Claim Missing Document
Check
Articles

Analisis Pengaruh CAR, ROA, NPF, dan FDR terhadap Pembiayaan Mudharabah Bank Umum Syariah di Indonesia Tahun 2011-2020 Salsabilla Shauma; Eni Setyowati; Imron Rosyadi
Ekonomis: Journal of Economics and Business Vol 6, No 2 (2022): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v6i2.587

Abstract

Mudharabah financing is a profit-sharing-based business contract, where one party contributes capital and the other party runs a business venture (capital manager). This study aims to determine how big the influence of CAR, ROA, NPF, and FDR on Mudharabah Financing of Islamic Commercial Banks in Indonesia, with the data that has been presented. This study aims to use quantitative methods and in the form of sample data techniques, namely the Purposive Sampling technique to obtain 5 Islamic Commercial Banks (BUS). The results of this data processing show that NPF (Non Performing Finance) with a result of 0.0328 <0.1, has a significant negative effect on Mudharabah Financing. The results of the CAR (Capital Adequacy Ratio) data of 0.4530 > 0.1 have no significant effect on Mudharabah Financing at Indonesian Sharia Commercial Banks. The results of the ROA (Return On Assets) data of 0.6400 > 0.1, have no significant effect on Mudharabah Financing at Indonesian Islamic Commercial Banks. The results of FDR data (Financing to Deposit Ratio) of 0.2791 > 0.1 have no significant effect on Mudharabah Financing at Indonesian Islamic Commercial Banks.
HUBUNGAN PENGETAHUAN IBU TENTANG STIMULASI PERKEMBANGAN ANAK TERHADAP PERKEMBANGAN ANAK USIA PRASEKOLAH Shinta Dewi Kasih Bratha; Imron Rosyadi
Coping: Community of Publishing in Nursing Vol 10 No 6 (2022): Desember 2022
Publisher : Program Studi Sarjana Ilmu Keperawatan dan Profesi Ners, Fakultas Kedokteran, Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/coping.2022.v10.i06.p02

Abstract

Salah satu tahapan tumbuh kembang yang dilalui anak adalah tahapan usia prasekolah (usia 4-5 tahun). Tercapainya pertumbuhan dan perkembangan yang optimal pada anak tergantung pada potensi biologisnya. Agar seorang anak berkembang secara optimal, stimulasi yang konstan dan penuh kasih dari ibu harus diberikan. Penelitian ini bertujuan untuk melihat hubungan pengetahuan ibu tentang stimulasi perkembangan anak terhadap perkembangan anak usia prasekolah. Desain penelitian ini adalah cross sectional. Pengumpulan data menggunakan kuesioner. Sampel dalam penelitian ini adalah 44 orang ibu yang memiliki anak usia prasekolah. Hasil analisis bivariat didapatkan p value 0,002. Hal ini berarti terdapat hubungan antara tingkat pengetahuan ibu dengan perkembangan anak usia prasekolah.
Analisa Emisi Gas Buang dan Bunyi Mesin Gokart 150 cc dengan Variasi Bahan Bakar dan RPM Reza Anugrah Yulian; Agung Sudrajad; Imron Rosyadi
JURNAL MECHANICAL Vol 12, No 1 (2021): Maret 2021
Publisher : Jurusan Teknik Mesin, Fakultas Teknik, Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/mech.v12.n1.202102

Abstract

Gokart were so popular on competition scene in Indonesia, using a two-stroke engine with an engine specification being regulated in race regulation. But for now, not only a two-stroke engine, many four-stroke engine gokart race held as it was safer for their driver and environment. It is necessary to do research on emissions and noise emmision so that they can be used as a reference in karting competitions and to maintain the safety of many people involved in the race. Emmision gas test conducted using gas analyzer, while for the noise emmision test using sound level meter. Data taken when the gokart engine in standby, neutral gear. Fuel kinds are the variants of this research, as different fuel means different octane number, such as Pertamax (92), Pertamax Plus (98) and Avgas (102), with data being taken at idle rpm, 3000, 5000, 7000 and 9000 for each different fuel. Data desired were CO, HC, O2, CO2, NOX gas concentration, while for the noise were the decibel value produced by engine. Best result achieved when using Pertamax Plus (98) for emmision gas, which is having emmision gas concentration of CO, HC, O2, CO2, NOX, with a value of 2.25%, 6012.4ppm, 1.98%, 14.33%, and 30.8ppm respectively. Worst result achieved when using Avgas (102), which is having emmision gas concentration of CO, HC, O2, CO2, NOX, with a value of 1.636%, 8849ppm, 0.42%, 17.63%, dan 19ppm respectively. While the noise emmision value based by engine rotation speed, which the speed affects the noise emmision as 1-5 db increasing for each 2000 Rpm increase. While looking for an octane number as a reference, the noise emmision value increase from 1 until 2 for each increase of the fuel octane number.Keywords: Emmision gas, noise emmision, two-stroke engine, gas analyzer, sound level meter.
RANCANG BANGUN TUNGKU BIOMASSA MESIN PENGERING RUMPUT LAUT KAPASITAS 600 KILOGRAM PER PROSES [Design of Biomass Furnace for Seaweed Drying Machine with Capacity of 600 Kilograms per Process] Dhimas Satria; Ririn Irnawati; Sirajuddin -; Sakinah Haryati; Adi Susanto; Imron Rosyadi; Moch Maulana Rizky Wicaksono
Jurnal Ilmiah Rekayasa Pertanian dan Biosistem Vol 5 No 2 (2017): Jurnal Ilmiah Rekayasa Pertanian dan Biosistem
Publisher : Fakultas Teknologi Pangan & Agroindustri (Fatepa) Universitas Mataram dan Perhimpunan Teknik Pertanian (PERTETA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (724.736 KB) | DOI: 10.29303/jrpb.v5i2.57

Abstract

Drying of seaweed in Indonesia, especially in Lontar village, Serang still using manual and traditional way. Manual drying in the rainy season often results in farmers often failing to dry out the harvested. Using an artificial dryer on the market adds considerable production costs because it uses petroleum, gas and electric energi. Therefore, it takes a cost-effective artificial drier, so the final task is to make the seawater biomass fireplace furnace. The research methodology used is the design method of Pahl and Beitz with QFD. The result of this research is this biomass furnace fueled rice husk. Furnace dimension 700 mm x 700 mm x 1200 mm and combustion chamber 600 mm x 650 mm x 1000 mm, the volume of the combustion chamber 0.39 m3 and the volume of hot air space used 0.141229 m3, wall combustion chamber as heat exchangers using materials mild steel with 1.9 m2 surface area and wall thickness of 4 cm and air delivered fan with 4053.6 CMH capacities. Keywords: Pahl and Beitz, QFD, seaweed, biomass furnace ABSTRAK Pengeringan rumput laut di Indonesia, khususnya di desa Lontar Kabupaten Serang masih menggunakan cara manual dan tradisional. Pengeringan secara manual pada musim hujan sering mengakibatkan petani sering gagal mengeringkan hasil. Menggunakan pengering buatan yang ada dipasaran menambahkan biaya produksi yang cukup besar karena menggunakan energi minyak bumi, gas dan enargi listrik. Oleh karena itu, diperlukan pengering buatan yang hemat biaya, maka dari itu tugas akhir ini membuat tungku biomassa mesin pengering rumput laut . Metodologi penelitian yang dipakai adalah metode perancangan Pahl and Beitz dengan QFD. Hasil penelitian adalah tungku biomassa ini berbahan bakar sekam padi. Tungku berdimensi 700 mm x 700 mm x 1200 mm dan ruang bakar berdimensi 600 mm x 650 mm x 1000 mm, volume ruang bakar 0,39 m3 dan volume ruang udara panas yang dipakai 0,141229 m3, dinding ruang bakar sebagai penukar kalor menggunakan material mild steel dengan luas permukaan 1,9 m2 dan tebal dinding 4 cm serta udara yang dihantarkan kipas dengan kapasita 4053,6 CMH. Kata kunci: Pahl and Beitz, QFD, rumput laut, tungku biomassa
ANALISIS PENGARUH GOOD CORPORATE GOVERNANCE (GCG) TERHADAP FINANCIAL DISTRESS DENGAN FINANCIAL PERFOMANCE SEBAGAI VARIABEL MODERASI (Studi Empiris Perusahaan Manufaktur Sub Sektor Food and Beverage yang Terdaftar di Bursa Efek Indonesia Tahun 2020-2022) Putri Ayu Nuraini Dewi; Imron Rosyadi
JURNAL ILMIAH EDUNOMIKA Vol 8, No 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14453

Abstract

This research investigates the impact of Good Corporate Governance (GCG) practices on Financial Distress, with Financial Performance serving as a moderating factor. The study focuses on manufacturing enterprises within the food and beverage sub-sector during the period of 2020 to 2022. Employing a quantitative approach, the researchers gathered secondary data from the Indonesia Stock Exchange (IDX). The sample selection process utilized purposive sampling techniques, resulting in a final sample of 12 companies, yielding a total of 36 data points for analysis. To examine the relationships between variables, the researchers employed Panel Data Regression analysis and Moderated Regression Analysis (MRA). The findings reveal that Good Corporate Governance does not exert a significant influence on financial distress. However, when considering leverage as a moderating variable, it demonstrates the ability to moderate the relationships between institutional ownership, board of directors' composition, and board of commissioners' structure in relation to financial distress. Interestingly, leverage fails to moderate the associations between managerial ownership and audit committee characteristics with financial distress. Keywords: Good Coorporate Governance, Financial Distress, Financial Perfomance, Leverage
Implementation Of Maqashid Sharia in Employee Wages in Islamic Education Institutions Budi Badrul Zaman; Isman; Imron Rosyadi
al-Afkar, Journal For Islamic Studies Vol. 7 No. 1 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i1.830

Abstract

This study aims to determine the implementation of maqashid sharia in providing employee wages in Islamic Education Institutions. This research method is qualitative using a case study approach with the object of research is the Islamic Education Institution Ar Rahmah Pacitan Foundation. The data collection techniques were carried out by observation, interview, and documentation. The data that has been collected, arranged systematically, and analysed.  Data analysis used includes data collection, data reduction, data presentation, and verification. The results of the study explain that the provision of employee wages at the Ar Rahmah Pacitan Foundation Islamic Education Institution is carried out with a process that is by the provisions of the ijarah contract, namely; there is an agreement between the institution and employees, both in terms of obligations and rights. In terms of wages given by the principles of justice (Clear, transparent, and proportional), and feasible in the sense of fulfilling the basic needs of clothing, food, and shelter, also in accordance with (market standards) other similar institutions in the same area.  Providing employee wages at the Ar Rahmah Pacitan Foundation Islamic Education Institution has realized maqashid sharia, namely dhoruriyat al-khomsah or al-kuliyat al-khomsah including Hifz al-Din, Hifz al-Nafs, Hifz al-'Aql, Hifz al-Nasl, and Hifz al-Maal.
The Potential and Challenges of Waqf in Overcoming Economic Crises and Recessions Syamsul Bachri; Imron Rosyadi; Muthoifin
al-Afkar, Journal For Islamic Studies Vol. 7 No. 1 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i1.883

Abstract

This research examines waqf's potential to revitalize economies during crisis-induced recessions. It presents an analysis of economists' theories on recession causes, addressing factors such as the separation between financial and real sectors and the influence of price speculation. The historical context of 20th and 21st-century economic recessions is explored, highlighting the consistent repercussions of reduced economic growth and activity. Additionally, the study delves into waqf's development across countries, revealing significant asset values yet limited productivity. We found various models of waqf development that offer avenues for progress, with potential economic benefits including increased economic activities, enhanced economic growth, price stability, improved production, reduced unemployment, and wealth disparity reduction. Despite this potential, we found that waqf's global impact remains limited due to inadequate administration, weak management, and a lack of government support. The research underscores the importance of effective waqf management and supportive policies to unlock its full potential and contribute to global economic stability.
Analysis of the Legal Status of Fees/Ujroh in Multiservice Financing with Kafalah Agreements (Comparison of DSN-MUI Fatwa with AAOIFI) Irham Maulana; Imron Rosyadi; Rizka
al-Afkar, Journal For Islamic Studies Vol. 7 No. 1 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i1.912

Abstract

Since the introduction of Islamic banking in 1991, the Islamic economy has experienced significant growth. Many products and services have been introduced by sharia banks and other financial institutions to facilitate this need, with reference to various fatwas from the National Sharia Council - Indonesian Ulema Council (DSN-MUI). One of the services provided by sharia banking is multiservice financing, which is recognized as sharia valid through DSN-MUI Fatwa No: 44/DSN-MUI/VIII/2004. The focus of this research is on kafalah contracts, because DSN-MUI Fatwa No: 44/DSN-MUI/VIII/2004 allows multiservice financing using ijarah and kafalah contracts. Kafalah bil ujrah, as defined in the fatwa, is a guarantee transaction provided by a bank in exchange for wages. However, the legality of this contract is controversial because the arguments put forward by DSN-MUI are different from the standard arguments applied by AAOIFI, which actually prohibits it. Therefore, creative thinking is needed to find alternative contracts that can overcome this controversy and enable further developments in Islamic banking. The problem studied in this research is the concept of the kafalah contract according to the fatwa of the two institutions and the method of determining the fatwa (istinbath) of the two institutions regarding the kafalah contract. This research is library research with qualitative analysis. The method used is descriptive-comparative with the bayani, ta'lili and istislahi approaches.
فتوى عقد التأمين الصحي الإسلامي ومطابقته لمقصد حفظ النفس Junaidi; Imron Rosyadi; Muhammad Arifin
al-Afkar, Journal For Islamic Studies Vol. 7 No. 1 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i1.928

Abstract

    يبتلى الإنسان العديد من الأخطار والمصائب في حياته اليومية، وبالتالي يساهم التأمين في معالجة عواقب تلك المخاطر عندما تتحقق من خلال التعويض المدفوع للمتضررين. وخاصة المشاكل الصحية التي تعتبر من الاحتياجات الأساسية لكل فرد. فتكمن أعمال التأمين الصحي الإسلامي في مجال حفظ مصلحة النفس في الأمور التي تهدد الحياة أو تلف الأطراف التي تسبب الإعاقة أو الوفاة. وعلى ذلك لفت نظر الباحث للبحث والتحقيق في مفهوم عقد التأمين الصحي الإسلامي ومطابقته لمقصد حفظ النفس، دراسة مقارنة بين الفتاوى الصادرة عن الهيئة الشرعي الوطني لمجلس العلماء الإندونيسي (DSN-MUI) و القرار عن هيئة المحاسبة والمراجعة للمؤسسات المالية الإسلامية (AAOIFI). وسيتناول الباحث في هذا البحث عما يلي: ما العلاقة بين فتوى DSN-MUI  وقرار AAOIFI بشأن التأمين الصحي ومقصد حفظ النفس؟، ما هو التكييف الأقرب إلى مقصد حفظ النفس؟. وهذا البحث بحث مكتبي، ينتهج فيه الباحث منهج الاستقرائي التحليلي. ومن أهم نتائج البحث التي توصل إليه الباحث: بين DSN-MUI وAAOIFI هناك علاقة قوية وهناك أوجه تشابه كثيرة بين الفتوى والقرار. بشكل ضمني أن فتوى DSN-MUI أقرب إلى مقصد حفظ النفس من AAOIFI.
النقود الإلكترونية كرأس المال في عقد السلم عند المذهب الشافعي Muhammad Ali Mahmud; Khaerudin Khamsin; Imron Rosyadi; Syailendra Sabdo Djati PS
al-Afkar, Journal For Islamic Studies Vol. 7 No. 2 (2024)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v7i2.939

Abstract

الطريقة المستخدمة في دفع ثمن البيع الذي يعتمد على السلم تعتبر جانبًا هامًا في معاملات الاقتصاد الإسلامي. أصبحت النقود الإلكترونية ظاهرة هامة في تطور أنظمة الدفع الحديثة. في سياق الاقتصاد الإسلامي، يصبح من الملائم إعادة النظر في طريقة دفع ثمن البيع الذي يعتمد على السلم وفقًا لرؤية الإمام الشافعي، خاصة في سياق التكامل مع النقود الإلكترونية. توضح هذه الدراسة بشكل شامل حول استخدام النقود الإلكترونية في تسليم رأس مال السلم وفقًا رؤية الإمام الشافعي، ويحلل كيف يمكن للنقود الإلكترونية أن تكون نموذجًا مناسبًا للدفع وفقًا لمبادئ البيع السلامي وفقًا لرؤية الإمام الشافعي. تتناول هذه الدراسة عن طريقة تسليم رأس مال السلم عند الإمام الشافعي، وتحليل كيف يمكن للنقود الإلكترونية أن تكون نموذجًا مناسبًا لأسلوب دفع يتفق مع مبادئ بيع السلام وفقًا لرؤية الإمام الشافعي، وإلى أي مدى يمكن تطبيق هذا الأسلوب في سياق الاقتصاد الحالي. الطريقة البحثية المستخدمة هي المنهج الكيفي، والبيانات المستخدمة هي نتيجة تحليل الأدبيات ودراسة المراجع من مصادر الأساسية والثانوية.  تظهر نتائج البحث أن طريقة تسليم رأس مال السلم وفقًا للإمام الشافعي أي التسليم نقداً وفوراً، وأن النقود الإلكترونية يمكن أن تكون نموذجًا مناسبًا لطريقة الدفع وفقًا لمبادئ بيع السلم حسب إمام الشافعي لذلك، يتوقع من هذا البحث أن يقدم فهمًا أعمق حول الطريقة المستخدمة في تسليم رأس مال السلم وكيف يمكن للنقود الإلكترونية أن تلعب دورًا في تيسير صفقات بيع السلم، وفقًا لتصور إمام الشافعي ومدى صلتها في سياق الاقتصاد الحديث.