafiz, Muhammad Mukmin Mukmin Munardi, Benny Muslimin Muslimin Mutiah Khaira Sihotang Nadlrah Naimi Naimi, Nadlrah Nandita Shoffa Aulia Nasution, Ina Zainah Natasya Agustia Sari Novi Safriadi Nst, Salman Nur Afifah Usman Nur Afifah Usman Nur Islamiati Nur Sakinah Nur Sakinah Nuraisya Nuraisya Nurfadila Nurfadila, Nurfadila Nurfatimah Nurfatimah Pagiu, Salapu Pandji, Susiyadma Rizkia Prahastuti, Sri Wahida Prahastuti, Sri Wahidah Prahastuti, Sri Wahidah Putra, Nurul Pratama Putri Lestari, Putri Rachmad Zainuddin Rachmat Zainuddin Rachmat Zainuddin Rahmad Rahmad Rahmat Zainuddin Rahmat Zainuddin, Rahmat Ramlan Ramlan Ramlan, H. Rizky Andika Rois Rosmaniar Gailea Rosmaniar Gailea Rully Akbar Saiful Darman Saiful Darman Saiful Darman Sakka Samudin Salabi, Adrianus Salapu Pagiu Samsu Samsu Samsu Samsu Sasmita, Maria SATRIYAS ILYAS Serli Jayanti Serli Jayanti, Serli Shahabuddin Saleh Sihotang, Mutiah Khaira Siti Haryati Siti Haryati, Siti Sri Wahidah Prahastuti St Sukmawati Suete, Ferdian Sufyan Sufyan Suhasrianto S Halim Susiyadma Rizkia Pandji Syafria Hasyim syamsul Syukur Syehnaz Sahin Shiddiqi Toana, Moh. Rizqi Chaldun Trisno Trisno Tursina Tursina Ulwan, Mishiyyah Nashih Yosep Soge Patadungan Yosep Soge Pata’dungan Yosep Soge Pata’dungan Yulianti, Hasnia Yunita, Dina Rizky Yuris Asbi Yusriadi Yusriadi Zainuddin Zainuddin Zainuddin, Rachmat Zaitun Zaitun