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All Journal JURNAL ECONOMIA Kompak : Jurnal Ilmiah Komputerisasi Akuntansi E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Innovatio : Journal for Religious Innovations Studies Jurnal Akuntansi Multiparadigma Studia Economica: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam Islamika : Jurnal Ilmu-Ilmu Keislaman ILTIZAM Journal of Sharia Economic Research FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Finansha: Journal of Sharia Financial Management Indonesian Journal of Islamic Economics and Business International Journal of Trends in Accounting Research Jurnal Development Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan EKSYA: Jurnal Ekonomi Syariah Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi ANWARUL: Jurnal Pendidikan dan Dakwah Journal of Student Research Transformasi: Journal of Economics and Business Management Journal of Comprehensive Islamic Studies (JOCIS) Jurnal Manajemen Keuangan Syariah Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Jurnal Riset Manajemen Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Kajian Dan Penalaran Ilmu Manajemen International Journal of Trends in Accounting Research Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research Ebisnis Manajemen Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak E-Jurnal Manajemen Journal of Shariah Economics ICONS
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Pengaruh Brand Image dan Gaya Hidup Terhadap Keputusan Pembelian Baju Thrift di CFD Telanai Kota Jamb Dionna Andini Putri; Novi Mubyarto; Firman Syah Noor
JOURNAL OF SHARIA ECONOMICS Vol 7 No 1 (2025): Jounal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v7i1.1351

Abstract

The growth of the thrift clothing business in Indonesia has increasedsignificantly along with the rising trend of sustainable fashion andchanges in consumer lifestyles. Consumers' purchasing decisions forthrift clothing are influenced not only by economic considerations butalso by brand image and lifestyle, particularly among youngconsumers. This study aims to examine the influence of brand imageand lifestyle on purchasing decisions for thrift clothing at CFDTelanai, Jambi City, both partially and simultaneously. This researchemployed a quantitative approach with an explanatory researchdesign. A total of 70 respondents were selected using a purposivesampling technique. Data were collected through questionnaires andanalyzed using multiple linear regression with IBM SPSS Statistics.The findings indicate that brand image has a positive and significanteffect on purchasing decisions. Likewise, lifestyle also has a positiveand significant effect on purchasing decisions. Simultaneously, brandmage and lifestyle significantly influence consumers' purchasingdecisions for thrift clothing at CFD Telanai, Jambi City. These findingssupport the Theory of Planned Behavior, which explains thatndividual attitudes and characteristics influence purchasing behavior.This study contributes to the literature on consumer behavior andprovides practical implications for thrift business owners in developingmore effective marketing strategies
Pengaruh Kualitas Pelayanan Dan Pengetahuan Masyarakat Terhadap Minat Menabung Pada Bank Syariah Di Kecamatan Muara Siau Kabupaten Merangin Nofia Ramadanti; Novi Mubyarto; Nurrahma Sari Putri
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/sa1cnw55

Abstract

This study is about the influence of service quality and public knowledge on interest in saving at Sharia Banks in Muara Siau District, Merangin Regency. The purpose of this study is to determine whether there is a significant influence between service quality and public knowledge on interest in saving at Sharia Banks in Muara Siau District, Merangin Regency. The type of this research is quantitative with data collection techniques in this study namely the distribution of questionnaire instruments, observation, interviews and documentation, while for data analysis the researcher used multiple linear regression analysis by conducting partial tests, simultaneous tests and determination tests. The results of the study explain the influence of public service quality on interest in saving at Sharia Banks in Muara Siau District, Merangin Regency, namely based on the value of the financial knowledge variable (X1) which has a t count of 2.145. Then for t table = 1662, obtained t count > t table, namely 2.145 > 1.662. Therefore, there is a significant influence between the quality of public service on interest in saving at Sharia Banks in Muara Siau District, Merangin Regency. The knowledge variable influences the interest in saving, this is based on the value of the community knowledge variable (X2) which has a t-count value of 3.241, so t-count> t-table, namely 3.241> 1.662, so there is a significant influence between community knowledge on the interest in saving at Islamic Banks in Muara Siau District, Merangin Regency. The joint influence of service quality and knowledge on the interest in saving at Islamic Banks in Muara Siau District, Merangin Regency, is known simultaneously based on the calculated F value, namely 14.323> 2.707 and the significance value is less than 0.05, namely 0.000 <0.05. So that the variables of service quality and community knowledge together have a significant influence on the interest in saving at Indonesian Islamic Banks in Muara Siau District, Merangin Regency.
Pengaruh Pertumbuhan Ekonomi, Inflasi, dan Nilai Tukar terhadap Profitabilitas Bank Syariah dan Bank Konvensional di Indonesia dengan BI-Rate sebagai Intervening Rika Rizkia; Novi Mubyarto; Hamdi Zas Pendi
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 4 No. 2 (2026): Juni : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v4i2.2807

Abstract

This study aims to analyze and compare the effects of macroeconomic variables, namely Economic Growth, Inflation, and Exchange Rate, on the profitability of Islamic Commercial Banks and Conventional Commercial Banks in Indonesia during 2019–2025, both directly and indirectly through the Bank Indonesia Interest Rate (BI Rate) as an intervening variable. This quantitative study employs path analysis, with hypothesis testing based on path coefficients, t-statistics, and p-values. The results show that Economic Growth and Exchange Rate have positive and significant effects on the BI Rate, while Inflation has no significant effect. For Islamic Commercial Banks, Economic Growth and Exchange Rate have positive and significant effects on profitability, whereas Inflation has no significant effect. The BI Rate has a negative and significant effect on Islamic banks' profitability and significantly mediates the effects of Economic Growth and Exchange Rate in a negative direction. For Conventional Commercial Banks, Economic Growth, Inflation, and Exchange Rate have positive and significant effects on profitability, while the BI Rate has a positive but insignificant effect. Furthermore, the BI Rate does not significantly mediate the effects of the three macroeconomic variables on conventional banks' profitability. These findings indicate differences in monetary policy transmission and macroeconomic sensitivity between Islamic and conventional banking sectors in Indonesia.
ANALYSIS OF THE INFLUENCE OF LIQUIDITY LEVEL AND PROFITABILITY ON STOCK PRICES OF SHARIA COMPANIES LISTED IN JAKARTA ISLAMIC INDEX (JII) 2017-2019 Yuhani azma; Novi Mubyarto
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 2 No. 2 (2022): JULI : Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (387.192 KB) | DOI: 10.55606/jurimea.v2i2.137

Abstract

This research aims to determine the effect of liquidity and profitability on stock prices in Islamic companies listed in the JII in 2017-2019. This study uses independent variables of liquidity and profitability, variables depending on stock prices, secondary data in financial statements in Islamic companies listed in the JII in 2017-2019, and research in descriptive quantitative approaches. The analytical tool used is multiple linear analysis. The result of this study is that the ratio of liquidity and profitability affects the stock price; using the F test of independent variables influence simultaneously against dependent variables, the overall calculation shows that the independent variable explained against the dependent variable by the remaining 65.5% influenced by other variables that were not examined in this study.
DAMPAK ALFAMART TERHADAP PENDAPATAN USAHA MIKRO DI KELURAHAN PAAL MERAH KOTA JAMBI Putri Hadjrahtul Aswad Lubis; Novi Mubyarto; Ahmad Syahrizal
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 1 (2023): MARET : Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i1.243

Abstract

This research was conducted to oblain information about the impact of Alfamart on the income of micro businesses in Paal Merah Village, Jambi City. This research was conducted directly in the field using qualitative research, namely with interviews conducted in a relaxed manner, not complicating traders, and the questions asked were not interrogative but only to obtain the data needed to complete and complete the writing in this study. The results showed that before there was Alfamart the income of traders was around Rp. 1.000.000 – Rp. 6.000.000, but after the presence of Alfamart their income decreased to only Rp. 600.000 – Rp. 3.000.000 while the other 2 stores earn a steady income. One of the factors that decrease Alfamart’s income is the distance between small traders and Alfamart which is too close and the good and comfortable service provided by Alfamart. Thus, the role of strategy is very important for small traders in general, by arranging a good and comfortable store, increasing trading hours, and adding complete types of goods needed by the surrounding community, as well as good service to comsumers.
Analisis Transaksi Jual Beli Kelapa Sawit Ditinjau dari Perspektif Etika Bisnis Islam (Studi CV Rimbo Jaya Desa Perintis Makmur Kecamatan Rimbo Bujang Kabupaten Tebo) Dandi Kurniawan; Novi Mubyarto; Rohana Rohana
ANWARUL Vol 4 No 2 (2024): ANWARUL: Jurnal Pendidikan dan Dakwah
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v4i2.2832

Abstract

This study aims to analyze how the sale and purchase of oil palm transactions are viewed from the perspective of Islamic business ethics that occur at CV Rimbo Jaya The main problems are put into several sub-problems or research questions, namely: 1. How is the palm oil sale and purchase transaction system at CV Rimbo Jaya. 2. How is the perspective of Islamic business ethics on oil palm buying and selling transactions at CV Rimbo Jaya, Perintis Makmur Village. This study aims to determine the reality of oil palm buying and selling transactions at CV Rimbo Jaya, Perintis Makmur Village. The method used in writing this thesis is descriptive qualitative method, using data collection techniques with Observation, Interview, and Documentation. The results of the research obtained regarding the sale and purchase of oil palm transactions carried out by toke and farmers. However, the problem that occurs is that there is fraud in weighing the oil palm sale and purchase transactions carried out by the toke to the farmers at CV Rimbo Jaya, Perintis Makmur Village. Cheating in weighing can be of special concern in the Koran because activities like this have deprived other people of their property rights.
Pengaruh Pertumbuhan Ekonomi dan Inflasi terhadap Pertumbuhan UMKM di Provinsi Jambi Tahun 2020-2024 Julia Nur Aini; Novi Mubyarto; Ogi Saputra
Jurnal Riset Ekonomi dan Akuntansi Vol. 4 No. 3 (2026): September: JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v4i3.4474

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in the economy of Jambi Province. However, their growth is challenged by macroeconomic issues such as economic uncertainty and inflation fluctuations. This study aims to examine the effects of economic growth, as measured by Gross Regional Domestic Product (GRDP), and inflation on the development of MSMEs across the eleven regencies/cities in Jambi Province during the 2020–2024 period, both partially and simultaneously. The study employs a quantitative approach using panel data, combining five years of time-series data with cross-sectional data from the eleven regencies/cities. The data were obtained from the Central Bureau of Statistics (BPS) of Jambi Province and the Office of Cooperatives and MSMEs of Jambi Province. The analysis was conducted using multiple linear regression with panel data, and the most appropriate model was selected through the Chow test and Hausman test, both of which indicated the Fixed Effects Model (FEM) as the best specification. Due to indications of heteroskedasticity, the model was corrected using the Panel Estimated Generalized Least Squares (EGLS) method to ensure efficient estimates and satisfy the Best Linear Unbiased Estimator (BLUE) assumptions. The findings reveal that, partially, economic growth (GRDP) has a positive and statistically significant effect on MSME development (t-statistic = 7.954 > t-table = 2.006; p-value = 0.0000 < 0.05). Simultaneously, economic growth and inflation jointly have a significant effect on MSME development (Prob. F-Statistic = 0.000000). Therefore, this study concludes that economic growth is the primary driver of the increase in the number of MSMEs in Jambi Province, while moderate inflation does not hinder MSME development. The study recommends optimizing Islamic People's Business Credit (Sharia KUR), strengthening the hisbah function for market supervision, accelerating MSME digitalization, and establishing a Regional Regulation on Sharia MSME Development in Jambi Province.
Co-Authors Achmad Hidayat Addiarahman Addiarahman Addiarahman Addiarahman Addiarrahman Agustina Mutia Ahmad Husein Ritonga Ahmad Syahrizal Ahmad Syukron Prasaja Ambok Pangiuk Anggy Seftia Wati Anggy Ani Maryani Anzu Elvia Zahara Anzu Elvia Zahara Arina Innaka Rahmawati Bahrul Ma&#039;ani Bella Adni Br Ginting, Putri Loisa Dandi Kurniawan Dara Amiati Devi Rahmawati Devi Rahmawati Dina Widian Putri Dionna Andini Putri Dyah Wulandari Efni Anita Efni Anita Efni Anita Efni Anita Erwin Saputra Siregar Eva Futri Faturahman Ferri Saputra Tanjung Fira Gustira Firman Syah Noor G.W.I Awal Habibah G.W.I. Awal Habibah Habriyanto Habriyanto Hamdi Zas Pendi Hansen Rusliani Hansen Rusliani Harry Satria Suardin Hayatun Solihat Irwansyah, Abdulrahim Jihan Faadhilah Faadhilah Julia Nur Aini Khairiyani Khairiyani Kiki Deliyani Lukman Hakim M. Fathan Amin M. Fauzi M. Yunus Mahathir Hefrianda Mar Atun Sholehah Mar’atussolehah Mar’atussolehah Mayang Anggraini Mellya Embun Baining Melta Idrika Mipratul Jannah Mohammad Orinaldi Mohammad Orinaldi Muhaimin Muhaimin Muhammad Ismail Munsarida Munsarida Munsarida Nadya Maulina Robyani Nofia Ramadanti Nurfitri Martaliah Nurjanah Nurjanah Nurrahma Sari Putri Ogi Saputra Okta Trisnawati Oriza Triani Wulandari Putri Hadjrahtul Aswad Lubis Rafidah RAfidah Rahmah Tulwaidah Rara Dian Setiani Rella Asri Utami Rika Rizkia Rina Juniati Robi Agustin Rohana Rohana Rohmat Agung Setiawan Rubiyanto Rubiyanto sherly novita Sherly Putri Utami Solichah Titin Agustin Nengsih Titin Agustin Nengsih Tri Cahya Ningsih Whilma lindary Winda Sari Yoni Elmadwita Yuhani azma Zeni Sunarti