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Imron Rosyadi
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Factors Influencing SME Financing: Case in Indonesian Islamic Bank Mahmada Azmi Maulida; Nur Hidayah; Imron Rosyadi
IECON: International Economics and Business Conference Vol. 1 No. 2 (2023): International Conference on Economics and Business (IECON-1)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/c0859d53

Abstract

Islamic Commercial Banks is one of the institutions that provide financing for Small and Medium Enterprises (SMEs). This study aims to analyze the effect of Third Party Funds (DPK), Inflation, Non-Performing Financing (NPF), and Margin Levels on Small and Medium Enterprises (PUKM) financing in Islamic Commercial Banks. The type of data used in this study is secondary data derived from monthly statistical reports on Islamic banking which are accessed through the official website of the financial services authority and the website of Bank Indonesia. The period of this research is from 2016 to 2021. The analytical method used is Ordinary Least Square (OLS). The results of the study concluded that DPK and Margin Level had a significant effect on PUKM. While inflation and NPF have no significant effect on PUKM. Islamic commercial banks as intermediary institutions can increase financing for SMEs by maximizing DPK and margin levels in the hope that financing for SMEs can increase economic growth in Indonesia.
Peningkatan Pendapatan Keluarga Melalui Pengelolaan Sampah Rumah Tangga di Desa Penembang, Bengkulu Tengah Oktridarti, Levy; Yori Manis Tika; Linda Astuti; Heni Indriani; Hania Sumarni; Seftya Dwi Sinta; Imron Rosyadi
Jurnal Pengabdian Vol. 3 No. 2 (2024): Juli-Desember
Publisher : Bengkulu Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jp.v3i2.1087

Abstract

Household economic empowerment is one of the government's efforts to improve the welfare of the community. In its implementation, this effort is carried out by utilizing natural resources and potentials that exist in the environment around the house where the community itself lives. For the community in Penembang Village, Bengkulu Tengah Regency, household waste has not been utilized optimally, this is due to the lack of knowledge about the management and utilization of household waste. One way that can be done as a solution to this problem is to conduct counseling and training on household waste management to the community in Penembang village. In the counseling, household waste processing practices are also carried out, especially organic waste.
تطبيق فتوى هيئة الشريعة الوطنية لمجلس العلماء الاندونيسي رقم 116 سنة 2017 م بشأن النقود الإلكترونية الشرعية في مدرسة إعداد المعلمين لتحفيظ القرآن للصغار بمعهد عش كريما كارانج أنيار Abdul Rohim Luqman Hakim Marwa Ash Sidiq; Imron Rosyadi; Muthoifin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 1 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i1.1255

Abstract

مع تطور التكنولوجيا بسرعة كبيرة، أصبحت النقود الإلكترونية واحدة من الحلول التي تسهل مختلف العمليات المالية. يعتبر مدرسة إعداد المعلمين لتحفيظ القرآن للصغار بمعهد عش كريما كارانج أنيار كمؤسسة تعليمية مقامة على أساس المدارس الإسلامية ينظر النقود الإلكترونية من أحد الاستراتيجيات في تطوير اقتصاد المدارس الإسلامية. أهداف في هذه الرسالة هي: (1) لمعرفة كيفية وبيان شكل وآلية التعامل بالنقود الإلكترونية في مدرسة إعداد المعلمين لتحفيظ القرآن للصغار بمعهد عش كريما كارانج أنيار. (2) لمعرفة تتوافق تنفيذ فتوى هيئة الشريعة الوطنية لمجلس العلماء الاندونيسي، في فتواها رقم 116 سنة 2017 م بشأن النقود الإلكترونية الشرعية في مدرسة إعداد المعلمين لتحفيظ القرآن للصغار بمعهد عش كريما كارانج أنيار. استنتجت هذه الرسالة أن أشكال العمليات النقود الإلكترونية التي تنظمها مدرسة إعداد المعلمين لتحفيظ القرآن للصغار بمعهد عش كريما كارانج أنيار تستخدم تطبيق SI IMSHI – Isy Karima، حيث يقوم أولياء الطلاب بشحن حسابات الطلاب عبر تطبيق SI IMSHI – Isy Karima، ثم يمكن للطلاب إنفاق هذه النقود الإلكترونية في مقصف المدرسة. أما بالنسبة للامتثال الشرعي في مدرسة إعداد المعلمين لتحفيظ القرآن للصغار بمعهد عش كريما كارانج أنيار، فإنه يتوافق مع أحكام فتوى هيئة الشريعة الوطنية لمجلس العلماء الاندونيسي، في فتواها رقم 116 سنة 2017 م بشأن النقود الإلكترونية الشرعية.
Peningkatan Kualitas Jerami Padi Proses Fermentasi dengan Perbandingan Penambahan Rumen Ternak Termodifikasi dan EM4 Rina Susanti; Imron Rosyadi; Nurul Hidayati
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 3: April 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i3.7938

Abstract

Jerami padi merupakan produk sampingan pertanian yang melimpah, meskipun memiliki nilai gizi yang rendah, sebagian besar disebabkan oleh kandungan serat kasarnya yang tinggi dan kandungan protein kasarnya yang rendah. Penelitian ini berupaya untuk meningkatkan kualitas jerami padi melalui fermentasi menggunakan rumen hewan yang dimodifikasi dan Mikroorganisme Efektif 4 (EM4), sambil membandingkan kemanjuran kedua agen fermentasi tersebut. Strategi penelitian menggunakan uji kuantitatif yang menampilkan tiga perlakuan: kelompok kontrol (tanpa fermentasi), fermentasi menggunakan rumen yang dimodifikasi, dan fermentasi yang menggabungkan EM4. Parameter yang dinilai terdiri dari konsentrasi protein kasar, serat kasar, kadar air, dan tingkat kecernaan jerami padi. ​​Data diperiksa menggunakan uji statistik ANOVA dan uji post-hoc Tukey untuk mengidentifikasi perbedaan yang signifikan antara perlakuan tersebut. Temuan menunjukkan bahwa fermentasi jerami padi menggunakan rumen yang dimodifikasi meningkatkan kandungan protein kasar sebesar 8,2%, mengurangi serat kasar menjadi 22%, dan meningkatkan kecernaan sebesar 38%. Fermentasi menggunakan EM4 meningkatkan protein kasar sebesar 7,4%, mengurangi serat kasar sebesar 25%, dan meningkatkan kecernaan sebesar 32%. Kelompok kontrol menunjukkan peningkatan yang dapat diabaikan di semua metrik. Rumen yang dimodifikasi meningkatkan kandungan nutrisi, tetapi EM4 menunjukkan stabilitas fermentasi dan pengaturan pH yang unggul. Studi ini menetapkan bahwa rumen hewan yang dimodifikasi adalah substrat fermentasi yang optimal untuk meningkatkan kualitas nutrisi jerami padi. Proses fermentasi ini direkomendasikan untuk pertanian skala kecil, dengan kemungkinan untuk memperluas ke lebih banyak substrat fermentasi atau berbagai jenis ternak untuk penyelidikan lebih lanjut. Teknologi ini menawarkan solusi unik untuk keberlanjutan sektor peternakan dengan mengoptimalkan penggunaan limbah pertanian.
Program Pengabdian Masyarakat Internasional di Sekolah Bersepadu Musa-Asiah (Sepama) Cambodia: Pembelajaran Bahasa Indonesia Menggunakan Arab Pegon Febriandika, Nur Rizqi; Imron Rosyadi; Yayuli
Abdi Psikonomi Vol 4, No 3 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.vi.1996

Abstract

Kamboja merupakan suatu negara yang masih dalam area Asia Tenggara dan berbentuk kesatuandengan penduduknya secara mayoritas berkeyakinan agama budha (97%). Walaupun demikiandi bagian wilayah kamboja yakni daerah cham mayoritas beragama Islam dengan corak budayamelayu. Di Champ berdiri lembaga-lembaga pendidikan yang berbasis kepada keislamaanyang digunakan masyarakat Muslim Kamboja Khususnya dari ras melayu mendidik anakanaknyaatau generasi sebagai penerus perjuangan Islam masihlah sedikit. Tidak jarang jugamasyarakat kamboja mengirimkan anak-anaknya untuk menempuh pendidikan di Indonesiayang notabenya sebagai Negara Islam yang lebih maju. Walaupun demikian jumlah maysrakatMuslim yang bisa berbahasa Indonesia atau melayu masihlah sedikit dan minim mengingatmereka juga banyak tertarik melanjutkan studi di perguruan tinggi Muhammadiyah di Indonesia.Walaupun demikian mereka mengalami kesulitan dalam belajar bahasa asing yang notabenenyamenggunakan huruf alfabet sebab bahasa kamboja memiliki huruf sendiri yang berbeda denganhuruf alfabet. Oleh sebab itu kami akan melaksanakan pengabdian masyarakat selama 6 bulandi Sekolah Bersepadu Musa-Asiah (SEPAMA) Cambodia yang merupakan satu-satunya sekolahmuslim swasta yang dikelola oleh Yayasan Musa-Asiah Fondation. Pengabdiana masyarakat ini dalam bentuk pendampingan pembelajaran bahasa Indonesia menggunakan arab pegon karenadinilai lebih efektif dalam mengajarkan bahasa indonesia sebab sebagai seorang muslim merekasudah dibekali pembelajaran aksara arab sebelum masuk sekolah dasar. Tim pengabdian akanbekerjasama dengan pihak sekolah dalam merumuskan pembelajaran arab pegon yang sesuaidengan jenjang pendidikan. Setelah itu, mahasiswa akan diterjunkan di kamboja selama 6 bulansebagai penutur asing guna mengajarkan dan mencontohkan pembelajaran arab pegon.  
Pengaruh Profitabilitas, Leverage, dan Likuiditas terhadap Nilai Perusahaan dengan Struktur Modal sebagai Variabel Intervening pada Perusahaan Manufaktur yang terdaftar di BEI Shoffia Anis Shantika; Imron Rosyadi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.3359

Abstract

The main goal of the company is to maximize the value of the company. Increasing the value of the company can also increase investment opportunities by investors, so the company can get a source of funds. This study aims to see and examine the effect of profitability, leverage, and liquidity on firm value with capital structure as an intervening variable. The research method used in this research is quantitative research method. The results of this study are (1) Profitability has a positive and significant effect on firm value. (2) Leverage and Liquidity have no significant effect on firm value. (3) Profitability and Leverage on firm value through capital structure have no significant effect. (4) Liquidity on firm value through capital structure has a significant influence.
Analisis Penggunaan TikTok sebagai Media Marketing Perspektif Kaidah Fikih Dar’ul Mafāsid Muqaddamun `alā Jalbi al-Masāliḥ: Analysis of the Use of TikTok as a Marketing Media from the Perspective of the Islamic Legal Maxim of Dar’ul Mafāsid Muqaddamun `alā Jalbi al-Masāliḥ Qonitah Amatullah Zain; Muhamad Arifin; Imron Rosyadi
BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Vol. 6 No. 1 (2025): BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/bustanul.v6i1.2029

Abstract

This study aims to analyze the use of Tiktok as a marketing medium by using the perspective of the fiqh rule Dar'ul Mafāsid Muqaddamun `alā Jalbi al-Masāliḥ. This research includes qualitative research and literature study using a descriptive approach to the characteristics of the Tiktok application. The results of the research found that TikTok has mafsadah and maslahah that should be considered for use for a Muslim in general and business people in particular. On a macro scale, namely looking at the scope of pluralistic society and the realities of use in general, this rule can be applied in punishing the use of the Tiktok application in general and specifically as a marketing medium. The mafsadah arising from the use of Tiktok intersects a lot with the values of maqashid al-syari`ah, especially in terms of protecting the soul, religion and honor. So for the sake of long-term benefit it is necessary to apply this rule, namely preventing these mafsadah by reducing, regulating or eliminating the Tiktok application altogether. As for the micro-scale use of each individual, this rule cannot be applied because the mafsadah caused from a personal point of view and use is still not strong enough to be the reason for the urgency of prevention because some individuals have reasons for greater mafsadah if they close the use of Tiktok at once, such as the reason for fulfilling basic life needs that can harm them if not fulfilled. So this rule cannot be applied because one of the conditions for applying this rule is that the prevention of the first mafsadah does not cause greater mafsadah afterwards. The results of this study are expected to provide another point of view in terms of fiqh, as well as add broader insight into mafsadat and maslahat to business people who use the Tiktok application as a marketing medium.
Marketing Communication Strategy of Fruit Vendors in the Purwodadi Traditional Market in the Era of Increasing Online Fruit Sellers Tika, Yori Manis; Levy Oktridarti; Hania Sumarni; Heni Indriani; Imron Rosyadi; Fanro
Journal of Social Science and Humanities Vol. 4 No. 2 (2025): July-December
Publisher : GAYAKU PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jossh.v4i2.1810

Abstract

The rise of digital technology and the increasing use of online selling platforms have significantly transformed consumer purchasing behavior, including the purchase of fresh fruits. Fruit sellers in the Purwodadi Traditional Market face substantial challenges in retaining customers and increasing purchase interest amid intense competition with online fruit vendors. This study aims to analyze the marketing communication strategies employed by traditional fruit sellers in response to consumer behavior shifts in the digital era. Using a descriptive qualitative approach, data were collected through in-depth interviews, direct observations, and documentation involving fruit sellers, buyers, and vendors who also utilize online platforms. The results indicate that verbal and nonverbal face-to-face communication remains the most effective strategy in building trust and emotional closeness with consumers. Sellers have also begun adapting by implementing simple promotional strategies, such as onsite discounts and product updates via WhatsApp Story. Furthermore, service quality is a key differentiator compared to online vendors. However, traditional sellers still encounter challenges related to digital marketing skills, price competition, and limited use of online tools. The study concludes that combining interpersonal communication with basic digital promotional strategies can effectively enhance the competitiveness of traditional market sellers.
Pemberdayaan UMKM melalui pelatihan manajemen keuangan dan Digital Marketing di Desa padang kedeper Kabupaten Bengkulu Tengah Oktridarti, Levy; Yori Manis Tika; Linda Astuti; Hania Sumarni; Fanro; Heni Indriani; Imron Rosyadi
JURNAL BESEMAH Vol. 4 No. 2 (2025): JULI-DESEMBER
Publisher : Gayaku Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jurnalbesemah.v4i2.1811

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in the national economy, particularly in employment creation and community welfare improvement. However, many MSMEs still face challenges in financial management and the utilization of digital technology for marketing purposes. This community service activity aims to enhance the capacity of MSME actors through training in simple financial management and digital marketing. The methods used include socialization, training, mentoring, and evaluation. The results indicate an increase in participants' understanding of business financial recording and their ability to utilize digital media as a marketing tool. Therefore, this program is expected to improve business sustainability and competitiveness of MSMEs in the digital era.
The Existence The Kitab Kuning Learning In Indonesian Boarding School Intan Permata Sari; Fitria, Mita; Imron Rosyadi; Muhammad Irsan Barus; Novia Yanti
Al-Kahfi: Jurnal Pendidikan Agama Islam Vol. 10 No. 2 (2024): July
Publisher : STAI YAPTIP Simpang Empat Pasaman Barat Indonesia in collaboration with International Islamic Studies Development and Research Center (IISDRC)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70820/al-kahfi.v10i2.341

Abstract

This study focuses on the instructional practices of Kitab Kuning (classical Islamic texts) teaching at Pondok Pesantren Arabi Darul Yamani, located in Sasak Ranah Pasisie, Pasaman Barat Regency. The aim of this research is to describe the planning, instructional process, and evaluation methods employed by teachers who are graduates of the pesantren system. Utilizing a descriptive method with a qualitative approach, data were collected through observations, interviews, and documentation. Data analysis was conducted through data reduction, data display, and drawing conclusions, while data validity was tested using triangulation. The findings reveal that in the planning phase, Kitab Kuning teachers who are graduates of the pesantren do not develop written learning objectives, curriculum mapping, or instructional tools such as lesson plans (RPP), syllabi, annual programs (Prota), or semester programs (Prosem). Instead, teachers rely on their understanding of the material and determine the extent of the syllabus coverage without systematic planning. In the instructional process, teachers conduct initial, core, and concluding activities with a considerable effort to achieve optimal results. Evaluation is carried out both in written and oral forms, at the end of the class sessions as well as after several meetings. These findings suggest that while the instructional and evaluative processes are generally well-implemented, there are notable shortcomings in the planning phase that could affect the overall effectiveness of the teaching and learning process.
Co-Authors - Suyatmin Abdul Malik Al-Abrar Abdul Rohim Luqman Hakim Marwa Ash Sidiq ABDUL ROZAK Abdul Wakhid Abel Fuadi Ade Irman Adi Susanto Agung Sudrajad Akbar Nasution Arfin Jaya Aswata Aswata Budi Badrul Zaman Bukhori Cecep Cecep Daryono Soebagiyo Dhimas Satria Dhimas Satria Eka Putri Elga Yuliyanah Emy Listijorini Endang Suhendi ENI SETYOWATI Fanro Fatchan Achyani Febrina Heryanti Fitria, Mita Galang Muhamad Refli Hania Sumarni Hanifah Kusumastuti Haryadi Haryadi Haryadi Haryadi Heni Indriani Hevi Novriani Hunainah Intan Permata Sari ISHAK " Isman Isman Isman Junaidi Junaidi Kevin Ardiansa Khaerudin Khamsin Levy Oktridarti Linda Astuti Lukman Al Azhar M Haikal Fasya M. Khaeruddin Hamsin Mahmada Azmi Maulida Maulana, Moh. Irham Moch Maulana Rizky Wicaksono Mochamad Fariz Rizwan Muhamad Agung Budiarto Muhammad Ali Akbarsyah Muhammad Ali Mahmud MUHAMMAD ARIFIN Muhammad Baasith Muhammad Furi Irsyadi Muhammad Irsan Barus Muthoifin Noer Sasongko Novia Yanti Nur Achmad Nur Hidayah Nur Rizqi Febriandika nurkholis, riki_fitri17 Nurul Hidayati Oddy Virgantara Putra Oktridarti, Levy Pratama, Novreza Putri Ayu Nuraini Dewi Qonitah Amatullah Zain Reza Anugrah Yulian Ridlwan Kamaluddin Ridwan Febriyanto Rina Lusiani Rina Susanti Rina Susanti Ririn Irnawati Rita Silviani Rizka Rizka Sakinah Haryati Salsabilla Shauma Seftya Dwi Sinta Shinta Dewi Kasih Bratha Shoffia Anis Shantika Shoffin Nahwa Utama Sirajuddin - Siti Nur Rohmah Siti Nur’aini Siti Roudhotul Jannah Syailendra Sabdo Djati PS Syamsul Bachri Syamsul Hidayat Syarif Abdullah Tb. Ahmad Nasorudin Tika, Yori Manis Triyono Triyono Wildan Firdaus Wiwin Sulistiyawati Yayuli Yori Manis Tika Yuni Indah Supriyanti, Yuni Indah Yusvardi Yusuf